InvestReady
InvestReady is a Miami-based RegTech platform providing SEC-compliant accredited investor verification for 506(c) private placements, equity crowdfunding, real estate, and Web3 securities, serving issuers, platforms, and individual investors across 54+ countries via API-first integration.
- Company typePrivate
- Founded2013
- HeadquartersMiami, United States
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What InvestReady does
InvestReady (founded 2013 in Miami, Florida as Accredify) is a RegTech platform providing SEC-compliant accredited investor verification services for Regulation D 506(c) private placements, equity crowdfunding, real estate offerings, and Web3 securities platforms. The core product combines IRS IVES income transcripts (Form 4506-T), TransUnion soft-pull credit checks, Zillow property valuation benchmarking, and in-house attorney/CPA review to issue SEC safe-harbor compliant verification letters valid for 90 days. The platform is distributed API-first through the InvestReady Connect developer portal, offering five integration methods (no-code link/page, iFrame, advanced iFrame, white-label API) with zero setup fees, alongside a direct self-service portal for individual investors.
The company monetizes through per-verification fees ($95 for individual sign-ups, bulk credits as low as $10, and a subscription-based 'InvestReady Total' unlimited plan), plus a $20 fee for out-of-network printable certificates. Revenue is supplemented by sub-brands including EiQ (ID verification and bad-actor checks, acquired via the June 2022 EarlyIQ acquisition), AccrediToken (NFT-based on-chain verification for Web3 platforms), InvestReady Global (54+ countries, 25+ jurisdictions), and 'IN by InvestReady' (a network and newsletter connecting verified investors to partner offerings).
In March 2026, Global Settlement Holdings Inc. acquired InvestReady alongside Accreditoken to form GSX Identity (GSX ID), a Delaware C-corporation with a post-transaction valuation exceeding $10 million, expanding the platform's mandate into decentralized identity and credentialing for regulated digital asset settlement, CBDCs, and cross-border payments under the MiCA framework and FATF Travel Rule. Named enterprise customers include Mercedes-Benz Financial Services (since 2017), Invesco, DLP Capital, Kingsbarn, Supervest, and CrowdEngine, while the combined database holds 50,000+ verified investors — making InvestReady the largest non-broker-affiliated verifier in the U.S.
InvestReady firmographics
Firmographics- Name
- InvestReady
- Legal name
- Accredify Inc.
- Website
- https://investready.com
- Company type
- Private
- Founded year
- 2013
- Operating status
- Acquired
- Headcount range
- 1–10 employees
- Short description
- InvestReady is a Miami-based RegTech platform providing SEC-compliant accredited investor verification for 506(c) private placements, equity crowdfunding, real estate, and Web3 securities, serving issuers, platforms, and individual investors across 54+ countries via API-first integration.
- Ownership category
- akta.pro rank
InvestReady industry classification
Industry- Product category
- RegTech — Investor Verification Software
- NAICS
- Portfolio Management and Investment Advice (523940), Agencies, Brokerages, and Other Insurance Related Activities (5242)
- SIC
- Investment Advice (6282), Surety Insurance (6351)
- akta.pro primary industry
- Smart Contract Auditing & Formal Verification (FSAPAJAA)
Keywords
Where InvestReady is headquartered
LocationHeadquarters
- HQ city
- Miami
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
InvestReady business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Per-Verification Fees (Pay-as-you-go): Individual investor verifications are charged at $95 per verification for direct investor sign-up. Platforms can purchase verification credits that never expire. The platform takes on the verification expense and can enable single verification billing through their developer dashboard.
- Bulk Verification Credits: Platforms and issuers can purchase bulk verification credits with pricing as low as $10 per verification, reducing cost per verification for high-volume partners.
- InvestReady Total (UNLIMITED): Subscription-based unlimited verification plan for active platforms and issuers requiring high verification volumes.
- Certificate Issuance (Out-of-network): $20 fee for investors who want a printable certificate for distribution beyond the InvestReady network. In-network issuers/platforms do not charge investors.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Usage-based | Pay-as-you-go | Individual Investor Verification - $95 per verification |
| Unit Pricing | Pay-as-you-go | Bulk Verifications - As low as $10 per verification |
| Subscription | Monthly | InvestReady Total - Unlimited verifications |
| One time/ perpetual license | Pay-as-you-go | Out-of-network Certificate - $20 |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels5 records
InvestReady product offering
Product offeringCore offering
InvestReady provides SEC Regulation D 506(c) compliant accredited investor verifications for equity crowdfunding and private placements. Investors are verified via income, net worth, or third-party letter through a self-service portal, white-label API, or no-code integration, producing a signed certificate valid for 90 days. The company also offers on-chain verification (AccrediToken), ID verification and bad actor checks (EiQ), and international investor verification (InvestReady Global).
