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BizCapital

Full company profile

uuid0002c3t

Namestring
BizCapital
Websiteurl
bizcapital.com.br
Company typeenum
Private
Founded yearint
2016
Short descriptiontext

BizCapital is a Brazilian fintech founded in 2016 that provides online working capital loans to small and medium enterprises, using a digital origination platform and distributing through partnerships including Mercado Libre's merchant ecosystem.

Ownership categoryenum
Headcount rangeband
101–250
akta.pro rankint
HeadquartersBotafogo, Brazil
HQ citystring
Botafogo
HQ countrystring
Brazil
HQ regionstring
Latin America
Markets served

Serves global market

Keyword5 values
online working capital loans, SME lending platform, small business financing, digital lending Brazil, short-term business loans
NAICS code2 codes
  • Mortgage and Nonmortgage Loan Brokers522310
  • Activities Related to Credit Intermediation5223
SIC code2 codes
  • Short-Term Business Credit Institutions6153
  • Miscellaneous Business Credit Institution6159
Product category
Online SME Lending
Social media profiles1 record
Cost components4 values
Personnel, Technology or R&D, Operations, Marketing or Sales
GTM typeB2B
B2B
Offering typeServices
Services
Core offering1 text field

BizCapital is a Brazilian online lending platform that provides small and medium-sized enterprises (SMEs) with fast and secure working capital loans. The company originates short-term financing products through its digital platform, enabling business borrowers to access capital quickly without traditional bank processes.

Differentiator
Functional benefit
Problem solved
Product and service1 record
1Online Working Capital Loans
CategorySME Lending
Description

Fast and secure online working capital loans extended to small and medium-sized enterprises (SMEs) in Brazil via the company's digital platform, providing short-term financing for business operations.

No data
Peers8 records
1a55
TypeDirect peer
Description

a55 is a Brazilian fintech offering working capital and credit lines specifically to SMEs via a fully digital platform — making it the closest direct competitor to BizCapital in terms of customer segment, geography, and online working-capital product.

2Cora
TypeDirect peer
Description

Cora is a Brazilian digital business banking and SME lending platform serving small businesses with checking accounts and credit products, directly overlapping with BizCapital's SME online lending focus.

3Creditas
TypeBroad incumbent
Description

Creditas is one of Brazil's largest consumer and SME-collateralized lenders, offering online credit products including working capital solutions; broader scope and larger scale than BizCapital but overlapping in online SME lending.

4Konfío
TypeRegional player
Description

Konfío is Mexico's leading online lender to SMEs, providing working capital and growth financing through a digital platform — directly comparable business model and product to BizCapital, but operating in Mexico rather than Brazil.

5Banco Inter (Inter Empresas)
TypeBroad incumbent
Description

Banco Inter is a major Brazilian digital bank with an SME banking and lending vertical (Inter Empresas) offering working capital and credit lines, competing with BizCapital from a larger balance-sheet base.

6Mercado Pago
TypeBroad incumbent
Description

Mercado Pago extends merchant and SME credit through its payments platform; an investor in BizCapital via Mercado Libre Fund, but a strategic competitor in Brazilian online seller/SME credit.

7Geru
TypeEmerging player
Description

Geru is a Brazilian online consumer and small-business credit platform that serves creditworthy but underserved borrowers, overlapping with BizCapital in digital SME and consumer lending distribution.

8Stori
TypeEmerging player
Description

Stori is a fast-growing Mexican digital credit card fintech serving underserved customers; an adjacent emerging Latin American online credit platform with comparable digital underwriting approach to BizCapital.

Market position
Customer concentration

Classification, Details

Ideal customer profile1 record

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
Yes
API detail
Has APIbool
No

Docs URL, Description

AI maturity
App detail

Has app

Core technology
Revenue estimate
Valuation estimate
Number of profiles
Profiles4 records

Each record includes

Name, Designation, Designation category, Overview, Profile commentary, Source

No data
No data
Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds6 records

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors10 records

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

BizCapital

Online SME Lendingbizcapital.com.br

BizCapital is a Brazilian fintech founded in 2016 that provides online working capital loans to small and medium enterprises, using a digital origination platform and distributing through partnerships including Mercado Libre's merchant ecosystem.

