Futurpreneur
Futurpreneur is a Canadian national non-profit that provides collateral-free loan financing (up to $75,000), mentorship, and business-planning tools exclusively to entrepreneurs ages 18-39 across all Canadian provinces and territories, with tailored programs for Black, Indigenous, side-hustle, and other equity-deserving founders.
- Company typePrivate
- Founded1996
- HeadquartersToronto, Canada
- Headcount101–250
- GTM typeB2C
- OfferingServices
What Futurpreneur does
Futurpreneur is a Canadian national non-profit founded in 1996 that provides collateral-free startup loan financing, mentorship, and business-planning resources exclusively to entrepreneurs ages 18-39 across all provinces and territories. The organization operates four flagship loan programs — the Core Startup Program, the Black Entrepreneur Startup Program (BESP, funded by RBC), the Indigenous Entrepreneur Startup Program (IESP, delivered by an all-Indigenous team), and the Side Hustle Program — each pairing loan capital with up to two years of 1:1 mentorship. Maximum financing ranges from $25,000 (Side Hustle) to $75,000 (Core, BESP, IESP), with interest set at CIBC/RBC prime + 3% and structured through a 16-year co-lend partnership with BDC.
The underlying technology stack is intentionally lightweight: a web-based application portal, an interactive online Business Plan Writer, a downloadable Cash Flow Template, and a 2026-launched Focused Business Plan PDF tool. Distribution is delivered through 14 regional offices (plus a Toronto national headquarters) and a network of 390+ community partners, with bilingual English/French service delivery in Quebec. Operational scale includes 137-140 staff, 2,100+ volunteer mentors, and 21,000+ entrepreneurs supported since inception, with $259M in cumulative loan capital disbursed.
The business model is a hybrid of government grant funding (Budget 2024: five-year, $60 million), corporate co-lend partnerships (RBC for BESP, BDC for Core/IESP/Side Hustle, Visa for community programs), loan interest income at prime + 3%, and a 1% loan management fee. Futurpreneur is governed by a Board of Directors, has no parent company, and operates as a registered non-profit under Ontario law. The organization reports an 80% five-year business survival rate among supported entrepreneurs — 27 percentage points above the Canadian national average — and is the Canadian member of the G20 Young Entrepreneurs' Alliance, Youth Business International, and the Canadian host of Global Entrepreneurship Week.
Futurpreneur firmographics
Firmographics- Name
- Futurpreneur
- Legal name
- Futurpreneur Canada
- Website
- https://futurpreneur.ca
- Company type
- Private
- Founded year
- 1996
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Futurpreneur is a Canadian national non-profit that provides collateral-free loan financing (up to $75,000), mentorship, and business-planning tools exclusively to entrepreneurs ages 18-39 across all Canadian provinces and territories, with tailored programs for Black, Indigenous, side-hustle, and other equity-deserving founders.
