Cotality

What Cotality does

Cotality is a privately held enterprise software and data analytics company that provides property intelligence to the real estate, mortgage, property insurance, government, and property restoration industries. Operating across 8 countries with 5,179 employees, the company maintains what it describes as the largest objective property dataset, covering 98%+ of properties in its largest markets with 30 years of historical records and over 1 million data points refreshed monthly. Cotality's technology stack is built around its CoreAI platform and the recently launched Model Context Protocol (MCP) Server, which exposes standardized property data to enterprise AI agents through integrations with Databricks, Google Cloud, and Snowflake.

The product portfolio is organized into eight categories spanning property and location data (Address Connect, SpatialRecord, PxPoint), listing management (Matrix, Trestle, MLS-Touch, the new Broker Listing Exchange), property valuation (Total Home Value AVM covering 112 million properties, Home Price Index, Mercury Network, Collateral Management System, Marshall & Swift), loan origination and servicing (AutomatIQ Borrower, LoanSafe, Credco, DigitalTax), claims and restoration (Estimate, Claims Workspace, Claims Inspect, Contractor Workspace), climate and catastrophe risk (Hazard HQ Command Central, Climate Risk Analytics, Hail Risk Analytics covering 43.5 million US properties, the S&P Cotality Case-Shiller Index), and regional products tailored for Australia and New Zealand (Cordell Connect, NZ MasterMap, RP Data).

Cotality generates revenue primarily through enterprise subscriptions, platform licensing, and integration/API services, with quote-based pricing for large brokerages, MLS organizations, financial institutions, insurers, and government clients. Additional revenue streams include licensing fees from the FICO Mortgage Direct License Program and risk analytics sold to reinsurers. Distribution combines direct enterprise sales, channel partnerships (HomeServices of America, Keller Williams for BLX), MLS distribution networks, and cloud data marketplaces. The company supports 80% of North American real estate transactions and serves over 1 million agents daily, anchoring it as critical infrastructure for property data workflows.

Name

Cotality

Legal name

CoreLogic, Inc.

Website

https://cotality.com

Company type

Private

Founded year

2025

Operating status

Operating

Headcount range

1,001–5,000 employees

Ownership category

akta.pro rank

Product category

Property Data & Analytics

NAICS

Offices of Real Estate Agents and Brokers (531210), Offices of Real Estate Agents and Brokers (53121), Offices of Real Estate Agents and Brokers (5312), Nonresidential Property Managers (531312)

SIC

Real Estate Agents & Managers (For Others) (6531), Finance Services (6199)

akta.pro primary industry

Database/Application Data Layer Modernization (DB migration, ORM, caching) (BPAEAFAL)

akta.pro secondary industry

Technology / IT Services BOP (FSAJAFAK)

Keywords

• Property data analytics
• Real estate intelligence
• Mortgage technology solutions
• Property valuation platforms
• Catastrophe risk modeling

Headquarters

HQ city

Austin

HQ country

United States

HQ region

North America

Offices6 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Infrastructure, Marketing or Sales

Revenue model

1. Property Data & Analytics Subscriptions: Subscription-based access to Cotality's property data library, home price indices, and analytics platforms serving real estate professionals, lenders, insurers, and government clients
2. Platform Licensing (BLX, Matrix, Mercury Network): Enterprise licensing of proprietary platforms including BLX for listing management, Matrix for MLS operations, and Mercury Network for appraisal management
3. Integration & API Services: Revenue from MCP Server integrations, cloud marketplace data delivery (Databricks, Google Cloud, Snowflake), and technology partnerships providing AI-ready property data
4. FICO Mortgage Direct License Program: Participation in FICO's program enabling tri-merge resellers to generate and deliver FICO Scores directly to lenders, generating licensing and service fees
5. Risk Analytics & Catastrophe Modeling: Climate risk analytics, hurricane/hail/flood/wildfire catastrophe models, and risk reporting sold to insurance companies and reinsurers

Pricing tiers

Go-to-market motion4 records

Distribution channels6 records

Marketing channels8 records

Core offering

Cotality provides comprehensive property data, analytics, and workflow software platforms for real estate, mortgage, finance, insurance, and government clients. Its offerings include listing management systems, automated valuation models, collateral management, mortgage fraud detection, climate and catastrophe risk analytics, and AI-ready property data delivered through APIs and cloud marketplaces. The company operates globally across 8 countries, covering 98%+ of properties in its largest markets with 30 years of historical data refreshed monthly.

