Gnosis
- Company typePrivate
- Founded2015
- HeadquartersGibraltar, Gibraltar
- Headcount101–250
- GTM typeB2B and B2C
- OfferingSoftware
Gnosis firmographics
Firmographics- Name
- Gnosis
- Legal name
- Gnosis Ltd
- Website
- https://gnosis.io
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Ownership category
- akta.pro rank
Gnosis industry classification
Industry- Product category
- Blockchain Infrastructure
- NAICS
- Credit Card Issuing (522210), Credit Card Issuing (52221)
- SIC
- Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Finance Services (6199)
- akta.pro primary industry
- Crypto Payment Gateways & Checkout APIs (FSADAIAA)
- akta.pro secondary industries
- On/Off-Ramp Providers (Fiat↔Crypto) & Cash-In/Cash-Out Networks (FSADAIAE), Crypto/Web3 Neobanks (FSABAFAG), B2B Crypto Payouts, Mass Payments & Treasury Disbursements (FSADAIAF), Invoice, Billing & Subscription Payments (Crypto) (FSADAIAG)
Keywords
Where Gnosis is headquartered
LocationHeadquarters
- HQ city
- Gibraltar
- HQ country
- Gibraltar
Offices1 record
Markets served
Gnosis business model
Business model- GTM type
- B2B and B2C
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Infrastructure, Marketing or Sales
Revenue model
- Gnosis Pay Card Program Fees: Gnosis Pay enables stablecoin card spending globally, generating revenue from card transaction fees, FX margins, and merchant discounts when users spend via the Gnosis Visa card.
- Gnosis Ramp API / Orchestration Fees: Gnosis Ramp charges Web3 businesses for access to its orchestration layer connecting them to multiple ramp providers; revenue derives from integration and per-transaction fees.
- Gnosis Ventures Portfolio Returns: Gnosis Ventures invests in early-stage Web3 and DeFi startups; returns from portfolio exits and equity/token stakes contribute to ecosystem revenue.
- Gnosis App — Up to 5% Card Cashback / Circles: Gnosis App generates revenue from the spread between interchange fees earned on card spending and rewards paid out to users (CRC cashback up to 5%), and from Circles ecosystem activity.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Pay-as-you-go | Gnosis App — Free consumer wallet with Visa card and cashback |
| Other | Multi-year contract | Gnosis Ramp — B2B API orchestration |
| Subscription | Annual | Gnosis Chain Validator — $145 to start, 8.54% APY |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels5 records
Gnosis product offering
Product offeringCore offering
Gnosis builds a vertically integrated decentralized finance stack: a self-custodial consumer money app with a free Visa card and up to 5% cashback (Gnosis App), a stablecoin-native card payment network with ramp orchestration (Gnosis Pay), an EVM-compatible Layer 1 blockchain with 145,000+ validators and sub-cent fees (Gnosis Chain), and B2B fintech APIs (Gnosis Ramp, Gnosis Pay SDK). It also operates Circles, a trust-based community currency protocol, and onchain business banking (Gnosis HQ).
Differentiator
Problem solved
Functional benefit
Brands
- Safe: Industry-standard multi-signature smart contract wallet powering secure digital asset management across all major EVM chains.
- CoW Protocol
- Gnosis Pay
- Gnosis Chain
- Gnosis Ventures
- Gnosis Ramp
- Circles
- Gnosis HQ
- Gnosis Business
Products and services
- Gnosis App
- Gnosis Pay
- Gnosis Chain
- Gnosis Ramp
- Gnosis Pay SDK
- Circles
- Gnosis HQ (Gnosis Business)
- Safe Watch Agent
Quantifiable outcome
- Gnosis Pay surpassed $100 million in lifetime transaction volume and processed 2 million real-world payments as of late 2025.
- +4 more outcomes
Companies that use Gnosis
Customer profileNamed customers6 records
Segments5 records
Ideal customer profiles4 records
Gnosis technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration9 records
AI capability2 records
Feature6 records
Gnosis partnerships and signals
Strategic signalPartnerships
Eleven partnerships are on record, tiered core and minor.
