Next Generation NGPES

What Next Generation NGPES does

Next Generation NGPES (legal entity: Next Generation SAS, Paris) is a French B2B fintech founded in 2023 that operates a regulated blockchain-based payment infrastructure bridging traditional finance and digital assets. The platform enables businesses to send, receive, convert and custody funds globally across both fiat (EUR, USD via IBAN-linked SEPA rails) and digital assets (native EUROF stablecoin plus EURC, USDC) on Ethereum, Polygon and Stellar. The proprietary EUROF stablecoin is 1:1 euro-pegged and MiCA-compliant, with reserves and processes audited by Deloitte, and the company holds a French DASP registration (inherited via the 2025 acquisition of Lugh Financial Services SAS from Casino Group), with active applications for EMI and CASP licenses.

The target customer base comprises three primary segments: multinational groups managing intra-group payments and treasury rebalancing, fintechs and payment service providers (PSPs) needing flexible settlement and cross-border infrastructure, and crypto/Web3 companies requiring compliant fiat-to-crypto and crypto-to-fiat on/off-ramps. NGPES addresses pain points including multi-day correspondent banking settlement windows, an average 6.4% cost on international remittances, limited EU banking access for non-EU firms and fragmented fiat/crypto tooling. Pricing is volume-based with consolidated monthly invoices, gas fees included and 0% commission on EUR↔EUROF on/off-ramps, with distribution via direct enterprise sales ([email protected]) and account onboarding that requires incorporation documents, regulatory licenses and proof of address.

The go-to-market is enterprise field sales with a relationship-driven motion, supported by content marketing (LinkedIn, blog, X), PR coverage, industry events and memberships in La French Tech, France FinTech, IAMTN and ADAN. Recent strategic moves include a $5M seed round (April 2025), official platform launch (Q2 2025), partnerships with Fireblocks/Sumsub/Chainalysis for custody/KYC/compliance, and 2026 expansion partnerships with IAMTN (mainstream stablecoin cross-border) and Xago (20 African currencies). Geographic reach now spans 23+ countries with a footprint that includes France plus ten named African markets (South Africa, Nigeria, Kenya, Ghana and others).

Name

Next Generation NGPES

Legal name

Next Generation SAS

Website

https://ngpes.com

Company type

Private

Founded year

2023

Operating status

Operating

Headcount range

11–50 employees

Short description

NGPES is a Paris-based regulated fintech that provides a B2B payment platform combining IBAN-linked fiat accounts with a MiCA-compliant euro stablecoin (EUROF) and multi-chain custody for multinational groups, fintechs, PSPs and crypto/Web3 companies.

Ownership category

akta.pro rank

Product category

Cross-Border B2B Payments Infrastructure

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Securities and Commodity Contracts Intermediation and Brokerage (5231), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Miscellaneous Intermediation (523910)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Finance Services (6199)

akta.pro primary industry

On-Chain Payments & Stablecoin Infrastructure (Issuance, Rails, Treasury) (FSAGAMAD)

akta.pro secondary industries

Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL), Crypto Remittance & Cross-Border Money Transfer Providers (FSADAIAD), Enterprise Payments & Tokenized Money (stablecoins, tokenized deposits, CBDC rails) (FSAPAIAJ), Stablecoin Payment Rails & Settlement Networks (Issuer-Led) (FSADADAF), Brokerages & On/Off-Ramps (fiat rails, instant buy/sell) (FSAPADAG)

Keywords

• Cross-border payments
• B2B payment platform
• Stablecoin payments
• Blockchain payments infrastructure
• Digital asset custody

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure, Others

Revenue model

1. Transaction and Payment Processing: Fees for sending payments, swaps, and API usage. Volume-based pricing with consolidated monthly invoices rather than per-transaction fees. On/off ramps between euros and EUROF stablecoin are commission-free.
2. Subscription/Usage-Based Services: Volume-based monthly invoicing model for platform services including swaps, payments, and API usage. No hidden fees with gas costs included in service pricing.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels6 records

