Earn to Learn

Name

Earn to Learn

Legal name

Live the Solution (dba Earn to Learn)

Website

https://earntolearn.org

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Student Scholarship and College Access Services

NAICS

Educational Support Services (6117), Other Grantmaking and Giving Services (813219)

SIC

Services-Social Services (8300), Services-Educational Services (8200)

akta.pro primary industry

Scholarship & Fellowship Foundations and Trusts (EDADAHAC)

Keywords

• Matched savings scholarships
• Student financial wellness
• College access programs
• Scholarship and mentoring
• Workforce development services

Headquarters

HQ city

Tucson

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Donations and Charitable Contributions: Earn to Learn operates as a nonprofit organization funded primarily through charitable donations from individuals, corporations, and foundations. The organization is a Qualifying Charitable Organization with the state of Arizona, allowing donors to claim dollar-for-dollar credits on Arizona state taxes. Donation levels range from $50 to $1,000 for direct contributions.
2. Foundation Grants: Major grants from foundations including $250,000 from The Bob & Renee Parsons Foundation, multi-year grants from Arizona Community Foundation (three-year grant for rural Yuma expansion), and support from Stand Together Trust for pilot programs testing flexible funding for alternative education pathways.
3. Corporate Sponsorships: Ongoing financial contributions from corporate partners including First Citizens Bank ($100K gift in June 2024 for national expansion), and annual contributions from employers like Raytheon, Caterpillar, Roche, APS, State Farm for workforce development programs.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels12 records

Core offering

Earn to Learn operates a matched-savings scholarship program in which students contribute $500 per year and receive an 8:1 match ($4,000) toward college costs. The organization bundles this scholarship with wraparound services including one-on-one success coaching, near-peer advising, mentorship, financial literacy training, and workforce development support for low-to-moderate income students pursuing higher education.

Product overview

Earn to Learn is a nonprofit organization operating as a single, integrated scholarship and student support platform built around its Matched-Savings Scholarship Program. The core offering combines student savings with 8:1 matched scholarships, supplemented by wraparound services including Success Coaching & Near-Peer Advising, the Mentorship Program, Financial Training & Wellness (including Financial Counseling Services), and Workforce Development. An additional module, the Next Steps Program, provides near-peer advisors in high schools. An advocacy initiative, The Earn to Learn Act, seeks federal recognition of the matched-savings model. Together, these services form a holistic ecosystem designed to help students graduate workforce-ready with little to no student debt.

Differentiator

Problem solved

Functional benefit

Products and services

• Matched-Savings Scholarship Program

Quantifiable outcome

• 80%+ graduation rate compared to under 40% national Pell graduation rate
• +3 more outcomes

Named customers11 records

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Partnerships

26 partnerships are on record, tiered core and secondary.

