Gnosis

Name

Gnosis

Legal name

Gnosis Ltd

Website

https://gnosis.io

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

101–250 employees

Ownership category

akta.pro rank

Product category

Blockchain Infrastructure

NAICS

Credit Card Issuing (522210), Credit Card Issuing (52221)

SIC

Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Finance Services (6199)

akta.pro primary industry

Crypto Payment Gateways & Checkout APIs (FSADAIAA)

akta.pro secondary industries

On/Off-Ramp Providers (Fiat↔Crypto) & Cash-In/Cash-Out Networks (FSADAIAE), Crypto/Web3 Neobanks (FSABAFAG), B2B Crypto Payouts, Mass Payments & Treasury Disbursements (FSADAIAF), Invoice, Billing & Subscription Payments (Crypto) (FSADAIAG)

Keywords

• Blockchain infrastructure
• Smart contract wallets
• Stablecoin payments
• Decentralized finance
• Crypto payment cards

Headquarters

HQ city

Gibraltar

HQ country

Gibraltar

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Infrastructure, Marketing or Sales

Revenue model

1. Gnosis Pay Card Program Fees: Gnosis Pay enables stablecoin card spending globally, generating revenue from card transaction fees, FX margins, and merchant discounts when users spend via the Gnosis Visa card.
2. Gnosis Ramp API / Orchestration Fees: Gnosis Ramp charges Web3 businesses for access to its orchestration layer connecting them to multiple ramp providers; revenue derives from integration and per-transaction fees.
3. Gnosis Ventures Portfolio Returns: Gnosis Ventures invests in early-stage Web3 and DeFi startups; returns from portfolio exits and equity/token stakes contribute to ecosystem revenue.
4. Gnosis App — Up to 5% Card Cashback / Circles: Gnosis App generates revenue from the spread between interchange fees earned on card spending and rewards paid out to users (CRC cashback up to 5%), and from Circles ecosystem activity.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels5 records

Core offering

Gnosis builds a vertically integrated decentralized finance stack: a self-custodial consumer money app with a free Visa card and up to 5% cashback (Gnosis App), a stablecoin-native card payment network with ramp orchestration (Gnosis Pay), an EVM-compatible Layer 1 blockchain with 145,000+ validators and sub-cent fees (Gnosis Chain), and B2B fintech APIs (Gnosis Ramp, Gnosis Pay SDK). It also operates Circles, a trust-based community currency protocol, and onchain business banking (Gnosis HQ).

Differentiator

Problem solved

Functional benefit

Brands

• Safe: Industry-standard multi-signature smart contract wallet powering secure digital asset management across all major EVM chains.
• CoW Protocol
• Gnosis Pay
• Gnosis Chain
• Gnosis Ventures
• Gnosis Ramp
• Circles
• Gnosis HQ
• Gnosis Business

Products and services

• Gnosis App
• Gnosis Pay
• Gnosis Chain
• Gnosis Ramp
• Gnosis Pay SDK
• Circles
• Gnosis HQ (Gnosis Business)
• Safe Watch Agent

Quantifiable outcome

• Gnosis Pay surpassed $100 million in lifetime transaction volume and processed 2 million real-world payments as of late 2025.
• +4 more outcomes

Named customers6 records

Segments5 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration9 records

AI capability2 records

Feature6 records

Partnerships

Eleven partnerships are on record, tiered core and minor.