Product overview
InvestReady operates as a unified RegTech platform built around a single core verification engine, supplemented by specialized sub-products addressing different investor segments and use cases. The flagship InvestReady platform handles U.S. SEC Regulation D 506(c) accredited investor verifications for individuals, entities, and trusts via income, net worth, or third-party letter — with an optional unlimited plan (InvestReady Total) for high-volume issuers. Supporting sub-brands include: EiQ (acquired EarlyIQ, June 2022) for ID verification and bad actor checks; Accreditoken for on-chain NFT-based verification of investor status on Ethereum; InvestReady Global for non-U.S. investor exemptions covering 54+ countries; and IN by InvestReady as a newsletter/club for accredited investors. All U.S. verifications are processed through the InvestReady Connect developer platform, which provides 5 integration methods (link, page, iFrame, advanced iFrame, and full whitelabel API) for issuer and platform partners.
Differentiator
Problem solved
Functional benefit
Brands
- Early IQ (EiQ): Wholly-owned subsidiary providing 506c accredited investor verifications, ID verification and background/bad actor checks. Acquired by InvestReady in June 2022.
- AccrediToken
- IN by InvestReady
- InvestReady Global
Products and services
- InvestReady Core Verification Platform Core SaaS platform providing SEC Regulation D 506(c) compliant accredited investor verifications for equity crowdfunding and generally solicited private placements. Investors verify via income, net worth, or third-party letter in a fully online process, generating a signed certificate valid for 90 days that is accepted by any in-network issuer.
- InvestReady Connect API & Developer Platform Public REST API (OAuth 2) and developer integration platform offering five integration methods (Link/Page no-code, iFrame, Advanced iFrame, and Whitelabel API) for issuer and platform partners. Supports programmatic verification submission, webhook notifications, sandbox and live environments, and access tokens with 90-day expiry and refresh tokens valid for two years.
- EiQ (formerly EarlyIQ) ID Verification & Bad Actor Checks Wholly-owned subsidiary brand offering 506(c) accredited investor verifications, identity verification, and background/bad actor checks. Added to InvestReady's portfolio through the June 2022 acquisition of EarlyIQ.
- AccrediToken On-Chain Verification NFT-based on-chain verification platform enabling Web3 platforms to verify ID and Accredited Investor status on Ethereum. Allows real-world accredited investor verifications to be tokenized and verified on-chain while preserving privacy, empowering Web3 platforms to comply with securities laws within blockchain environments.
- InvestReady Global International Verification Verifications for non-U.S. investors utilizing non-U.S. exemptions across 54+ countries and 25+ jurisdictions, including EU Qualified Investors, UK Investment Professionals, and Singapore Accredited Investors. U.S.-licensed attorneys and CPAs review documents and provide signed letters.
- GSX Identity (GSX ID) Decentralized Credential Platform Decentralized identity and credential platform for regulated digital asset settlement, integrating InvestReady's accredited investor verification with Accreditoken's on-chain credentials. Designed as an institutional-grade identity layer for banks, governments, and blockchain networks operating under frameworks including MiCA and FATF Travel Rule. Operates as a Delaware C-corporation with post-transaction valuation exceeding $10 million.
Quantifiable outcome
- 50,000+ investors in combined database
- +3 more outcomes
Companies that use InvestReady
Customer profileNamed customers6 records
Segments3 records
Ideal customer profiles2 records
InvestReady technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
Feature5 records
InvestReady partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered flagship and core.
- Global Settlement Holdings (GSH)flagshipGlobal Settlement acquired InvestReady and Accreditoken in March 2026 to form GSX Identity (GSX ID), a decentralized identity and credential platform for regulated digital asset settlement. The combined entity has a post-transaction valuation exceeding $10 million and operates as a Delaware C-corporation. InvestReady's accredited investor verification integrates with Accreditoken's decentralized credential technology to create an institutional-grade identity layer for banks, governments, and blockchain networks.
- EarlyIQcoreInvestReady acquired EarlyIQ in June 2022 to become the largest non-broker-affiliated verifier in the U.S. The acquisition enhanced the combined company's database to over 50,000 investors. EarlyIQ was later rebranded as EiQ and expanded offerings to include ID verification and background/bad actor checks.
- TransUnioncoreTransUnion provides soft-pull credit inquiries in conjunction with net worth verifications as required by SEC regulations. Used to automatically match liabilities against submitted asset information without affecting investor credit scores.
- IRS (IVES Program)coreInvestReady uses the IRS IVES program to request income transcripts for income verifications. This allows verification of investor income through official tax records without investors manually uploading documents.
- University of Miami Entrepreneurship CentercoreAll four of InvestReady's founders worked at the University of Miami's entrepreneurship center in 2013 when the company was founded under the name Accredify. The center helped set the foundation for Miami's rise as a tech hub.
