Bleckwen
Bleckwen is a Paris-based B2B software company that builds AI-powered fraud detection and credit scoring APIs for banks, captive automotive financiers, leasing firms, and insurers, using proprietary XGBoost models with explainable AI delivered as an outcome-based subscription.
- Company typePrivate
- Founded2019
- HeadquartersPuteaux, France
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Bleckwen does
Bleckwen is a Paris-based, privately held B2B software company founded in 2018–2019 that builds AI-powered fraud detection and anti-money laundering solutions for financial institutions. Its product suite centers on three core modules — a modular Fraud Detection Platform (FRAML) combining rules and ML, an API-driven Managed Scoring Service for real-time fraud scoring, and an Investigation Assistant providing agentic AI decision support for fraud analysts — supplemented by the Bleckwen Portal for alert and model monitoring. The underlying technology is built on proprietary XGBoost-based supervised machine learning models trained on each client's historical credit and behavioral data, with explainable AI outputs and ultra-low-latency (<200ms) API scoring, plus a "Collective Shield" feature that shares cross-firm fraud pattern intelligence without sharing underlying data.
The company sells primarily through a direct enterprise field-sales motion, supported by Microsoft Azure Marketplace listing and industry-association channels. Pricing is structured as an annual outcome-based subscription calibrated to a percentage of fraud losses saved for the client, preceded by a free bespoke fraud assessment POC (valued at ~€30,000) that maps residual fraud using 24–36 months of historical data. The customer base is concentrated in French enterprise banking and captive automotive finance — including BNP Paribas (anchor client and co-creator of the first model), Carrefour Banque & Assurance, Mobilize Financial Services (Renault), Stellantis Financial Services, RCI Bank, Arkea Financements & Services, and Evollis — with stated expansion into Spain and Portugal and planned entry into insurance and equipment leasing. Bleckwen has raised approximately €8 million in a 2019 Series A led by Ring Capital with Bpifrance and TempoCap; a Series B was referenced for late 2022 in source material but not confirmed as closed. The company is GDPR-compliant, processes data in France, and does not use sub-processors.
Bleckwen firmographics
Firmographics- Name
- Bleckwen
- Legal name
- Bleckwen
- Website
- https://bleckwen.ai
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Bleckwen is a Paris-based B2B software company that builds AI-powered fraud detection and credit scoring APIs for banks, captive automotive financiers, leasing firms, and insurers, using proprietary XGBoost models with explainable AI delivered as an outcome-based subscription.
- Ownership category
- akta.pro rank
Bleckwen industry classification
Industry- Product category
- AI-Powered Fraud Detection Software
- NAICS
- Software Publishers (5132)
- SIC
- Services-Consumer Credit Reporting, Collection Agencies (7320)
- akta.pro primary industry
- SME Credit Risk, Underwriting & Financial Data (B2B Fintech Data/Decisioning) (FSAGAJAM)
- akta.pro secondary industry
- Identity, Fraud & Insurance-Specific RegTech Platforms (FSAGAGAJ)
Keywords
Where Bleckwen is headquartered
LocationHeadquarters
- HQ city
- Puteaux
- HQ country
- France
- HQ region
- Europe
Offices3 records
Markets served
Bleckwen business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Infrastructure, Marketing or Sales, Operations
Revenue model
- Managed Scoring Services (Annual Subscription): Annual subscription model where pricing is based on a percentage of fraud savings achieved for clients. Clients pay a share of the money saved through fraud reduction, aligning incentives between Bleckwen and customer.
