Neutrinos
Neutrinos is a Singapore-headquartered AI-native intelligent automation platform purpose-built for insurance and banking enterprises, offering low-code orchestration, underwriting and claims automation, and pre-built regulatory connectors across 15+ countries.
- Company typePrivate
- Founded2015
- HeadquartersSingapore, Singapore
- Headcount251–500
- GTM typeB2B
- OfferingSoftware
What Neutrinos does
Neutrinos is a Singapore-headquartered, privately held software company that builds an AI-native intelligent automation platform purpose-built for insurance and banking enterprises. Founded in 2015, the company operates across 15+ countries with offices in Singapore (headquarters), Bengaluru (engineering and delivery), Somerville MA (North America), Johannesburg (Africa regional HQ), Melbourne (Asia-Pacific), and Dubai (Middle East). The platform combines low-code application development, agentic AI orchestration, data virtualization, metadata streaming, and event-driven microservices to enable insurers to modernize operations without replacing legacy core systems — a positioning the company brands as the 'AI-Native Coreless System of Execution.'
The core platform is composed of modular components including the Unified Viewer for data aggregation, AI Hub for ML lifecycle management, Decision Automation engine, SSD Flow Designer for low-code flow design, AI Orchestration layer, Data Fabric for distributed data access, Trinity Cloud Command Center, and an Intelligent Automation Marketplace of pre-built accelerators. On top of this foundation, Neutrinos delivers purpose-built solutions: the Life & Health Claims Automation Suite, the Underwriting Automation Suite for life/annuities/health, Motor Claims Management, Insurance Distribution, Group Medical Onboarding (with pre-built CHI/NPHIES regulatory connectors for Middle East markets), and Banking & Financial Services solutions. Named customers include Prudential Financial, Generali, Manulife, Al Rajhi Takaful, American Public Life, Hollard, Singlife with Aviva, First National Bank, Absa, and Massmart.
Neutrinos generates revenue through enterprise platform licensing on a subscription basis (annual billing, quote-based pricing tied to modules, users, and deployment scope) supplemented by professional services for implementation, integration, and change management. Go-to-market is sales-led with direct field sales targeting large insurance carriers and banks, supported by Tier-1 system integrator partnerships (Expleo, EY, LTIMindtree, SSP) and cloud platform alliances (AWS, Microsoft Azure, Google Cloud). The company has been recognized by Everest Group as a Leader in the 2026 Insurance-specific IDP PEAK Matrix and by Celent as a Technology Standout in Life Insurance Claims Administration in 2026.
Neutrinos firmographics
Firmographics- Name
- Neutrinos
- Legal name
- Neutrinos
- Website
- https://neutrinos.com
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Short description
- Neutrinos is a Singapore-headquartered AI-native intelligent automation platform purpose-built for insurance and banking enterprises, offering low-code orchestration, underwriting and claims automation, and pre-built regulatory connectors across 15+ countries.
- Ownership category
- akta.pro rank
Neutrinos industry classification
Industry- Product category
- Insurance Technology Platforms
- NAICS
- Computer Systems Design Services (541512), Custom Computer Programming Services (541511), Other Insurance Related Activities (52429)
- SIC
- Services-Computer Integrated Systems Design (7373), Services-Computer Programming Services (7371)
- akta.pro primary industry
- Policy Administration, Underwriting & Rating Platforms (Core Insurance SaaS) (FSAGAGAB)
- akta.pro secondary industries
- Document, Workflow & Policy Servicing Automation (RPA/No-Code) (FSAGAGAK), Data, Analytics & AI for Insurance (Risk, Pricing, Personalization) (FSAGAGAE), Identity, Fraud & Insurance-Specific RegTech Platforms (FSAGAGAJ)
Keywords
Where Neutrinos is headquartered
LocationHeadquarters
- HQ city
- Singapore
- HQ country
- Singapore
- HQ region
- Asia
Offices6 records
Markets served
Neutrinos business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Infrastructure, Marketing or Sales, Operations
Revenue model
- Platform Licensing and Subscription: AI-native intelligent automation platform licensed to insurance and banking enterprises. The platform follows a subscription-based model with enterprise agreements. Revenue is generated through platform access, module licensing, and ongoing support services.
