Raze

What Raze does

Raze Fintech Inc. is a Wyoming-incorporated, Cheyenne-headquartered fintech operating since 2022 as a SaaS tokenization platform under the product positioning "Vault-as-a-Service." The platform enables asset issuers, originators, and institutional investors to create, manage, and distribute structured on-chain financial products, with the stated use cases spanning real-world asset tokenization, stablecoin investment products, and capital-market instruments. Its flagship live product, $FeTi70, is a tokenized invoice-financing instrument backed by titanium mining operations issued in partnership with Ferrox Holdings.

The technical stack is permissioned and compliance-oriented: Raze uses the ERC-3643 token standard, deploys on XDC Network as its base layer, and has expanded to Redbelly Network and Plume for multi-chain vault deployment. Custody, wallets, monitoring, fiat rails, accreditation, and audit are sourced from a pre-assembled partner stack including Fireblocks, Dynamic.xyz, Octane.Security, Plaid, InvestReady, and CertiK. To accommodate non-U.S. investors and ring-fence issuer assets, Raze has established Raze Reserve SPC Ltd, a segregated portfolio company in the British Virgin Islands.

The business model is B2B infrastructure: Raze appears to monetize by providing tokenization infrastructure (vault creation, compliance configuration, and distribution) to issuers, with revenue mechanics not disclosed. The company has filed a Form D securities offering targeting $2M and has raised approximately $253,680 to date. The disclosed customer set is extremely limited — effectively one named issuer (Ferrox Holdings) — and the team is reported at 1–10 employees, indicating an early commercial stage. The company's only explicitly disclosed AI capability is a customer-support chatbot; deeper AI differentiation is not evidenced in the input data.

Name

Raze

Legal name

Raze Fintech Inc.

Website

https://raze.finance

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

11–50 employees

Short description

Raze is a Wyoming-incorporated fintech operating a SaaS tokenization platform that offers Vault-as-a-Service for creating and distributing structured on-chain financial products, serving asset issuers, stablecoin investors, and institutional allocators.

Ownership category

akta.pro rank

Product category

Real-World Asset Tokenization Platform

NAICS

Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Asset-Backed Securities (6189), Security & Commodity Brokers, Dealers, Exchanges & Services (6200)

akta.pro primary industry

RWA Tokenization Platforms (asset onboarding, structuring, issuance) (FSAPAIAC)

akta.pro secondary industries

Tokenized Securities & Capital Markets Infrastructure (equities, bonds, funds, ATS/MTF connectivity) (FSAPAIAD), Compliance, Risk & RegTech for Tokenized Assets (KYC/AML, sanctions, travel rule, reporting) (FSAPAIAH), Trade Finance & Receivables Tokenization (FSADAEAG), Digital Asset Custody & Wallet Infrastructure for Institutions (MPC/HSM, key mgmt, policy controls) (FSAPAIAE)

Keywords

• Real-world asset tokenization
• Vault-as-a-service
• Blockchain investment platform
• RWA yield vaults
• Compliant tokenization infrastructure

Headquarters

HQ city

Cheyenne

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure, Others

Revenue model

1. Vault-as-a-Service Fees: Platform fees charged to issuers and asset owners for creating and managing tokenized vault products on the platform. Includes smart contract deployment, compliance configuration, regulatory filing support, and ongoing platform access.
2. Platform Management Fees: Fees from managing vault products including capital deployment coordination, distribution processing, and investor management. May include percentage-based fees on yields or AUM.
3. Securities Offerings: The company has conducted securities offerings including revenue share NFTs and common shares through Rule 506(c) exemption, with total offering amount of $2,000,000.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels4 records

Core offering

Raze operates an institutional-grade blockchain tokenization platform (Raze Vault Platform) that enables issuers and asset managers to create, manage, and distribute structured investment products on-chain, backed by real-world assets such as commodities, private credit, trade finance, and compute infrastructure. Through Vault-as-a-Service (VaaS), the company provides white-glove onboarding, smart contract deployment, KYB/AML verification, and access to its BVI-incorporated segregated portfolio company (Raze Reserve SPC Ltd). Investors access these products via a self-serve Marketplace with non-custodial wallets, KYC verification, and automated on-chain yield distributions denominated in USDC.

