MONET
MONET is a London-based FinTech platform providing specialist finance and payments solutions to entertainment, media, and creative companies. It offers revolving credit, film and HETV production finance, multi-currency global payments, and automated reconciliation tools for agencies and productions.
- Company typePrivate
- Founded2021
- HeadquartersDouglas
- Headcount51–100
- GTM typeB2B
- OfferingSoftware
What MONET does
MONET Money Limited is a London-based specialist finance and payments platform purpose-built for entertainment, media, and creative companies. Founded in 2021 by Jacob Casson, the company combines revolving credit facilities (typically £75,000 to £3M+), film and high-end television production finance (up to £20M per project) covering tax credit advances, pre-sales bridging, broadcaster and streaming licence fee finance, greenlight and gap finance, and acquisition financing (£500K to £10M+) for agencies and production companies. Funding is originated through a relationship-led direct sales motion (online application followed by a brief intro call, KYC, and onboarding), with credit supplied by regulated funding partners rather than held on MONET's own balance sheet.
Underlying the credit products, MONET operates a multi-currency payments infrastructure that pays crew, talent, vendors, and freelancers in 33+ currencies across 100+ countries, with UK payments initiated via FCA-authorised Open Banking connections to 20+ UK banks and international payments routed through regulated partners. The platform layers AI-powered reconciliation (95%+ automatic matching rate for invoices to POs and payments) on top of two-way real-time sync with Xero, QuickBooks, Sage, Sage Intacct, NetSuite, and FreeAgent, alongside enterprise financial controls (multi-level approvals, real-time cash visibility, role-based access). Additional AI features include a Copilot assistant for anomaly detection and cash-flow forecasting, a Film Incentives AI Assistant chatbot, and an interactive Film Incentives Calculator spanning 50+ jurisdictions. Embedded Banking (operational accounts, expense and corporate cards, multi-currency accounts) is announced for 2026.
Revenue is generated primarily through interest on drawn revolving and production finance balances (typically 0.75%–1.7% per month on revolving facilities), supplemented by acquisition financing interest and platform servicing fees. The go-to-market is enterprise field sales plus inside sales, supported by content marketing (blog, research reports, an events calendar covering 180+ industry events, and free tools). MONET is venture-backed by Force Over Mass Capital, Portfolio Ventures, and Outrun Ventures, with an advisory board featuring former executives from Monzo, Starling Bank, Goldman Sachs, Cognism, ComplyAdvantage, and Railsr.
MONET firmographics
Firmographics- Name
- MONET
- Legal name
- MONET Money Limited
- Website
- https://monet.money
- Company type
- Private
- Founded year
- 2021
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- MONET is a London-based FinTech platform providing specialist finance and payments solutions to entertainment, media, and creative companies. It offers revolving credit, film and HETV production finance, multi-currency global payments, and automated reconciliation tools for agencies and productions.
- Ownership category
- akta.pro rank
MONET industry classification
Industry- Product category
- Entertainment & Media Finance Platform
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Treasury, Cash Management & Liquidity (SME) (FSAGAJAG)
- akta.pro secondary industries
- Cross-Border FX, Multi-Currency & Treasury for Payments (FSAGABAK), Payouts, Disbursements & Mass Payments Infrastructure (FSAGABAN), Corporate Treasury & Supplier Payments (AP, Mass Payments) (FSAMAKAL), Embedded FX & Cross-Border Treasury (FSAGALAG)
Keywords
Where MONET is headquartered
LocationHeadquarters
- HQ city
- Douglas
Offices1 record
Markets served
MONET business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure
Revenue model
- Revolving Credit Interest: MONET provides revolving credit facilities from £75,000 to £3M+ for agencies and creative businesses. Revenue generated through monthly interest charges (typically 0.75%–1.7% per month) applied only to funds actually drawn. Interest only charged on funds in use. No fixed monthly repayments.
- Production Finance Interest: Specialist financing for film and HETV productions against tax credits, pre-sales, broadcaster commitments, and streaming deals. Project budgets typically £2M–£20M. Revenue from interest on production finance facilities structured around confirmed revenue sources.
- Acquisition Financing: M&A finance for agencies and production companies. Typical deal sizes from £500K to £10M+. Revenue generated through interest on acquisition financing facilities structured around target company revenue profile.
- Platform Services: MONET provides payment processing, reconciliation, and financial controls as part of its integrated platform. While MONET does not hold or transmit funds, the platform fee structure supports the operational costs of the technology infrastructure.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Usage-based | Pay-as-you-go | Revolving Credit Facilities from £75,000 to £3M+ |
| Usage-based | Pay-as-you-go | Film & HETV Production Finance up to £20M per project |
| Usage-based | Pay-as-you-go | Acquisition Financing from £500K to £10M+ |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels8 records
MONET product offering
Product offeringCore offering
MONET is a specialist finance operating system for entertainment and media companies, offering revolving credit facilities (£75K–£3M+), film and HETV production finance (up to £20M per project), agency cashflow finance, and acquisition financing (£500K–£10M+). The platform also provides global multi-currency payments in 33+ currencies across 100+ countries, AI-powered automated reconciliation with 95%+ matching rate, and enterprise financial controls, with embedded banking launching in 2026. Funding is provided through MONET's regulated funding partners, while MONET itself operates as the software and servicing platform.