BizCapital firmographics

Firmographics
Name
BizCapital
Website
https://bizcapital.com.br
Company type
Private
Founded year
2016
Headcount range
101–250 employees
Short description
BizCapital is a Brazilian fintech founded in 2016 that provides online working capital loans to small and medium enterprises, using a digital origination platform and distributing through partnerships including Mercado Libre's merchant ecosystem.
Ownership category
akta.pro rank

Where BizCapital is headquartered

Location

Headquarters

HQ city
Botafogo
HQ country
Brazil
HQ region
Latin America

Markets served

BizCapital business model

Business model
GTM type
B2B
Offering type
Services
Cost components
Personnel, Technology or R&D, Operations, Marketing or Sales

BizCapital product offering

Product offering

Core offering

BizCapital is a Brazilian online lending platform that provides small and medium-sized enterprises (SMEs) with fast and secure working capital loans. The company originates short-term financing products through its digital platform, enabling business borrowers to access capital quickly without traditional bank processes.

Differentiator

Problem solved

Functional benefit

Products and services

  • Online Working Capital Loans Fast and secure online working capital loans extended to small and medium-sized enterprises (SMEs) in Brazil via the company's digital platform, providing short-term financing for business operations.

Companies that use BizCapital

Customer profile

Ideal customer profiles1 record

BizCapital technology and API

Technology

Technology focussed Yes

API detail

Has API
No
API docs
API detail

Core technology

AI maturity

App detail

BizCapital competitors and assessment

Company assessment

Direct peers

  • a55: a55 is a Brazilian fintech offering working capital and credit lines specifically to SMEs via a fully digital platform — making it the closest direct competitor to BizCapital in terms of customer segment, geography, and online working-capital product.
  • Cora: Cora is a Brazilian digital business banking and SME lending platform serving small businesses with checking accounts and credit products, directly overlapping with BizCapital's SME online lending focus.

Broad incumbents

  • Creditas: Creditas is one of Brazil's largest consumer and SME-collateralized lenders, offering online credit products including working capital solutions; broader scope and larger scale than BizCapital but overlapping in online SME lending.
  • Banco Inter (Inter Empresas): Banco Inter is a major Brazilian digital bank with an SME banking and lending vertical (Inter Empresas) offering working capital and credit lines, competing with BizCapital from a larger balance-sheet base.
  • Mercado Pago: Mercado Pago extends merchant and SME credit through its payments platform; an investor in BizCapital via Mercado Libre Fund, but a strategic competitor in Brazilian online seller/SME credit.

Regional players

  • Konfío: Konfío is Mexico's leading online lender to SMEs, providing working capital and growth financing through a digital platform — directly comparable business model and product to BizCapital, but operating in Mexico rather than Brazil.

Emerging players

  • Geru: Geru is a Brazilian online consumer and small-business credit platform that serves creditworthy but underserved borrowers, overlapping with BizCapital in digital SME and consumer lending distribution.
  • Stori: Stori is a fast-growing Mexican digital credit card fintech serving underserved customers; an adjacent emerging Latin American online credit platform with comparable digital underwriting approach to BizCapital.

Market position

Customer concentration

BizCapital social profiles

Digital presence

BizCapital financial estimates

Financial estimate

Revenue estimate

Valuation estimate

BizCapital leadership team

Management profile

Number of profiles

Profiles4 records

BizCapital funding detail

Funding detail

Funding overview

Funding rounds6 records

Investors10 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

BizCapital M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about BizCapital

What does BizCapital do?

BizCapital is a Brazilian online lending platform that provides small and medium-sized enterprises (SMEs) with fast and secure working capital loans. The company originates short-term financing products through its digital platform, enabling business borrowers to access capital quickly without traditional bank processes.

