IPaidThat
IPaidThat is a Paris-based SaaS platform that automates pre-accounting, OCR invoice extraction, bank reconciliation, and DGFiP-certified electronic invoicing for French freelancers, VSEs, SMEs, and accounting firms, distributed in part through BPCE's banking network.
- Company typePrivate
- Founded2019
- HeadquartersParis, France
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What IPaidThat does
IPaidThat, legally SAS IPT TECHNOLOGIE, is a Paris-based fintech SaaS company founded in 2017 that operates a cloud-based pre-accounting, electronic invoicing, and financial management platform for French freelancers, VSEs, SMEs, and accounting firms (experts-comptables). The platform automates invoice collection from email inboxes, supplier portals, and CRMs, applies OCR-based data extraction with claimed 99% accuracy, performs automatic bank reconciliation, manages mobile expense receipts and mileage allowances, generates quotes and invoices, runs multi-scenario cash flow forecasting, and shares documents via a collaborative GED with the client's accounting firm. It is DGFiP-validated as a Plateforme de Dématérialisation Partenaire (PDP), authorized to handle electronic invoice reception, emission, and e-reporting under France's mandatory e-invoicing reform, supporting Factur-X, UBL, and CII formats, and it ships a mobile application on iOS and Android.
The product surface is modular, with native integrations to 15+ accounting platforms (ACD, MyUnisoft, Inqom, Sage, Cegid Loop, Quadratus, Agiris, Fulfull, EBP, Coala, plus export pipelines) and banking partners such as So Bank, and it offers an API for enterprise data flows. The company also operates L'Annuaire Comptable, a directory that drives partner referrals between iPaidThat and the 1,800+ accounting firm partners on the platform.
The business model is a tiered SaaS subscription (Light €7/month, Basique €29/month, Essentiel €59/month, with Pro+ and accountant Premium Pack at custom pricing), billed monthly with a 20% discount on annual commitments, supplemented by volume overages, payment rails (one-click supplier payment, payment-by-link), and the iPaidThat corporate card. Go-to-market combines product-led growth (14-day free trial, self-serve signup) with inside sales for expert-comptable and enterprise segments, plus — following the September 2024 acquisition by BPCE — indirect distribution through the Banque Populaire and Caisse d'Épargne network serving 35M+ customers across France. Prior investors Truffle Capital, Bpifrance, and Adelie Capital exited at the BPCE acquisition.
IPaidThat firmographics
Firmographics- Name
- IPaidThat
- Legal name
- SAS IPT TECHNOLOGIE
- Website
- https://ipaidthat.io
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- IPaidThat is a Paris-based SaaS platform that automates pre-accounting, OCR invoice extraction, bank reconciliation, and DGFiP-certified electronic invoicing for French freelancers, VSEs, SMEs, and accounting firms, distributed in part through BPCE's banking network.
- Ownership category
- akta.pro rank
IPaidThat industry classification
Industry- Product category
- Financial Management Software
- NAICS
- Software Publishers (5132)
- SIC
- Services-Prepackaged Software (7372)
- akta.pro primary industry
- Accounts Receivable (Invoicing, Cash Application, Deductions) (BPAAAGAB)
Keywords
Where IPaidThat is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
IPaidThat business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- SaaS Subscription Plans: Monthly or annual subscription revenue from tiered SaaS plans (Light at €7/mo, Basique at €29/mo, Essentiel at €59/mo) targeting independents and small businesses. Volume-based overages are billed additionally for higher transaction volumes. No commitment period — users can cancel anytime.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Light — €7 HT/month: 20 invoices/month, 1 bank, unlimited web users, basic treasury and API access. For SCI, LMNP, micro-enterprises. |
| Subscription | Monthly | Basique — €29 HT/month: 60 invoices/month, 1 user, full reporting. For individual entrepreneurs and liberal professions. |
| Subscription | Monthly | Essentiel — €59 HT/month: 100 invoices/month, 2 banks, 2 users. For independents and small businesses. |
| Subscription | Monthly | Pro+ / Enterprise — Custom pricing for companies with 10+ employees and high-volume needs. |
| Subscription | Monthly | BNC & Standard License (Expert-Comptable) — For digitizing small client files (freelancers, BNC). |
| Subscription | Monthly | Premium Pack (Expert-Comptable) — For Pro & SME clients wishing to internalize accounting management. |
Go-to-market motion2 records
Distribution channels5 records
Marketing channels9 records
IPaidThat product offering
Product offeringCore offering
iPaidThat is a cloud-based SaaS platform that automates pre-accounting and financial management for freelancers, VSEs, SMEs, and accounting firms in France. It collects supplier and client invoices via email connectors, supplier portals, and CRMs, applies OCR-based data extraction, performs automated bank reconciliation, and provides cash flow forecasting, expense management via a mobile app, and electronic invoicing compliance through DGFiP-approved PDP certification.