Core offering

NGPES operates a B2B payment platform that bridges traditional finance (TradFi) and blockchain-based digital assets, enabling businesses to send, receive, convert, and custody both fiat and digital assets through a single regulated operational setup. The platform combines IBAN-linked custodial wallets and SEPA banking rails with multi-chain blockchain infrastructure (Ethereum, Polygon, Stellar), supported by stablecoins including EURC, USDC, and its own MiCA-compliant euro-pegged EUROF stablecoin. Services are offered to multinational groups, fintechs/PSPs, and crypto/Web3 companies for cross-border payments, intra-group treasury management, and compliant digital asset settlement.

Product overview

NGPES operates as a unified B2B payment ecosystem that merges traditional finance (TradFi) with blockchain-based digital assets. The core platform consists of four integrated modules: Send (global fiat/crypto payments), Receive (fund collection via IBAN/digital wallets), Convert (crypto-to-crypto and stablecoin conversions), and Custody (IBAN-linked wallet infrastructure for digital asset management). These are powered by the proprietary EUROF stablecoin (euro-pegged, MiCA-compliant) and underpinned by a multi-blockchain infrastructure supporting Ethereum, Polygon, and Stellar. The platform targets multinational groups, fintechs/PSPs, and crypto/Web3 companies, offering solutions for cross-border transfers, treasury management, and compliant settlement through a single regulated operational setup.

Differentiator

Problem solved

Functional benefit

Products and services

• NGPES Platform A borderless fiat and crypto payment platform enabling businesses to send, receive, convert, and custody funds globally through one integrated operational setup that combines banking rails with multi-chain digital asset access. Built for businesses that need to move money fast with faster settlement, lower costs, and full compliance.
• EUROF Stablecoin Proprietary euro-pegged stablecoin (1:1 indexed to the euro) compliant with EU MiCA regulation, designed to enable flexible payment, settlement, and liquidity flows within the NGPES ecosystem. On/off ramps between euros and EUROF are offered at 0% commission.
• Intra-company Payments A dedicated solution for multi-entity businesses managing intra-group payments, treasury rebalancing, and internal transfers across markets and currencies. Built for multinational groups that need to move funds efficiently between subsidiaries while maintaining compliance.

Quantifiable outcome

• Settlement in minutes rather than days compared to traditional correspondent banking
• +2 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature5 records

Partnerships

Twelve partnerships are on record, tiered core and supporting.

• XagocoreStrategic or Co-development Partner · 13 May 2026Partnership to advance international cross-border digital payments across 20 African currencies. Enables NGPES to extend coverage to African markets including South Africa, Nigeria, Kenya, Ghana, and 17 other African countries, combining blockchain rails with traditional banking infrastructure.
• IAMTN (International Association for Mobile and Tokenized Money)coreStrategic or Co-development Partner · 2 April 2026First-of-its-kind partnership to bridge traditional finance and DeFi, bringing stablecoins into mainstream cross-border payments. Partnership aims to integrate NGPES's compliant payment infrastructure with IAMTN's global network to enable seamless cross-border transactions using stablecoins for retail and B2B payments.
• ChainalysiscoreTechnology or Integration · 15 September 2025Blockchain analytics and compliance technology integration to mitigate AML/CFT risks, monitor transaction patterns, and ensure regulatory compliance across all blockchain networks supported by NGPES.
• SumsubcoreTechnology or Integration · 8 July 2025KYC (Know Your Customer) and fraud protection partnership providing identity verification and compliance screening for account onboarding and ongoing transaction monitoring.
• France FinTechsupportingOthers · 18 June 2025Membership in the French fintech industry association, providing industry representation, networking, and regulatory engagement opportunities.
• La French Tech Grand ParissupportingOthers · 10 June 2025Membership in France's leading technology ecosystem, providing networking, visibility, and access to France's startup and fintech community.
• FireblockscoreTechnology or Integration · 28 May 2025Fireblocks provides enterprise-grade digital asset custody infrastructure integrated into the NGPES platform, enabling secure storage and management of supported digital assets with institutional-level security.
• ADANsupportingOthers · 20 May 2025Membership in the French digital asset association (Association pour le Développement des Actifs Numériques), providing industry advocacy and regulatory engagement.
• DeloittecoreOthersAuditing partner for NGPES reserves and processes, providing transparency and trust assurance for customers and regulators. Deloitte conducts regular audits of NGPES's reserve backing and operational processes.
• StellarsupportingTechnology or IntegrationBlockchain network partner providing underlying infrastructure for certain transactions on the NGPES platform. Stellar is one of three supported blockchains alongside Ethereum and Polygon.
• KrakensupportingTechnology or IntegrationCryptocurrency exchange partner for liquidity and potential exchange integrations on the NGPES platform.
• Crypto.comsupportingTechnology or IntegrationCryptocurrency exchange partner for liquidity and potential exchange integrations on the NGPES platform.