- Professional Services and Implementation: Implementation, consulting, and customization services to deploy the platform across enterprise客户 environments. Includes system integration, workflow configuration, and change management support.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Enterprise Platform Licensing |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels9 records
Neutrinos product offering
Product offeringCore offering
Neutrinos provides the first full-stack, AI-native intelligent automation platform purpose-built for insurance and banking enterprises. The platform combines low-code development, AI orchestration, data virtualization, and process automation to deliver specialized solutions spanning underwriting, claims processing, policy servicing, distribution, and fraud detection. It also offers purpose-built vertical solutions such as the Life & Health Claims Automation Suite, Underwriting Automation Suite, AI-Native Coreless System of Execution, and Group Medical Onboarding & Underwriting Solution for Middle East insurers.
Product overview
Neutrinos offers the first full-stack, AI-native intelligent automation platform purpose-built for insurers. The platform operates as a unified platform-plus-modules architecture combining core orchestration capabilities with specialized insurance solutions. The core Intelligent Automation Platform provides foundational components including Unified Viewer, AI Hub, Decision Automation, SSD Flow Designer, AI Orchestration, Data Fabric, Trinity Cloud Command Center, and an Intelligent Automation Marketplace with pre-built accelerators. On top of this foundation, Neutrinos delivers purpose-built solutions including the Life & Health Claims Automation Suite, Underwriting Automation Suite, AI-Native Coreless System of Execution, Group Medical Onboarding & Underwriting Solution, Motor Claims Management Suite, and Banking & Financial Services Solutions. The platform is complemented by Neutrinos Academy for training and Neutrinos Venture Studio for co-creating new BFSI ventures. The ecosystem also includes a community platform (Neutriverse) for collaboration and knowledge sharing.
Differentiator
Problem solved
Functional benefit
Brands
- AI-Native Coreless System of Execution: AI-Native Coreless System of Execution for insurance transformation
- Life & Health Claims Automation Suite
- Underwriting Automation Suite
- Banking & Financial Services Solutions
- Neutrinos Venture Studio
- Neutrinos Academy
- Neutrinos Community (Neutriverse)
Products and services
- Intelligent Automation Platform The first full-stack, AI-native automation platform purpose-built for insurers. Combines low-code development, AI orchestration, and process automation across new business, underwriting, claims, policy servicing, and distribution.
- AI-Native Coreless System of Execution Modernization approach that externalizes business logic from legacy core systems using data virtualization, metadata streaming, event-driven orchestration, and agentic AI, enabling real-time intelligence and faster product launches without replacing existing core infrastructure.
- Life & Health Claims Automation Suite AI-powered end-to-end claims automation for life and health insurers spanning intake, document processing, adjudication, and fraud detection. Features smart advisory, claims intake, decision automation, agile adjudication, and FWA agents enabling 70-85% straight-through processing.
- Underwriting Automation Suite Comprehensive underwriting automation for life, annuities, and health insurance. Features smart intake and verification, auto underwriting engine, 360-degree underwriting workbench, smart work allocation, and document management to increase STP rates by 20-35% and cut underwriting costs by 30-50%.
- Banking & Financial Services Solutions Intelligent automation solutions for banks and financial institutions including automated onboarding, loan origination, branchless banking, merchant onboarding, digital servicing, KYC/AML compliance, and workflow automation across lending and credit servicing.
- Group Medical Onboarding & Underwriting Solution Pre-built solution for health and group medical insurers in the Middle East that unifies employer onboarding, census upload, underwriting, policy servicing, and regional regulatory compliance connectors including CHI and NPHIES for the GCC market.
