Mooncard
Mooncard is a French fintech offering a Visa corporate payment card paired with SaaS expense management software, serving roughly 6,000 SMEs, enterprises, and public sector organizations across France and Europe with automated accounting and ERP integrations.
- Company typePrivate
- Founded2016
- HeadquartersParis, France
- Headcount101–250
- GTM typeB2B
- OfferingSoftware
What Mooncard does
Mooncard is a French fintech founded in March 2016 by Tristan Leteurtre (CEO), Damien Metzger (CTO), and Pierre-Yves Roizot (CFO) that combines a Visa corporate payment card with SaaS-based expense management software. The platform serves roughly 6,000 customer organizations spanning SMEs, mid-market firms (ETIs), large enterprises, franchises, and French public sector entities (including government ministries and the armed forces). Core technical capabilities include OCR-based receipt scanning that auto-extracts transaction data, a configurable card authorization engine supporting 60+ spend-control parameters per card, automatic accounting entry generation, and native integrations with six major ERP/accounting platforms — Sage, Cegid, SAP, Microsoft Dynamics, Agicap, and Exact Online. The company also operates a sub-brand, Mooncard Mobility, a fuel card accepted at 100% of stations in France and Europe.
Mooncard firmographics
Firmographics- Name
- Mooncard
- Legal name
- Moongroup SAS
- Website
- https://mooncard.co
- Company type
- Private
- Founded year
- 2016
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Mooncard is a French fintech offering a Visa corporate payment card paired with SaaS expense management software, serving roughly 6,000 SMEs, enterprises, and public sector organizations across France and Europe with automated accounting and ERP integrations.
- Ownership category
- akta.pro rank
Mooncard industry classification
Industry- Product category
- Corporate Expense Management Software
- NAICS
- Credit Card Issuing (522210), Credit Card Issuing (52221), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Finance Services (6199), Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- Commercial & Corporate Card Schemes (FSAMAAAF)
- akta.pro secondary industries
- Virtual Card Issuance & Tokenized Corporate Cards (THACAJAA), Central/Lodge Cards & Ghost Cards (Air/Hotel/Rail) (THACAJAB), Travel Payments & Virtual Cards for Corporate Travel (THALAMAJ)
Keywords
Where Mooncard is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- France
- HQ region
- Europe
Offices2 records
Markets served
Mooncard business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure
Revenue model
- SaaS Subscription: Monthly or annual subscription fees for the Mooncard platform providing corporate payment cards and expense management software. Pricing is quote-based and tailored to company size and needs.
Go-to-market motion2 records
Distribution channels4 records
Marketing channels8 records
Mooncard product offering
Product offeringCore offering
Mooncard provides a Visa corporate payment card combined with a SaaS expense management and accounting automation platform for businesses and public sector entities. The solution automates the entire financial cycle from payment through receipt collection, expense reporting, VAT recovery, and direct integration with accounting software such as Sage, Cegid, SAP, and Microsoft Dynamics. Physical and virtual cards are issued with 60+ configurable authorization criteria, enabling real-time spending controls and automated journal entry generation.
Product overview
Mooncard is a French fintech company offering an integrated expense management solution centered on a Visa corporate payment card paired with a SaaS management platform. The core offering combines the Mooncard Corporate Card (physical and virtual cards) with the Mooncard Expense Management Platform, which automates accounting entries, receipt collection, and budget tracking. Add-on modules include the Mobile Application for on-the-go expense management, Mooncard Mobility (fuel card) for fleet expenses, Mooncard Accounting Automation for journal entry generation, Approval Workflow for expense validation, Advanced Control Pack for multi-entity visibility, and customizable Card Configuration for spending controls. The entire ecosystem integrates natively with major ERP and accounting software including Sage, Cegid, Agicap, SAP, Microsoft Dynamics, and Exact Online.
Differentiator
Problem solved
Functional benefit
Brands
- Mooncard Mobility: Fuel card solution accepted in 100% of stations in France and Europe, part of the mobility offerings for business expenses.
Products and services
- Mooncard Corporate Card A Visa corporate payment card that enables businesses and public sector entities to manage professional expenses with configurable spending limits, real-time tracking, automatic receipt collection, and direct accounting integration. Includes physical and virtual card issuance through payment institution partners Treezor and Paynovate.
- Mooncard Expense Management Platform SaaS platform that centralizes expense data, automates accounting entries, provides real-time budget visibility, and integrates with major accounting and ERP software (Sage, Cegid, SAP, Microsoft Dynamics, Agicap, Exact Online) for seamless financial closing.
- Mooncard Mobility (Fuel Card) A dedicated fuel card solution accepted at 100% of stations across France and Europe, with automatic VAT recovery and accounting integration. Specifically designed for fleet and mobility expense management including fuel, tolls, and parking.
Quantifiable outcome
- 4x faster accounting close
- +3 more outcomes
Companies that use Mooncard
Customer profileNamed customers10 records
Segments4 records
Ideal customer profiles4 records
Mooncard technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration6 records
AI capability2 records
Feature6 records
Mooncard partnerships and signals
Strategic signalPartnerships
Twelve partnerships are on record, tiered core.
- BoltcoreEuropean mobility partnership allowing Mooncard users to add their card to Bolt Work Profile for automatic ride receipt pre-filling and seamless expense reporting. Users can earn Flying Blue Miles on Bolt work trips.
- VisacoreStrategic partnership for corporate payment card issuance. Mooncard operates as a Visa Corporate card issuer through its payment institution partners, enabling card payments worldwide through the Visa network.
- Flying Blue (Air France-KLM)coreLoyalty program partnership allowing Mooncard corporate card holders to earn Flying Blue Miles on business spending. Miles can be used for personal or professional Air France-KLM travel.