Product overview

Raze is a fintech company offering a unified SaaS tokenization platform with a Vault-as-a-Service (VaaS) model for creating, managing, and distributing structured financial products on-chain. The core product is the Raze Vault Platform, which includes the Marketplace for discovering investment opportunities, the Portfolio Dashboard for tracking investments, and administrative tools for issuers and platform operators. The platform supports four vault types: Fixed Yield Vaults for predictable returns, Tiered Yield Vaults with multiple commitment options, Compounding Vaults with daily reinvestment, and Compute Infrastructure Vaults for long-term infrastructure investments. Raze Reserve SPC Ltd (RRV) is a segregated portfolio company managing private credit investments. The platform also includes an Embedded Wallet powered by Dynamic.xyz for users without existing wallets, and an AI-powered support chatbot. All products are non-custodial, leverage smart contracts for automation, and support multi-chain deployment on XDC Network and Redbelly Network.

Differentiator

Problem solved

Functional benefit

Products and services

• Raze Vault Platform Institutional-grade blockchain investment platform enabling creation, management, and distribution of structured financial products on-chain, bridging traditional finance and DeFi through secure, compliant vault products backed by real-world assets. For asset managers, issuers, and qualified investors.
• Vault-as-a-Service (VaaS) White-glove onboarding platform for asset managers, issuers, and investors offering structured product issuance with optional leverage of Raze Reserve segregated portfolio model for faster go-to-market, saving issuers and asset owners legal fees and onboarding costs.
• Raze Reserve SPC Ltd (RRV) British Virgin Islands segregated portfolio company managing private credit investments on behalf of qualified investors globally, with clear segregation between investment portfolios designed for institutional capital deployment.
• Marketplace Central hub for discovering and evaluating available vault products, filtered by network, yield strategy, and regional eligibility. Displays all available vault products with clear information about yield, structure, network, and status for qualified investors.
• Portfolio Dashboard Centralized command center for monitoring all investments across the platform, providing consolidated view of holdings across different blockchain networks and vault types with real-time metrics including current value, accrued yields, projected returns, and time to maturity.
• Issuer Administration Dashboard Dedicated administration dashboard for issuers to configure vault parameters, manage investor positions, monitor subscription levels, track vault performance metrics, and set compliance controls for each product.
• Fixed Yield Vaults Structured investment products providing predictable, predetermined rate of return over a defined investment period using simple interest calculation, designed for investors seeking stable, reliable returns without yield variability.
• Tiered Yield Vaults Structured investment products offering multiple yield tiers (up to 10 tiers) with progressively higher yields for longer lock periods, ranging from short-term (60 days) to long-term (24+ months), using simple interest calculation.
• Compounding Vaults Structured investment products that automatically reinvest accrued yields back into the principal at daily intervals, creating a compound growth effect to maximize returns over time without manual intervention.
• Compute Infrastructure Vaults Structured investment products providing exposure to real-world computing infrastructure through tokenized investment, featuring long-term commitments (measured in years), scheduled distributions tied to underlying asset revenue, and optional buyout mechanism at designated intervals.

Quantifiable outcome

• 8-16%+ APY from off-chain assets
• +2 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration10 records

Feature6 records

Partnerships

Nine partnerships are on record, tiered core.

