Linkhome

What Linkhome does

Linkhome Holdings Inc. (NASDAQ: LHAI) is an Irvine, California-based, AI-branded real estate and fintech platform targeting U.S. residential property transactions. The company offers an AI Agent for property search and mortgage workflows with conversational and multilingual support, AI-driven underwriting engines that evaluate homeowner equity and risk in real time, and a fintech suite delivered through its wholly owned California-licensed mortgage subsidiary, Linkhome Mortgage Inc., including Cash Offer and Buy Before Sell programs that let consumers acquire a new home before selling the existing one. Its commercial stack also includes Linkhome AI Ads, a B2B advertising platform aimed at homebuilders, mortgage lenders, real estate agents, and insurance providers, paired with a Pay for Closing performance-based customer acquisition model that bills only on closed transactions (estimated at ~$4,930 of platform revenue per close).

The company has pursued a rapid product expansion cadence, launching AI Ads in December 2025, home humanoid and quadruped robots in January 2026, the AI Agent in February 2026, and the Buy Before Sell program in March 2026. In May 2026 it signed a definitive agreement to acquire Mortgage One Group (Constant Investments Inc.), an 18-state, 8-branch mortgage lender with 30 loan officers, ~$174M in annual loan volume, and an $18M warehouse line of credit; the deal is expected to close by July 1, 2026 and is intended to nationalize the mortgage footprint and enable integration of Linkhome's AI platform across origination, underwriting, and borrower communication.

Financially, Linkhome reported Q1 2026 revenue of $5.08M alongside negative net margin (1.10%) and negative return on equity (4.62%). The stock trades around $0.98, down 82.5% from a 52-week high of $22.33, with short interest up 86.9% in March 2026 and an average Sell analyst rating. The company has 1-10 listed employees, no disclosed funding rounds, and the founder/CEO Zhen Qin (Chairman) sold approximately $2.37M in shares at $1.50 in early 2026 — signals that complicate the otherwise aggressive expansion narrative and warrant close scrutiny of execution capacity and capital runway.

Name

Linkhome

Legal name

Linkhome Holdings Inc.

Website

https://linkhome.com

Company type

Public

Founded year

2021

Operating status

Operating

Headcount range

1–10 employees

Short description

Linkhome is an AI-driven U.S. real estate and fintech platform offering property search, mortgage origination via its Linkhome Mortgage Inc. subsidiary, Buy Before Sell and Cash Offer programs, and an AI Ads B2B channel serving homebuyers, homeowners, agents, lenders, and builders.

Ownership category

akta.pro rank

Product category

AI Real Estate Technology

NAICS

Offices of Real Estate Agents and Brokers (5312), Mortgage and Nonmortgage Loan Brokers (522310), Web Search Portals and All Other Information Services (519290)

SIC

Real Estate Agents & Managers (For Others) (6531), Loan Brokers (6163), Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Buyer Representation Services (BPAJAAAJ)

akta.pro secondary industries

Bridge & Short-Term Real Estate Loan Intermediation (FSAEAEAG), Web Directories & Link Indexes (BPAMAAAK)

Keywords

• AI real estate platform
• Mortgage origination services
• Property search technology
• Home equity financing
• AI advertising solutions

Headquarters

HQ city

Irvine

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales

Revenue model

1. Transaction-based fees (Pay for Closing): Performance-based customer acquisition model where Linkhome charges no upfront fees from agents and generates revenue only when referred buyer transactions close, with illustrative estimates of approximately $4,930 per closed transaction based on typical buyer-agent commissions.
2. Advertising revenue (Linkhome AI Ads): AI-driven advertising platform generating revenue from homebuilders, mortgage lenders, real estate agents, insurance providers, and adjacent residential industries as advertisers.
3. Mortgage lending operations: Revenue from mortgage origination through wholly owned subsidiary Linkhome Mortgage Inc., expanded via acquisition of Mortgage One Group with $18 million warehouse line and approximately $174 million annual loan volume.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels3 records

Core offering

Linkhome operates an AI-powered real estate and fintech platform that combines property search, mortgage origination, and home financing solutions. The company offers an AI Agent for conversational property search, Cash Offer and Buy Before Sell programs that leverage AI underwriting engines to evaluate homeowner equity in real time, an AI-driven advertising platform (Linkhome AI Ads), and a performance-based Pay for Closing customer acquisition model.