Scale indicators5 records
Recent moves8 records
Expansion highlights6 records
InvestReady competitors and assessment
Company assessmentBroad incumbents
- Prime Trust: Broader fintech infrastructure provider offering custody, KYC/AML, transfer-agent, and compliance APIs to digital asset and private securities issuers. Larger and more diversified but overlaps on investor verification and compliance workflows.
- Carta: Cap-table, equity management, and private-market infrastructure platform with KYC and investor onboarding capabilities. A much larger incumbent with adjacent (not identical) accreditation/verification functionality.
Direct peers
- FundAmerica: Securities operations and compliance platform serving Reg D and Reg A+ issuers with investor verification, transfer agent, and escrow services. Overlaps with InvestReady's verification engine and broader compliance stack.
- VerifyInvestor: Direct competitor providing accredited investor verification services to broker-dealers, issuers, and platforms under SEC 506(c). Comparable in product scope (income, net worth, third-party letter verification) and target customer base.
- CrowdCheck: Direct competitor providing due diligence and accredited investor verification services for crowdfunding issuers and Regulation D offerings. Comparable service set targeted at the same issuer-and-platform customer base.
- North Capital Investment Technology: Compliance, escrow, and transfer-agent platform serving private placement issuers and crowdfunding portals. Comparable in serving the regulatory and onboarding needs of 506(c) issuers.
- Parallel Markets: Direct competitor offering accredited investor verification and issuer compliance tools for private placements and online capital raises. Overlaps with InvestReady's core 506(c) verification use case.
Regional players
- Wefunder: Equity crowdfunding platform under Reg CF and Reg D with its own investor onboarding and accreditation flow. Competes indirectly by handling verification in-house for its own portal rather than as a third-party service.
Emerging players
- Securitize: Tokenization and digital securities platform with built-in accredited investor and KYC verification for compliant on-chain issuance. Overlaps with InvestReady's AccrediToken on-chain verification capability.
- DealMaker: Capital-raising platform offering investor onboarding, accreditation workflows, and transfer-agent services for Reg D and Reg A+ issuers. Comparable in targeting private placement issuers with embedded verification.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights2 records
Customer concentration
InvestReady social profiles
Digital presenceInvestReady financial estimates
Financial estimateRevenue estimate
Valuation estimate
InvestReady leadership team
Management profileNumber of profiles
Profiles21 records
InvestReady subsidiaries and ownership
Company hierarchySubsidiaries1 record
InvestReady funding detail
Funding detailFunding overview
Funding rounds2 records
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
InvestReady M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about InvestReady
What does InvestReady do?
InvestReady provides SEC Regulation D 506(c) compliant accredited investor verifications for equity crowdfunding and private placements. Investors are verified via income, net worth, or third-party letter through a self-service portal, white-label API, or no-code integration, producing a signed certificate valid for 90 days. The company also offers on-chain verification (AccrediToken), ID verification and bad actor checks (EiQ), and international investor verification (InvestReady Global).
Is InvestReady a public or private company?
InvestReady is a private company. It is classified as corporate owned and is currently acquired.
When was InvestReady founded?
InvestReady was founded in 2013. It employs 1 to 10 people.
Where is InvestReady based?
InvestReady is headquartered in Miami, United States, in the North America region.
How does InvestReady make money?
Four revenue lines are on record. Per-Verification Fees (Pay-as-you-go) is the primary driver. The others are bulk Verification Credits, investReady Total (UNLIMITED) and certificate Issuance (Out-of-network).
Who are InvestReady's main competitors?
Broad incumbents on record are Prime Trust and Carta. Direct peers are FundAmerica, VerifyInvestor, CrowdCheck, North Capital Investment Technology and Parallel Markets. Wefunder is listed as a regional player. Emerging players are Securitize and DealMaker.
Does InvestReady have an API?
Yes. InvestReady offers a public REST API (OAuth 2) enabling partner portals and platforms to programmatically submit investor verification requests, retrieve accreditation status, manage connected accounts, render dynamic intake forms, and receive webhook notifications upon verification status changes. Two authentication flows are available: Authorized User Request (per-user tokens gained via OAuth2 Connect flow) and Client Credentials (application-level tokens for billing and user listing). Access tokens expire after 90 days; refresh tokens expire after two years. The API is available via developer portal with sandbox environment (developer.sandbox.investready.com) and live environment. Developer documentation is at apidocs.investready.com.
What industry is InvestReady in?
InvestReady's product category is RegTech — Investor Verification Software. Its primary akta.pro industry code is FSAPAJAA, Smart Contract Auditing & Formal Verification. Its NAICS code is 523940 and its SIC code is 6282.