- Bespoke Fraud Assessment (POC): Initial fraud assessment engagement to measure and project residual fraud using 24-36 months of historical data. Valued at 30,000 EUR but offered free as entry point to demonstrate solution value before subscription.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Annual subscription based on % of fraud savings |
| Outcome Based/ Performance | Multi-year contract | Free Bespoke Fraud Assessment (POC) |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels5 records
Bleckwen product offering
Product offeringCore offering
Bleckwen is a French software editor that develops and sells AI-powered anti-fraud software for banks, automotive financing companies, leasing and factoring firms, consumer lenders, and insurers. Its core offering consists of a modular Fraud Detection Platform (FRAML), a Managed Scoring Services subscription delivering bespoke real-time fraud scores via API, and an Investigation Assistant providing agentic-AI decision support for fraud analysts, all built on explainable machine-learning models trained on each client's historical data.
Product overview
Bleckwen offers a modular AI-powered fraud prevention platform consisting of three core products: the Fraud Detection Platform (FRAML) for building custom fraud strategies with configurable scenarios and models; Managed Scoring Services for real-time AI-powered fraud scoring via API; and the Investigation Assistant for agentic AI-powered decision support. The Bleckwen Portal serves as the central interface for alerts, scores, and analytics. All solutions use bespoke supervised machine learning models trained on client-specific historical data, focusing on behavioral analysis, multi-source data consistency checks, and explainable AI for credit institutions, leasing companies, factoring companies, and insurers.
Differentiator
Problem solved
Functional benefit
Brands
- Managed Scoring Services: AI-powered anti-fraud services for credit institutions, leasing & factoring companies, and insurers
- Investigation Assistant
- Fraud Detection Platform
- Bleckwen Portal
- Collective Shield
Products and services
- Fraud Detection Platform (FRAML) A modular Fraud and Anti-Money Laundering (FRAML) platform powered by AI and machine learning that enables business teams to build custom fraud strategies with configurable scenarios, models, and advanced variables, while IT teams benefit from an API/plugin architecture with real-time transaction processing. Targeted at banks and financial institutions that need to detect fraud in critical real-time environments.
- Managed Scoring Services AI-powered anti-fraud scoring service delivered as an annual subscription for credit institutions, leasing companies, factoring companies, and insurers. Provides bespoke AI models tailored to client KPIs, real-time API scoring with <200ms latency, continuous monitoring, and a guaranteed ROI commitment.
- Investigation Assistant Agentic AI-powered decision-support tool for fraud analysts to investigate individuals and businesses. Provides investigation assistance and alert deep-dive capabilities to empower fraud analysts and improve fraud-strategy design.
Quantifiable outcome
- 50-80% reduction in fraud losses
- +10 more outcomes
Companies that use Bleckwen
Customer profileNamed customers8 records
Segments5 records
Ideal customer profiles3 records
Bleckwen technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability7 records
Feature7 records
Bleckwen partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered minor and core.
- CirceominorPartnership ecosystem member; nature of collaboration not detailed in available sources.
- FranceFintechminorFrench fintech industry association membership; provides ecosystem visibility and industry advocacy.
- Finance InnovationminorFrench financial innovation cluster/pole; Bleckwen recognized by Finance Innovation; CEO François Saulnier participates in Finance Innovation discussions.
- Asocion Fintech (Spain)minorSpanish fintech association membership supporting market presence in Spain.
- Fraud Scoring LabcoreCollaborative industry initiative including Bleckwen, Mobilize Financial Services, and other members; Co-authors whitepapers on fraud detection best practices; Discusses industry challenges and AI solutions at events.
Scale indicators9 records
Recent moves9 records
Expansion highlights7 records
Bleckwen competitors and assessment
Company assessmentDirect peers
- Feedzai: Feedzai is a direct competitor providing AI-based real-time fraud detection and AML for banking, payments and fintech, with behavioral analytics and explainable scoring — directly comparable to Bleckwen's managed scoring API.
- Featurespace: UK-based Featurespace builds adaptive behavioral analytics fraud/AML models for banks, card issuers and payments, competing head-to-head with Bleckwen on ML-driven anomaly detection and explainability for financial institutions.
- Shift Technology: Paris-based Shift Technology applies AI to fraud detection (initially insurance, now also healthcare and financial services); the closest French geographic and technology peer to Bleckwen.