- Ethereum FoundationcoreThe Ethereum Foundation co-funded the Ethereum Economic Zone (EEZ) framework, developed by Gnosis and Zisk, at the EthCC conference in Cannes. The EEZ enables synchronous composability between Ethereum L1 and L2 rollups within a single transaction using zero-knowledge proofs, addressing the ecosystem's $40 billion liquidity fragmentation problem.
- ZiskcoreGnosis and Zisk jointly developed and announced the Ethereum Economic Zone (EEZ) framework at EthCC Cannes. Founding members of the EEZ Alliance include Aave, Titan, Beaver Build, Centrifuge, and xStocks. The project is structured as a Swiss non-profit releasing all software as open-source.
- Aave (EEZ Founding Member)minorAave joined the Ethereum Economic Zone (EEZ) Alliance as a founding member, contributing to the framework for unified cross-rollup liquidity on Ethereum.
- AveniaminorAvenia is a launch partner for Gnosis Ramp, providing fiat-to-crypto onramp services focused on seamless settlements and accessible crypto transactions worldwide.
- BridgeminorBridge is a launch partner for Gnosis Ramp, offering a stablecoin platform that handles receiving, storing, converting, issuing, and spending stablecoins through a unified API.
- LatamexminorLatamex is a launch partner for Gnosis Ramp, serving as a crypto-to-fiat gateway tailored for Latin America, allowing users to buy and sell cryptocurrencies using local currencies via simple integrations for exchanges and wallets.
- NoahminorNoah is a launch partner for Gnosis Ramp, providing payment infrastructure for fiat, bitcoin, and stablecoin rails via APIs and hosted checkouts, facilitating compliant settlements and global payouts including virtual bank accounts.
- MoneriumcoreMonerium is the EU-licensed e-money issuer partner powering Gnosis App's IBAN account and EURe stablecoin issuance. Through Monerium, euros sent to a Gnosis App IBAN are converted 1:1 to EURe on Gnosis Chain.
- ZealminorGnosis partnered with Zeal to launch ZCHF, the first fully collateralized, yield-bearing Swiss franc stablecoin on Gnosis Chain, bringing a new level of composability to real-world assets (RWAs).
- idOS ConsortiumminorGnosis joined the idOS Consortium as a strategic partner in a $4.5 million funding round led by Fabric Ventures, alongside Arbitrum Foundation, Circle Ventures, Ripple, NEAR Foundation, Aleph Zero Foundation, Radix, and Tezos Foundation. Most consortium members signed commercial deals to integrate idOS as the decentralized identity layer within their ecosystems.
- HQ.xyz (Acquisition — now Gnosis HQ)coreGnosis completed a $15 million acquisition of Headquarters (HQ.xyz), an onchain business account platform. HQ.xyz was rebranded as Gnosis HQ and integrated into the Gnosis ecosystem to enhance onchain business banking capabilities and expand into Asia.
Scale indicators12 records
Recent moves6 records
Expansion highlights6 records
Gnosis competitors and assessment
Company assessmentDirect peers
- Alchemy Pay: Alchemy Pay operates a fiat-crypto on/off-ramp network combined with crypto card issuance, directly overlapping Gnosis Ramp's orchestration layer and Gnosis Pay's card program.
- MoonPay: MoonPay is a leading fiat-to-crypto on/off-ramp provider serving wallets, exchanges, and Web3 businesses. It is a direct competitor to Gnosis Ramp and a launch partner equivalent in the B2B ramp space.
- Wirex: Wirex is a crypto-native payments company offering a Visa debit card with multi-currency wallet and on/off-ramp services. It directly competes with Gnosis Pay and the Gnosis App on crypto card spending and everyday payments.
- Ramp Network: Ramp Network is a fiat-crypto on/off-ramp provider with a B2B API similar to Gnosis Ramp. Both serve wallets, exchanges, and Web3 businesses seeking non-custodial payment integrations.