• Desert Financial Credit UnioncoreStrategic or Co-development Partner · 1 January 2025Building pathways through partnership; Desert Financial demonstrated commitment to creating brighter futures for students through this collaboration supporting Earn to Learn's mission.
• First Citizens BankcoreStrategic or Co-development Partner · 1 June 2024Over a decade of financial contributions supporting Arizona post-secondary students. Provided $100K gift in June 2024 for national expansion efforts. Now provides savings accounts for nationwide expansion with user-friendly online interface. Regularly hosts free webinars for enrolled students. Stephanie Couser serves on Earn to Learn board of directors.
• Raytheon (RTX)coreStrategic or Co-development Partner · 1 January 2024Raytheon provides comprehensive year-long mentorship program for Earn to Learn students in STEM and STEM-related majors. The collaborative partnership provides students with work experience and individual guidance about defense industry opportunities. Wes Kremer, President of Raytheon Missiles & Defense, is a longtime supporter.
• Pacific Premier Bank (PPBI)secondaryStrategic or Co-development Partner · 1 January 2024Has offered a series of workforce readiness webinars and online information sessions to students as part of workforce development activities.
• Ferrum CollegecoreStrategic or Co-development Partner · 1 January 2024First college/university in Virginia and on the East Coast to offer Earn to Learn's matched savings scholarship. Pilot program investing $200,000 for 100 students in first year. Ferrum College matches $2,000 for every $500 student saves.
• Michigan State University (MSU)coreStrategic or Co-development Partner · 1 January 2024First partnership in the Midwest; serving up to 52 students in MSU's Migrant Student Services-College Assistance Migrant Program (CAMP). MSU provides nearly $250 million annually toward student accessibility and affordability.
• RochesecondaryStrategic or Co-development Partner · 1 January 2020Currently offering pilot mentorship program for 2020-2021 academic year for Earn to Learn students in biomedical and related majors. Operating virtually with Roche employee volunteers from across the United States providing guidance.
• Vantage West Credit UnioncoreStrategic or Co-development Partner · 1 January 2013For more than a decade, Vantage West Credit Union has been a key financial institution partner providing secure, accessible savings accounts to students. They contribute through banking services, webinars and financial education, AHEAD grant sponsorship, and annual direct financial contributions. Over 1,000 Arizona students have been empowered through this partnership.
• Hughes Federal Credit UnioncoreStrategic or Co-development Partner · 1 January 2011Deep roots in Tucson as trusted partner for more than a decade, providing secure savings accounts to over 600 students. Hughes contributes funding to expand organizational reach and has partnered on marketing campaigns highlighting real impact of the work together.
• Society of Human Resource Management - Greater Tucson (SHRM-GT)secondaryStrategic or Co-development PartnerHas offered workforce readiness webinars including resume writing, identifying personal strengths, and preparing for work. Has hosted in-person resume review mixers with virtual opportunities being developed.
• Arizona Public Service (APS)coreStrategic or Co-development PartnerPartnership with APS to support Yavapai College students pursuing Lineworker Certificate Program. Already yielded 100% success rate in first semester. Sharee Hurts serves on Earn to Learn board.
• CaterpillarsecondaryStrategic or Co-development PartnerWorkforce development partner supporting student success. Balu Natarajan serves on Earn to Learn board as Secretary representing Caterpillar.
• State FarmsecondaryStrategic or Co-development PartnerWorkforce development partner contributing to programs supporting student success and career readiness.
• Greater Tucson LeadershipsecondaryStrategic or Co-development PartnerPartners to offer two-day Summer Leadership Summit and comprehensive year-long mentorship program during school year. Neil Giuliano, President & CEO of Greater Phoenix Leadership, is a supporter.
• Pima Community CollegecoreStrategic or Co-development PartnerFoundational partnership driving change locally through Ford Assets Program and other short-term credential programs. Garcia Family Foundation provided visionary support for non-traditional pathways.
• Arizona State University (ASU)coreStrategic or Co-development PartnerState university partner for matched savings scholarship program serving eligible students.
• Northern Arizona University (NAU)coreStrategic or Co-development PartnerState university partner for matched savings scholarship program serving eligible students.
• University of Arizona (UA)coreStrategic or Co-development PartnerState university partner for matched savings scholarship program; several alumni now employed at Raytheon in Tucson.
• Utah TechsecondaryStrategic or Co-development PartnerEducational partner that joined Earn to Learn team in 2025.
• Ottawa University ArizonasecondaryStrategic or Co-development PartnerEducational partner that joined Earn to Learn team in 2025.
• Western Governors UniversitysecondaryStrategic or Co-development PartnerPartnership supporting aspiring educators in Georgia on their path to becoming certified teachers who will shape and strengthen their communities.
• Arizona Western CollegesecondaryStrategic or Co-development PartnerPartnership with Arizona Western Entrepreneurial College for scholarship opportunity combining savings with financial support for eligible AWC certificates, occupational degrees, and select transfer programs.
• Front Range Community CollegesecondaryStrategic or Co-development PartnerEducational partner connected with through NSPA conference; shared passion for student success.
• Eastern Arizona CollegesecondaryStrategic or Co-development PartnerNew rural education partnership extending holistic support model to students in rural Arizona.
• Yavapai CollegesecondaryStrategic or Co-development PartnerPartnership with Arizona Public Service (APS) for Lineworker Certificate Program with 100% success rate in first semester.
• Grand Canyon UniversitysecondaryStrategic or Co-development PartnerArizona educational partner for post-secondary pathways.

Scale indicators19 records

Recent moves10 records

Expansion highlights6 records

Direct peers

• Bottom Line: Bottom Line is a direct peer — a college access and success nonprofit serving first-generation, low-income students from high school through college graduation. Both organizations focus on persistence coaching and degree completion outcomes for similar student populations, with comparable outcome metrics.
• College Possible: College Possible is a direct peer that provides near-peer coaching and college access support to low-income and first-generation students. Both organizations deploy near-peer advisor models in high school and college settings, with mission overlap on debt reduction and degree completion.
• uAspire: uAspire is a direct peer focused on college affordability through financial aid advising and scholarships for low-income students. Both organizations address the gap between financial aid and actual college costs and provide personalized financial counseling as a core service.
• OneGoal: OneGoal is a direct peer operating a college persistence and success program for low-income high school students. Both organizations target the same persona (first-generation, LMI college-bound students) and emphasize degree completion, financial literacy, and postsecondary transition support.
• ScholarMatch: ScholarMatch is a direct peer providing scholarship access and advising to low-income students. Both organizations reduce student debt by matching students with financial aid opportunities and providing wraparound support services.

Emerging players

• Braven: Braven is an emerging player combining college credit, career readiness, and post-graduation job placement for underserved students. The organization intersects with Earn to Learn's workforce development pillar and shares the focus on debt-minimized degree completion plus employer connections.

Broad incumbents

• Year Up: Year Up is a broad incumbent providing workforce training and college-equivalent credentials for young adults from low-income backgrounds. Both organizations bridge education and employment outcomes, but Year Up operates at a much larger scale with a different funding mix (corporate contracts vs. philanthropic grants).
• Per Scholas: Per Scholas is a broad incumbent workforce development nonprofit providing tuition-free technology training for underserved adults. Both organizations target underemployed populations with little-to-no-cost pathways to credentialing and economic mobility, with overlap on employer-partnered training models.
• Hispanic Scholarship Fund: Hispanic Scholarship Fund is a broad incumbent providing scholarships and college support services to Hispanic and Latino students. Both organizations fund postsecondary education for underrepresented students, with HSF operating at national scale and serving as a more established brand in the same mission category.

Others

• National College Attainment Network (NCAN): NCAN is an ecosystem peer — a national membership organization for college access programs. Earn to Learn participates in NCAN conferences, the Ascendium Fellowship, and benefits from NCAN's policy advocacy and peer-learning community serving the same first-generation, LMI student population.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/UCGGOgh5bV182R6bZaYcYP7g
• Facebookfacebook.com/EarntoLearnAZ
• LinkedInlinkedin.com/company/earn-to-learn
• Instagraminstagram.com/earntolearn

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds3 records

Investors3 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Earn to Learn