TreviPay
- Company typePrivate
- Founded1980
- HeadquartersOverland Park, United States
- Headcount501–1,000
- GTM typeB2B
- OfferingSoftware
TreviPay firmographics
Firmographics- Name
- TreviPay
- Legal name
- Multi Service Technology Solutions, Inc.
- Website
- https://trevipay.com
- Company type
- Private
- Founded year
- 1980
- Operating status
- Operating
- Headcount range
- 501–1,000 employees
- Ownership category
- akta.pro rank
TreviPay industry classification
Industry- Product category
- B2B Payments and Order-to-Cash Automation
- NAICS
- Sales Financing (522220)
- SIC
- Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- B2B / Invoice-Based BNPL (Trade Credit at Checkout) (FSAGAIAC)
- akta.pro secondary industries
- Accounts Payable Automation & Invoice Payments for Travel Suppliers (THACAJAI), Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure (FSAGABAE)
Keywords
Where TreviPay is headquartered
LocationHeadquarters
- HQ city
- Overland Park
- HQ country
- United States
- HQ region
- North America
Offices5 records
Markets served
TreviPay business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure, Supply Chain
Revenue model
- Transaction-based B2B Payments: Processing fees from B2B payment transactions including Pay by Invoice, net terms programs, and embedded payment solutions across enterprise sellers.
- Software and Managed Services: Subscription and managed services for A/R automation, credit underwriting, collections management, and order-to-cash platform access.
- Trade Credit and Financing: Revenue from trade credit services, payment guarantees, and credit risk management for enterprise sellers.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Multi-year contract | Enterprise B2B Payments Platform |
Go-to-market motion3 records
Distribution channels6 records
Marketing channels11 records
TreviPay product offering
Product offeringCore offering
TreviPay is a global B2B transaction management company that provides fully managed B2B payments, trade credit, accounts receivable automation, and order-to-cash solutions for enterprise sellers. Its flagship product, Pay by Invoice, enables business buyers to purchase on net terms through an embedded checkout experience while TreviPay owns the receivable and assumes credit risk. The platform combines AI-driven credit decisioning, RPA-based invoicing, and a 100K+ buyer network operating across 30+ countries.
Product overview
TreviPay is a B2B payments and accounts receivable automation platform offered as a modular portfolio of integrated solutions. The core platform consists of Pay by Invoice (the flagship B2B payment product enabling net terms), combined with A/R Automation Software, Credit & Risk Management, Smart Invoicing, and Collections Management. These core modules work together as an end-to-end Order-to-Cash Automation solution. Expanded solutions include Universal Acceptance (for embedding financial services), All-in-One Payments, TreviPay & UATP Net Terms for Travel, and Financial Partner Gateway (for banking partners). Industry-specific offerings include the TreviPay Aviation Network. AI-powered capabilities include Growth Center (predictive buyer analytics) and Zero Touch A/R (automated invoice management). The company holds patents on Automated Recourse and User Application Approval products.
Differentiator
Problem solved
Functional benefit
Brands
- Pay by Invoice: A payment solution that enables business buyers to purchase on net terms rather than paying upfront
- Financial Partner Gateway
- Universal Acceptance
- TreviPay Aviation Network
- Growth Center
Products and services
- Pay by Invoice A B2B payment solution that enables business buyers to purchase from enterprise sellers on net terms rather than paying upfront, with the experience fully embedded in eCommerce checkout flows. Available to enterprise sellers and their business buyers globally.
- B2B Payments Enterprise B2B payment processing platform enabling seamless payments and invoicing across channels and ERPs to support digital transformation of seller-to-buyer commerce.
- A/R Automation Software Accounts receivable automation software combining AI-powered automation with managed services to streamline buyer onboarding, invoicing, and collections for enterprise sellers.
- Credit & Risk Management AI-enhanced underwriting and credit decisioning product that uses 30+ databases for instant risk assessment, KYC, KYB, AML and sanctions screening for enterprise sellers extending trade credit.
- Smart Invoicing AI-enabled automation and personalized invoicing product that cuts manual tasks, matches buyer preferences, and meets global compliance requirements for enterprise sellers.
- Collections Management Fully managed collections service with automated workflows that ensure predictable cash flow and reduce manual intervention for enterprise sellers.
- Order-to-Cash Automation End-to-end order-to-cash process automation covering credit underwriting, invoicing, collections, and cash application for enterprise B2B sellers.
- Universal Acceptance Solution that embeds financial services into B2B payment platforms, allowing sellers to streamline invoicing, financing, and buyer onboarding across multiple channels via the Mastercard network.