• Ethereum FoundationcoreStrategic or Co-development Partner · 29 March 2026The Ethereum Foundation co-funded the Ethereum Economic Zone (EEZ) framework, developed by Gnosis and Zisk, at the EthCC conference in Cannes. The EEZ enables synchronous composability between Ethereum L1 and L2 rollups within a single transaction using zero-knowledge proofs, addressing the ecosystem's $40 billion liquidity fragmentation problem.
• ZiskcoreStrategic or Co-development Partner · 29 March 2026Gnosis and Zisk jointly developed and announced the Ethereum Economic Zone (EEZ) framework at EthCC Cannes. Founding members of the EEZ Alliance include Aave, Titan, Beaver Build, Centrifuge, and xStocks. The project is structured as a Swiss non-profit releasing all software as open-source.
• Aave (EEZ Founding Member)minorStrategic or Co-development Partner · 29 March 2026Aave joined the Ethereum Economic Zone (EEZ) Alliance as a founding member, contributing to the framework for unified cross-rollup liquidity on Ethereum.
• AveniaminorChannel Partner/ Reseller/ Distributor · 1 March 2026Avenia is a launch partner for Gnosis Ramp, providing fiat-to-crypto onramp services focused on seamless settlements and accessible crypto transactions worldwide.
• BridgeminorChannel Partner/ Reseller/ Distributor · 1 March 2026Bridge is a launch partner for Gnosis Ramp, offering a stablecoin platform that handles receiving, storing, converting, issuing, and spending stablecoins through a unified API.
• LatamexminorChannel Partner/ Reseller/ Distributor · 1 March 2026Latamex is a launch partner for Gnosis Ramp, serving as a crypto-to-fiat gateway tailored for Latin America, allowing users to buy and sell cryptocurrencies using local currencies via simple integrations for exchanges and wallets.
• NoahminorChannel Partner/ Reseller/ Distributor · 1 March 2026Noah is a launch partner for Gnosis Ramp, providing payment infrastructure for fiat, bitcoin, and stablecoin rails via APIs and hosted checkouts, facilitating compliant settlements and global payouts including virtual bank accounts.
• MoneriumcoreTechnology or Integration · 1 March 2026Monerium is the EU-licensed e-money issuer partner powering Gnosis App's IBAN account and EURe stablecoin issuance. Through Monerium, euros sent to a Gnosis App IBAN are converted 1:1 to EURe on Gnosis Chain.
• ZealminorStrategic or Co-development Partner · 1 September 2025Gnosis partnered with Zeal to launch ZCHF, the first fully collateralized, yield-bearing Swiss franc stablecoin on Gnosis Chain, bringing a new level of composability to real-world assets (RWAs).
• idOS ConsortiumminorStrategic or Co-development Partner · 28 July 2025Gnosis joined the idOS Consortium as a strategic partner in a $4.5 million funding round led by Fabric Ventures, alongside Arbitrum Foundation, Circle Ventures, Ripple, NEAR Foundation, Aleph Zero Foundation, Radix, and Tezos Foundation. Most consortium members signed commercial deals to integrate idOS as the decentralized identity layer within their ecosystems.
• HQ.xyz (Acquisition — now Gnosis HQ)coreStrategic or Co-development Partner · 15 May 2025Gnosis completed a $15 million acquisition of Headquarters (HQ.xyz), an onchain business account platform. HQ.xyz was rebranded as Gnosis HQ and integrated into the Gnosis ecosystem to enhance onchain business banking capabilities and expand into Asia.

Scale indicators12 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Alchemy Pay: Alchemy Pay operates a fiat-crypto on/off-ramp network combined with crypto card issuance, directly overlapping Gnosis Ramp's orchestration layer and Gnosis Pay's card program.
• MoonPay: MoonPay is a leading fiat-to-crypto on/off-ramp provider serving wallets, exchanges, and Web3 businesses. It is a direct competitor to Gnosis Ramp and a launch partner equivalent in the B2B ramp space.
• Wirex: Wirex is a crypto-native payments company offering a Visa debit card with multi-currency wallet and on/off-ramp services. It directly competes with Gnosis Pay and the Gnosis App on crypto card spending and everyday payments.
• Ramp Network: Ramp Network is a fiat-crypto on/off-ramp provider with a B2B API similar to Gnosis Ramp. Both serve wallets, exchanges, and Web3 businesses seeking non-custodial payment integrations.
• Safe: Safe is the multi-signature smart contract wallet originally built and spun out by Gnosis, now securing $58B+ in assets across all major EVM chains. Gnosis App is itself built on Safe Smart Account infrastructure, making them directly comparable smart wallet providers.
• Polygon Labs: Polygon operates an EVM-compatible L1/L2 ecosystem (Polygon PoS, Polygon zkEVM, AggLayer) focused on low fees and stablecoin/real-world asset settlement—directly competing with Gnosis Chain for stablecoin utility and developer mindshare.

Broad incumbents

• Stripe: Stripe is integrating stablecoin payment rails (e.g., USDC settlement, Bridge acquisition) and increasingly competes with Gnosis Pay and Gnosis Ramp for merchant and B2B stablecoin transaction volume.
• Circle: Circle issues USDC and is building stablecoin-native payment infrastructure including card and treasury products. As a broader incumbent, Circle competes with Gnosis Pay on stablecoin card rails and with Gnosis Chain as a stablecoin settlement venue.
• Crypto.com: Crypto.com offers a Visa card, exchange, on-chain wallet, and DeFi services, broadly overlapping Gnosis's full-stack stablecoin + card + wallet + chain positioning at significantly larger scale.

Emerging players

• Strike: Strike offers Bitcoin and stablecoin-based payments including a debit card, directly overlapping Gnosis Pay's value proposition of converting crypto to everyday spending power with low fees.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat6 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/GnosisDAO
• GitHubgithub.com/gnosis
• Facebookfacebook.com/Gnosis.pm
• LinkedInlinkedin.com/company/gnosis-limited

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Subsidiaries3 records

Funding overview

Funding rounds3 records

Investors35 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments37 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Gnosis