- Agentic AI Composer Enterprise-wide AI transformation tool that enables insurers to build and deploy agentic AI workflows across underwriting, claims, and distribution operations.
- AI Agent Library Collection of pre-built, reusable AI agents and services for rapid deployment of AI-powered insurance applications including sentiment analysis, fraud scoring, document parsing, and decision automation.
- Intelligent Automation Marketplace Pre-built accelerators including portals, claims, underwriting, policy servicing, fraud analytics, and reports that enable faster deployment of insurance workflows.
- Motor Claims Management Suite Claims automation solution for motor insurance with straight-through processing capabilities and real-time decision support to enable rapid, high-volume policy issuance and claims handling.
- Insurance Distribution Solutions Digital insurance distribution capabilities supporting multiple channels including direct, broker, agent, aggregator, and bancassurance for embedded and omnichannel distribution.
Quantifiable outcome
- 20-35% increase in Straight-Through Processing rates
- +9 more outcomes
Companies that use Neutrinos
Customer profileNamed customers16 records
Segments5 records
Ideal customer profiles4 records
Neutrinos technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability13 records
Feature23 records
Neutrinos partnerships and signals
Strategic signalPartnerships
14 partnerships are on record, tiered flagship, core and minor.
- TiE BangaloreflagshipStrategic partnership for the Reimagining Risk global startup challenge and venture studio initiatives. TiE Bangalore provides mentorship, ecosystem access, and startup network for the innovation program.
- TiE New JerseyflagshipStrategic partnership for the Reimagining Risk global startup challenge. TiE New Jersey provides mentorship, investor network, and ecosystem connections for the innovation program targeting risk assessment solutions.
- AWScoreTechnology partnership for cloud infrastructure. AWS provides the underlying cloud platform supporting Neutrinos' AI-native automation platform deployment options for enterprise customers.
- Microsoft AzurecoreTechnology partnership for cloud infrastructure. Microsoft Azure integration enables enterprise customers to deploy Neutrinos platform on Azure cloud environments.
- Google CloudcoreTechnology partnership for cloud infrastructure. Google Cloud integration provides deployment flexibility for enterprise customers.
- eBaoTechcoreStrategic technology partnership with eBaoTech, a leading insurance technology provider, enabling integrated insurance core system capabilities.
- ExpleocoreSI partnership for implementation and consulting services. Expleo provides system integration and professional services for Neutrinos platform deployments.
- EYcoreSI partnership with EY for implementation and consulting services supporting enterprise digital transformation projects.
- LTIMindtreecoreSI partnership with LTIMindtree for implementation and consulting services across insurance and banking deployments.
- SSPcoreSI partnership with SSP Worldwide for insurance technology implementation and consulting services.
- Afrika Tikkun ServicesminorSocial impact partnership through the Winds of Change program, empowering underserved South African youth with digital skills and technology access.
- Karnataka Digital Economy MissionminorPartnership to reach students and early-stage startups in India with mentorship, digital skills training, and startup ecosystem support.
- The Indus EnterprisesminorPartnership for startup ecosystem outreach and support through mentorship and idea development programs.
- Prudential Financial - Simplified SolutionsflagshipStrategic partnership enabling Prudential's Simplified Solutions organization to offer automated underwriting, intelligent case evaluation, and touchless omnichannel servicing. BCG cited this as a leading example of AI-enabled embedded distribution expanding life insurance access.
Scale indicators17 records
Recent moves12 records
Expansion highlights6 records
Neutrinos competitors and assessment
Company assessmentBroad incumbents
- Guidewire Software: Largest insurance core platform vendor serving P&C and life insurers globally. Directly comparable to Neutrinos as both target insurance carriers with platform-led modernization, though Guidewire focuses on core system replacement while Neutrinos pursues a coreless overlay.
- Duck Creek Technologies: Cloud-native insurance core and SaaS platform serving P&C and benefits carriers. Comparable because both sell multi-module platforms to insurance carriers for underwriting, claims, and distribution transformation.