Product overview

Linkhome is an AI-powered real estate and fintech platform offering an integrated ecosystem of products and services. The core platform combines AI-powered property search (via Linkhome AI Agent) with mortgage solutions (including Cash Offer and Buy Before Sell programs), while monetization is driven through Linkhome AI Ads advertising platform and the Pay for Closing performance-based customer acquisition model. The company also operates Linkhome Mortgage Inc. as a wholly owned California-licensed mortgage subsidiary and is expanding into residential robotics. The platform serves homebuyers, real estate agents, homebuilders, mortgage lenders, and insurance providers.

Differentiator

Problem solved

Functional benefit

Brands

• Linkhome AI Agent: AI-powered assistant for homebuyers that streamlines property search and mortgage processes with conversational, multilingual, and analytics-driven support
• Buy Before Sell
• Linkhome AI Ads
• Pay for Closing
• Home Humanoid and Quadruped Robots

Products and services

• Linkhome AI Agent
• Linkhome AI Ads
• Buy Before Sell Program
• Cash Offer Program
• Mortgage Origination Services
• Home Humanoid and Quadruped Robots

Quantifiable outcome

• Approximately $4,930 in platform revenue per closed transaction under Pay for Closing model
• +1 more outcomes

Named customers2 records

Segments6 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability6 records

Feature4 records

Partnerships

One partnership is on record.

• Mortgage One Group (Constant Investments Inc.)coreStrategic or Co-development Partner · 12 May 2026Linkhome Holdings Inc. entered definitive agreement to acquire 100% of equity interests of Constant Investments Inc. (d/b/a Mortgage One Group), a full-service mortgage lending company operating 8 branch offices in 18 U.S. states with 30 loan officers and $18 million warehouse line of credit. Transaction expected to close by July 1, 2026. Integration aims to combine Mortgage One Group's multi-state lending infrastructure with Linkhome's AI technology for integrated AI-powered platform.

Scale indicators6 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Zillow Group: Operates a consumer-facing AI-powered home search portal and Zillow Home Loans mortgage origination business. Directly comparable as an integrated search-plus-mortgage platform serving homebuyers with digital tools, though Zillow operates at vastly greater scale and exited iBuying.
• Redfin: Tech-enabled residential brokerage and mortgage lender using data and software to streamline home buying. Comparable to Linkhome's residential brokerage plus mortgage origination model with AI-driven consumer experience.
• Compass: Tech-forward residential real estate brokerage offering an end-to-end platform for agents and consumers. Comparable to Linkhome's brokerage orientation and AI-augmented agent tools, though Compass focuses on premium urban markets.
• Opendoor: Online residential real estate marketplace and iBuyer with integrated mortgage offerings. Comparable as an AI/tech-driven end-to-end home transaction platform serving consumers directly, including Cash Offer-style instant purchase products.
• Better.com: Digital-first mortgage lender and real estate platform with AI-driven underwriting and a unified home purchase experience. Comparable to Linkhome Mortgage Inc. plus AI Agent combination of consumer-facing digital mortgage and property search.
• HomeLight: AI-powered real estate platform connecting consumers with agents and offering Cash Offer and trade-in programs. Closely comparable to Linkhome on Buy Before Sell / Cash Offer mechanics and AI-driven agent matching.
• Offerpad: Tech-enabled iBuyer and real estate solutions provider offering Cash Offer and home trade-in programs. Comparable to Linkhome's Cash Offer and Buy Before Sell programs as a direct iBuying/bridge competitor.

Broad incumbents

• Rocket Mortgage: Largest U.S. mortgage originator with a national retail and direct-to-consumer digital platform. Comparable to Linkhome's mortgage origination ambitions (especially post-Mortgage One Group), though vastly larger scale and broader product set.
• LoanDepot: National retail and wholesale mortgage lender with multi-channel origination. Comparable to Linkhome's post-Mortgage One Group mortgage ambitions as a broader-incumbent mortgage originator with multi-state branch footprint.

Emerging players

• eXp World Holdings: Cloud-based brokerage leveraging technology to scale agent operations and integrated mortgage services. Comparable to Linkhome as a tech-forward brokerage model, though eXp is agent-stock-based and globally distributed.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights5 records

Customer concentration

• Xx.com/Linkhomeai

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Linkhome