Talk360
Talk360 is a Netherlands-headquartered, South African-founded international calling app founded in 2016 that enables affordable voice calls to any mobile or landline worldwide without requiring internet or a smartphone from the recipient. It serves African diaspora communities, travelers, and businesses via a prepaid credit model and Shop360 mobile top-up distribution across 180+ countries.
- Company typePrivate
- Founded2016
- HeadquartersAmsterdam, Netherlands
- Headcount11–50
- GTM typeB2C
- OfferingSoftware
What Talk360 does
Talk360 is a Netherlands-headquartered, South African-founded international calling app founded in 2016 that enables affordable voice calls from any country to any mobile or landline worldwide. The product is differentiated by an asymmetric design in which only the caller needs the app and an internet connection; recipients are reached as ordinary phone calls, removing the need for smartphones or data on the receiving end and extending the service to feature-phone users across developing markets. The core platform is a VoIP-based application distributed via Google Play and the Apple App Store, complemented by a prepaid Talk360 Credit wallet, Share Credit and Bring a Friend referral mechanics, and the Shop360 mobile top-up service that distributes prepaid airtime, data, and bundles in over 180 countries as a third-party mobile network operator agent.
The company operates through wholly-owned subsidiaries in South Africa, Nigeria, India, and the Netherlands under TALK360 GROUP B.V., and supports 30+ currencies and 160+ payment methods through a proprietary pan-African payment platform. Revenue is generated primarily on a usage-based prepaid model (Talk360 Credit purchased in advance and consumed per minute), supplemented by transaction fees from Shop360 top-ups and voucher sales. Marketing is product-led and community-led, combining app store optimization, social media, content marketing, PR coverage, and viral referral loops targeting African diaspora communities, with secondary segments in international travelers and businesses. Customer testimonials and 30,000+ reviews averaging 4.4 stars across stores indicate a long-tail, consumer-skewed user base rather than enterprise concentration.
The company has raised roughly $8.4M in primary equity across a 2022 seed round led by HAVAÍC and 4Di Capital, plus a $1.4M 2024 tranche and a $1.4M February 2026 secondary led by HAVAÍC with Universum Wealth participation that provided partial liquidity to early angels. As of early 2026 Talk360 has reached profitability, reports a 6M+ global user base, and spun off its payment orchestration infrastructure as NjiaPay in December 2024. Compliance footprint includes GDPR for EEA users and POPIA for South African users, with no public AI or ML capabilities disclosed.
Talk360 firmographics
Firmographics- Name
- Talk360
- Legal name
- TALK360 GROUP B.V.
- Website
- https://talk360.com
- Company type
- Private
- Founded year
- 2016
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Talk360 is a Netherlands-headquartered, South African-founded international calling app founded in 2016 that enables affordable voice calls to any mobile or landline worldwide without requiring internet or a smartphone from the recipient. It serves African diaspora communities, travelers, and businesses via a prepaid credit model and Shop360 mobile top-up distribution across 180+ countries.
- Ownership category
- akta.pro rank
Talk360 industry classification
Industry- Product category
- International Calling Services
- NAICS
- Wired and Wireless Telecommunications Carriers (except Satellite) (51711), Telecommunications Resellers and Agents for Wireless Telecommunication Services (51712)
- SIC
- Telephone Communications (No Radiotelephone) (4813), Services-Telephone Interconnect Systems (7385)
- akta.pro primary industry
- Voice Calling (VoIP) Apps (BPAMACAC)
- akta.pro secondary industries
- International Bill Pay & Cross-Border Airtime/Top-Up (FSAGAKAM), Carrier Billing & Telco Mobile Money (FSAMAEAD)
Keywords
Where Talk360 is headquartered
LocationHeadquarters
- HQ city
- Amsterdam
- HQ country
- Netherlands
- HQ region
- Europe
Offices4 records
Markets served
Talk360 business model
Business model- GTM type
- B2C
- Offering type
- Software
- Cost components
- Operations, Technology or R&D, Infrastructure, Personnel, Marketing or Sales
Revenue model
- International Calling Credit Sales: Users purchase Talk360 Credit (prepaid wallet balance) to make international calls. Credit is sold in various denominations and can be purchased via the app or website using multiple payment methods. Call durations are charged per minute with no subscription required.
