UNIPaaS Payments Technologies
- Company typePrivate
- Founded2020
- HeadquartersTel Aviv, Israel
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
UNIPaaS Payments Technologies firmographics
Firmographics- Name
- UNIPaaS Payments Technologies
- Legal name
- UNIPaaS Payments Technologies Ltd.
- Website
- https://unipaas.com
- Company type
- Private
- Founded year
- 2020
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
UNIPaaS Payments Technologies industry classification
Industry- Product category
- Embedded Payments Infrastructure
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518)
- SIC
- Services-Computer Integrated Systems Design (7373), Services-Computer Programming, Data Processing, Etc. (7370), Finance Services (6199)
- akta.pro primary industry
- Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB)
- akta.pro secondary industries
- Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure (FSAGABAE), A2A Checkout & Merchant Acceptance Solutions (FSAMAFAF), Integrated Payment Processors (PSP/Acquirer) (FSAMABAA), POS, SoftPOS & In-Person Acceptance Infrastructure (FSAGABAO)
Keywords
Where UNIPaaS Payments Technologies is headquartered
LocationHeadquarters
- HQ city
- Tel Aviv
- HQ country
- Israel
- HQ region
- Middle East
Offices3 records
Markets served
UNIPaaS Payments Technologies business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales, Supply Chain
Revenue model
- Transaction-based payment processing: Revenue generated from transaction fees on payment volume processed through the platform. Platforms can define custom pricing models including standard transaction fees, tiered pricing, or differentiated rates by merchant segment.
- Managed services revenue: Revenue from managed services including onboarding, compliance workflows, risk management, dispute handling, and ongoing operational support bundled with the payment infrastructure.
- PayFac-as-a-Service model: Platforms can choose fully managed or hybrid PayFac-as-a-Service setup, where Unipaas handles the complex infrastructure, compliance workflows, and operational responsibilities behind the scenes while platforms maintain brand control.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Hybrid | Multi-year contract | Custom tailored pricing |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels7 records
UNIPaaS Payments Technologies product offering
Product offeringCore offering
Unipaas provides an AI-native embedded payments platform that enables vertical SaaS platforms and marketplaces to embed white-label payment acceptance, onboarding, invoicing, subscriptions, and risk management directly into their software. The platform unifies online and in-person (POS) payments through a single managed stack, supports multi-rail acceptance (cards, digital wallets, direct debit, open banking, Tax-Free Childcare), and handles KYB/KYC, AML, PCI DSS compliance, and dispute operations on behalf of the platform.
Product overview
Unipaas is an AI-native embedded payments platform for vertical SaaS platforms, operating on a platform-plus-modules architecture. The core Unipaas Embed platform provides the foundational infrastructure for white-label payment services, supplemented by specialized modules including Checkout, Invoice, Pay-by-Link, Subscription, and Capital for payment acceptance and monetization, plus AI-native for AI-driven optimization throughout the lifecycle. Supporting service modules encompass Managed Services, Plug and Play Integration, User Acquisition, User Onboarding, Risk & Reporting, Smart Gateway, and Operational Support. Payment Terminals extend the platform to card-present environments. Together, these components enable SaaS platforms to offer unified payment experiences across digital and physical channels without building payment infrastructure in-house.
Differentiator
Problem solved
Functional benefit
Products and services
- Unipaas Embed Core embedded payments platform that enables SaaS platforms to integrate white-label payment functionality directly into their software, allowing platforms to offer branded payment services to their customers.
- Payments Core payment processing module enabling platforms to accept cards, direct debits, and bank transfers with real-time control, merchant account management, and instant fund transfers.
- Checkout Payment checkout solution that enables seamless payment collection with support for multiple payment methods including cards, wallets, and alternative payment methods embedded within the platform.
- Invoice Invoice management module for creating, sending, and tracking invoices with embedded payment collection capabilities and automated follow-ups.
- Pay-by-Link Payment link generation tool allowing platforms to create shareable payment links for invoice collection, one-time payments, and remote transaction processing.