Product overview

Cotality is a comprehensive property data, insights, and workflow solutions provider operating a platform-plus-modules architecture. The core Cotality platform analyzes the largest objective property dataset, providing real-time insights through AI-powered analytics. Key product families include: (1) Property & Location Data products (Address Connect, Building Detail, SpatialRecord, PxPoint, Zoning Data) providing foundational property intelligence; (2) Listing Management solutions (Matrix, Trestle, MLS-Touch, Broker Listing Exchange) for MLS and broker operations; (3) Property Valuation platforms (Total Home Value AVM, Home Price Index, Marshall & Swift, Mercury Network, Collateral Management System) covering automated valuation and risk assessment; (4) Loan Origination tools (AutomatIQ Borrower, Credco, LoanSafe, SmartFees) for mortgage fraud prevention and compliance; (5) Claims Management suite (Estimate, Inspect, Scope, Validate, Workspace, Dispatch) for insurance workflows; (6) Climate & Catastrophe Risk products (Climate Risk Analytics, Hazard HQ Command Central) providing forward-looking risk modeling; (7) Restoration solutions (Contractor Workspace, CRM, DASH) for property restoration firms; and (8) Regional products (Cordell Connect, eMap, Property Guru, NZ MasterMap in ANZ region). The platform is accessible via cloud marketplaces (Databricks, Google Cloud, Snowflake) and the MCP Server for AI integration.

Differentiator

Problem solved

Functional benefit

Brands

• Matrix: #1 listing management platform in North America
• Mercury Network
• Marshall & Swift
• Home Price Index
• Total Home Value X
• Collateral Management System
• OneHomeowner
• CoreAI
• Araya
• BLX (Broker Listing Exchange)
• RP Data
• Clareity Assure
• MLS-Touch
• Trestle
• Estimate
• Claims Inspect
• Claims Workspace
• Claims Dispatch
• Climate Risk Analytics
• Carbon Aware
• Hazard HQ Command Central

