What Konsileo does

Konsileo is a UK commercial insurance broker founded in 2015 and headquartered in London, serving more than 4,000 small and medium-sized business clients across 16+ industry verticals. The company places cover through an FCA-regulated framework with access to 200+ UK insurance markets, and operates on a self-managed "Teal" organisational model with a workforce of around 200 colleagues (as of mid-2026), up from two Client Directors in early 2018. Brokerage, fees, and premium finance arrangement income form the core revenue mix, with broker commissions earned as a percentage of premium placed.

Konsileo's core technology asset is the proprietary Riskube platform, developed and iterated since 2019, which underpins broker workflow, quoting, client interaction via a client portal, and operational processes. Distribution is delivered through direct broker-to-client relationships, the Riskube client portal, and embedded partnerships such as the Hubtel IT CyberHub proposition launched in 2026. The company held an insurer placement framework valued at £85M in Gross Written Premium with a stated £100M target.

The business has raised £12.7M of external capital across a £4.7M Series A (July 2022) and an £8M round (November 2024), holds Chartered Insurance Broker status (awarded May 2022), and reports materially lower colleague attrition than UK broking industry benchmarks. Strategic priorities evidenced in the data include scaling the insurer placement framework, broadening vertical coverage with cyber as a focal vertical in light of the UK Cyber Security & Resilience Bill, and extending reach via embedded distribution partnerships.

Name

Konsileo

Legal name

Konsileo (Trading) Limited

Website

https://konsileo.com

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

101–250 employees

Short description

Konsileo is a UK commercial insurance broker founded in 2015, serving 4,000+ SMB clients across 16+ verticals via its proprietary Riskube platform and access to 200+ insurer markets, operating on a self-managed Teal model with around 200 colleagues.

Ownership category

akta.pro rank

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Commission / Brokerage: Remuneration for services is normally in the form of commission (or brokerage), which is a percentage of the insurance premium and payable by the insurer. Commission may also be combined with agreed fees. In the event of a mid-term cancellation, Konsileo reserves the right to retain commission and fees earned on the original transaction.
2. Fees: Fees agreed directly with clients, either standalone or in combination with insurer commission. An administration fee of £20 may be levied for failed cheque payments.
3. Premium Finance Arrangement Income: Konsileo may receive income from providers of premium financing facilities arranged on behalf of clients. Providers conduct affordability assessments and may search credit reference agencies.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels7 records

Core offering

Konsileo is a technology-driven UK commercial insurance broker that connects businesses with appropriate insurance coverage through a network of independent sector-specialist Client Directors. The service provides access to over 200 insurance markets and is supported by Riskube, Konsileo's proprietary in-house insurance and risk management platform used by brokers and clients to manage policies, documentation, and claims. Coverage spans general liability lines (public, employers, product, professional indemnity), specialty covers (cyber, trade credit), and 16+ industry-specific sector programs.

Product overview

Konsileo is a technology-driven UK commercial insurance broker offering a unified service combining expert insurance broking with proprietary technology. Their core product is Konsileo Commercial Insurance Broking, supported by the proprietary Riskube platform for policy management and claims handling. The company provides a comprehensive portfolio of insurance products including liability covers (Public Liability, Employers Liability, Product Liability, Professional Indemnity), specialty covers (Cyber Insurance, Trade Credit Insurance), and niche offerings (Start Up Business Insurance, High Net Worth Insurance). Additionally, Konsileo offers industry-specific insurance solutions across 16 sectors including Agriculture, Construction, Fleet, Food & Drink, Healthcare, Hospitality, Manufacturing, Media & Creative, Motor Trade, Not For Profit, Online Retail, Professional & Financial, Property, Retail, Technology, and Waste Management. Konsileo operates with access to over 200 different insurance markets and is FCA regulated with Chartered Insurance Broker status.

Differentiator

Problem solved

Functional benefit

Brands

• Riskube: Proprietary insurance management system enabling brokers and clients to manage policies and claims, saving administrative time
• CyberHub

Products and services

• Konsileo Commercial Insurance Broking Technology-driven UK commercial insurance broking service that connects businesses with appropriate insurance coverage through a network of independent sector-specialist Client Directors, providing access to over 200 insurance markets and using the proprietary Riskube platform for policy management and claims handling. For UK-based businesses seeking personalised expert broking advice.
• Riskube Proprietary in-house built insurance and risk management platform that enables brokers and clients to manage policies, claims, and documentation in a single online system. Konsileo is one of the only commercial insurance brokers in the UK with its own online Insurance and Risk Management service for clients.
• Public Liability Insurance Statutory Public Liability insurance that protects businesses against third party claims from clients, customers or members of the public for injury or property damage. For UK commercial businesses needing statutory liability protection.
• Employers Liability Insurance Mandatory Employers Liability insurance that protects businesses against compensation claims from employees or former employees who suffer work-related injury or illness due to negligence. For UK businesses with staff.
• Product Liability Insurance Product Liability insurance covering legal costs if a claim is made alleging a product sold, supplied or manufactured caused injury, death, or property damage. For manufacturers, suppliers, and retailers.
• Professional Indemnity Insurance Professional Indemnity insurance that protects businesses and professionals against claims for negligent advice, services, or design causing financial loss, covering legal and compensation costs for errors, omissions, or breach of duty. For regulated and professional services firms including solicitors, architects, accountants, and surveyors.
• Cyber Insurance Specialist Cyber Insurance that protects businesses from financial loss and legal liabilities resulting from cyber attacks, data breaches, and IT system failures. For UK businesses with digital operations or customer data.
• Trade Credit Insurance Trade Credit Insurance that protects businesses against the risk of B2B customers failing to settle invoices due to insolvency or default, safeguarding cash flow. For UK businesses with significant B2B receivables exposure.
• Start Up Business Insurance A tailored range of Start Up Business insurance policies designed to protect a new business from financial, legal, and operational risks. For newly established UK businesses and entrepreneurs.
• High Net Worth Insurance High Net Worth Insurance is a specialised, comprehensive policy designed for individuals with significant assets. For high-net-worth individuals requiring bespoke asset protection.
• Agriculture Insurance Specialist Farm and Agriculture Insurance covering agricultural businesses across the UK farming sector.
• Construction Insurance Insurance covers for the Construction sector, including builders, roofing contractors, civil engineers, contract cleaners, contractors, scaffolders, plumbers, and building warranties (JCT21.2.1).
• Fleet and Courier Insurance Insurance for Fleet and Courier businesses including Haulage, Commercial Fleet, Courier, and Taxis.
• Healthcare Insurance Specialist Healthcare Insurance including Dentistry, Care Homes, and Private Medical Insurance.
• Hospitality and Leisure Insurance Specialist Insurance for the Hospitality and Leisure Sector, including gyms, coffee shops, bed and breakfast accommodation, hotels, restaurants, and public houses.
• Manufacturing Insurance Specialist Insurance covers for the Manufacturing Business Sector, including engineering and metal fabrication businesses.
• Motor Trade Insurance Specialist Motor Trade Insurance for Garages, Dealerships, Bodyshops, MOT Stations, and Road Risks.
• Professional and Financial Insurance Specialist Insurance for the Professional and Financial Business Sector, including Solicitors and Financial and Professional Businesses.
• Property Insurance Specialist Property Insurance for Commercial Property, Unoccupied Property, Land, and Landlords.
• Technology Insurance Insurance covers for the Technology Sector including Cyber, FinTech, MedTech, Managed Services, and Developers.

