What Verituity does

Verituity is a cloud-based verified digital payouts platform that connects banks, payers, and payees to deliver first-time and on-time digital disbursements. Its core technology, branded as Zero Trust Payout Verification™, orchestrates verification of each transaction by synthesizing identity, behavioral, relationship, and contextual signals into confidence-based payment decisions, and is paired with an Intelligent Payment Choice capability that supports pay-by-anything across ACH, Wire, Zelle®, RTP®, push to debit, virtual card, PayPal, Venmo, and check in 140+ countries using ISO 20021/20022 standards. The platform is offered as a white-labeled, API-accessible solution with low-code adaptors and is augmented by a complementary Holistic Verification™ approach that mitigates fraud, errors, and data gaps across the full payment lifecycle.

The company primarily serves enterprise clients in banking, insurance, and other payout-intensive industries, with named engagements including a large global digital entertainment company, a large bank, and a large insurance company. Its go-to-motion combines direct enterprise field sales targeting treasury, payments, and risk/compliance decision makers with channel partnerships — notably a co-developed platform with BNY Mellon (Vaia, 2022), a Mastercard Move integration (2024), and a Sagent mortgage servicing integration (2025) — enabling white-label deployment through major financial institutions and processors.

Verituity monetizes through a combination of platform/SaaS licensing and transaction-based fees, priced on a quote basis under multi-year enterprise contracts. The company has raised approximately $28.8M in disclosed venture funding across a $10M Series A in May 2021 and an $18.8M round in June 2024, led by Sandbox Industries and Forgepoint Capital, with stated use of funds directed at AI/ML innovation and vertical expansion into mortgage servicing and energy. Headquartered in McLean, Virginia with an additional Atlanta office, Verituity operates with 11–50 employees and remains a privately held, venture-backed company.

Name

Verituity

Legal name

Verituity, Inc.

Website

https://verituity.com

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

11–50 employees

Short description

Verituity is a cloud-based verified digital payouts platform that uses AI-powered Zero Trust Payout Verification™ to enable first-time and on-time digital disbursements for banks, insurers, and large enterprises across 140+ countries.

Ownership category

akta.pro rank

Product category

Verified Digital Payouts / Enterprise Payment Orchestration

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Finance Services (6199), Services-Prepackaged Software (7372)

akta.pro primary industry

Payouts, Disbursements & Mass Payments Infrastructure (FSAGABAN)

akta.pro secondary industries

Accounts Payable Automation & Supplier Payments (FSAGAJAD), Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB)

Keywords

• Verified digital payouts
• Payment verification platform
• Disbursement orchestration
• Payout fraud prevention
• Enterprise payment rails

Headquarters

HQ city

Mclean

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Infrastructure, Operations

Revenue model

1. Platform/SaaS Fees: Cloud-based platform licensing with white-labeled solutions for banks and enterprises. Revenue derived from platform access, verification services, and payment orchestration capabilities.
2. Transaction-Based Fees: Fees assessed per payout or disbursement processed through the platform, likely tiered based on payment type, value, and verification complexity.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels5 records

Core offering

Verituity provides a cloud-based verified digital payouts platform that connects banks, payers, and payees to deliver first-time and on-time digital payouts. The platform combines Zero Trust Payout Verification™ and Holistic Verification™ with intelligent pay-by-anything orchestration across ACH, Wire, Zelle, RTP, push to debit, virtual card, and check. It is sold to enterprise banks, insurance carriers, gaming/entertainment companies, and mortgage servicers, with AI/ML-driven confidence-based verification enabling risk-assessed, on-time payouts at scale.

Product overview

Verituity offers a unified payouts platform combining Zero Trust Payout Verification and intelligent payment choice capabilities. The core platform is the Verituity Payouts Platform, which includes two foundational technologies: Zero Trust Payout Verification (the core verification engine) and Holistic Verification (the proprietary technology that increases payout success rates). The platform recently launched Confidence-Based Payment Method Verification as a new capability that synthesizes multiple verification signals to generate confidence assessments. The product enables verified digital payouts with intelligent pay-by-anything experiences across banking, insurance, gaming, and other industries.