- Ownership category
- akta.pro rank
Futurpreneur industry classification
Industry- Product category
- Small Business Lending & Entrepreneur Support Services
- NAICS
- Credit Intermediation and Related Activities (522), Educational Support Services (61171)
- SIC
- Short-Term Business Credit Institutions (6153), Loan Brokers (6163)
- akta.pro primary industry
- SME & Entrepreneurship Development (Trade-Linked) (BPADAMAE)
- akta.pro secondary industries
- Youth Business Incubators & Accelerators (EDAMAHAC), P2P Small Business / SME Marketplace Lending (FSAKAHAC), Accelerators & Incubators (Investor-Operated) (FSANAAAM)
Keywords
Where Futurpreneur is headquartered
LocationHeadquarters
- HQ city
- Toronto
- HQ country
- Canada
- HQ region
- North America
Offices14 records
Markets served
Futurpreneur business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Government Grants and Funding: Primary revenue source from Government of Canada's five-year $60 million investment (Budget 2024) and ongoing federal support to enable loan programs for diverse young entrepreneurs
- Loan Interest Income: Interest payments on collateral-free loans provided to entrepreneurs. Interest charged at CIBC prime rate + 3% for Core Startup Program, with 1% loan management fee
- Corporate Partnerships: Funding from corporate partners including RBC for Black Entrepreneur Startup Program, Visa Tap In to Impact contribution ($275,000 CAD), and ongoing co-lend partnerships with BDC
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Unit Pricing | Annual | Core Startup Program - Up to $75,000 loan with mentorship for entrepreneurs 18-39 |
| Unit Pricing | Annual | Black Entrepreneur Startup Program (BESP) - Up to $75,000 for Black entrepreneurs |
| Unit Pricing | Annual | Indigenous Entrepreneur Startup Program (IESP) - Up to $75,000 for Indigenous entrepreneurs |
| Unit Pricing | Annual | Side Hustle Program - Up to $25,000 for part-time entrepreneurs |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels8 records
Futurpreneur product offering
Product offeringCore offering
Futurpreneur is a national Canadian non-profit that provides collateral-free startup loans of up to $75,000 paired with up to two years of one-on-one mentorship to young entrepreneurs ages 18-39. It operates specialized programs for Black entrepreneurs (BESP) and Indigenous entrepreneurs (IESP), a Side Hustle Program for part-time founders, and complementary digital tools such as the Business Plan Writer and Cash Flow Template. Financing is delivered through co-lend partnerships with BDC and RBC alongside federal government support.
Product overview
Futurpreneur is a national non-profit organization offering a portfolio of loan financing programs with mentorship support for young Canadian entrepreneurs ages 18-39. The core offering is the Core Startup Program providing up to $75,000 in collateral-free loans plus two years of mentorship. Specialized programs include the Black Entrepreneur Startup Program (BESP) and Indigenous Entrepreneur Startup Program (IESP), both offering up to $75,000 with culturally-tailored support delivered by teams with lived experience. The Side Hustle Program targets part-time entrepreneurs with up to $25,000 in financing. Supporting digital tools include the Business Plan Writer, Cash Flow Template, Focused Business Plan, and Business Plan Essentials course. Additional offerings include the Startup + Prosper podcast, G20 Young Entrepreneurs' Alliance participation, Global Entrepreneurship Week hosting, and the annual Futurpreneur Awards program.
Differentiator
Problem solved
Functional benefit
Brands
- Core Startup Program: Futurpreneur's primary startup program providing up to $75,000 in collateral-free loan financing and up to two years of one-on-one mentorship to young entrepreneurs aged 18–39.
- Black Entrepreneur Startup Program (BESP)
- Indigenous Entrepreneur Startup Program (IESP)
- Side Hustle Program
Products and services
- Core Startup Program Flagship collateral-free startup loan program (up to $75,000) with up to two years of one-on-one mentorship, business planning tools, and networking for young Canadian entrepreneurs ages 18-39 in their first 24 months of business.
- Black Entrepreneur Startup Program (BESP) Specialized program for self-identifying Black entrepreneurs ages 18-39, providing $5,000 to $75,000 in inclusive startup loan financing, up to two years of mentorship, networking opportunities, and follow-on financing up to $40,000, delivered by a team with lived experience.
- Indigenous Entrepreneur Startup Program (IESP) Culturally-tailored program for Indigenous (First Nations, Métis, or Inuit) entrepreneurs ages 18-39, providing up to $75,000 in startup loan financing, up to two years of mentorship, Indigenous-led workshops (Ohpikiwin series), and access to Indigenous entrepreneur networks across Canada.
- Side Hustle Program Program for part-time entrepreneurs ages 18-39 who want to launch or grow a side business while maintaining full-time employment, offering up to $25,000 in collateral-free loan financing combined with up to two years of mentorship and business planning tools.
- BESP Follow-on Financing Additional loan financing of up to $40,000 available to BESP participants who have completed two years of successful business performance, funded by RBC.