- Subscription Recurring payment management for subscription-based billing, supporting variable amounts, plan changes, and automated collection with tokenization for future MITs.
- Capital Working capital financing solution embedded within the platform, enabling platforms to offer credit facilities to their merchants based on payment volume and history.
- AI-native AI-powered payment optimization module embedded throughout the payment lifecycle, including onboarding acceleration, conversion improvement, declined transaction recovery, personalized messaging, reporting automation, and revenue recovery.
- Managed Services Comprehensive managed payment operations including KYB/KYC onboarding, AML checks, compliance management, PCI DSS compliance, disputed payments handling, and customer success support.
- Payment Terminals Card-present payment acceptance via POS terminals integrated into the platform, supporting contactless, chip and PIN, and digital wallets for in-person transactions.
- User Onboarding Merchant and user onboarding module with KYB/KYC workflows, document verification, compliance checks, and branded onboarding experiences.
- Risk & Reporting Risk management and reporting dashboard providing transaction analytics, fraud detection, dispute management, and regulatory compliance reporting capabilities.
- PayFac-as-a-Service PayFac-as-a-Service offering that allows SaaS platforms to monetize payments under their own brand while Unipaas handles the complex infrastructure, compliance workflows, and operational responsibilities behind the scenes, available as fully managed or hybrid setup.
Quantifiable outcome
- SaaS platforms have achieved >5x payment service users, >10x payment volume, and >10x Average Revenue Per User
- +5 more outcomes
Companies that use UNIPaaS Payments Technologies
Customer profileNamed customers16 records
Segments9 records
Ideal customer profiles6 records
UNIPaaS Payments Technologies technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration11 records
AI capability5 records
Feature6 records
UNIPaaS Payments Technologies partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core and minor.
- NayaxcoreStrategic partnership to launch unified card-present and online payments solution for UK SaaS platforms. Unipaas integrates Nayax's Nova Modu and Nova 55F mobile POS terminals into its AI-powered embedded payments platform, enabling SaaS platforms to accept payments across physical and digital channels through a single managed solution.
- VisaminorTrusted payment network partner enabling card payment acceptance on the Unipaas platform.
- MastercardminorTrusted payment network partner enabling card payment acceptance on the Unipaas platform.
- American ExpressminorTrusted payment network partner enabling card payment acceptance on the Unipaas platform.
Scale indicators15 records
Recent moves6 records
Expansion highlights5 records
UNIPaaS Payments Technologies competitors and assessment
Company assessmentBroad incumbents
- Stripe: Stripe is the dominant global payments infrastructure provider with Stripe Connect for platforms and marketplaces, the most direct competitive overlap to UNIPaaS's embedded SaaS offering, but with vastly broader scale, geographic coverage, and developer ecosystem.
- Adyen: Adyen is a global payments platform offering unified online, in-person, and platform/marketplace processing. It competes with UNIPaaS's unified online + card-present value proposition, though it serves a much broader enterprise client base rather than vertical SMB SaaS specifically.
- Checkout.com: Checkout.com is a global payment processor offering platform and marketplace solutions with strong European presence and FCA-regulated status. It overlaps directly with UNIPaaS's embedded payment infrastructure but at a larger scale and broader enterprise focus.
Emerging players
- Spreedly: Spreedly is a payment orchestration platform providing vaulting, routing, and connectivity across payment services for software platforms. It overlaps with UNIPaaS's smart gateway and multi-rail acceptance positioning, though focused more on orchestration than full managed services.
Direct peers
- Gr4vy: Gr4vy is a cloud-native payment orchestration platform built for merchants and SaaS platforms to deploy and optimize payment infrastructure. Its embeddable orchestration approach competes with UNIPaaS's unified payments and smart gateway modules.
- Rapyd: Rapyd is a fintech-as-a-service platform providing embedded payments, wallets, and issuing for software platforms, very similar to UNIPaaS's vertical SaaS embed offering. Both target SaaS and marketplace customers seeking white-label payment infrastructure with managed compliance.
