Credit Benchmark
- Company typePrivate
- Founded2015
- HeadquartersLondon, United Kingdom
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
Credit Benchmark firmographics
Firmographics- Name
- Credit Benchmark
- Legal name
- Credit Benchmark Limited
- Website
- https://creditbenchmark.com
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Credit Benchmark industry classification
Industry- Product category
- Credit Risk Data and Analytics
- NAICS
- Credit Bureaus (561450), Activities Related to Credit Intermediation (5223)
- SIC
- Services-Consumer Credit Reporting, Collection Agencies (7320), Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- Credit Research (FSACAGAB)
- akta.pro secondary industries
- Alternative / Non-Traditional Credit Data Providers (FSAKAKAB), High-Yield Corporate Credit (FSAAAHAC)
Keywords
Where Credit Benchmark is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Offices3 records
Markets served
Credit Benchmark business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Data and Analytics Licensing: Credit Benchmark aggregates and anonymizes credit risk views from contributing financial institutions and licenses the resulting consensus data to clients. Data is delivered via CB WebApp portal, Excel add-in, flat file download, and third-party platforms including Bloomberg Terminal.
- API Access and Integration: Enterprise API access for automated feeds into internal risk systems and models, with premium pricing for enhanced API capabilities including entity matching and portfolio analytics endpoints.
- Platform Access (CB WebApp): Web-based client portal providing access to consensus ratings, analytics, and monitoring capabilities on subscription basis.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Enterprise data and analytics platform with custom pricing based on coverage needs, entity count, and delivery mechanisms (API, WebApp, Excel, flat file, or third-party platforms) |
Go-to-market motion2 records
Distribution channels7 records
Marketing channels7 records
Credit Benchmark product offering
Product offeringCore offering
Credit Benchmark aggregates and anonymizes internal credit risk views from 40+ global financial institutions to produce consensus-based credit ratings and analytics on 120,000+ entities. It licenses this data through a web portal (CB WebApp), Excel add-in, API, and third-party platforms including Bloomberg Terminal, serving banks, insurers, asset managers, central counterparties, and securities finance firms with credit risk intelligence that covers 90%+ unrated entities.
Differentiator
Problem solved
Functional benefit
Brands
- Credit Risk Index (CRI): A monthly index delivering the definitive measure of credit quality trends among U.S. Private Corporates
- Credit Risk IQ
- IRB Nexus
- PortfolioLens
- Credit Consensus Indicator
Products and services
- Credit Consensus Ratings (CCR) Consensus-based credit ratings aggregating anonymized internal credit risk views from 40+ global financial institutions, covering 120,000+ entities (90%+ unrated by traditional agencies) across 156 countries with monthly updates.
- Credit Risk Index (CRI) Monthly index measuring credit quality trends among U.S. Private Corporates, providing a gauge of risk sentiment on private markets derived from 10 years of contributor insight.
- Credit Risk IQ Industry reports and analytics platform covering Private vs. Public Credit Risk, Geographic Credit Risk, Industry Credit Risk, and Rating Agency Credit Risk, providing in-depth credit risk analysis and trends.
- PortfolioLens Analytics platform delivering instant, portfolio-level insights on credit exposures and emerging risks, particularly for unrated and opaque counterparties.
- IRB Nexus Credit analytics solution developed in collaboration with Oliver Wyman to help banks enhance regulatory compliance of internal ratings-based (IRB) models, specifically for low- and no-default portfolios.
- Credit Benchmark API API for automated credit risk data integration into client internal risk systems, including machine learning-based entity name matching with confidence scoring and five portfolio analytics endpoints for rating distributions, portfolio trend lines, and moving entity alerts.
- CB Entity ID Matching Machine learning-based entity matching service that programmatically identifies Credit Benchmark IDs for entities in client portfolios and returns confidence scores to enable streamlined portfolio mapping.
