Noah
- Company typePrivate
- Founded2023
- HeadquartersLondon, United Kingdom
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
Noah firmographics
Firmographics- Name
- Noah
- Legal name
- Noah US, Inc.
- Website
- https://noah.com
- Company type
- Private
- Founded year
- 2023
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Noah industry classification
Industry- Product category
- Cross-Border Payments Infrastructure
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- SIC
- Security & Commodity Brokers, Dealers, Exchanges & Services (6200)
- akta.pro primary industry
- Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL)
- akta.pro secondary industries
- Crypto Payment Gateways & Checkout APIs (FSADAIAA), On/Off-Ramps & Fiat Liquidity Providers for Stablecoins (FSADADAG), Enterprise Payments & Tokenized Money (stablecoins, tokenized deposits, CBDC rails) (FSAPAIAJ)
Keywords
Where Noah is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Offices4 records
Markets served
Noah business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales
Revenue model
- Payin Transaction Fees: Noah earns fees on fiat-to-stablecoin conversion transactions where customers deposit fiat into virtual accounts that are converted to stablecoins. Real-time, transparent FX-based pricing.
- Payout Transaction Fees: Revenue earned when partners convert stablecoins into local fiat and deliver via bank transfer, mobile money, eMoney, or wallets in 30+ fiat currencies. Fee structure is flexible — partners can absorb, pass through fully, or partially pass fees to end customers.
- API / Platform-as-a-Service Fees: Usage-based API access fees charged to platforms integrating virtual account issuance, orchestration, hosted checkout, and the compliance stack for their own end-user flows.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Quote-based / Not publicly disclosed |
Go-to-market motion1 record
Distribution channels5 records
Marketing channels9 records
Noah product offering
Product offeringCore offering
Noah provides an API-first stablecoin payments infrastructure platform that enables businesses and platforms to integrate fiat-to-stablecoin on-ramps, off-ramps, and cross-border payment orchestration. The platform unifies KYC, compliance, multi-currency wallets, and dynamic payment routing behind a single API, allowing clients to launch stablecoin-powered payment products without building the underlying crypto banking and regulatory infrastructure themselves.
Product overview
Noah is a single, unified stablecoin-powered global payments platform rather than a loosely bundled suite: its three named core modules — Payin, Payout, and Orchestration — sit on top of a shared API and shared compliance / KYC stack, with Hosted Checkout and Hosted Onboarding (Hosted KYC) offered as low-code alternatives to direct API access, Dynamic Forms embedded inside Payout to handle country/method form complexity, and a Treasury/Operations Dashboard for in-house finance teams. Payin issues named virtual bank accounts and converts deposited fiat into stablecoins; Payout programmatically converts stablecoins into 30+ fiat currencies and delivers them via local rails (bank transfer, mobile money, eMoney, digital wallets, Mercado Pago); Orchestration detects inbound funds and triggers rule-based automated payouts, packaged as ready-made workflows such as Bank Onramp and Automated Payout. Compliance (KYC/KYB, screening, transaction monitoring with risk scoring and anomaly detection, travel rule) is delivered across the platform, with a Reliance Model option for licensed partners that already KYC their own end users. The platform also extends to partner-branded experiences such as Ledger's Cash-to-Stablecoin, MiniPay, Jupiter, PEXX, Cenoa, Nafolo, Aurea Pay, and Hyperbeat Liquid Banking, where Noah operates as the underlying settlement engine.
Differentiator
Problem solved
Functional benefit
Quantifiable outcome
- $22 million Seed funding raised in June 2025 (led by LocalGlobe, with Felix Capital and FJ Labs)
- +11 more outcomes
Companies that use Noah
Customer profileNamed customers9 records
Segments6 records
Ideal customer profiles1 record
Noah technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration21 records
AI capability4 records
Feature6 records
Noah partnerships and signals
Strategic signalPartnerships
16 partnerships are on record, tiered core (european merchant expansion), flagship (south/se asia scale), core (emerging markets freelancer focus), flagship (defi ecosystem anchor), core (stablecoin issuance partnership), core (african fintech expansion), flagship (defi distribution at scale), core (blockchain ecosystem expansion), flagship (mass-market crypto distribution), flagship (mass-market consumer distribution), flagship (stablecoin ecosystem anchor) and minor (logo partner).