- All-in-One Payments Comprehensive payment solution enabling buyers flexible credit lines, invoice-based payments, and purchasing controls while sellers reduce manual processing.
- TreviPay & UATP Net Terms for Travel Net terms solution for the corporate travel industry, powering the United Airlines UATP billing program with corporate travel billing, invoicing, and reconciliation for airlines and travel agencies.
- Financial Partner Gateway White-label embedded financing platform enabling banks and financial institutions to automate A/R for their commercial customers without building the technology stack internally.
- TreviPay Aviation Network Global aviation payments network providing a co-branded aviation card accepted at 7,000+ ICAO locations across 220 countries, with consolidated invoicing, FBO payments, and global fuel procurement capabilities for fixed base operators and trip support providers.
- Automated Recourse Patented product from TreviPay protected by patent applications in the U.S. and elsewhere, owned by Multi Service Technology Solutions, Inc., supporting automated recourse workflows within the B2B payments platform.
- User Application Approval Patented product from TreviPay protected by patent applications in the U.S. and elsewhere, owned by Multi Service Technology Solutions, Inc., supporting automated user application approval workflows for buyer onboarding.
Quantifiable outcome
- 30% reduction in Days Sales Outstanding (DSO) for TreviPay clients
- +7 more outcomes
Companies that use TreviPay
Customer profileNamed customers28 records
Segments8 records
Ideal customer profiles6 records
TreviPay technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration6 records
AI capability8 records
Feature8 records
TreviPay partnerships and signals
Strategic signalPartnerships
16 partnerships are on record, tiered core, minor and flagship.
- AventoncoreExpansion of partnership to launch Aventon Payment Terms program in Germany, building on success in US and Canada. TreviPay serves as exclusive provider of payment terms for Aventon's B2B buyers in Germany.
- Bain & CompanyminorExecutive speaker at TreviPay Crossroads 2026 B2B payments conference.
- Best BuyminorExecutive speaker at TreviPay Crossroads 2026 B2B payments conference.
- Walmart Financial ServicesminorExecutive speaker at TreviPay Crossroads 2026 B2B payments conference.
- Western DigitalminorExecutive speaker at TreviPay Crossroads 2026 B2B payments conference.
- NextMove by CintracorePartnership to launch NextPass Business: Pay by Invoice for toll management services across the United States and Canada. TreviPay manages credit underwriting, billing, collections, and risk.
- UATP (United Airlines)flagshipExpansion of United UATP billing program powered by TreviPay to Europe, Australia, and New Zealand, extending partnership operating in US and Canada since 2015. Offers corporate customers streamlined travel expense reconciliation and local currency invoicing.
- SondercorePartnership to introduce Sonder Billing net terms program allowing corporate clients to pay for accommodation and hotel services on 30-day net terms. Launching in UK, US, and Canada with plans for international expansion.
- Walmart BusinessflagshipPartnership to expand Walmart for Business Pay-by-Invoice program offering eligible customers 30-day credit terms. TreviPay's automation technology facilitates faster dispute resolution and improves transaction efficiency.
- Northern ToolcoreNorthern Tool selected TreviPay to power their net terms program for B2B customers.
- Allianz TradecoreStrategic partnership to integrate credit insurance into TreviPay's trade credit and invoicing solutions. Collaboration aims to provide enhanced risk management and funding capabilities to businesses worldwide, particularly small to medium-sized businesses that lack extensive credit histories.
- ApruvecoreAcquisition of Apruve, a payment platform offering payment solutions for global enterprises, to expand TreviPay's order-to-cash technology and B2B networks. Builds on recent purchase of Baton Financial Services to accelerate growth in technology manufacturing vertical and Asian markets.
- Baton Financial ServicescoreAcquisition of Baton to expand TreviPay's SME (small and medium-sized enterprises) arm and support trade credit services for small businesses.
- VisacorePartnership to launch Pay by Invoice across the Visa network, unlocking new B2B revenue opportunities for issuers while delivering a familiar, trusted payment experience for buyers.
- MastercardcorePartnership offering Universal Acceptance solution that embeds financial services into B2B payment platforms, allowing sellers to streamline invoicing, financing, and buyer onboarding across multiple channels.
- KHI (Aviation Network)coreTreviPay Aviation Network combines 40 years of KHI aviation expertise with commercial invoicing technology from TreviPay, connecting to 7,000+ ICAO locations in 220 countries and territories.