- Payoneer: Payoneer is a cross-border payments platform serving marketplaces, SaaS platforms, and SMBs with payment receiving, payouts, and working capital. Its platform payments and Capital products intersect with UNIPaaS's payments and embedded Capital modules.
- Primer: Primer is a unified payment infrastructure and orchestration platform that lets businesses route, reconcile, and optimize transactions across processors. It overlaps with UNIPaaS's smart gateway and merchant routing capabilities for platform customers.
- Finix: Finix is a payments infrastructure provider purpose-built for software platforms to embed and monetize payments, closely mirroring UNIPaaS's core value proposition. It offers PayFac-as-a-Service with split payments and merchant underwriting for vertical SaaS in North America.
- Weavr: Weavr provides embedded finance infrastructure (payments, accounts, cards) for SaaS platforms via APIs and compliance-as-a-service. It competes with UNIPaaS's embedded pay-ins/pay-outs and managed services layer for European software platforms.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
UNIPaaS Payments Technologies social profiles
Digital presenceUNIPaaS Payments Technologies compliance and trust
Trust signalCompliance4 records
UNIPaaS Payments Technologies financial estimates
Financial estimateRevenue estimate
Valuation estimate
UNIPaaS Payments Technologies leadership team
Management profileNumber of profiles
Profiles4 records
UNIPaaS Payments Technologies funding detail
Funding detailFunding overview
Funding rounds2 records
Investors2 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
UNIPaaS Payments Technologies M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about UNIPaaS Payments Technologies
What does UNIPaaS Payments Technologies do?
Unipaas provides an AI-native embedded payments platform that enables vertical SaaS platforms and marketplaces to embed white-label payment acceptance, onboarding, invoicing, subscriptions, and risk management directly into their software. The platform unifies online and in-person (POS) payments through a single managed stack, supports multi-rail acceptance (cards, digital wallets, direct debit, open banking, Tax-Free Childcare), and handles KYB/KYC, AML, PCI DSS compliance, and dispute operations on behalf of the platform.
Is UNIPaaS Payments Technologies a public or private company?
UNIPaaS Payments Technologies is a private company. It is classified as venture growth investor backed and is currently operating.
When was UNIPaaS Payments Technologies founded?
UNIPaaS Payments Technologies was founded in 2020. It employs 11 to 50 people.
Where is UNIPaaS Payments Technologies based?
UNIPaaS Payments Technologies is headquartered in Tel Aviv, Israel, in the Middle East region.
How does UNIPaaS Payments Technologies make money?
Three revenue lines are on record. Transaction-based payment processing is the primary driver. The others are managed services revenue and payFac-as-a-Service model.
Who are UNIPaaS Payments Technologies's main competitors?
Broad incumbents on record are Stripe, Adyen and Checkout.com. Spreedly is listed as an emerging player. Direct peers are Gr4vy, Rapyd, Payoneer, Primer, Finix and Weavr.
Does UNIPaaS Payments Technologies have an API?
Yes. Unipaas provides a REST API for platform integrations. The API supports server-to-server calls with Bearer token authentication for creating checkouts, managing onboarding, processing payments, handling subscriptions, direct debit, webhooks, and more. A sandbox environment is available at sandbox.unipaas.com/platform with free instant account creation. Integration options include: Hosted checkout (redirect to shortLink), Embedded Web SDK (keep shoppers on page with Unipaas-hosted secure card fields), Client-side calls with scoped tokens, Webhook notifications for payment events, onboarding updates, and subscription changes. Developer documentation is at docs.unipaas.com/docs/getting-started.
What industry is UNIPaaS Payments Technologies in?
UNIPaaS Payments Technologies's product category is Embedded Payments Infrastructure. Its primary akta.pro industry code is FSAGALAB, Embedded Payments (Pay-ins, Pay-outs, Wallets), with a secondary code of FSAGABAE, Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure. Its NAICS code is 522320 and its SIC code is 7373.