What Checkboard does

Checkboard is a London-based, FCA-authorised SaaS platform that combines reusable digital identity verification with a safeguarded client-money wallet for the UK legal and property sector. The company's core offering is a mobile app in which consumers complete biometric KYC, address confirmation, and open-banking-based source-of-funds checks once, producing a portable Digital ID that can be reused across multiple solicitors, conveyancers, and estate agents without re-uploading documents. For regulated firms, Checkboard provides automated, ongoing AML monitoring against PEPs, sanctions, and adverse media, alongside an FCA-regulated Wallet (powered by wholly-owned subsidiary Kord Pay Limited, FRN 929773) that holds client funds in segregated accounts until biometric-approved release.

Under the hood, the platform integrates biometric facial recognition, document upload, open banking connectivity, and data feeds from Credit Reference Agencies (Equifax, TransUnion) and fraud prevention agency Cifas into a single mobile workflow. Checkboard holds ISO 27001 certification and is part of the Kord family of regulated-firm infrastructure alongside payment subsidiary Kord Pay Limited.

Checkboard operates a dual-track go-to-market: a B2B API and subscription channel that embeds Checkboard into law firm and conveyancing onboarding workflows (with monthly invoicing and usage-based or minimum-commitment pricing under separate commercial agreements), and a free consumer app distributed via the App Store and Google Play that funnels individual property buyers into the B2B flow via secure links and QR codes from their solicitor or estate agent. Revenue is generated from B2B platform subscriptions and usage fees, transaction fees on wallet payments processed by Kord Pay, and pass-through data/credit reference charges; consumer use of the app is free. The company is privately held, has 11-50 employees, and has disclosed approximately $1.35M in cumulative equity and grant funding across rounds between 2021 and 2024.

Name

Checkboard

Legal name

Checkboard Limited

Website

https://checkboard.com

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

11–50 employees

Short description

Checkboard is a London-based, FCA-authorised SaaS platform that provides reusable digital identity verification, open-banking source-of-funds checks, and a safeguarded client-money wallet to UK law firms, conveyancers, and estate agents, with a free consumer app for property buyers.

Ownership category

akta.pro rank

Product category

Digital Identity Verification & AML Compliance Software

akta.pro primary industry

Identity Verification (IDV) & Document Verification (FSAMALAE)

akta.pro secondary industries

Decentralized Identity & Verifiable Credentials for Finance (DID/KYC Reuse) (FSAGAMAE), Customer Identity (KYC/CDD/EDD) & Onboarding (FSAMAMAA)

Keywords

• Digital identity verification
• KYC AML compliance
• Client onboarding platform
• Conveyancer compliance software
• Open banking payments

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure, Others

Revenue model

1. Payment Processing (Wallet Transactions): Users make payments to solicitors or estate agents through the Checkboard wallet. The wallet is FCA-regulated and payment execution is carried out by Kord Pay Limited. Checkboard acts as the contracting party and payment facilitator, earning transaction fees on each payment processed.
2. B2B Platform / Client Subscription and Usage Fees: Law firms, conveyancers, and estate agents (Clients) pay for access to the Checkboard platform to onboard their customers, run KYC/AML checks, and manage compliance flows. Pricing may include minimum spend commitments, usage-based billing, and optional add-ons. Invoiced monthly.
3. Consumer App (Freemium / Free-to-Download): The Checkboard app is free to download for consumers (property buyers, legal clients). Consumers only make payments when their solicitor or estate agent requests funds through the platform. This creates a free consumer acquisition funnel that feeds B2B clients.
4. Credit Reference and Data Services: Checkboard works with Credit Reference Agencies (Equifax, TransUnion) and fraud prevention agencies (Cifas) to deliver identity verification, credit checks, and fraud screening. Revenue may be earned through per-search or per-report fees passed through to law firm and estate agent clients.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels6 records

Core offering

Checkboard provides a digital identity, AML compliance, and client onboarding platform for UK law firms, conveyancers, and estate agents. Users verify their identity once via biometric facial recognition and open banking source-of-funds checks to create a reusable Digital ID, with funds held in an FCA-regulated Wallet. The B2B platform automates KYC, ongoing PEP/sanctions monitoring, and payments for regulated legal and property businesses.

Product overview

Checkboard is a digital onboarding and compliance platform for law firms, conveyancers, and estate agents. The core offering is a unified platform combining a Digital ID (reusable verified identity), Wallet (FCA-regulated secure payments), Credit Monitoring, and Completing a Flow (guided verification). Users download the Checkboard App to verify their identity once via biometrics and reuse that digital ID across multiple legal relationships and property transactions. The platform integrates KYC, identity verification, open banking for source of funds checks, and automated ongoing monitoring. Checkboard is authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 950508, with payment processing delivered through its subsidiary Kord Pay Limited.

