Moffin
Moffin is a Mexican data intelligence platform that aggregates 15+ credit bureaus, government databases, and identity providers into a single API and no-code workflow for credit underwriting, compliance screening, recruitment verification, and risk decisioning.
- Company typePrivate
- Founded2021
- HeadquartersGuadalajara, Mexico
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Moffin does
Moffin is a Guadalajara-based data intelligence platform founded in 2021 that consolidates fragmented Mexican and LatAm data sources—credit bureaus such as Círculo de Crédito, government registries (SAT, RFC FIEL), identity validators, and 15+ other providers—into a single orchestration layer for credit, compliance, and risk decisioning. The platform is structured around three modules (Collect, Transform, and Evaluate & Decide) plus industry solutions for credit underwriting, compliance screening (sanctions/PEPs/court records), recruitment screening, real estate, and supply chain risk, and exposes unified REST APIs alongside no-code workflows to both developers and operators. The underlying engine normalizes PDFs, JSON, and unstructured inputs, applies configurable scorecards, decision trees, and business rules, and supports integration of custom ML or LLM models, with response times under two seconds and a claimed >99% success rate across 1,000,000+ processed queries.
Moffin firmographics
Firmographics- Name
- Moffin
- Legal name
- MOFFIN SOFTWARE, S.A.P.I. DE C.V.
- Website
- https://moffin.com
- Company type
- Private
- Founded year
- 2021
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Moffin is a Mexican data intelligence platform that aggregates 15+ credit bureaus, government databases, and identity providers into a single API and no-code workflow for credit underwriting, compliance screening, recruitment verification, and risk decisioning.
- Ownership category
- akta.pro rank
Moffin industry classification
Industry- Product category
- Data Intelligence & Risk Decision Platform
- NAICS
- Credit Bureaus (56145), Credit Bureaus (561450), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518), Custom Computer Programming Services (541511)
- SIC
- Services-Computer Processing & Data Preparation (7374), Services-Computer Programming, Data Processing, Etc. (7370), Services-Consumer Credit Reporting, Collection Agencies (7320)
- akta.pro primary industry
- Credit & Underwriting Data Services (alt data feeds, affordability, bureau augmentation) (FSAGACAH)
- akta.pro secondary industries
- Consumer Credit Decisioning & Underwriting Platforms (FSAKAKAG), Income & Employment Verification (VOI/VOE, payroll-linked data) (FSAGACAE), Identity Verification, KYC/KYB & AML Screening (MPAEAKAD)
Keywords
Where Moffin is headquartered
LocationHeadquarters
- HQ city
- Guadalajara
- HQ country
- Mexico
- HQ region
- Latin America
Offices1 record
Markets served
Moffin business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Supply Chain, Marketing or Sales, Operations, Infrastructure
Revenue model
- Subscription-based Platform Access: Moffin offers a subscription model providing access to the platform, multiple data sources, and software tooling under a single subscription. Service prices are listed in Mexican pesos and include applicable VAT. The platform may offer different service plans that can be contracted through the website.
- Usage-based Data Queries: As a data intelligence platform that processes queries (stated as processing over 1,000,000 queries), Moffin likely generates revenue based on usage volume of data queries and verifications performed through the platform.
- Credit Bureau and Government Data Queries: Services include credit bureau queries, RFC FIEL certificate queries, and SAT blacklist checks. Revenue is generated per query or consultation made through the platform.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Single subscription covering multiple data sources and software tooling |
| Usage-based | Pay-as-you-go | Usage-based query pricing |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels5 records
Moffin product offering
Product offeringCore offering
Moffin provides a unified data intelligence platform that aggregates 15+ data providers (credit bureaus, government databases, tax records, identity validators, court records, PEP/sanctions lists) into a single orchestration layer, transforms heterogeneous inputs into structured profiles, and runs automated risk evaluation through customizable scorecards and decision rules. The platform exposes its capabilities via REST API and no-code workflows and serves credit underwriting, KYC/compliance screening, recruitment verification, and supplier risk use cases for enterprise and mid-market customers.
Product overview
Moffin is a unified KYC/identity data platform consisting of three core modules: Collect, Transform, and Evaluate & Decide. The platform integrates 15+ data providers (credit bureaus, government databases, tax sources, identity validators) into a single orchestration layer. It serves industries including Financial Services (credit underwriting, portfolio monitoring), Compliance Screening, Recruitment, Real Estate, and Procurement through specialized solutions. The platform processes over 1 million queries with response times under 2 seconds and >99% success rate.
Differentiator
Problem solved
Functional benefit
Products and services
- Credit Underwriting Solution End-to-end credit underwriting solution for lenders that consolidates credit bureau data, government registries, financial validators, and fraud signals into structured cases, enabling faster and more accurate lending decisions.
- Compliance Screening Solution Single-platform solution that screens sanctions, PEPs, media, court records, and government data, delivering continuous KYC/KYB/AML compliance from onboarding through the full customer relationship.
- Recruitment Screening Solution Platform for HR and recruitment teams that verifies candidate identity, work history, academic credentials, and background data from multiple sources, including CV capture and normalization, enabling safer and faster hiring decisions.