When was BizCapital founded?

BizCapital was founded in 2016. It employs 101 to 250 people.

Where is BizCapital based?

BizCapital is headquartered in Botafogo, Brazil, in the Latin America region.

Who are BizCapital's main competitors?

Direct peers on record are a55 and Cora. Broad incumbents are Creditas, Banco Inter (Inter Empresas) and Mercado Pago. Konfío is listed as a regional player. Emerging players are Geru and Stori.

Does BizCapital have an API?

No public API is recorded for BizCapital.

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Live signals
StartupiNG.CASH adquire SCD da BizCapitalNG.CASH acquired the Sociedade de Crédito Direto (SCD) license from BizCapital, with the transaction approved by Brazil's Banco Central. The deal value was not disclosed. With the SCD license, NG.CASH can now operate directly as a credit society, enabling faster delivery of financial products at scale, particularly for young adults. The acquisition is part of a broader expansion strategy that includes a R$150 million Series B raise in July and the recent incorporation of Z1's customer base.LwLatham & Watkins Represents Open Co in Acquisition of BizCapitalOpen Co (formerly Geru) completed a merger with B2B SME lending platform BizCapital, forming one of the largest private fintech M&A deals in Brazil this year. The combined entity now manages R$5 billion in originated loans and will continue to be represented by Latham & Watkins LLP. This transaction consolidates the consumer credit and SME lending operations of both companies.PR NewswireBizCapital adds $3 million investment from Oikocredit to its Series BBizCapital, a Brazilian fintech serving small and medium-sized enterprises, has received a $3 million investment from Netherlands-based social impact investor Oikocredit, bringing its Series B round to a total of $15 million. The capital will fund new product development and expanded distribution channels to reach more SMEs across Brazil. The investment reflects growing investor confidence in BizCapital's growth trajectory, with loan volume surging from 6,000 in June to nearly 10,000 by September as COVID-19 accelerated demand for alternative financing among Brazilian small businesses.PR NewswireBizCapital bringt in Finanzierungsrunde 12 Millionen Dollar aufBizCapital, a Brazilian online lender for small and medium-sized enterprises, has raised 12 million dollars in a Series B funding round led by DEG, the German development finance institution and subsidiary of KfW Group. The MELI Fund, the corporate venture capital fund of MercadoLivre, also participated in the round, marking the largest investment the company has received to date. The funds will be used to accelerate development of new product offerings for Brazilian SMEs and expand distribution channels, with the company stating it aims to continue supporting entrepreneurs throughout the Covid-19 pandemic economic crisis.PR NewswireBizCapital lève 12 millions de dollars lors d'un tour de financementBizCapital, a Brazilian online lender for SMEs, raised $12 million in a Series B funding round led by DEG, the German development financing institution and subsidiary of KfW Group, with participation from MELI Fund. This represents the largest investment ever made in the company and will accelerate the development of new products for Brazilian SMEs while expanding distribution channels. The fundraising reinforces investor confidence in BizCapital's ability to innovate in the Latin American credit market despite economic challenges posed by the Covid-19 pandemic.PR NewswireBizCapital recauda 12 millones de dólares en una ronda de financiaciónBrazilian online SME lender BizCapital raised a $12 million Series B funding round led by DEG, the German development finance institution and subsidiary of KfW Group, with participation from MercadoLibre's MELI Fund and existing investors Monashees, Quona Capital, Chromo Invest, and 42K Investments. The capital will be used to accelerate development of new products for Brazilian small and medium enterprises and expand distribution channels. BizCapital, founded in 2016, has already served over 5,000 clients across more than 1,200 Brazilian cities.PR NewswireBizCapital raises $12 million in financing roundBrazilian fintech BizCapital has raised a $12 million Series B financing round led by DEG, with participation from MELI Fund and existing investors. The capital will be used to accelerate the development of new product offerings for Brazilian SMEs and expand distribution channels.