- CB WebApp Web-based client portal providing authenticated access to Credit Consensus Ratings, analytics, monitoring capabilities, and reporting workflows on a subscription basis.
- Credit Benchmark on Bloomberg Terminal Credit Benchmark data delivered through Bloomberg Terminal, including consensus credit ratings on entities and rating assessments on over 133,000 bonds and loans representing more than $30 trillion outstanding.
Quantifiable outcome
- 90%+ of entities covered are unrated by traditional credit rating agencies
- +3 more outcomes
Companies that use Credit Benchmark
Customer profileNamed customers7 records
Segments9 records
Ideal customer profiles6 records
Credit Benchmark technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
AI capability4 records
Feature9 records
Credit Benchmark partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core, flagship and minor.
- EquiLendcoreIntegration of Credit Benchmark's consensus credit ratings into EquiLend's Onboard+ platform for securities finance counterparty onboarding. The partnership surfaces consensus ratings for each fund, including the number of contributing institutions, alongside existing onboarding data fields. This enables operations, credit, and front-office users to access market-wide credit assessments directly within the counterparty onboarding workflow, particularly for funds without official agency ratings.
- Norges Bank Investment Management (NBIM)flagshipMulti-year partnership enabling NBIM (world's largest sovereign wealth fund) to leverage Credit Benchmark's consensus credit data covering 120,000+ entities for counterparty selection, collateral assessment, and securities finance risk monitoring. The partnership strengthens insight into unrated and opaque areas of global credit markets where traditional ratings fall short.
- Oliver WymancoreCollaboration to launch IRB Nexus, an innovative credit analytics solution helping banks enhance regulatory compliance of their internal ratings-based (IRB) models, specifically for low- and no-default portfolios. Oliver Wyman provides consulting expertise while Credit Benchmark provides the underlying consensus data.
- BloombergcoreCredit Benchmark credit risk data made available on Bloomberg Terminal, derived from the risk views of world's largest financial institutions. Also available for enterprise license use cases through Bloomberg's distribution network. Partnership covers over 133,000 bonds and loans representing more than $30 trillion outstanding.
- Global Peer Financing Association (GPFA)minorSupport for GPFA, an association formed by beneficial owners to create more efficient peer-to-peer securities financing transactions. Partnership with four leading pension plans including CalPERS to advance peer-to-peer lending standards.
Scale indicators9 records
Recent moves7 records
Expansion highlights6 records
Credit Benchmark competitors and assessment
Company assessmentBroad incumbents
- Moody's Analytics: Major credit rating agency and analytics provider offering internal ratings, credit research, and risk data to banks and investors. Highly comparable to Credit Benchmark as an incumbent credit data provider, though much larger in scope and historically focused on agency-issued public ratings rather than consensus-based private credit views.
- S&P Global Market Intelligence: S&P's market intelligence division delivers credit ratings, reference data, and risk analytics (formerly S&P Capital IQ). Comparable to Credit Benchmark as an enterprise credit data vendor serving banks, asset managers, and corporates, with broader product breadth but less focus on consensus-based unrated coverage.
- Bloomberg L.P. Global financial data and terminal provider that both distributes Credit Benchmark's data and competes broadly in credit analytics, fixed income data, and reference data. Highly comparable given overlapping credit-data customer base and the existing distribution partnership.
- Dun & Bradstreet: Long-standing business credit reporting and data analytics company serving corporate buyers, suppliers, and financial institutions. Comparable as a business-credit data incumbent with global coverage, though its core offering is more about identity and trade credit than consensus PD analytics.
- MSCI: Provider of risk and analytics across asset classes including fixed income, ESG, and credit risk factors for institutional investors. Comparable to Credit Benchmark as an enterprise data and analytics vendor to financial institutions, with overlapping use cases in portfolio risk monitoring.