Product overview
iPaidThat is a cloud-based accounting pre-entry and electronic invoicing SaaS platform structured as a unified platform with modular features. The core product offers pre-accounting automation (invoice collection via email and supplier portals, OCR extraction), electronic invoicing (as a DGFiP-certified PDP platform), bank reconciliation, expense management (mobile scanner and mileage allowances), invoice payment processing, quote/invoice generation, treasury forecasting, and electronic document management (GED). The platform targets freelancers, VSEs, SMEs, and accounting firms through tiered pricing plans (Light, Basique, Essentiel, Pro+) and specialized offers for accountants (Licence BNC & Standard, Pack Premium). It also includes an accountant directory for partner referrals.
Differentiator
Problem solved
Functional benefit
Products and services
- iPaidThat Core Platform Cloud-based SaaS platform for pre-accounting, electronic invoicing, bank reconciliation, expense management, invoice payment, treasury forecasting, and electronic document management. Certified by DGFiP as a Plateforme de Dématérialisation Partenaire (PDP). Targets freelancers, VSEs, SMEs, and accounting firms in France.
- iPaidThat Mobile Application Standalone iOS and Android mobile app for capturing expense receipts via photo scanning with legally valid storage, employee expense management, and mileage allowance tracking.
- Annuaire Comptable (Accountant Directory) Online directory service listing iPaidThat-partnered accounting firms in France, enabling businesses to find recommended accountants and facilitating partner-led referrals.
Quantifiable outcome
- OCR invoice extraction accuracy of 99%
- +2 more outcomes
Companies that use IPaidThat
Customer profileNamed customers6 records
Segments5 records
Ideal customer profiles4 records
IPaidThat technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration14 records
AI capability3 records
Feature8 records
IPaidThat partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core and minor.
- MyUnisoftcoreNative API integration for automatic transfer of accounting entries from iPaidThat to MyUnisoft, the augmented accounting software solution. Enables seamless pre-accounting to production accounting data flow.
- InqomcoreNative API integration connecting iPaidThat with Inqom, an AI-powered next-generation SaaS accounting production platform. Enables automatic write transfer.
- ACDcoreIntegration partnership with ACD, providing sustainably-focused accounting tools to clients of both platforms. Available via the IPT Community marketplace.
- Cegid LoopcoreIntegration enabling automatic and fast transfer of accounting entries from iPaidThat to Cegid Loop, Cegid's cloud accounting software for expert-comptables.
- SagecoreAutomatic accounting entry transfer via API to Sage accounting software platforms.
- Finance InnovationminorFinance Innovation is a French innovation cluster for finance. iPaidThat displays its logo as a partner, indicating participation in the innovation ecosystem.
Scale indicators4 records
Recent moves6 records
Expansion highlights6 records
IPaidThat competitors and assessment
Company assessmentBroad incumbents
- Cegid: Cegid is a major French cloud accounting and HR software provider with deep SMB and enterprise penetration. Like Sage, it is a broad incumbent, and IPaidThat integrates with Cegid Loop while also competing for the same SMB customers.
- Sage: Sage is a long-established French/global accounting software provider with broad SME and enterprise accounting offerings. It is a BROAD_INCUMBENT in the same space, with IPaidThat actually integrating with Sage rather than competing head-on, but also a potential white-label threat.