- Safe: Safe is the multi-signature smart contract wallet originally built and spun out by Gnosis, now securing $58B+ in assets across all major EVM chains. Gnosis App is itself built on Safe Smart Account infrastructure, making them directly comparable smart wallet providers.
- Polygon Labs: Polygon operates an EVM-compatible L1/L2 ecosystem (Polygon PoS, Polygon zkEVM, AggLayer) focused on low fees and stablecoin/real-world asset settlement—directly competing with Gnosis Chain for stablecoin utility and developer mindshare.
Broad incumbents
- Stripe: Stripe is integrating stablecoin payment rails (e.g., USDC settlement, Bridge acquisition) and increasingly competes with Gnosis Pay and Gnosis Ramp for merchant and B2B stablecoin transaction volume.
- Circle: Circle issues USDC and is building stablecoin-native payment infrastructure including card and treasury products. As a broader incumbent, Circle competes with Gnosis Pay on stablecoin card rails and with Gnosis Chain as a stablecoin settlement venue.
- Crypto.com: Crypto.com offers a Visa card, exchange, on-chain wallet, and DeFi services, broadly overlapping Gnosis's full-stack stablecoin + card + wallet + chain positioning at significantly larger scale.
Emerging players
- Strike: Strike offers Bitcoin and stablecoin-based payments including a debit card, directly overlapping Gnosis Pay's value proposition of converting crypto to everyday spending power with low fees.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat6 records
Key risks5 records
Key highlights6 records
Customer concentration
Gnosis social profiles
Digital presenceGnosis financial estimates
Financial estimateRevenue estimate
Valuation estimate
Gnosis leadership team
Management profileNumber of profiles
Profiles6 records
Gnosis subsidiaries and ownership
Company hierarchySubsidiaries3 records
Gnosis funding detail
Funding detailFunding overview
Funding rounds3 records
Investors35 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Gnosis M&A and investment
M&A and investmentM&A1 record
Investments37 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Gnosis
What does Gnosis do?
Gnosis builds a vertically integrated decentralized finance stack: a self-custodial consumer money app with a free Visa card and up to 5% cashback (Gnosis App), a stablecoin-native card payment network with ramp orchestration (Gnosis Pay), an EVM-compatible Layer 1 blockchain with 145,000+ validators and sub-cent fees (Gnosis Chain), and B2B fintech APIs (Gnosis Ramp, Gnosis Pay SDK). It also operates Circles, a trust-based community currency protocol, and onchain business banking (Gnosis HQ).
Is Gnosis a public or private company?
Gnosis is a private company. It is classified as venture growth investor backed and is currently operating.
When was Gnosis founded?
Gnosis was founded in 2015. It employs 101 to 250 people.
Where is Gnosis based?
Gnosis is headquartered in Gibraltar, Gibraltar.
How does Gnosis make money?
Four revenue lines are on record. Gnosis Pay Card Program Fees are the primary driver. The others are gnosis Ramp API / Orchestration Fees, gnosis Ventures Portfolio Returns and gnosis App — Up to 5% Card Cashback / Circles.
Who are Gnosis's main competitors?
Direct peers on record are Alchemy Pay, MoonPay, Wirex, Ramp Network, Safe and Polygon Labs. Broad incumbents are Stripe, Circle and Crypto.com. Strike is listed as an emerging player.
Does Gnosis have an API?
Yes. Gnosis offers a Ramp API for stablecoin fiat on/off-ramp orchestration, enabling Web3 businesses to integrate global ramp coverage through one API. The documentation is available at docs.ramp.gnosis.io. Additionally, Gnosis Pay SDK allows businesses to integrate white-label cards, treasury on-ramps, and stablecoin payroll functionality. Developer documentation is at docs.ramp.gnosis.io.
What industry is Gnosis in?
Gnosis's product category is Blockchain Infrastructure. Its primary akta.pro industry code is FSADAIAA, Crypto Payment Gateways & Checkout APIs, with a secondary code of FSADAIAE, On/Off-Ramp Providers (Fiat↔Crypto) & Cash-In/Cash-Out Networks. Its NAICS code is 522210 and its SIC code is 6200.