Differentiator

Problem solved

Functional benefit

Products and services

• Verituity Payouts Platform Cloud-based verified digital payouts platform that connects banks, payers, and payees to deliver first-time and on-time verified payouts with intelligent payment choice across ACH, Wire, Zelle, RTP, push to debit, virtual card, and check. Targeted at enterprise banks, insurance carriers, gaming/entertainment, and mortgage servicers.
• Confidence-Based Payment Method Verification An expanded verification capability that synthesizes multiple verification signals to generate confidence assessments for payment methods, enabling organizations to define risk-based thresholds and decisioning logic when traditional account validation provides limited or no signal. Sold to enterprise banks, insurers, and other large payers as a module of the Verituity Payouts Platform.
• BNY Mellon Vaia Platform (co-developed) Aggregated payment platform co-developed with BNY Mellon that gives U.S.-based institutions digital payment options for disbursements, leveraging Verituity's verification technology and BNY Mellon's Account Validation Services. Available to BNY Mellon's institutional clients.

Quantifiable outcome

• Increases payout success rate by +55%
• +6 more outcomes

Named customers3 records

Segments5 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

AI capability6 records

Feature5 records

Partnerships

Three partnerships are on record, tiered core.

• SagentcoreStrategic or Co-development Partner · 21 October 2025Strategic partnership to embed Verituity's cloud-based payouts platform into Sagent's mortgage servicing solutions. Equips servicers to move beyond legacy check-based systems and adopt modern, scalable payment rails for escrow refunds, loan payoff overages, and supplier/vendor payments.
• MastercardcoreTechnology or Integration · 11 April 2024Integration of Mastercard Move, Mastercard's portfolio of domestic and international money transfer solutions, into Verituity's payments platform enabling near real-time payouts for commercial banks and payers. Reduces go-to-market timeframe for banks and businesses while ensuring immediate verification of payees and transactions.
• BNY MelloncoreStrategic or Co-development Partner · 22 January 2022Verituity joined BNY Mellon's Accelerator Program to develop next-generation verified payout solutions. Collaboration led to the co-development of BNY Mellon's Vaia platform for payee-choice disbursements, leveraging Verituity's verification technology and BNY Mellon's Account Validation Services.

Scale indicators12 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Increase: Increase provides banking infrastructure and APIs for ACH, wire, RTP, and check disbursements with a focus on financial operations. It competes head-to-head with Verituity in offering developer-friendly verified payouts and account validation for banks and fintechs.
• Orum: Orum is a payment intelligence platform focused on faster, lower-cost bank transfers with verification and risk decisioning for payouts. It is directly comparable to Verituity's intelligent orchestration and AI-driven verification of disbursements.
• Modern Treasury: Modern Treasury is a payments operations platform that provides APIs for money movement, including payouts, reconciliation, and bank integrations. It directly overlaps with Verituity on intelligent payment orchestration and bank-led disbursement flows, making it the closest comparable in product scope and customer base.
• Unit: Unit is a banking-as-a-service platform that enables companies to embed accounts, payments, and lending, including payouts via ACH, wire, and RTP. It is comparable to Verituity on the bank-embedded payments and white-labeled disbursement dimension.
• Highnote: Highnote is a modern card issuing and embedded payments platform that supports payouts and money movement for fintechs and banks. It competes with Verituity in providing payout rails and API-first orchestration to enterprise financial institutions.
• Dwolla: Dwolla provides an ACH-focused payment API with verification, balance checks, and disbursement workflows serving platforms and fintechs. It overlaps with Verituity on verified digital payouts and pay-by-bank use cases for B2B and B2C flows.
• Finix: Finix offers payment infrastructure for platforms to orchestrate pay-ins and pay-outs, including splits, instant payouts, and verification. Its pay-out orchestration and white-label distribution model are directly comparable to Verituity's payouts platform and B2B channel strategy.
• Treasury Prime: Treasury Prime provides a banking integration and embedded finance platform connecting fintechs to bank partners with payment and disbursement APIs. It is a direct peer in the bank-channel orchestration and payout enablement space.

Broad incumbents

• Plaid: Plaid is a broad fintech infrastructure provider covering account connectivity, identity verification, and money movement. Its account verification and payment-rail integrations overlap with Verituity's verification and orchestration layer, though Plaid serves a much wider product footprint.
• Stripe Treasury: Stripe Treasury offers embedded financial accounts and money movement as part of Stripe's broader payments platform, including payouts for marketplaces and platforms. It is a broad incumbent that competes with Verituity on embedded payouts and bank-channel distribution at much larger scale.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/verituity

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds2 records

Investors4 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Verituity