- Business Plan Writer Interactive online tool that walks entrepreneurs through creating a business plan, including step-by-step cash flow templates, tips, tricks, and detailed examples.
- Cash Flow Template Downloadable Excel template that helps entrepreneurs outline startup costs, create sales forecasts, and complete month-by-month cash flow projections for two years.
- Focused Business Plan Simplified, interactive, downloadable PDF alternative to the online Business Plan Writer. Allows entrepreneurs to create personalized plans, edit directly on device, and submit with Futurpreneur applications.
- Business Plan Essentials Course Crash course providing an overview of the different components that make up a solid business plan, ensuring entrepreneurs are launch-ready.
Quantifiable outcome
- 80% five-year survival rate for supported businesses
- +5 more outcomes
Companies that use Futurpreneur
Customer profileNamed customers7 records
Segments6 records
Ideal customer profiles4 records
Futurpreneur technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Futurpreneur partnerships and signals
Strategic signalPartnerships
Seven partnerships are on record, tiered strategic, core and minor.
- G20 Young Entrepreneurs' AlliancestrategicFuturpreneur is the official Canadian member of the G20 YEA, sending delegations to annual summits. 2026 delegation of 40 entrepreneurs representing Canada at Vienna summit with over 50% women and 75% identifying as People of Colour.
- Youth Business InternationalstrategicFuturpreneur is the Canadian member of Youth Business International, a global network of organizations supporting young entrepreneurs. Member organizations typically focus on entrepreneurs ages 18-35.
- Canadian Queer Chamber of Commerce (CQCC)coreCQCC administers the Rainbow Registered accreditation program recognizing organizations meeting standards for 2SLGBTQIA+ inclusion. Futurpreneur achieved this accreditation in June 2026.
- YES for Europe (European Confederation of Young Entrepreneurs)minorHost organization for the 2026 G20 YEA Summit in Vienna, Austria (September 16-18, 2026). Theme: 'Re/Code Europe' bringing together entrepreneurs, policymakers, and ecosystem leaders from G20 countries.
- Global Entrepreneurship WeekstrategicFuturpreneur is the Canadian host of Global Entrepreneurship Week, an annual celebration of entrepreneurs and the entrepreneurial ecosystem.
- NACCA (National Aboriginal Capital Corporations Association)coreNational Indigenous organization partner supporting Indigenous entrepreneur ecosystem. Futurpreneur collaborates with NACCA and other Indigenous organizations for IESP program delivery.
- Indigenous Partners NetworkcorePartnership with Indigenous organizations including: NACCA, NEDC, First Peoples Fund, Alberta Indian Investment Corporation, Clarence Campeau Development Fund, Nishnawbe Aski Development Fund, Ulnooweg Development Group, CESO/SACO Indigenous Services, Louis Riel Capital Corporation, Waubetek Business Development, Métis Financial Corporation of BC, Indian Business Corporation, Saskatchewan Indian Equity Foundation, Two Rivers Community Development Centre.
Scale indicators16 records
Recent moves7 records
Expansion highlights8 records
Futurpreneur competitors and assessment
Company assessmentBroad incumbents
- Kiva: Global non-profit P2P lending marketplace that crowdfunds 0% interest loans for underbanked small business owners. Comparable in the non-depository, mission-driven small-business lending space, but at much larger scale and broader demographic.
- MaRS Discovery District: Toronto-based innovation hub supporting Canadian entrepreneurs and ventures with programming, capital connections, and ecosystem partnerships. Comparable as a Canadian non-profit entrepreneurship support organization, though focused on tech/scale-ups rather than under-39 startups.
- BDC (Business Development Bank of Canada): Canada's federal development bank and Futurpreneur's 16-year co-lend partner (now delivered through BDC's Community Banking Division). Comparable as a Crown-backed SME lender, but operates at much broader scale and serves all ages/segments.