Scale indicators4 records

Recent moves9 records

Expansion highlights6 records

Direct peers

• BVNK: BVNK provides B2B payment infrastructure that bridges fiat and stablecoins for businesses, with multi-currency accounts and on/off-ramps. Closely comparable to NGPES in target customer (PSPs, fintechs, corporates) and product wedge (stablecoin-powered cross-border B2B payments).
• Bridge (Stripe): Bridge offers stablecoin orchestration and on/off-ramp APIs for businesses, now part of Stripe. Comparable in providing programmable fiat-to-stablecoin payment rails and developer-first APIs; backed by Stripe's distribution advantage.
• BitPay: BitPay is a long-standing crypto payment processor enabling merchants to accept and settle in crypto. Comparable in offering fiat/crypto on/off-ramps for businesses, though more retail/merchant-focused and with a longer market track record than NGPES.

Broad incumbents

• Circle: Circle issues USDC and EURC — the latter a direct euro stablecoin competitor to EUROF — and operates enterprise payments APIs. Comparable as a regulated stablecoin issuer and payments infrastructure provider, though far larger and better-capitalized than NGPES.
• Ripple: Ripple operates the XRP Ledger for cross-border payments and issues the RLUSD stablecoin, serving banks and PSPs with blockchain-based settlement. Comparable in targeting cross-border B2B settlement and stablecoin issuance, with substantially greater scale.
• Wise: Wise is a leading cross-border B2B and consumer payments provider using a multi-currency account model. Comparable as a cross-border B2B payments incumbent, though it does not focus on stablecoin rails; represents the TradFi competitor NGPES aims to displace.
• Paysafe: Paysafe is a global payments platform offering merchant acquiring, digital wallets, and crypto on/off-ramp capabilities. Comparable as a regulated payments provider serving PSPs and merchants, though with a broader product portfolio than NGPES.

Emerging players

• MoonPay: MoonPay provides fiat-to-crypto on/off-ramp infrastructure and Web3 payment solutions to businesses. Comparable in fiat-crypto conversion capabilities, though primarily developer/retail-oriented rather than enterprise treasury focused.
• Stables: Stables is a stablecoin-based payment account for businesses and consumers, allowing spending and receiving in stablecoins with fiat off-ramps. Comparable in the stablecoin-wallet-for-businesses wedge, though smaller and consumer-leaning relative to NGPES.
• Transak: Transak provides fiat on/off-ramp infrastructure for crypto wallets, dApps, and Web3 companies. Comparable as a fiat-crypto conversion and KYC-integrated onboarding partner, though oriented toward Web3 developer integrations rather than enterprise treasury.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/next_ngpes
• LinkedInlinkedin.com/company/ngpseu

Compliance7 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Subsidiaries2 records

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Next Generation NGPES