Products and services

• Matrix™ The #1 listing management platform in North America, providing comprehensive property listing workflows for MLS organizations and real estate brokerages.
• Mercury Network™ Appraisal ordering and management platform providing seamless connectivity between lenders, appraisers, and AMC firms across the valuation workflow.
• Collateral Management System® Comprehensive collateral risk management platform for lenders to assess, manage, and monitor property collateral throughout the loan lifecycle.
• Total Home Value X State-of-the-art automated valuation model (AVM) covering 112 million residential properties for accurate property valuations.
• Home Price Index™ Property market analytics solution tracking home price trends across U.S. markets, including the S&P Cotality Case-Shiller Index across 20 major metropolitan markets.
• Marshall & Swift® Accurate replacement cost evaluation tool for property insurance underwriting using comprehensive building cost data.
• Araya™ AI-powered property insights platform providing natural language querying and analytics for property professionals to access market intelligence and risk data.
• Broker Listing Exchange™ (BLX) AI-powered enterprise listing management and distribution platform giving brokerages centralized control over listing data across MLSs and portals using RESO standards.
• Model Context Protocol (MCP) Server Universal AI connector (Model Context Protocol) for property intelligence enabling AI agents to access trusted, standardized data for AI-driven decisions and automation.
• LoanSafe™ Mortgage fraud risk management tools providing fraud detection and prevention across the loan origination process, including the National Mortgage Application Fraud Risk Index.
• AutomatIQ® Borrower Unified workflow solution for borrower verification and qualification, combining income, assets, and identity verification.
• Credco™ Credit Reports Most accepted credit reporting solution providing credit reports for mortgage lending decisions.
• Climate Risk Analytics Forward-looking catastrophic risk modeling for chronic perils including flood, hurricane, earthquake, severe convective storm, and wildfire risk assessment with 30-year forecasts.
• Hazard HQ Command Central™ One-stop-shop platform for global natural disaster information, data, and insights covering hurricanes, earthquakes, wildfires, floods, and severe weather events.
• Carbon Aware™ Solution for the property insurance industry to measure, manage, and reduce Scope 3 emissions using granular claims and materials data embedded within Cotality's claims management platform.
• OneHomeowner™ Client engagement platform strengthening relationships with homeowners through branding, home value insights, and automated messaging.
• Trestle™ Real estate data distribution platform enabling standardized listing data syndication across the industry.
• MLS-Touch™ Highest-rated mobile application for MLS access, enabling real estate agents to manage listings from mobile devices.
• Estimate™ Accurate property claims estimation software for insurance claims adjusters and restoration contractors.
• Claims Workspace™ Centralized claims management platform consolidating claims data for faster decision-making in property insurance workflows.
• Cordell Connect End-to-end construction project intelligence platform in Australia/New Zealand covering project tracking and development insights.
• NZ MasterMap Authoritative New Zealand geospatial dataset providing high-precision mapping and parcel data.
• DigitalTax® Connect Property tax data solutions including tax data access, forecasting, onboarding decisions, and payment processing for loan servicers.
• Roof Conditions Insights™ AI-powered roof intelligence using computer vision to assess roof condition, age, and replacement needs for property valuation.
• RiTA AI-powered lead generation and client nurturing platform for real estate professionals.
• SpatialRecord Single-source parcel and property data combining geospatial and property characteristic information.
• Contractor Workspace™ Cloud-based job management platform for property restoration firms handling water, fire, mold, and catastrophe damage with estimating, CRM, and workflow automation.
• Cotality CLIP App for Databricks App delivering AI-ready property and location data structured with built-in semantic context on the Databricks Data Intelligence Platform for enterprise agentic applications.
• Clareity Assure™ Adaptive security platform purpose-built for MLS organizations to protect listing data and platform access.
• AVMSmart Smart residential property valuations in New Zealand using automated valuation models (AVMs).

Quantifiable outcome

• Cotality supports 80% of real estate transactions in North America
• +4 more outcomes

Named customers6 records

Segments9 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration7 records

AI capability11 records

Feature13 records

Partnerships

Nine partnerships are on record, tiered core and minor.

• TruepiccoreTechnology or Integration · 23 June 2026Truepic integration brings verified virtual inspections to home and construction loans through Cotality's Mercury Network and Collateral Management System platforms. The Truepic Vision platform uses controlled capture technology to authenticate images and videos, providing fraud detection and protection against AI-generated imagery while streamlining inspection workflows.
• DatabrickscoreTechnology or Integration · 16 June 2026Cotality was named 2026 Databricks ISV Growth Data Partner of the Year recognizing exceptional growth and product innovation. Cotality's CLIP App for Databricks and AI-ready property data with built-in semantic context enable financial services institutions to operationalize enterprise AI.
• HomeServices of AmericacoreStrategic or Co-development Partner · 12 May 2026HomeServices of America is the first major brokerage to implement Cotality Broker Listing Exchange (BLX), an enterprise listing management and distribution platform that gives brokerages direct control over listing data creation, standardization, and syndication across MLSs and portals.
• Keller WilliamscoreStrategic or Co-development Partner · 12 May 2026Keller Williams is the first major brokerage to implement Cotality Broker Listing Exchange (BLX), an AI-powered listing management workflow tool using Real Estate Standards Organization standards for compliance and listing distribution.
• FICOcoreStrategic or Co-development Partner · 12 February 2026Cotality participates in FICO's Mortgage Direct License Program enabling tri-merge resellers to generate and deliver FICO Scores directly to lenders. The program introduces flexible pricing models to reduce costs while maintaining compliance and credit decision accuracy.
• MeridianLinkcoreTechnology or Integration · 12 February 2026FICO partnership with MeridianLink integrates the FICO Mortgage Direct License Program into MeridianLink's platform, with Cotality as a participating reseller enabling direct FICO Score delivery to lenders.
• RFM GroupminorImplementation/ SI/ Consulting Partner · 13 November 2025RFM Group implemented Cotality Contractor Workspace, a cloud-based job management platform, to enhance operational efficiency, communication, and financial oversight across property management projects in the UK.
• Evolution Claims ManagementminorImplementation/ SI/ Consulting Partner · 21 October 2025Evolution Claims Management collaborates with Cotality implementing the Contractor Workspace platform to enhance operational efficiency and customer experience across UK claims services.
• ICABminorStrategic or Co-development Partner · 9 October 2025ICAB collaborates with Cotality to improve management of emergency and planned accommodations for policyholders affected by uninhabitable homes due to floods or fires, deploying Cotality's Contractor Workspace to automate workflows and enhance decision-making.

