REIGO Investments

What REIGO Investments does

REIGO Investments is a real estate technology company that applies artificial intelligence and machine learning to underwriting and portfolio management in the US short-term residential bridge loan market. Founded in 2018 and headquartered in Ramat Gan, Israel, with operational offices in New York and Tel Aviv, the company has built its core around the Reigo Vulnerability Index™ — a proprietary AI-based loan scoring and risk assessment system backed by the Reigo Risk Exposure Index, which deploys linear, random forest, and neural network models trained on a proprietary database of over 600,000 historical loans spanning two decades and 300+ external data points covering borrower, capital stack, property, and macro indicators.

The company operates three product surfaces serving distinct customer segments: a Lender-facing module that delivers minute-level loan risk analysis, benchmarking, and geographic expansion tools for private real estate lenders; an Asset Manager-facing module offering portfolio analysis, diversification, and lender-rating capabilities; and an Investor-facing end-to-end asset management service that channels capital into REIGO-managed real estate debt vehicles. Performance claims are concrete — a 2.5% non-performing loan rate versus an industry benchmark near 5%, 0% principal loss across 1,727 loans, and underwriting cycles compressed from days to hours.

REIGO's business model combines two revenue streams: transaction-based economics from participating in loans originated by partner lenders (capturing spread and performance), and fee income from structuring and managing securitizations of residential bridge loans — exemplified by its $200 million in cumulative securitization volume completed across two Cantor Fitzgerald-led issuances. The firm pursues a sales-led, enterprise field-sales go-to-market targeting US private real estate lenders and asset managers, supported by a $13 million Series A financing led by Caesarea Medical Inc. in March 2022 earmarked for US expansion and continued R&D investment.

Name

REIGO Investments

Legal name

Reigo Investments Ltd

Website

https://reigo-inv.com

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

11–50 employees

Short description

REIGO Investments is a real estate technology company applying AI and machine learning underwriting to the US short-term residential bridge loan market. It serves private real estate lenders, asset managers, and investors through proprietary scoring tools, loan participation, and securitization management.

Ownership category

akta.pro rank

Product category

AI Real Estate Underwriting & Investment Technology

NAICS

Portfolio Management and Investment Advice (523940), Investment Banking and Securities Intermediation (523150), Funds, Trusts, and Other Financial Vehicles (525)

SIC

Investment Advice (6282), Asset-Backed Securities (6189), Security Brokers, Dealers & Flotation Companies (6211)

akta.pro primary industry

Real Estate Portfolio & Fund Management (Institutional/REIT/PE) (BPAJAMAJ)

akta.pro secondary industries

Real Estate Credit / Debt Funds (FSANAEAJ), Real Estate Debt & Mortgage Strategies (FSAAAKAC), Real Estate Capital Markets Advisory (Debt/Equity Placement, Refinancing) (BPAJANAE)

Keywords

• AI real estate underwriting
• Bridge loan analytics
• Residential debt investment
• Securitization management
• Loan risk scoring

Headquarters

HQ city

Ramat Gan

HQ country

Israel

HQ region

Middle East

Offices3 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Investment Management - Loan Participation: Reigo partners with private real estate lenders around the United States to purchase and participate in residential real estate investment-purpose loans that the lenders originate. The company generates returns from the spread and performance of these loans.
2. Securitization Management: The company structures and manages securitizations of residential bridge loans, generating fees from structuring and ongoing management of these vehicles. Completed $200 million in total securitization.

Go-to-market motion2 records

Distribution channels2 records

Marketing channels4 records

Core offering

REIGO Investments operates an AI-powered real estate underwriting and asset management platform focused on the US short-term (bridge) residential loan market. It partners with private real estate lenders to participate in loans they originate, scoring and selecting loans using proprietary machine learning models trained on a database of over 600,000 historical loans and 300+ external data sources. The company delivers risk scoring (Reigo Vulnerability Index and Reigo Score), securitization structuring, and end-to-end asset management for lenders, asset managers, and investors.

Product overview

Reigo Investments is a technology company providing an integrated AI-powered platform for the US short-term (bridge) real estate debt market. At its core is the Reigo Vulnerability Index™ — a proprietary loan scoring and risk assessment system powered by the Reigo Risk Exposure Index (using linear, random forest, and neural network machine learning models). The Reigo Score, embedded in securitization transactions, serves as the primary underwriting mechanism. The platform is offered in three solution tiers: (1) a Lender-facing module providing fast loan risk analysis and benchmarking; (2) an Asset Manager-facing module offering portfolio analysis, diversification tools, and lender ratings; and (3) an Investor-facing end-to-end asset management service. The technology analyzes over 600,000 historical loans and 300+ external data sources to enable 24-hour investment decisions.