- Allianz (via Gras Savoye)coreComprehensive insurance coverage for corporate payment cards, providing unique protection in the French corporate card market. Partnership delivers travel insurance, purchase protection, and other card benefits.
- SagecoreNative integration with Sage accounting software enabling automatic accounting entry export and synchronization. Certified integration partner.
- CegidcoreNative integration with Cegid accounting solutions for automated accounting entry generation and export.
- SAPcoreIntegration with SAP accounting software enabling seamless data export for enterprise clients using SAP ERP systems.
- Microsoft DynamicscoreIntegration with Microsoft Dynamics ERP for automated accounting entries and financial data synchronization.
- AgicapcoreIntegration with Agicap cash flow management software for synchronized expense tracking and forecasting.
- Exact OnlinecoreIntegration with Exact Online cloud accounting for automated accounting entry export and real-time financial data sync.
- TreezorcorePayment institution partner providing electronic money issuance services. Moongroup acts as Treezor's registered agent under ACPR supervision.
- PaynovatecoreBelgian payment institution partner providing Visa Corporate card issuance under BNB authorization. Moongroup acts as agent for Paynovate in France.
Scale indicators9 records
Recent moves8 records
Expansion highlights6 records
Mooncard competitors and assessment
Company assessmentDirect peers
- Pleo: Danish fintech providing corporate Mastercard cards with expense management, receipt capture, and accounting integrations across Europe. Competes head-to-head with Mooncard for European mid-market and enterprise expense automation deals.
- Spendesk: Paris-based fintech offering corporate payment cards, virtual cards, and integrated expense management for SMBs and mid-market. Directly competes with Mooncard in France and increasingly across Europe with a similar all-in-one subscription model.
- Soldo: UK- and Italy-based fintech offering multi-user corporate cards, expense management, and budget controls for European businesses. Comparable in product scope and target market to Mooncard, with overlapping virtual card and SaaS expense features.
- Yokoy: Swiss AI-native spend management platform combining corporate cards, expense automation, and invoice processing for mid-market and enterprise. Competes directly with Mooncard on AI-driven expense automation and European mid-market positioning.
- Qonto: French business banking platform with built-in corporate cards, expense management, and accounting automation for SMBs and SMEs. A direct French competitor with a broader banking offering that overlaps with Mooncard's payment and expense proposition.
- Brex: US-originated corporate card and expense management platform expanding into Europe with cards, bill pay, and travel. Comparable in product and business model, though Brex is more enterprise-skewed and less focused on the European SMB segment Mooncard targets.
- Rydoo: European travel and expense management SaaS provider serving multinational clients with corporate cards, expense automation, and ERP integrations. Overlaps with Mooncard's expense reporting and corporate card proposition, particularly for larger European enterprises.
Others
- Agicap: French cash flow management and treasury platform that is both an integration partner of Mooncard and an adjacent SaaS finance solution for SMBs. Comparable target customer (European SMB finance teams) and complementary product positioning rather than direct competition.
Regional players
- Captio: Spanish corporate expense management platform with automated receipt capture and ERP integrations, now part of the TravelPerk ecosystem. Comparable to Mooncard's expense management workflow for European mid-market companies, primarily serving the Iberian market.
Broad incumbents
- AirPlus: Long-established Lufthansa-owned corporate payments provider offering central billing, lodge cards, and virtual cards for business travel. A broad incumbent in the corporate card space that overlaps with Mooncard's travel-payment use cases, particularly for large enterprises with travel-heavy spend.
Market position
Weaknesses4 records
Competitive moat5 records
Key risks1 record
Customer concentration
Mooncard social profiles
Digital presenceMooncard compliance and trust
Trust signalCompliance2 records
Mooncard financial estimates
Financial estimateRevenue estimate
Valuation estimate
Mooncard leadership team
Management profileNumber of profiles
Profiles5 records
Mooncard funding detail
Funding detailFunding overview
Funding rounds4 records
Investors7 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Mooncard M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Mooncard
What does Mooncard do?
Mooncard provides a Visa corporate payment card combined with a SaaS expense management and accounting automation platform for businesses and public sector entities. The solution automates the entire financial cycle from payment through receipt collection, expense reporting, VAT recovery, and direct integration with accounting software such as Sage, Cegid, SAP, and Microsoft Dynamics. Physical and virtual cards are issued with 60+ configurable authorization criteria, enabling real-time spending controls and automated journal entry generation.
Is Mooncard a public or private company?
Mooncard is a private company. It is classified as venture growth investor backed and is currently operating.
When was Mooncard founded?
Mooncard was founded in 2016. It employs 101 to 250 people.
Where is Mooncard based?
Mooncard is headquartered in Paris, France, in the Europe region.
How does Mooncard make money?
One revenue line is on record: saaS Subscription.
Who are Mooncard's main competitors?
Direct peers on record are Pleo, Spendesk, Soldo, Yokoy, Qonto, Brex and Rydoo. Agicap is listed as an others. Captio is listed as a regional player. AirPlus is listed as a broad incumbent.
Does Mooncard have an API?
Yes. Mooncard provides API access to Third Party Providers as well as a sandbox environment. OAuth2 authentication is used for creating applications. Developer documentation is at developers.mooncard.co/developers/sign_in.
What industry is Mooncard in?
Mooncard's product category is Corporate Expense Management Software. Its primary akta.pro industry code is FSAMAAAF, Commercial & Corporate Card Schemes, with a secondary code of THACAJAA, Virtual Card Issuance & Tokenized Corporate Cards. Its NAICS code is 522210 and its SIC code is 6199.