Scale indicators11 records

Recent moves9 records

Expansion highlights6 records

Direct peers

• ATTOM Data Solutions: Property data and analytics provider offering property tax, AVM, neighborhood, and foreclosure data to real estate, mortgage, and insurance professionals. Direct competitor to Cotality in property data and valuation, though smaller in scale and global reach.
• RMS (Risk Management Solutions): Catastrophe risk modeling and analytics platform for insurers and reinsurers, now part of Moody's. Directly comparable to Cotality's Climate Risk Analytics and Hazard HQ Command Central for hurricane, earthquake, and severe storm modeling.
• Black Knight (ICE Mortgage Technology): Leading mortgage technology and data provider (now part of Intercontinental Exchange), offering loan origination, servicing, and analytics platforms to lenders. Directly overlaps with Cotality's mortgage, servicing, and analytics offerings.

Broad incumbents

• Verisk Analytics: Leading data analytics and risk assessment provider for insurance, financial services, and government, with extensive property and casualty insurance analytics. Closely comparable to Cotality's insurance risk analytics and catastrophe modeling business.
• Zillow Group: Largest U.S. residential real estate data and marketplace platform, serving consumers, agents, and lenders with property data, valuations (Zestimate), and advertising. Comparable to Cotality on the property data and AVM side, though Zillow is consumer-facing while Cotality is enterprise/B2B.
• Realtor.com (Move, Inc.): Major residential real estate listings platform operated by Move, Inc. (News Corp subsidiary), serving consumers and agents with property data, listings, and lead generation. Competes with Cotality in MLS-driven listing distribution and property data delivery.
• CoStar Group: Dominant commercial real estate data and analytics platform (CoStar, LoopNet, Apartments.com), with growing residential exposure. Comparable to Cotality as a property intelligence provider but with a commercial real estate focus and marketplace model.
• LexisNexis Risk Solutions: Data and analytics provider for insurance, financial services, and government, including property and public records data, fraud detection, and risk scoring. Overlaps with Cotality's mortgage fraud, identity, and property data offerings.

Emerging players

• HouseCanary: AI-driven residential property analytics and valuation platform serving lenders, investors, and operators. Competes with Cotality on AVMs and home price analytics with a more AI-native architecture.

Others

• Esri: Leading geospatial mapping and analytics platform (ArcGIS), enabling property, infrastructure, and location intelligence across government and enterprise. Cotality's SpatialRecord, eMap, and FloodMap offerings leverage similar geospatial foundations.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubepodcasts.apple.com/us/podcast/beyond-the-buildings/id1535692449
• Facebookfacebook.com/Cotality
• LinkedInlinkedin.com/company/cotality
• Instagraminstagram.com/cotality
• Xx.com/cotality_uk

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Subsidiaries7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Cotality