- Equifax (incl. Kount and IAT): Major credit bureau and analytics business with commercial and consumer credit data products serving banks and lenders. Comparable as an enterprise credit data provider, though primarily consumer-credit focused whereas Credit Benchmark is institutional/obligor-level.
- Experian Business Information: Global information services company with commercial credit, business intelligence, and analytics offerings serving financial institutions and corporates. Comparable as an enterprise credit data incumbent, with similar counterparty-risk and portfolio-monitoring use cases.
Direct peers
- Bureau van Dijk (Moody's): Private-company information provider (now owned by Moody's) offering Orbis and similar databases on 400M+ entities worldwide. Closest direct competitor to Credit Benchmark's coverage of unrated and private obligors, addressing the same gap in traditional rating agency coverage.
- RapidRatings: Provider of financial health ratings on private and public companies, including supply chain and counterparty risk assessments. Direct peer to Credit Benchmark in the unrated/private-company credit intelligence category, with overlapping buyers in treasury and supplier risk teams.
Emerging players
- Riskalyze (now Nitrogen): Risk analytics platform for financial advisors and asset managers focused on portfolio risk, credit, and investment suitability. Tangentially comparable given overlapping risk-analytics DNA and financial-institution buyer base, though more wealth-management focused than Credit Benchmark's institutional credit focus.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Credit Benchmark social profiles
Digital presenceCredit Benchmark financial estimates
Financial estimateRevenue estimate
Valuation estimate
Credit Benchmark leadership team
Management profileNumber of profiles
Profiles11 records
Credit Benchmark funding detail
Funding detailFunding overview
Funding rounds3 records
Investors3 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Credit Benchmark M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Credit Benchmark
What does Credit Benchmark do?
Credit Benchmark aggregates and anonymizes internal credit risk views from 40+ global financial institutions to produce consensus-based credit ratings and analytics on 120,000+ entities. It licenses this data through a web portal (CB WebApp), Excel add-in, API, and third-party platforms including Bloomberg Terminal, serving banks, insurers, asset managers, central counterparties, and securities finance firms with credit risk intelligence that covers 90%+ unrated entities.
Is Credit Benchmark a public or private company?
Credit Benchmark is a private company. It is classified as venture growth investor backed and is currently operating.
When was Credit Benchmark founded?
Credit Benchmark was founded in 2015. It employs 11 to 50 people.
Where is Credit Benchmark based?
Credit Benchmark is headquartered in London, United Kingdom, in the Europe region.
How does Credit Benchmark make money?
Three revenue lines are on record. Data and Analytics Licensing is the primary driver. The others are API Access and Integration and platform Access (CB WebApp).
Who are Credit Benchmark's main competitors?
Broad incumbents on record are Moody's Analytics, S&P Global Market Intelligence, Bloomberg L.P., Dun & Bradstreet, MSCI, Equifax (incl. Kount and IAT) and Experian Business Information. Direct peers are Bureau van Dijk (Moody's) and RapidRatings. Riskalyze (now Nitrogen) is listed as an emerging player.
Does Credit Benchmark have an API?
Yes. Credit Benchmark offers an enhanced API enabling automated credit risk data workflows. Key capabilities include: entity name matching using machine learning with confidence scores to programmatically identify Credit Benchmark IDs; five new portfolio analytics endpoints for rating distributions, portfolio trend lines, and entity alerts; automated monitoring and reporting workflows. API access is not enabled by default and requires request to the support team. Data is available via Excel delivery or automated API feeds. The API supports onboarding, portfolio monitoring, and internal risk reporting workflows. AI tools can read the API documentation and generate working data pull scripts. Developer documentation is at docs.creditbenchmark.com.
What industry is Credit Benchmark in?
Credit Benchmark's product category is Credit Risk Data and Analytics. Its primary akta.pro industry code is FSACAGAB, Credit Research, with a secondary code of FSAKAKAB, Alternative / Non-Traditional Credit Data Providers. Its NAICS code is 561450 and its SIC code is 7320.