- Aurea Hubcore (european merchant expansion)Strategic partnership announced June 17, 2026 making Noah the foundational international payments infrastructure for Aurea Hub. Powers Aurea Pay, a cross-border merchant and e-commerce payment solution for European banks, fintechs, and merchants. Removes 1.5-3% FX markups and 3-5 day settlement, replacing outdated correspondent banking with stablecoin settlement. Blockchain- and token-agnostic infrastructure designed for adaptability.
- PEXXflagship (south/se asia scale)Strategic alliance announced May 13, 2026 to unlock USD/EUR Virtual Accounts for 2 billion people across South and Southeast Asia (India, Indonesia, Vietnam, Philippines). Noah provides the user-centric interface; PEXX delivers backend virtual accounts, stablecoin settlement, and high-speed payout rails. Payouts settle in ~30 seconds (IDR, INR) and under 2 minutes (VND). PEXX grew 4,900% in user base after raising $4.5M seed (Nov 2025).
- Cenoacore (emerging markets freelancer focus)Partnership launched May 12-13, 2026 targeting Pakistan's 2.4M freelancers and $3.8B annual digital export remittances. Enables users to open USD/EUR accounts in 3 minutes, receive zero-fee incoming payments, settle instantly as USDC/USDT stablecoins, and send USD to any bank worldwide via SWIFT. Estimated to reclaim $266M annually lost to legacy aggregators. Cenoa serves 500,000+ users across emerging markets.
- Hyperbeatflagship (defi ecosystem anchor)Noah is the default EUR/USD and major currency settlement provider for Hyperbeat's Liquid Banking on the HyperEVM chain. Enables users to connect on-chain and traditional accounts in one place, convert funds to Hyperbeat USD (Paxos-issued yield-bearing stablecoin backed 1:1 by USDG0), and withdraw to local bank accounts in 15+ currencies (GBP, BRL, INR, SGD, CAD, AED). Powers on-chain banking layer for $300B+ monthly Hyperliquid DeFi trading volume. Quote from Kilian Boshoff (Hyperbeat CEO): 'Noah provides the compliant fiat connectivity required to make that possible.'
- Paxos Labscore (stablecoin issuance partnership)Paxos Labs co-developed Hyperbeat's Liquid Banking with Noah and Hyperbeat, issuing Hyperbeat USD — a yield-bearing stablecoin backed 1:1 by USDG0 (the multichain extension of Paxos-issued USDG). Paxos Trust Company has $180B+ in tokenization activity. Quote from Bhau Kotecha (Paxos Labs Co-Founder): 'With enterprise-grade backing from USDG0 and seamless fiat connectivity through Noah and Rain, Hyperbeat has built a complete financial experience.'
- Nafolocore (african fintech expansion)Strategic partnership to launch stablecoin-powered virtual bank accounts for cross-border payments in Sub-Saharan Africa, replacing costly and slow traditional SWIFT transfers. Nafolo's platform serves 50,000 active users, processes $5M in monthly transaction volume, growing 15-20% month-over-month, targeting 500,000 users by year-end. Targets world's most expensive remittance corridor (avg cost ~9%).
- Jupiterflagship (defi distribution at scale)Partnership announced February 24, 2026 integrating neobank features into Jupiter Global (Solana-based DeFi superapp powering 90% of network trading volume). Provides 50+ million Jupiter wallets with USD/EUR virtual accounts, compliant cross-border transfers, and instant on-chain earnings payouts to local bank accounts. Launches with SGD and MYR support, planned expansion to AED, IDR, JPY, and THB. Addresses the 'last-mile problem' in crypto adoption across APEC for payroll, remittance, and institutional treasury.