Scale indicators20 records
Recent moves8 records
Expansion highlights6 records
TreviPay competitors and assessment
Company assessmentDirect peers
- Versapay: Versapay provides accounts receivable automation and B2B payments networks serving enterprise sellers with embedded payment options and collaborative AR workflows — directly comparable to TreviPay's core offering and target verticals.
- Billtrust: Billtrust is a B2B order-to-cash automation platform offering invoice delivery, collections, credit decisioning, and payment networks — a direct competitor in AR automation serving similar enterprise seller segments.
- Apruve: Apruve is a B2B payments platform offering net terms and trade credit for global enterprises, now a wholly-owned subsidiary of TreviPay; it represents the closest product overlap, especially in technology manufacturing and enterprise payments.
- Balance (formerly Balance Innovations): Balance is a B2B payments platform offering net terms, trade credit and embedded checkout for marketplaces — competing directly with TreviPay's Pay by Invoice and Universal Acceptance solutions.
- HighRadius: HighRadius is an AI-powered order-to-cash automation platform offering collections, credit, deductions, and cash application — comparable to TreviPay's Zero Touch A/R and Smart Invoicing for enterprise finance teams.
Emerging players
- Resolve: Resolve provides B2B trade credit and net-terms-as-a-service for B2B marketplaces and vertical SaaS platforms — comparable buyer underwriting and payment guarantee model with a focus on embedded distribution through SaaS partners.
Broad incumbents
- Visa B2B Connect: Visa's B2B Connect rails provide cross-border B2B payments infrastructure for banks and corporates — overlapping with TreviPay's cross-border payment capabilities while operating as a network rather than a direct seller-facing platform.
- Mastercard Track: Mastercard Track is a B2B payment and data network for commercial transactions — competing with TreviPay's Universal Acceptance and Pay by Invoice solutions across enterprise sellers globally.
- Bottomline Technologies: Bottomline provides B2B payments, invoice automation, and cash management solutions for banks and corporates — overlapping with TreviPay's Financial Partner Gateway and AR automation offerings, with broader portfolio reach.
- Citi Commercial Cards / Treasury & Trade Solutions: Citi's commercial cards and trade finance businesses offer corporate B2B payment programs with net terms and receivables management — a broad incumbent competing for the same enterprise accounts TreviPay targets.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
TreviPay social profiles
Digital presenceTreviPay financial estimates
Financial estimateRevenue estimate
Valuation estimate
TreviPay leadership team
Management profileNumber of profiles
Profiles11 records
TreviPay subsidiaries and ownership
Company hierarchySubsidiaries2 records
TreviPay funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
TreviPay M&A and investment
M&A and investmentM&A2 records
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about TreviPay
What does TreviPay do?
TreviPay is a global B2B transaction management company that provides fully managed B2B payments, trade credit, accounts receivable automation, and order-to-cash solutions for enterprise sellers. Its flagship product, Pay by Invoice, enables business buyers to purchase on net terms through an embedded checkout experience while TreviPay owns the receivable and assumes credit risk. The platform combines AI-driven credit decisioning, RPA-based invoicing, and a 100K+ buyer network operating across 30+ countries.
Is TreviPay a public or private company?
TreviPay is a private company. It is classified as private equity controlled and is currently operating.
When was TreviPay founded?
TreviPay was founded in 1980. It employs 501 to 1,000 people.
Where is TreviPay based?
TreviPay is headquartered in Overland Park, United States, in the North America region.
How does TreviPay make money?
Three revenue lines are on record. Transaction-based B2B Payments are the primary driver. The others are software and Managed Services and trade Credit and Financing.
Who are TreviPay's main competitors?
Direct peers on record are Versapay, Billtrust, Apruve, Balance (formerly Balance Innovations) and HighRadius. Resolve is listed as an emerging player. Broad incumbents are Visa B2B Connect, Mastercard Track, Bottomline Technologies and Citi Commercial Cards / Treasury & Trade Solutions.
Does TreviPay have an API?
Yes. TreviPay offers developer-friendly APIs, clear guides and sandbox testing to support custom workflows and Pay by Invoice integration. Developer documentation is available at docs.trevipay.app. Developer documentation is at docs.trevipay.app.
What industry is TreviPay in?
TreviPay's product category is B2B Payments and Order-to-Cash Automation. Its primary akta.pro industry code is FSAGAIAC, B2B / Invoice-Based BNPL (Trade Credit at Checkout), with a secondary code of THACAJAI, Accounts Payable Automation & Invoice Payments for Travel Suppliers. Its NAICS code is 522220 and its SIC code is 6159.