- Cleafy: Italian-headquartered Cleafy provides real-time AI-driven fraud detection for online banking and digital channels, competing with Bleckwen in European banking fraud-prevention RFPs.
Broad incumbents
- NICE Actimize: NICE Actimize is the dominant enterprise incumbent in financial crime, AML and fraud for global banks, offering broader FRAML suites that overlap with Bleckwen's platform and compete in the same enterprise RFPs.
- FICO: FICO Falcon is the incumbent scoring and fraud-detection engine used across most global card issuers and lenders; its credit-risk decisioning DNA directly overlaps with Bleckwen's mission to score credit applications in real time.
- SAS Fraud Management: SAS provides enterprise fraud and AML platforms to large banks and insurers; as a broader analytics vendor it competes with Bleckwen's AI fraud-scoring platform in tier-1 bank procurement.
Emerging players
- DataVisor: DataVisor delivers AI-based fraud detection and AML using unsupervised and supervised ML for financial institutions, overlapping with Bleckwen on behavioral analytics and real-time scoring.
- Resistant AI: Resistant AI focuses on document fraud and synthetic identity detection for financial services, directly comparable to Bleckwen's document-forgery and synthetic-identity capabilities.
- Onfido: Onfido provides AI-based identity verification and KYC used by banks and lenders for onboarding, adjacent to Bleckwen's identity-fraud and synthetic-identity detection in credit flows.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks7 records
Key highlights7 records
Customer concentration
Bleckwen social profiles
Digital presenceBleckwen compliance and trust
Trust signalCompliance1 record
Bleckwen financial estimates
Financial estimateRevenue estimate
Valuation estimate
Bleckwen leadership team
Management profileNumber of profiles
Profiles13 records
Bleckwen funding detail
Funding detailFunding overview
Funding rounds1 record
Investors3 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Bleckwen M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Bleckwen
What does Bleckwen do?
Bleckwen is a French software editor that develops and sells AI-powered anti-fraud software for banks, automotive financing companies, leasing and factoring firms, consumer lenders, and insurers. Its core offering consists of a modular Fraud Detection Platform (FRAML), a Managed Scoring Services subscription delivering bespoke real-time fraud scores via API, and an Investigation Assistant providing agentic-AI decision support for fraud analysts, all built on explainable machine-learning models trained on each client's historical data.
Is Bleckwen a public or private company?
Bleckwen is a private company. It is classified as venture growth investor backed and is currently operating.
When was Bleckwen founded?
Bleckwen was founded in 2019. It employs 11 to 50 people.
Where is Bleckwen based?
Bleckwen is headquartered in Puteaux, France, in the Europe region.
How does Bleckwen make money?
Two revenue lines are on record. Managed Scoring Services (Annual Subscription) is the primary driver. The others are bespoke Fraud Assessment (POC).
Who are Bleckwen's main competitors?
Direct peers on record are Feedzai, Featurespace, Shift Technology and Cleafy. Broad incumbents are NICE Actimize, FICO and SAS Fraud Management. Emerging players are DataVisor, Resistant AI and Onfido.
Does Bleckwen have an API?
Yes. Bleckwen offers a real-time API for fraud scoring based on XGBoost machine learning models. The API provides low-latency scoring (<200ms) and enables integration with decision engines for credit and loan application processing. Customers transfer credit files via the API and receive fraud scores in return. The API allows flexibility in integrating Bleckwen's scoring into existing business processes while maintaining customer control and oversight.
What industry is Bleckwen in?
Bleckwen's product category is AI-Powered Fraud Detection Software. Its primary akta.pro industry code is FSAGAJAM, SME Credit Risk, Underwriting & Financial Data (B2B Fintech Data/Decisioning), with a secondary code of FSAGAGAJ, Identity, Fraud & Insurance-Specific RegTech Platforms. Its NAICS code is 5132 and its SIC code is 7320.