Product overview
MONET is a specialist finance operating system for entertainment and media companies, combining specialist lending products (revolving credit facilities from £75K to £3M+, film & HETV production finance up to £20M per project, acquisition financing, agency cashflow finance), a global payments infrastructure (multi-currency payouts in 33+ currencies across 100+ countries), automated reconciliation with AI-powered matching, enterprise financial controls, and embedded banking (launching 2026). The platform integrates with major accounting software (Xero, QuickBooks, Sage, Sage Intacct, NetSuite, FreeAgent) and Open Banking connections with 20+ UK banks. Funding is provided through MONET's regulated funding partners; MONET is a software and servicing platform that does not itself provide regulated lending.
Differentiator
Problem solved
Functional benefit
Products and services
- Revolving Credit Facilities
Quantifiable outcome
- Application to funding in as little as 48 hours for agencies
- +4 more outcomes
Companies that use MONET
Customer profileNamed customers12 records
Segments6 records
Ideal customer profiles4 records
MONET technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration18 records
AI capability6 records
Feature8 records
MONET partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core.
- XerocoreTwo-way real-time sync with Xero accounting software. Changes reflect instantly across systems. Part of MONET's automated reconciliation platform.
- QuickBookscoreTwo-way real-time sync with QuickBooks accounting software. Part of MONET's automated reconciliation platform.
- SagecoreTwo-way real-time sync with Sage accounting software. Part of MONET's automated reconciliation platform.
- NetSuitecoreTwo-way real-time sync with NetSuite accounting software. Part of MONET's automated reconciliation platform.
- FreeAgentcoreTwo-way real-time sync with FreeAgent accounting software. Part of MONET's automated reconciliation platform.
Scale indicators7 records
Recent moves6 records
Expansion highlights6 records
MONET competitors and assessment
Company assessmentDirect peers
- Capify: UK and US SME working capital provider offering revolving credit and short-term loans to small businesses. Comparable revolving credit business model and SME target customer to MONET.
- Soldo: European spend management platform with multi-currency accounts, corporate cards, and financial controls for businesses. Comparable integrated platform model combining payments, controls, and reconciliation for SMEs.
- EP Financial Solutions: Specialist production finance and tax credit lending provider for the UK and US film and television industries. Directly comparable to MONET's film/HETV production finance and tax credit advance offerings.
- Wrapbook: US-based production payroll, accounting, and finance platform for film, TV, and commercial production. Directly comparable to MONET as a specialist finance OS for entertainment with production financing adjacent capabilities.
- iwoca: UK SME lending platform using Open Banking and AI-driven credit decisioning to provide revolving credit facilities (£1K–£1M) to small businesses. Closely comparable business model and technology stack to MONET's revolving credit offering.
Broad incumbents
- Airwallex: Global B2B payments and cross-border financial platform with multi-currency accounts, payouts, and expense management. Comparable global payouts infrastructure (100+ countries, multi-currency) to MONET's global payments product.
- Funding Circle: UK-listed SME lending platform providing term loans and revolving credit to small businesses. Comparable UK SME lending business model to MONET's revolving credit facilities.
- Revolut Business: Multi-currency business accounts, international payments, and corporate cards serving SMEs globally. Comparable payments infrastructure and embedded banking capabilities to MONET.
- OakNorth Bank: UK challenger bank providing commercial and SME lending with proprietary credit technology. Comparable to MONET as a UK-based specialist lender, but serves a much broader range of industries beyond entertainment.
- Tide: UK-based digital business banking platform with Open Banking, multi-currency, and integrated financial tools for SMEs and freelancers. Comparable embedded banking and payments capabilities to MONET's launching 2026 banking roadmap.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks5 records
Key highlights7 records
Customer concentration
MONET social profiles
Digital presenceMONET financial estimates
Financial estimateRevenue estimate
Valuation estimate
MONET leadership team
Management profileNumber of profiles
Profiles3 records
MONET funding detail
Funding detailFunding overview
Funding rounds7 records
Investors2 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
MONET M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about MONET
What does MONET do?
MONET is a specialist finance operating system for entertainment and media companies, offering revolving credit facilities (£75K–£3M+), film and HETV production finance (up to £20M per project), agency cashflow finance, and acquisition financing (£500K–£10M+). The platform also provides global multi-currency payments in 33+ currencies across 100+ countries, AI-powered automated reconciliation with 95%+ matching rate, and enterprise financial controls, with embedded banking launching in 2026. Funding is provided through MONET's regulated funding partners, while MONET itself operates as the software and servicing platform.
Is MONET a public or private company?
MONET is a private company. It is classified as venture growth investor backed and is currently operating.
When was MONET founded?
MONET was founded in 2021. It employs 51 to 100 people.
Where is MONET based?
MONET is headquartered in Douglas.
How does MONET make money?
Four revenue lines are on record. Revolving Credit Interest is the primary driver. The others are production Finance Interest, acquisition Financing and platform Services.
Who are MONET's main competitors?
Direct peers on record are Capify, Soldo, EP Financial Solutions, Wrapbook and iwoca. Broad incumbents are Airwallex, Funding Circle, Revolut Business, OakNorth Bank and Tide.
Does MONET have an API?
Yes. MONET provides structured data access for AI agents and integrations including AI Plugin Manifest, OpenAPI Specification, Knowledge API for structured JSON queries on products, industries, roles, and resources, and LLM Discovery endpoints. The platform offers programmatic access for AI assistants to query products, industries, roles, and resources. Developer documentation is at monet.money/openapi.yaml.
What industry is MONET in?
MONET's product category is Entertainment & Media Finance Platform. Its primary akta.pro industry code is FSAGAJAG, Treasury, Cash Management & Liquidity (SME), with a secondary code of FSAGABAK, Cross-Border FX, Multi-Currency & Treasury for Payments. Its SIC code is 6199.