Quantifiable outcome

• Process inefficiencies reduced by 50% through technology embedding
• +5 more outcomes

Named customers8 records

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Five partnerships are on record, tiered minor and emerging.

• Incorporated Insurance Group LimitedminorGTM or Marketing Partner · 8 July 2026Co-sponsored the winners' trophy at Konsileo's Padel Networking Day event held at Beaulieu Padel Club, alongside United Legal Assistance.
• United Legal AssistanceminorGTM or Marketing Partner · 8 July 2026Co-sponsored the winners' trophy at Konsileo's Padel Networking Day event, alongside Incorporated Insurance Group Limited.
• Hubtel ITemergingStrategic or Co-development Partner · 28 May 2026Hubtel IT, a Solihull-based IT services provider, partnered with Konsileo Commercial Insurance to launch the CyberHub — a combined cybersecurity and cyber insurance package for UK businesses. The partnership was launched in anticipation of the Cyber Security & Resilience Bill progressing through Parliament.
• Observe Inc.minorOthersListed alongside Konsileo in a Tech Funding News article discussing funding rounds across the European startup ecosystem.
• basys.aiminorOthersListed alongside Konsileo in a Tech Funding News article discussing funding rounds across the European startup ecosystem.

Scale indicators6 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Superscript: Superscript is a UK SMB-focused commercial insurance InsurTech broker that combines proprietary technology with broker-led distribution. It is the closest comparable to Konsileo on customer segment (UK SMEs), tech-enabled broker model and growth-stage profile.
• PIB Group: PIB Group is a UK-focused insurance intermediary built through roll-ups of commercial broker and underwriting businesses. It is comparable to Konsileo as a UK commercial broker of similar scale pursuing growth via specialism and M&A.
• Aston Lark: Aston Lark is a UK commercial insurance broker with regional hubs and specialist teams serving SMEs and mid-market clients. It is comparable to Konsileo on customer segment (UK SMEs/mid-market) and sector-specialist positioning, but uses a more traditional office-based distribution model.
• Jensten: Jensten is a UK commercial insurance broker with regional offices and specialty practices. It is comparable as a directly competing UK commercial broker of similar scale; Konsileo recently hired a former Jensten regional broking manager to lead insurer strategy.

Broad incumbents

• Howden: Howden is one of the world's largest independent insurance brokers with deep UK commercial and specialty capabilities. It is comparable to Konsileo as a UK-rooted commercial broker serving SME and corporate clients, but at materially larger scale and via a traditional acquisition-led distribution model.
• Ardonagh Group: Ardonagh is one of the largest UK insurance intermediary groups, owning retail, specialty and MGA businesses. It is comparable to Konsileo as a UK-rooted commercial insurance broker serving SMEs and corporates, but at much larger scale via a roll-up strategy.
• Marsh: Marsh is a global insurance broker and risk advisor with a substantial UK presence (including the former JLT Specialty operations). It overlaps with Konsileo on commercial lines placement and risk advisory for mid-market accounts, but at much greater scale and breadth.
• Aon: Aon is a global insurance broker and risk advisor with a strong UK commercial practice. It overlaps with Konsileo on commercial lines placement and risk advisory but serves a much larger corporate and mid-market client base via traditional brokerage teams.
• Gallagher: Gallagher is a global insurance broker with significant UK commercial operations following its AJG acquisition of regional UK brokerages. It is comparable as a UK commercial broker serving SMEs and mid-market accounts, but operates at much larger scale through organic growth and acquisitions.

Emerging players

• New Dawn Risk: New Dawn Risk is a UK specialist commercial insurance broker operating in trade credit, political risk and specialty lines. It overlaps with Konsileo on UK commercial broking and sector specialism, but at smaller scale and with a more focused product set.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xtwitter.com/konsileo?lang=en
• Facebookfacebook.com/konsileo
• LinkedInlinkedin.com/company/konsileo/?originalSubdomain=uk
• Instagraminstagram.com/konsileo/?hl=en-gb

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds5 records

Investors3 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Konsileo