Differentiator

Problem solved

Functional benefit

Products and services

• Digital ID A verified digital identity product that allows users to verify their identity via selfie and ID document comparison, confirm their address, and prove their money is legitimate through open banking. The resulting Digital ID can be reused across multiple platforms and legal relationships without re-uploading documents, and is consumed by UK solicitors, conveyancers, and estate agents to onboard clients.
• Checkboard Wallet A secure, FCA-regulated safeguarded wallet for storing funds ahead of property transactions or solicitor payments. Funds are held in segregated accounts and can only be released upon facial recognition approval by the account holder. Payment execution is delivered through subsidiary Kord Pay Limited, enabling transaction-fee revenue to Checkboard.
• Checkboard B2B Platform (API) A B2B SaaS/API platform that law firms, conveyancers, and estate agents integrate to automate client onboarding, run KYC and AML checks, manage ongoing monitoring, and process payments. Sold on subscription with usage-based billing and monthly invoicing.
• Checkboard App The iOS and Android Checkboard mobile application that enables identity verification through biometric facial recognition, ID document uploads, open banking account connections, secure wallet access, and step-by-step verification flows for individual consumers referred by solicitors and estate agents.

Quantifiable outcome

• 12% increase in conversion rate and 56% increase in revenue in 2025 for The Agent Site (a conveyancing firm using Checkboard's API integration)

Named customers5 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature6 records

Partnerships

Six partnerships are on record, tiered core.

• The Agent SitecoreTechnology or Integration · 19 January 2026The Agent Site, a conveyancing firm, integrated Checkboard's platform via API technology to automate AML and proof of funds checks. The integration delivered a 12% conversion rate increase and 56% revenue increase for The Agent Site in 2025. Checkboard and The Agent Site collaborated on a published case study (January 2026).
• EquifaxcoreTechnology or IntegrationEquifax is a Credit Reference Agency that Checkboard uses to obtain credit data, verify identities, and conduct fraud prevention screening. Equifax is authorised and regulated by the FCA (FRN 739000). Checkboard uses Equifax data as part of its identity verification, credit checks, and compliance flows. Equifax is referenced in Checkboard's Terms and Conditions, Privacy Policy, and Cookie Policy.
• TransUnioncoreTechnology or IntegrationTransUnion is a Credit Reference Agency (FRN 737740) used by Checkboard to obtain personal data and conduct identity verification and credit checks under UK GDPR Article 15 requests. Checkboard's Terms and Conditions expressly authorises Checkboard to submit requests on the User's behalf to TransUnion for the purpose of obtaining personal data as part of the verification, credit, or compliance service.
• CifascoreTechnology or IntegrationCifas is the UK's fraud prevention service used by Checkboard to prevent fraud and money-laundering and verify user identities. Fraud data may be shared with Cifas, and if fraud is detected, users could be refused certain services, finance, or employment. Cifas Fair Processing Notice applies.
• Kord Pay LimitedcoreOEM/ Whitelabel/ Licensing PartnerKord Pay Limited is a wholly owned subsidiary of Checkboard Limited (company number 12613378), sharing the same London registered address. Kord Pay is authorised and regulated by the FCA (FRN 929773) to execute payment transactions, issue payment instruments, provide money remittance, and operate payment accounts. All payment processing services are delivered through Kord Pay, which acts as a data processor on Checkboard's behalf.
• KordcoreStrategic or Co-development PartnerCheckboard is part of the Kord family. Kord is described as 'the trust, verification, and payments infrastructure designed and built for regulated firms like conveyancers, solicitors, and estate agents.' Checkboard is part of that secure verification infrastructure. Kord Pay Limited is a wholly owned subsidiary of Checkboard. The Kord website offers enterprise solutions for regulated firms.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Veriff: Veriff provides global identity verification with strong AML/KYC and biometric checks, competing with Checkboard on the underlying identity-verification technology layer that Checkboard wraps in a legal-vertical product.
• Jumio: Jumio is an established global KYC, AML and identity verification platform serving banks, fintechs and other regulated firms. It overlaps with Checkboard's IDV and AML capabilities but at a much broader enterprise scale.
• Trulioo: Trulioo operates a global identity verification and business verification network used by regulated financial institutions. Its cross-border KYB/KYC platform overlaps with Checkboard's regulated-firm verification offering at a much larger scale.
• Onfido: Onfido is a global identity verification provider offering biometric KYC/document verification used across financial services and regulated industries. It represents the broad-incumbent competitive threat that could enter the UK legal/property vertical.

Direct peers

• Thirdfort: Thirdfort provides ID verification, source-of-funds and AML screening for UK conveyancers, solicitors and accountants. It is one of the closest direct competitors in the conveyancing/property onboarding vertical Checkboard targets.
• Legl: Legl is a UK legal-sector compliance and client onboarding platform serving law firms with KYC, AML and payment workflows. It is a direct peer in the regulated UK legal onboarding category.
• Verify365: Verify365 offers digital ID verification and AML checks designed specifically for UK conveyancing transactions, with solicitor-facing workflows similar to Checkboard's B2B API integration model.
• Amiqus Resolution: Amiqus is a Scotland-based AML and digital identity verification platform purpose-built for UK solicitors, conveyancers and other regulated professional services. It overlaps directly with Checkboard's core UK legal-sector KYC/AML onboarding proposition.
• NorthRow: NorthRow is a UK-based AML and KYC onboarding platform for regulated firms including legal and property clients, competing head-on with Checkboard in the same UK regulated-firm onboarding market.

Emerging players

• Persona: Persona is a flexible identity verification platform increasingly adopted by fintechs and regulated firms for configurable KYC/AML flows. It is an emerging competitor in the broader IDV space that overlaps with Checkboard's reusable-ID concept.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/usecheckboard
• LinkedInlinkedin.com/company/usecheckboard

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Subsidiaries1 record

Funding overview

Funding rounds5 records

Investors6 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Checkboard