BizCapital
BizCapital is a Brazilian fintech founded in 2016 that provides online working capital loans to small and medium enterprises, using a digital origination platform and distributing through partnerships including Mercado Libre's merchant ecosystem.
- Company typePrivate
- Founded2016
- HeadquartersBotafogo, Brazil
- Headcount101–250
- GTM typeB2B
- OfferingServices
BizCapital firmographics
Firmographics- Name
- BizCapital
- Website
- https://bizcapital.com.br
- Company type
- Private
- Founded year
- 2016
- Headcount range
- 101–250 employees
- Short description
- BizCapital is a Brazilian fintech founded in 2016 that provides online working capital loans to small and medium enterprises, using a digital origination platform and distributing through partnerships including Mercado Libre's merchant ecosystem.
- Ownership category
- akta.pro rank
Where BizCapital is headquartered
LocationHeadquarters
- HQ city
- Botafogo
- HQ country
- Brazil
- HQ region
- Latin America
Markets served
BizCapital business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales
BizCapital product offering
Product offeringCore offering
BizCapital is a Brazilian online lending platform that provides small and medium-sized enterprises (SMEs) with fast and secure working capital loans. The company originates short-term financing products through its digital platform, enabling business borrowers to access capital quickly without traditional bank processes.
Differentiator
Problem solved
Functional benefit
Products and services
- Online Working Capital Loans Fast and secure online working capital loans extended to small and medium-sized enterprises (SMEs) in Brazil via the company's digital platform, providing short-term financing for business operations.
Companies that use BizCapital
Customer profileIdeal customer profiles1 record
BizCapital technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
BizCapital competitors and assessment
Company assessmentDirect peers
- a55: a55 is a Brazilian fintech offering working capital and credit lines specifically to SMEs via a fully digital platform — making it the closest direct competitor to BizCapital in terms of customer segment, geography, and online working-capital product.
- Cora: Cora is a Brazilian digital business banking and SME lending platform serving small businesses with checking accounts and credit products, directly overlapping with BizCapital's SME online lending focus.
Broad incumbents
- Creditas: Creditas is one of Brazil's largest consumer and SME-collateralized lenders, offering online credit products including working capital solutions; broader scope and larger scale than BizCapital but overlapping in online SME lending.
- Banco Inter (Inter Empresas): Banco Inter is a major Brazilian digital bank with an SME banking and lending vertical (Inter Empresas) offering working capital and credit lines, competing with BizCapital from a larger balance-sheet base.
- Mercado Pago: Mercado Pago extends merchant and SME credit through its payments platform; an investor in BizCapital via Mercado Libre Fund, but a strategic competitor in Brazilian online seller/SME credit.
Regional players
- Konfío: Konfío is Mexico's leading online lender to SMEs, providing working capital and growth financing through a digital platform — directly comparable business model and product to BizCapital, but operating in Mexico rather than Brazil.
Emerging players
- Geru: Geru is a Brazilian online consumer and small-business credit platform that serves creditworthy but underserved borrowers, overlapping with BizCapital in digital SME and consumer lending distribution.
- Stori: Stori is a fast-growing Mexican digital credit card fintech serving underserved customers; an adjacent emerging Latin American online credit platform with comparable digital underwriting approach to BizCapital.
Market position
Customer concentration
BizCapital social profiles
Digital presenceBizCapital financial estimates
Financial estimateRevenue estimate
Valuation estimate
BizCapital leadership team
Management profileNumber of profiles
Profiles4 records
BizCapital funding detail
Funding detailFunding overview
Funding rounds6 records
Investors10 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
BizCapital M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about BizCapital
What does BizCapital do?
BizCapital is a Brazilian online lending platform that provides small and medium-sized enterprises (SMEs) with fast and secure working capital loans. The company originates short-term financing products through its digital platform, enabling business borrowers to access capital quickly without traditional bank processes.
When was BizCapital founded?
BizCapital was founded in 2016. It employs 101 to 250 people.
Where is BizCapital based?
BizCapital is headquartered in Botafogo, Brazil, in the Latin America region.
Who are BizCapital's main competitors?
Direct peers on record are a55 and Cora. Broad incumbents are Creditas, Banco Inter (Inter Empresas) and Mercado Pago. Konfío is listed as a regional player. Emerging players are Geru and Stori.
Does BizCapital have an API?
No public API is recorded for BizCapital.