MONET

Entertainment & Media Finance Platformmonet.money

MONET is a London-based FinTech platform providing specialist finance and payments solutions to entertainment, media, and creative companies. It offers revolving credit, film and HETV production finance, multi-currency global payments, and automated reconciliation tools for agencies and productions.

Company typePrivate
Founded2021
HeadquartersDouglas
Headcount51–100
GTM typeB2B
OfferingSoftware

What MONET does

MONET Money Limited is a London-based specialist finance and payments platform purpose-built for entertainment, media, and creative companies. Founded in 2021 by Jacob Casson, the company combines revolving credit facilities (typically £75,000 to £3M+), film and high-end television production finance (up to £20M per project) covering tax credit advances, pre-sales bridging, broadcaster and streaming licence fee finance, greenlight and gap finance, and acquisition financing (£500K to £10M+) for agencies and production companies. Funding is originated through a relationship-led direct sales motion (online application followed by a brief intro call, KYC, and onboarding), with credit supplied by regulated funding partners rather than held on MONET's own balance sheet.

Underlying the credit products, MONET operates a multi-currency payments infrastructure that pays crew, talent, vendors, and freelancers in 33+ currencies across 100+ countries, with UK payments initiated via FCA-authorised Open Banking connections to 20+ UK banks and international payments routed through regulated partners. The platform layers AI-powered reconciliation (95%+ automatic matching rate for invoices to POs and payments) on top of two-way real-time sync with Xero, QuickBooks, Sage, Sage Intacct, NetSuite, and FreeAgent, alongside enterprise financial controls (multi-level approvals, real-time cash visibility, role-based access). Additional AI features include a Copilot assistant for anomaly detection and cash-flow forecasting, a Film Incentives AI Assistant chatbot, and an interactive Film Incentives Calculator spanning 50+ jurisdictions. Embedded Banking (operational accounts, expense and corporate cards, multi-currency accounts) is announced for 2026.

Revenue is generated primarily through interest on drawn revolving and production finance balances (typically 0.75%–1.7% per month on revolving facilities), supplemented by acquisition financing interest and platform servicing fees. The go-to-market is enterprise field sales plus inside sales, supported by content marketing (blog, research reports, an events calendar covering 180+ industry events, and free tools). MONET is venture-backed by Force Over Mass Capital, Portfolio Ventures, and Outrun Ventures, with an advisory board featuring former executives from Monzo, Starling Bank, Goldman Sachs, Cognism, ComplyAdvantage, and Railsr.

MONET firmographics

Firmographics

Name: MONET
Legal name: MONET Money Limited
Website: https://monet.money
Company type: Private
Founded year: 2021
Operating status: Operating
Headcount range: 51–100 employees
Short description: MONET is a London-based FinTech platform providing specialist finance and payments solutions to entertainment, media, and creative companies. It offers revolving credit, film and HETV production finance, multi-currency global payments, and automated reconciliation tools for agencies and productions.
Ownership category
akta.pro rank

MONET industry classification

Industry

Product category: Entertainment & Media Finance Platform
SIC: Finance Services (6199)
akta.pro primary industry: Treasury, Cash Management & Liquidity (SME) (FSAGAJAG)
akta.pro secondary industries: Cross-Border FX, Multi-Currency & Treasury for Payments (FSAGABAK), Payouts, Disbursements & Mass Payments Infrastructure (FSAGABAN), Corporate Treasury & Supplier Payments (AP, Mass Payments) (FSAMAKAL), Embedded FX & Cross-Border Treasury (FSAGALAG)

Keywords

Entertainment finance platform
Production finance lending
Agency cashflow lending
Media payment infrastructure
Film tax credit advances

Where MONET is headquartered

Location

Headquarters

HQ city: Douglas

Offices1 record

Markets served

MONET business model

Business model

GTM type: B2B
Offering type: Software
Cost components: Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure

Revenue model

Revolving Credit Interest: MONET provides revolving credit facilities from £75,000 to £3M+ for agencies and creative businesses. Revenue generated through monthly interest charges (typically 0.75%–1.7% per month) applied only to funds actually drawn. Interest only charged on funds in use. No fixed monthly repayments.
Production Finance Interest: Specialist financing for film and HETV productions against tax credits, pre-sales, broadcaster commitments, and streaming deals. Project budgets typically £2M–£20M. Revenue from interest on production finance facilities structured around confirmed revenue sources.
Acquisition Financing: M&A finance for agencies and production companies. Typical deal sizes from £500K to £10M+. Revenue generated through interest on acquisition financing facilities structured around target company revenue profile.
Platform Services: MONET provides payment processing, reconciliation, and financial controls as part of its integrated platform. While MONET does not hold or transmit funds, the platform fee structure supports the operational costs of the technology infrastructure.

Pricing tiers

Model	Billing	Price
Usage-based	Pay-as-you-go	Revolving Credit Facilities from £75,000 to £3M+
Usage-based	Pay-as-you-go	Film & HETV Production Finance up to £20M per project
Usage-based	Pay-as-you-go	Acquisition Financing from £500K to £10M+

Go-to-market motion2 records

Distribution channels3 records

Marketing channels8 records

MONET product offering

Product offering

Core offering

MONET is a specialist finance operating system for entertainment and media companies, offering revolving credit facilities (£75K–£3M+), film and HETV production finance (up to £20M per project), agency cashflow finance, and acquisition financing (£500K–£10M+). The platform also provides global multi-currency payments in 33+ currencies across 100+ countries, AI-powered automated reconciliation with 95%+ matching rate, and enterprise financial controls, with embedded banking launching in 2026. Funding is provided through MONET's regulated funding partners, while MONET itself operates as the software and servicing platform.