- Algorand Foundationcore (blockchain ecosystem expansion)Strategic partnership announced during AlgoDay 2025 to enable compliant, regulated payments on the Algorand blockchain. Provides Algorand developers with access to Noah's regulated payment infrastructure including virtual bank accounts for USD and EUR, facilitating compliant on-chain settlement of bank payments across the US, Europe, and India.
- Ledgerflagship (mass-market crypto distribution)Launched 'Cash-to-Stablecoin' inside Ledger Wallet app on October 23, 2025. First-of-its-kind integration at scale enables millions of Ledger users (8M+ devices sold, 165+ countries) to receive EUR/USD payments and convert to USDC instantly. Each virtual account opens with a unique IBAN, with full compliance handled by Noah's KYC without leaving the Ledger app. Designed to support hundreds of thousands of new accounts per month. Quote from Jean-Francois Rochet (Ledger): 'Cash-to-Stablecoin brings new possibilities, giving users regulated EUR and USD accounts built directly into the app.'
- MiniPay (by Opera)flagship (mass-market consumer distribution)Landmark partnership announced at EthCC Cannes (July 2, 2025) bringing instant, low-cost, borderless payments to millions of MiniPay users in 70 destinations. MiniPay users can receive ACH/SEPA, convert to stablecoins, and withdraw to local mobile money accounts (M-Pesa, Pix, etc.) without leaving the non-custodial app. MiniPay has 8M wallets and 200M transactions across 53 countries, integrated into Opera Mini browser (100M+ users). Quote from Charles Hamel (MiniPay): 'Working with Noah has been a true unlock.'
- Circleflagship (stablecoin ecosystem anchor)Strategic partnership joining Circle's Payment Network (CPN) to expand USDC solutions for global payroll, remittances, and cross-border enterprise payments. Noah has supported USDC since 2023; partnership deepens integration to deliver 24/7, near-instant, lower-fee cross-border settlements. USDC supports Celo, Ethereum, Polygon, and Solana. Quote from Elisabeth Carpenter (Circle): 'Noah's work demonstrates how stablecoins can be applied in practical ways to make payments faster and more accessible.'
- Checkout.comminor (logo partner)Featured in Noah's 'Trusted by global innovators' logo carousel on noah.com. Global payments processor providing complementary card and alternative payment method infrastructure for Noah's stablecoin rails.
- Lemon Cashminor (logo partner)Featured in Noah's 'Trusted by global innovators' logo carousel on noah.com. Latin American crypto fintech leveraging Noah's payment infrastructure.
- Kastminor (logo partner)Featured in Noah's 'Trusted by global innovators' logo carousel on noah.com. Consumer fintech leveraging Noah's stablecoin payments rails.
- Dapper Labsminor (logo partner)Featured in Noah's 'Trusted by global innovators' logo carousel on noah.com. Web3 / NFT / blockchain gaming company integrating with Noah's payment infrastructure.
- Gnosis
Scale indicators9 records
Recent moves7 records
Expansion highlights6 records
Noah competitors and assessment
Company assessmentDirect peers
- BVNK: BVNK is a stablecoin and fiat payments infrastructure provider offering API-based global payouts, virtual accounts, and on/off-ramps to platforms and fintechs — the closest direct competitor to Noah's Payin/Payout stack.
- Bridge (now part of Stripe): Bridge is a stablecoin API platform (acquired by Stripe in 2025) that lets businesses issue stablecoins, move funds, and accept card-funded stablecoin payments — directly overlapping Noah's fiat-to-stablecoin orchestration layer.
- Rain: Rain provides stablecoin-powered payments and on/off-ramp infrastructure for fintechs and neobanks via APIs, including licensed stablecoin issuance — closely comparable to Noah's Reliance Model and Hosted KYC architecture.
- Transak: Transak is a developer-first crypto on/off-ramp API used by wallets and fintechs to convert fiat to crypto across 75+ countries — overlapping Noah's fiat-to-stablecoin Payin module and partner-led distribution model.