- EIS Group: Insurance core platform for life, P&C, and health insurers with digital and ecosystem capabilities. Closely comparable to Neutrinos across life/health underwriting, claims, and distribution at enterprise insurance carriers.
- Majesco: Cloud insurance platform for P&C, life, and health insurers with analytics and digital offerings. Comparable as an enterprise platform vendor targeting the same insurance modernization buyer.
- Insurity: Insurance software and analytics platform focused on P&C carriers. Overlaps with Neutrinos' claims, underwriting, and policy servicing capabilities for property and casualty insurers.
- Appian: Low-code process automation platform with AI capabilities used in insurance and banking. Comparable because insurers can build similar workflows on Appian, creating competitive pressure for Neutrinos' SSD Flow Designer and orchestration suite.
Direct peers
- Shift Technology: AI-native insurance fraud, claims, and underwriting automation vendor. Direct competitor to Neutrinos' FWA Agent and Claims Automation Suite in applying AI to insurance decision automation.
- Earnix: AI-based pricing, rating, and personalization platform for insurance and banking. Comparable to Neutrinos' Decision Automation and AI-driven risk scoring across insurance and financial services.
- eBaoTech: Insurance core and digital platform vendor popular across APAC and emerging markets. Direct peer to Neutrinos as both target life and P&C insurers in Asia, Middle East, and Africa with digital insurance platforms.
Emerging players
- Cytora: AI-powered insurance underwriting workflow and risk digitization platform. Comparable to Neutrinos' Underwriting Automation Suite and IDP capabilities for commercial and specialty insurance.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Neutrinos social profiles
Digital presenceNeutrinos financial estimates
Financial estimateRevenue estimate
Valuation estimate
Neutrinos leadership team
Management profileNumber of profiles
Profiles13 records
Neutrinos funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Neutrinos M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Neutrinos
What does Neutrinos do?
Neutrinos provides the first full-stack, AI-native intelligent automation platform purpose-built for insurance and banking enterprises. The platform combines low-code development, AI orchestration, data virtualization, and process automation to deliver specialized solutions spanning underwriting, claims processing, policy servicing, distribution, and fraud detection. It also offers purpose-built vertical solutions such as the Life & Health Claims Automation Suite, Underwriting Automation Suite, AI-Native Coreless System of Execution, and Group Medical Onboarding & Underwriting Solution for Middle East insurers.
Is Neutrinos a public or private company?
Neutrinos is a private company. It is classified as venture growth investor backed and is currently operating.
When was Neutrinos founded?
Neutrinos was founded in 2015. It employs 251 to 500 people.
Where is Neutrinos based?
Neutrinos is headquartered in Singapore, Singapore, in the Asia region.
How does Neutrinos make money?
Two revenue lines are on record. Platform Licensing and Subscription is the primary driver. The others are professional Services and Implementation.
Who are Neutrinos's main competitors?
Broad incumbents on record are Guidewire Software, Duck Creek Technologies, EIS Group, Majesco, Insurity and Appian. Direct peers are Shift Technology, Earnix and eBaoTech. Cytora is listed as an emerging player.
Does Neutrinos have an API?
Yes. Neutrinos is described as having an API-first architecture. The platform enables API-driven insurance architectures and provides APIs for connecting policy administration platforms, core systems, CRM, and external systems through scalable data connectivity. The Coreless System of Execution uses event-driven architecture enabling modular services to communicate via APIs across underwriting, claims, and distribution.
What industry is Neutrinos in?
Neutrinos's product category is Insurance Technology Platforms. Its primary akta.pro industry code is FSAGAGAB, Policy Administration, Underwriting & Rating Platforms (Core Insurance SaaS), with a secondary code of FSAGAGAK, Document, Workflow & Policy Servicing Automation (RPA/No-Code). Its NAICS code is 541512 and its SIC code is 7373.