- Qonto: Qonto is a French business banking platform serving SMBs and independents with integrated accounting, expense management, and invoicing features. It competes with IPaidThat's payments, expense, and treasury modules from a banking-led position.
Direct peers
- Dougs: Dougs is a French online accounting firm combining proprietary SaaS tooling with expert-comptable services for freelancers, small businesses, and PME. It competes with IPaidThat's expert-comptable partner offering and shares the same end-user SMB base.
- Indy: Indy is a French SaaS platform for freelancers, micro-entrepreneurs, and small businesses that automates accounting, invoicing, and tax filing. It competes directly with IPaidThat's entry-level tiers (Light, Basique) and has scaled aggressively via PLG.
- Sellsy: Sellsy is a French all-in-one platform for SMBs combining CRM, invoicing, accounting, and expense management. It serves a similar customer base (TPE-PME) with overlapping invoicing and expense management features.
- Pennylane: Pennylane is a French all-in-one financial management platform for independents, TPE-PME, and accounting firms, offering pre-accounting, bank reconciliation, expense management, invoicing, and treasury features. It is the most direct competitor in the French SMB pre-accounting and AP/AR automation space, with significantly greater funding.
- Tiime: Tiime is a French accounting and financial management platform serving TPE-PME and expert-comptables, with features overlapping IPaidThat's pre-accounting, bank reconciliation, and invoice automation. Acquired by Crédit Agricole, it competes directly with IPaidThat in the French SMB market.
- Dext: Dext (formerly Receipt Bank) is an AP/AR and bookkeeping automation platform with strong OCR-based invoice capture and bank reconciliation features. It competes directly with IPaidThat's pre-accounting and bank reconciliation modules, particularly with accounting firms.
Emerging players
- Lucca: Lucca is a French SaaS provider offering HR, payroll, expense management, and accounting-adjacent modules to SMEs. It overlaps with IPaidThat's expense management and notes de frais functionality but is not a direct competitor in pre-accounting.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
IPaidThat social profiles
Digital presenceIPaidThat financial estimates
Financial estimateRevenue estimate
Valuation estimate
IPaidThat leadership team
Management profileNumber of profiles
IPaidThat funding detail
Funding detailFunding overview
Funding rounds3 records
Investors3 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
IPaidThat M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about IPaidThat
What does IPaidThat do?
iPaidThat is a cloud-based SaaS platform that automates pre-accounting and financial management for freelancers, VSEs, SMEs, and accounting firms in France. It collects supplier and client invoices via email connectors, supplier portals, and CRMs, applies OCR-based data extraction, performs automated bank reconciliation, and provides cash flow forecasting, expense management via a mobile app, and electronic invoicing compliance through DGFiP-approved PDP certification.
Is IPaidThat a public or private company?
IPaidThat is a private company. It is classified as corporate owned and is currently operating.
When was IPaidThat founded?
IPaidThat was founded in 2019. It employs 11 to 50 people.
Where is IPaidThat based?
IPaidThat is headquartered in Paris, France, in the Europe region.
How does IPaidThat make money?
One revenue line is on record: saaS Subscription Plans.
Who are IPaidThat's main competitors?
Broad incumbents on record are Cegid, Sage and Qonto. Direct peers are Dougs, Indy, Sellsy, Pennylane, Tiime and Dext. Lucca is listed as an emerging player.
Does IPaidThat have an API?
Yes. API access is included in certain plans (Light plan includes API access for sales and purchases). The platform can transmit invoices with accounting entries to accounting software via API integration. Automatic transfer via API is supported for accounting software including ACD, MyUnisoft, Inqom, and Sage. Additional details about API type, authentication, rate limits, or SDK availability are not specified in the provided content.
What industry is IPaidThat in?
IPaidThat's product category is Financial Management Software. Its primary akta.pro industry code is BPAAAGAB, Accounts Receivable (Invoicing, Cash Application, Deductions). Its NAICS code is 5132 and its SIC code is 7372.