Quantifiable outcome
- 90% faster credit decisions
- +7 more outcomes
Companies that use Moffin
Customer profileNamed customers4 records
Segments6 records
Ideal customer profiles5 records
Moffin technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability5 records
Feature5 records
Moffin partnerships and signals
Strategic signalScale indicators12 records
Recent moves5 records
Expansion highlights5 records
Moffin competitors and assessment
Company assessmentBroad incumbents
- Plaid: Plaid is the leading US/EU financial data aggregation platform, offering bank account connectivity, identity verification, and income/asset data via API. Highly comparable to Moffin's orchestration of 15+ data providers into a unified API, though Plaid operates at vastly larger scale and primarily US/EU, not LATAM.
- MX Technologies: MX is a US-based open finance platform aggregating bank, card, investment, and loan data via API for financial institutions and fintechs. Comparable to Moffin's data orchestration value proposition and enterprise sales motion, with similar emphasis on unified data connectivity and money experiences.
Direct peers
- Truora: Truora is a LATAM-focused identity verification and background check platform operating across Mexico, Colombia, Brazil, and Chile. It directly competes with Moffin on KYC/AML, background screening, and risk data aggregation in the same geography and customer segments (fintechs, lenders, marketplaces).
- Belvo: Belvo is a leading LATAM open banking API platform providing bank account connectivity, income verification, and financial data aggregation across Mexico, Brazil, and Colombia. Direct competitor to Moffin in the LATAM financial data orchestration layer, with stronger open banking focus and similar enterprise sales motion.
- Persona: Persona is a unified identity verification platform offering KYC, KYB, AML, fraud detection, and document verification through a configurable API. Directly comparable to Moffin's compliance screening and KYC modules, with similar workflow customization and decisioning layer, though Persona is global rather than LATAM-focused.
- Veriff: Veriff provides AI-powered identity verification, KYC, and AML screening via API, serving fintechs, crypto, and financial services globally. Overlaps with Moffin's compliance screening module and identity validation use cases, with similar enterprise SaaS positioning and decisioning workflows.
- Alloy: Alloy is an identity decisioning platform that aggregates 50+ data sources for KYC, KYB, fraud, and AML workflows, primarily serving US fintechs and banks. Highly comparable to Moffin's risk evaluation and orchestration architecture, with similar enterprise integration model.
- Onfido: Onfido provides AI-based identity verification and KYC/AML compliance for financial services, fintechs, and HR screening globally. Comparable to Moffin's compliance screening and identity validation modules, with similar enterprise sales motion and API-first delivery.
Regional players
- Círculo de Crédito: Círculo de Crédito is one of Mexico's two major consumer credit bureaus, supplying credit reports and credit scoring used by banks and lenders. It is a key upstream data provider for Moffin and a regional comparable operating in the same Mexican credit data ecosystem, though at the source-data layer rather than orchestration.
Emerging players
- ID.me: ID.me delivers identity verification and group affiliation verification across financial services, government, and HR. Overlaps with Moffin's identity validation and recruitment screening use cases, with similar emphasis on trusted digital identity across verticals.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Moffin social profiles
Digital presenceMoffin compliance and trust
Trust signalCompliance1 record
Moffin financial estimates
Financial estimateRevenue estimate
Valuation estimate
Moffin leadership team
Management profileNumber of profiles
Profiles3 records
Moffin funding detail
Funding detailFunding overview
Funding rounds2 records
Investors8 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Moffin M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Moffin
What does Moffin do?
Moffin provides a unified data intelligence platform that aggregates 15+ data providers (credit bureaus, government databases, tax records, identity validators, court records, PEP/sanctions lists) into a single orchestration layer, transforms heterogeneous inputs into structured profiles, and runs automated risk evaluation through customizable scorecards and decision rules. The platform exposes its capabilities via REST API and no-code workflows and serves credit underwriting, KYC/compliance screening, recruitment verification, and supplier risk use cases for enterprise and mid-market customers.
Is Moffin a public or private company?
Moffin is a private company. It is classified as venture growth investor backed and is currently operating.
When was Moffin founded?
Moffin was founded in 2021. It employs 11 to 50 people.
Where is Moffin based?
Moffin is headquartered in Guadalajara, Mexico, in the Latin America region.
How does Moffin make money?
Three revenue lines are on record. Subscription-based Platform Access are the primary driver. The others are usage-based Data Queries and credit Bureau and Government Data Queries.
Who are Moffin's main competitors?
Broad incumbents on record are Plaid and MX Technologies. Direct peers are Truora, Belvo, Persona, Veriff, Alloy and Onfido. Círculo de Crédito is listed as a regional player. ID.me is listed as an emerging player.
Does Moffin have an API?
Yes. REST API with unified request/response formats. Provides unified access to providers, documents, forms, and custom inputs. Developers can connect to any data source via API or no-code workflows, manage and centralize customer data programmatically. Response time <2s with >99% success rate. The API supports automated workflows, triggers actions like contracts, CRM updates, and webhooks.
What industry is Moffin in?
Moffin's product category is Data Intelligence & Risk Decision Platform. Its primary akta.pro industry code is FSAGACAH, Credit & Underwriting Data Services (alt data feeds, affordability, bureau augmentation), with a secondary code of FSAKAKAG, Consumer Credit Decisioning & Underwriting Platforms. Its NAICS code is 56145 and its SIC code is 7374.