Direct peers
- Youth Business International (YBI): Global network of independent non-profits supporting young entrepreneurs ages 18-35 with financing and mentorship, of which Futurpreneur is the Canadian member. Closest structural analog given shared mission, age focus, and integrated finance-plus-mentorship model.
- Prince's Trust: UK charity providing loans, mentoring, and enterprise support to under-30 entrepreneurs. Directly comparable in terms of age-targeted demographic, blended financing-plus-mentorship delivery, and policy-driven funding model.
- NACCA (National Aboriginal Capital Corporations Association): National network of Indigenous Capital Corporations in Canada providing small business loans and advisory services to Indigenous entrepreneurs. Direct delivery partner for Futurpreneur's IESP and a strong analog for the Indigenous entrepreneurship program model.
- Enactus Canada: Canadian non-profit that mobilizes post-secondary students to develop entrepreneurial projects and social enterprises. Comparable youth-and-entrepreneurship focus with a similar non-profit, education-adjacent model, though without the direct lending component.
- Junior Achievement Canada: National non-profit delivering entrepreneurship, financial literacy, and work-readiness programs to Canadian youth from elementary through post-secondary. Comparable youth-focused entrepreneurship education mandate with similar national footprint and school/community partner network.
- Network for Teaching Entrepreneurship (NFTE): International non-profit that brings entrepreneurship education to young people from under-resourced communities. Highly comparable in target demographic (under-served youth) and the combination of education plus pathways to capital.
Regional players
- Canadian Women's Foundation: National non-profit advancing gender equity in Canada, including entrepreneurship programming for women. Comparable in its Canadian non-profit, equity-deserving-segment focus and is a useful parallel for how Futurpreneur's 41% women-led business mix is supported.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks7 records
Key highlights7 records
Customer concentration
Futurpreneur social profiles
Digital presenceFuturpreneur compliance and trust
Trust signalCompliance2 records
Futurpreneur financial estimates
Financial estimateRevenue estimate
Valuation estimate
Futurpreneur leadership team
Management profileNumber of profiles
Profiles10 records
Futurpreneur funding detail
Funding detailFunding overview
Funding rounds2 records
Investors2 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Futurpreneur M&A and investment
M&A and investmentM&A
Investments20 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Futurpreneur
What does Futurpreneur do?
Futurpreneur is a national Canadian non-profit that provides collateral-free startup loans of up to $75,000 paired with up to two years of one-on-one mentorship to young entrepreneurs ages 18-39. It operates specialized programs for Black entrepreneurs (BESP) and Indigenous entrepreneurs (IESP), a Side Hustle Program for part-time founders, and complementary digital tools such as the Business Plan Writer and Cash Flow Template. Financing is delivered through co-lend partnerships with BDC and RBC alongside federal government support.
Is Futurpreneur a public or private company?
Futurpreneur is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was Futurpreneur founded?
Futurpreneur was founded in 1996. It employs 101 to 250 people.
Where is Futurpreneur based?
Futurpreneur is headquartered in Toronto, Canada, in the North America region.
How does Futurpreneur make money?
Three revenue lines are on record. Government Grants and Funding is the primary driver. The others are loan Interest Income and corporate Partnerships.
Who are Futurpreneur's main competitors?
Broad incumbents on record are Kiva, MaRS Discovery District and BDC (Business Development Bank of Canada). Direct peers are Youth Business International (YBI), Prince's Trust, NACCA (National Aboriginal Capital Corporations Association), Enactus Canada, Junior Achievement Canada and Network for Teaching Entrepreneurship (NFTE). Canadian Women's Foundation is listed as a regional player.
Does Futurpreneur have an API?
No public API is recorded for Futurpreneur.
What industry is Futurpreneur in?
Futurpreneur's product category is Small Business Lending & Entrepreneur Support Services. Its primary akta.pro industry code is BPADAMAE, SME & Entrepreneurship Development (Trade-Linked), with a secondary code of EDAMAHAC, Youth Business Incubators & Accelerators. Its NAICS code is 522 and its SIC code is 6153.