Product overview

MONET is a specialist finance operating system for entertainment and media companies, combining specialist lending products (revolving credit facilities from £75K to £3M+, film & HETV production finance up to £20M per project, acquisition financing, agency cashflow finance), a global payments infrastructure (multi-currency payouts in 33+ currencies across 100+ countries), automated reconciliation with AI-powered matching, enterprise financial controls, and embedded banking (launching 2026). The platform integrates with major accounting software (Xero, QuickBooks, Sage, Sage Intacct, NetSuite, FreeAgent) and Open Banking connections with 20+ UK banks. Funding is provided through MONET's regulated funding partners; MONET is a software and servicing platform that does not itself provide regulated lending.

Differentiator

Problem solved

Functional benefit

Products and services

Revolving Credit Facilities

Quantifiable outcome

Application to funding in as little as 48 hours for agencies
+4 more outcomes

Companies that use MONET

Customer profile

Named customers12 records

Segments6 records

Ideal customer profiles4 records

MONET technology and API

Technology

Technology focussed Yes

API detail

Has API: Yes
API docs
API detail

Core technology

AI maturity

App detail

Integration18 records

AI capability6 records

Feature8 records

MONET partnerships and signals

Strategic signal

Partnerships

Five partnerships are on record, tiered core.

XerocoreTechnology or IntegrationTwo-way real-time sync with Xero accounting software. Changes reflect instantly across systems. Part of MONET's automated reconciliation platform.
QuickBookscoreTechnology or IntegrationTwo-way real-time sync with QuickBooks accounting software. Part of MONET's automated reconciliation platform.
SagecoreTechnology or IntegrationTwo-way real-time sync with Sage accounting software. Part of MONET's automated reconciliation platform.
NetSuitecoreTechnology or IntegrationTwo-way real-time sync with NetSuite accounting software. Part of MONET's automated reconciliation platform.
FreeAgentcoreTechnology or IntegrationTwo-way real-time sync with FreeAgent accounting software. Part of MONET's automated reconciliation platform.

Scale indicators7 records

Recent moves6 records

Expansion highlights6 records

MONET competitors and assessment

Company assessment

Direct peers

Capify: UK and US SME working capital provider offering revolving credit and short-term loans to small businesses. Comparable revolving credit business model and SME target customer to MONET.
Soldo: European spend management platform with multi-currency accounts, corporate cards, and financial controls for businesses. Comparable integrated platform model combining payments, controls, and reconciliation for SMEs.
EP Financial Solutions: Specialist production finance and tax credit lending provider for the UK and US film and television industries. Directly comparable to MONET's film/HETV production finance and tax credit advance offerings.
Wrapbook: US-based production payroll, accounting, and finance platform for film, TV, and commercial production. Directly comparable to MONET as a specialist finance OS for entertainment with production financing adjacent capabilities.
iwoca: UK SME lending platform using Open Banking and AI-driven credit decisioning to provide revolving credit facilities (£1K–£1M) to small businesses. Closely comparable business model and technology stack to MONET's revolving credit offering.

Broad incumbents

Airwallex: Global B2B payments and cross-border financial platform with multi-currency accounts, payouts, and expense management. Comparable global payouts infrastructure (100+ countries, multi-currency) to MONET's global payments product.
Funding Circle: UK-listed SME lending platform providing term loans and revolving credit to small businesses. Comparable UK SME lending business model to MONET's revolving credit facilities.
Revolut Business: Multi-currency business accounts, international payments, and corporate cards serving SMEs globally. Comparable payments infrastructure and embedded banking capabilities to MONET.
OakNorth Bank: UK challenger bank providing commercial and SME lending with proprietary credit technology. Comparable to MONET as a UK-based specialist lender, but serves a much broader range of industries beyond entertainment.
Tide: UK-based digital business banking platform with Open Banking, multi-currency, and integrated financial tools for SMEs and freelancers. Comparable embedded banking and payments capabilities to MONET's launching 2026 banking roadmap.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks5 records

Key highlights7 records

Customer concentration

MONET financial estimates

Financial estimate

Revenue estimate

Valuation estimate

MONET leadership team

Management profile

Number of profiles

Profiles3 records

MONET funding detail

Funding detail

Funding overview

Funding rounds7 records

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

MONET M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about MONET

What does MONET do?

Is MONET a public or private company?

MONET is a private company. It is classified as venture growth investor backed and is currently operating.

When was MONET founded?

MONET was founded in 2021. It employs 51 to 100 people.

Where is MONET based?

MONET is headquartered in Douglas.

How does MONET make money?

Four revenue lines are on record. Revolving Credit Interest is the primary driver. The others are production Finance Interest, acquisition Financing and platform Services.

Who are MONET's main competitors?

Direct peers on record are Capify, Soldo, EP Financial Solutions, Wrapbook and iwoca. Broad incumbents are Airwallex, Funding Circle, Revolut Business, OakNorth Bank and Tide.

Does MONET have an API?

Yes. MONET provides structured data access for AI agents and integrations including AI Plugin Manifest, OpenAPI Specification, Knowledge API for structured JSON queries on products, industries, roles, and resources, and LLM Discovery endpoints. The platform offers programmatic access for AI assistants to query products, industries, roles, and resources. Developer documentation is at monet.money/openapi.yaml.

What industry is MONET in?

MONET's product category is Entertainment & Media Finance Platform. Its primary akta.pro industry code is FSAGAJAG, Treasury, Cash Management & Liquidity (SME), with a secondary code of FSAGABAK, Cross-Border FX, Multi-Currency & Treasury for Payments. Its SIC code is 6199.