- MoonPay: MoonPay provides fiat-to-crypto on-ramps, off-ramps, and a payments API for wallets and consumer apps globally — a comparable developer-focused stablecoin payment infrastructure peer with broader brand recognition.
- Ramp Network: Ramp Network offers a fiat-to-crypto on-ramp and payment infrastructure API embedded inside wallets and apps across emerging markets — a near analog to Noah's fiat-to-stablecoin Payin product for platform customers.
- Alchemy Pay: Alchemy Pay operates a crypto payment gateway with fiat on/off-ramps and global merchant acquiring — comparable to Noah's payment-rail coverage and emerging-market focus, though with a more merchant-first orientation.
Broad incumbents
- Circle: Circle, the USDC issuer, runs its own Payment Network and offers mint/redeem APIs plus enterprise stablecoin services. As both a flagship Noah partner and a potential competitor moving further down the payments stack, it represents the largest incumbent overlap.
- Ripple: Ripple's Ripple Payments and RLUSD stablecoin target the same cross-border B2B and remittance use cases as Noah, with broader financial-institution distribution but a non-stablecoin-first legacy architecture.
- Coinbase Commerce / Coinbase Developer Platform: Coinbase offers fiat-to-crypto on-ramps, USDC payments, and developer APIs at scale via its Developer Platform. Comparable to Noah in offering regulated crypto rails for platforms, but operating as part of a much broader exchange and custody franchise.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Noah social profiles
Digital presenceNoah compliance and trust
Trust signalCompliance5 records
Noah financial estimates
Financial estimateRevenue estimate
Valuation estimate
Noah leadership team
Management profileNumber of profiles
Profiles2 records
Noah subsidiaries and ownership
Company hierarchySubsidiaries4 records
Noah funding detail
Funding detailFunding overview
Funding rounds5 records
Investors7 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Noah M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Noah
What does Noah do?
Noah provides an API-first stablecoin payments infrastructure platform that enables businesses and platforms to integrate fiat-to-stablecoin on-ramps, off-ramps, and cross-border payment orchestration. The platform unifies KYC, compliance, multi-currency wallets, and dynamic payment routing behind a single API, allowing clients to launch stablecoin-powered payment products without building the underlying crypto banking and regulatory infrastructure themselves.
Is Noah a public or private company?
Noah is a private company. It is classified as venture growth investor backed and is currently operating.
When was Noah founded?
Noah was founded in 2023. It employs 11 to 50 people.
Where is Noah based?
Noah is headquartered in London, United Kingdom, in the Europe region.
How does Noah make money?
Three revenue lines are on record. Payin Transaction Fees are the primary driver. The others are payout Transaction Fees and API / Platform-as-a-Service Fees.
Who are Noah's main competitors?
Direct peers on record are BVNK, Bridge (now part of Stripe), Rain, Transak, MoonPay, Ramp Network and Alchemy Pay. Broad incumbents are Circle, Ripple and Coinbase Commerce / Coinbase Developer Platform.
Does Noah have an API?
Yes. Noah exposes a single unified API for stablecoin-powered global payments. Developers can programmatically issue named virtual bank accounts across major currencies, create customers, automate fiat-to-stablecoin and stablecoin-to-fiat conversions, trigger rule-based payouts to 30+ fiat currencies via local rails, and orchestrate end-to-end workflows (e.g., Bank Onramp to withdraw USDC to a wallet, Automated Payout to detect stablecoin deposits and execute payouts). The platform also offers Hosted Checkout and Hosted Onboarding/KYC as no-code or low-code alternatives to direct API access. The API is described as "developer-first by design" with clear quick-start guides, integration recipes, dynamic forms, and is designed to enable compliance-aware money movement between fiat and stablecoins. Developer documentation is at docs.noah.com.
What industry is Noah in?
Noah's product category is Cross-Border Payments Infrastructure. Its primary akta.pro industry code is BPAMAFAL, Crypto Payments & Stablecoin Settlement Platforms, with a secondary code of FSADAIAA, Crypto Payment Gateways & Checkout APIs. Its NAICS code is 522320 and its SIC code is 6200.