• Ferrox HoldingscoreStrategic or Co-development Partner · 30 June 2025Raze Finance partnered with Ferrox Holdings to tokenize titanium mining operations. The partnership powers $FeTi70, a tokenized invoice financing solution enabling South African mining operations with compliant, blockchain-based capital access. This enables Ferrox to access capital markets through Raze's tokenization infrastructure.
• Redbelly NetworkcoreTechnology or Integration · 30 June 2025Raze Finance and Redbelly Network announced strategic partnership to accelerate RWA tokenization. The partnership delivers fast, compliant, end-to-end tokenization solutions for real-world assets on Redbelly's high-performance blockchain. Redbelly was instrumental in early development and launch of the Raze Vault platform.
• PlumecoreTechnology or Integration · 30 June 2025Raze partners with Plume to leverage Plume Chain for Real World Asset Innovation. The partnership brings scalable, compliant RWA tokenization to DeFi through Plume's purpose-built Layer-1 blockchain infrastructure.
• FireblockscoreTechnology or IntegrationFireblocks provides wallet infrastructure for Raze platform, enabling secure multi-chain support, embedded wallet creation, social login options (email, Google, Apple), and account recovery without seed phrases.
• Dynamic.xyzcoreTechnology or IntegrationDynamic.xyz provides wallet infrastructure for Raze platform, enabling secure multi-chain support, embedded wallet creation, social login options (email, Google, Apple), and account recovery without seed phrases.
• Octane.SecuritycoreTechnology or IntegrationOctane.Security provides continuous, AI-driven smart contract monitoring across the entire Raze platform, ensuring institutional-grade security for issuing and managing tokenized assets.
• CertiKcoreTechnology or IntegrationCertiK audits individual customer vault contracts before deployment, validating security, logic, and compliance. Together with Octane.Security, CertiK ensures a secure institutional-grade environment.
• PlaidcoreTechnology or IntegrationRaze leverages Plaid Identity Verification (IDV) for KYC and AML services, verifying identification documents, phone numbers, name, date of birth, ID numbers, addresses, and more.
• InvestReadycoreTechnology or IntegrationInvestReady provides third-party accreditation verification for US investors on the Raze platform. SEC Rule 506(c) compliant verification service that verifies accredited investor status, provides verification letters, and manages annual re-verification.

Scale indicators3 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• Securitize: Leading RWA tokenization platform providing end-to-end issuance, transfer agent, and compliance services for tokenized securities using a permissioned token standard. Directly comparable to Raze in target customers (issuers/asset managers), product surface (token issuance + compliance), and regulatory orientation.
• Ondo Finance: Institutional-grade RWA platform offering tokenized U.S. Treasuries and yield products to stablecoin holders. Overlaps with Raze on the stablecoin-denominated real-yield use case, vault structure, and institutional/crypto-native investor segments.
• Centrifuge: Decentralized RWA tokenization protocol focused on private credit, invoice financing, and trade finance — overlapping directly with Raze's Ferrox mining-invoice use case and broader private-credit vault offering on Tinlake/Tinlake-like structures.
• Maple Finance: Institutional on-chain lending platform where lenders earn yield from pooled credit pools originated by underwriters. Comparable to Raze in pooling capital into structured yield products, KYC-gated access, and serving institutional/stablecoin investors.
• Tokeny: Tokenization platform providing issuance, compliance (including T-REX / permissioned tokens), and asset-lifecycle infrastructure for tokenized securities. Directly comparable to Raze on the ERC-3643-style permissioned-token issuance workflow for institutional clients.
• Swarm Markets: Regulated RWA platform offering tokenized equities, commodities, and funds under BaFin/FinMa-style oversight. Comparable to Raze in providing compliant on-chain access to real-world assets to both retail and institutional investors.
• Provenance Blockchain: Public blockchain focused on tokenized private credit, trade finance, and asset-backed lending — overlapping Raze's trade-finance and invoice-financing positioning (e.g., $FeTi70). Competes for similar institutional issuer flow.

Emerging players

• Plume Network: Layer-1 blockchain purpose-built for RWA tokenization and an active partner of Raze. Overlaps with Raze as ecosystem infrastructure for RWA issuance and as a venue where Raze-deployed vaults can reach RWA-focused liquidity.
• Polytrade: RWA tokenization marketplace for trade finance, real estate, and invoices. Comparable to Raze on invoice/tokenized-finance product set and target segment of yield-seeking crypto-native investors.

Regional players

• RealT: Tokenized U.S. real-estate platform providing fractional on-chain ownership with USDC-based yield distributions. Comparable to Raze's USDC yield-distribution model and permissioned-token compliance framework applied to a single asset vertical.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks7 records

Key highlights6 records

Customer concentration

• Xx.com/razefinance
• LinkedInlinkedin.com/company/razefinance

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Subsidiaries1 record

Funding overview

Funding rounds2 records

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Raze