- Shop360 Mobile Top-Up: Talk360 facilitates the purchase of prepaid airtime, data, or bundle products for recipients on mobile networks globally. Talk360 acts as a distribution agent for third-party partners and mobile network operators, earning a margin on each transaction.
- Talk360 Credit Vouchers: Physical or digital vouchers with stated monetary values that can be redeemed to load Talk360 Credit into user wallets. Vouchers expire 3 years after issuance.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Usage-based | Pay-as-you-go | Pay-as-you-go calling with no subscription required |
| Transaction based/ take rate | Pay-as-you-go | Shop360 Mobile Top-Up |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels6 records
Talk360 product offering
Product offeringCore offering
Talk360 is a VoIP-based international calling mobile application that lets users place affordable calls to any mobile or landline number in the world. Only the caller needs the app and an internet connection; the recipient receives a standard phone call and does not require internet, a smartphone, or the app. Users buy prepaid Talk360 Credit in local currency to pay per minute, with optional mobile airtime and data top-up transfers via Shop360 to recipients in 180+ countries.
Product overview
Talk360 is a unified international calling app platform that enables users to make affordable calls to any mobile or landline number worldwide. The core product is the Talk360 calling app, supplemented by Shop360 for mobile airtime and top-up transfers, Talk360 Credit for prepaid balances, and social features including Share Credit and Bring a Friend referral program. The company supports operations across South Africa, Netherlands, India, and Nigeria.
Differentiator
Problem solved
Functional benefit
Brands
- Shop360: A feature enabling users to send mobile airtime, data bundles and top-ups to over 180 countries.
Products and services
- Talk360 International Calling App Mobile app (iOS and Android) that enables users to make affordable VoIP international calls to any mobile or landline number worldwide. Only the caller needs the app and internet; the recipient receives a standard phone call and does not need internet or a smartphone. Users pay per minute via prepaid Talk360 Credit purchased in local currency.
- Shop360 Mobile Top-Up Service In-app mobile airtime, data bundle, and top-up distribution service that lets users purchase prepaid airtime or data for recipients on supported mobile networks in 180+ countries. Talk360 acts as a distribution agent for third-party mobile network operators and earns a transactional margin on each top-up.
- Talk360 Credit Voucher Physical or digital voucher with a stated monetary value (and PIN) redeemable to load Talk360 Credit into a user's prepaid wallet, usable for Talk360 international calls or Shop360 mobile top-ups. PINs expire three years after issuance; vouchers are sold directly by Talk360 and through third-party resellers.
Quantifiable outcome
- Up to 90% savings on international calls compared to traditional carriers
- +4 more outcomes
Companies that use Talk360
Customer profileNamed customers4 records
Segments4 records
Ideal customer profiles3 records
Talk360 technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
Feature4 records
Talk360 partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core.
- Telecom Carriers and Termination PartnerscoreThird-party international carriers and termination partners required for routing and completing international calls. These providers enable Talk360 to deliver calls to any mobile or landline number globally.
- Mobile Network OperatorscoreThird-party mobile network operators that supply the underlying airtime, data, or bundle products for Shop360 mobile top-up services. Talk360 acts as a distribution agent for these operators.
- Payment Service ProviderscoreMultiple payment processors and financial institutions enabling Talk360 to accept 160+ payment methods across different countries and currencies for purchasing call credits.
Scale indicators9 records
Recent moves10 records
Expansion highlights6 records
Talk360 competitors and assessment
Company assessmentEmerging players
- TransferGo: Cross-border remittance fintech that has expanded into mobile airtime top-ups alongside money transfers. Comparable to Talk360 in the cross-border airtime/distribution adjacency (Shop360) and serves overlapping diaspora customer segments.