Differentiator

Problem solved

Functional benefit

Products and services

• Reigo Vulnerability Index A proprietary AI-based loan scoring and risk assessment system that evaluates investment opportunities in the US short-term residential bridge loan market to predict the probability of non-performance, recovery scenarios, and the key pros and cons of each deal.
• Reigo Risk Exposure Index A risk analysis index built using multiple machine learning model types (linear, random forest, and neural network) that analyzes investment opportunities to predict default probability and optimize risk-adjusted returns.
• Reigo AI Underwriting Platform An AI-powered underwriting platform for the US short-term residential bridge loan market that reduces default rates (from 5% to under 1%), cuts underwriting time from days to hours, and enables national geographic diversification for lenders and investors.
• Reigo Score An AI-based scoring criterion included in REIGO's investment policy, embedded within the first-ever short-term real estate debt securitization to include AI scoring criteria, recognized for reducing default rates and optimizing risk-adjusted returns.
• Loan Risk Analysis Module for Lenders Provides fast loan risk analysis in minutes, benchmarking to hard money loans, industry leader rating, and geographic expansion capabilities for private real estate lenders originating short-term residential bridge loans.
• Portfolio Analysis Module for Asset Managers Enables asset managers to lower risk, achieve true diversification, reduce underwriting time, perform portfolio analysis, and access lender ratings through the Reigo platform.
• End-to-End Asset Management for Investors Manages investment fund assets powered by Reigo technology, providing end-to-end asset management solutions that aim to outperform the market through AI-driven portfolio management for accredited investors.
• Securitization Structuring and Management Structures and manages securitizations of US residential bridge loan pools, generating structuring and ongoing management fees; the Reigo Score is embedded as AI-based investment policy criteria.

Quantifiable outcome

• Default rate reduced from 9% to 2%
• +5 more outcomes

Named customers1 record

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

AI capability3 records

Feature4 records

Partnerships

Two partnerships are on record, tiered core and minor.

• Buligo CapitalcoreStrategic or Co-development PartnerA global real estate investment firm with offices in Israel and the United States. Founded by Reigo co-founder Itay Goren who serves as CEO. Buligo Capital provides investors with opportunities to invest globally alongside experienced operators.
• Meitav DashminorStrategic or Co-development PartnerMeitav Dash (TLV: MTDS) offers investment management services for private, business, and institutional clients. Services include private and institutional portfolio management, mutual and provident fund management, institutional and retail brokerage and investment banking.

Scale indicators8 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• Enodo: Enodo offers AI-based multifamily and commercial real estate underwriting analytics; comparable to Reigo in using machine learning to predict asset-level performance and inform investment decisions.
• PeerStreet: PeerStreet operates an online marketplace connecting investors with private real estate debt (primarily short-term bridge loans), using technology-driven underwriting — directly comparable to Reigo's loan participation and tech-enabled debt model.
• Groundfloor: Groundfloor is a real estate debt crowdfunding platform focused on short-term, high-yield residential bridge loans, sharing Reigo's target asset class, lender-originated model, and reliance on technology to underwrite and rate loans.
• HouseCanary: HouseCanary provides AI-powered residential real estate valuation and analytics used by lenders and institutional investors — overlapping with Reigo's ML-driven underwriting and property-level risk scoring approach.

Broad incumbents

• Better.com: Better.com is a large digital mortgage lender investing in AI underwriting — overlapping with Reigo's tech-driven lender solutions but operating across the entire mortgage value chain at greater scale.
• Blend: Blend is an established mortgage and consumer lending technology platform used by major US lenders — overlapping with Reigo's lender-facing underwriting tools but at materially greater scale and broader product scope.
• Ares Management (Real Estate Debt): Ares Real Estate Group runs large-scale real estate debt strategies including bridge and transitional lending — comparable to Reigo's securitized residential debt product, but as a multi-hundred-billion-dollar incumbent.

Others

• Cherre: Cherre is a real estate data and analytics platform aggregating property data for institutional investors and asset managers — comparable to Reigo's data-integration layer (300+ data sources) and analytics-led investment workflow.

Emerging players

• Roofstock: Roofstock is a technology-enabled single-family rental investment marketplace; comparable as a tech-driven residential real estate investment platform, though focused on equity rather than the debt angle Reigo pursues.
• Yieldstreet: Yieldstreet is an alternative investment platform offering access to private real estate debt and other private credit products — comparable as a tech-enabled distribution and asset management platform, though broader than Reigo's bridge loan focus.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/reigo-investments

Revenue estimate

Valuation estimate

Number of profiles

Profiles12 records

Funding overview

Funding rounds3 records

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about REIGO Investments