Direct peers
- Rebtel: Swedish-founded international calling app serving diaspora communities, particularly Africa and Latin America. Rebtel's per-minute model and diaspora-targeting GTM make it the closest direct peer to Talk360's core calling business.
- Ding: Mobile top-up platform enabling airtime transfers to 150+ countries, with a focus on diaspora and emerging markets. Directly comparable to Talk360's Shop360 product line and adjacent to its core calling business.
- KeepCalling: International calling and mobile top-up service targeting migrant and diaspora communities globally, with prepaid per-minute and airtime-transfer products. Closely comparable to Talk360's combined calling + Shop360 offering.
- BOSS Revolution: International calling and mobile top-up service owned by IDT Corporation, targeting immigrants and diaspora with prepaid minutes and airtime transfer. Directly comparable product mix (calling + airtime distribution) to Talk360 + Shop360.
Others
- NjiaPay: Payment-orchestration/routing fintech spun out of Talk360 in December 2024. Former sister company and ecosystem participant, now an independent infrastructure provider serving other businesses needing multi-country African payment routing.
Regional players
- Habari Invest: African-focused digital services including mobile airtime and data bundle distribution serving Kenyan and East African markets. Regional peer in the airtime-distribution space, with comparable B2C utility focus to Shop360.
Broad incumbents
- Skype (Microsoft): Long-established VoIP calling and messaging platform from Microsoft. Competes with Talk360 in international voice calling but requires internet/smartphone on both ends, making it a partial substitute rather than a direct competitor for Talk360's receiver-agnostic model.
- WorldRemit: Global digital remittance platform that also offers mobile airtime top-ups as part of its send-money product. Broader incumbent in cross-border payments, overlapping with Talk360's Shop360 airtime distribution adjacency.
- Viber (Rakuten): Messaging and VoIP calling app with strong presence in emerging markets and diaspora communities. Comparable on international voice/messaging but internet-only, contrasting with Talk360's feature-phone-friendly delivery.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Talk360 social profiles
Digital presenceTalk360 compliance and trust
Trust signalCompliance2 records
Talk360 financial estimates
Financial estimateRevenue estimate
Valuation estimate
Talk360 leadership team
Management profileNumber of profiles
Profiles5 records
Talk360 subsidiaries and ownership
Company hierarchySubsidiaries4 records
Talk360 funding detail
Funding detailFunding overview
Funding rounds7 records
Investors13 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Talk360 M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Talk360
What does Talk360 do?
Talk360 is a VoIP-based international calling mobile application that lets users place affordable calls to any mobile or landline number in the world. Only the caller needs the app and an internet connection; the recipient receives a standard phone call and does not require internet, a smartphone, or the app. Users buy prepaid Talk360 Credit in local currency to pay per minute, with optional mobile airtime and data top-up transfers via Shop360 to recipients in 180+ countries.
Is Talk360 a public or private company?
Talk360 is a private company. It is classified as venture growth investor backed and is currently operating.
When was Talk360 founded?
Talk360 was founded in 2016. It employs 11 to 50 people.
Where is Talk360 based?
Talk360 is headquartered in Amsterdam, Netherlands, in the Europe region.
How does Talk360 make money?
Three revenue lines are on record. International Calling Credit Sales are the primary driver. The others are shop360 Mobile Top-Up and talk360 Credit Vouchers.
Who are Talk360's main competitors?
TransferGo is listed as an emerging player. Direct peers are Rebtel, Ding, KeepCalling and BOSS Revolution. NjiaPay is listed as an others. Habari Invest is listed as a regional player. Broad incumbents are Skype (Microsoft), WorldRemit and Viber (Rakuten).
Does Talk360 have an API?
No public API is recorded for Talk360.
What industry is Talk360 in?
Talk360's product category is International Calling Services. Its primary akta.pro industry code is BPAMACAC, Voice Calling (VoIP) Apps, with a secondary code of FSAGAKAM, International Bill Pay & Cross-Border Airtime/Top-Up. Its NAICS code is 51711 and its SIC code is 4813.