AQUAOSO
AQUAOSO is a US-based climate fintech that provides a SaaS geospatial intelligence platform integrating 70+ environmental datasets with financial data to help agricultural lenders, Farm Credits, and ag investors assess water and climate risk across their portfolios.
- Company typePrivate
- Founded2016
- HeadquartersDenver, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What AQUAOSO does
AQUAOSO Technologies, PBC is a US-based climate fintech company founded in 2016 and headquartered in Folsom, California, with an additional Denver, Colorado office. The company builds a cloud-based SaaS platform that integrates proprietary financial data with 70+ third-party datasets covering land, field, climate, weather, water rights, and regulatory information, and delivers parcel-to-portfolio risk analytics to agricultural lenders, Farm Credit institutions, banks, agricultural investment firms, food brands, and agricultural insurers.
The product portfolio centers on GIS Connect, a location-based climate intelligence platform offering parcel-level risk scoring, mapping, alerting, climate stress testing, and CECL regulatory reporting; the Water Security Platform, which provides water rights research, identification, management, and a marketplace to broker water transactions across 6 Western US states; and Agcor, a sub-brand launched in 2023 that delivers a full suite of digital tools purpose-built for agricultural lenders with native integration to AgWare appraisal software. The platform is SOC 2 Type II certified, exposes a secure API for integrating third-party datasets, and serves 30+ organizations whose portfolios cover $80B+ in agricultural loan assets.
AQUAOSO monetizes primarily through annual enterprise SaaS subscriptions to GIS Connect and the Water Security Platform, supplemented by brokerage fees on consummated water rights transactions through its marketplace and supported by a community-facing PAWD initiative that provides data assistance to non-profits. The company runs a sales-led, event-supported go-to-market targeting credit risk officers, appraisers, relationship managers, and enterprise risk managers at financial institutions, with conversion driven by demo requests and conference participation. Capitalization is approximately $2.48M across seed and convertible financings involving Techstars, Otter Creek Advisors, gener8tor, Right Side Capital Management, and Haney Business Ventures.
AQUAOSO firmographics
Firmographics- Name
- AQUAOSO
- Legal name
- AQUAOSO Technologies, PBC
- Website
- https://aquaoso.com
- Company type
- Private
- Founded year
- 2016
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- AQUAOSO is a US-based climate fintech that provides a SaaS geospatial intelligence platform integrating 70+ environmental datasets with financial data to help agricultural lenders, Farm Credits, and ag investors assess water and climate risk across their portfolios.
- Ownership category
- akta.pro rank
AQUAOSO industry classification
Industry- Product category
- Agricultural Lending Climate Risk Software
- akta.pro primary industry
- GIS & Spatial Data Management Platforms (BPAMANAK)
- akta.pro secondary industries
- Geospatial Data Management & Enterprise GIS (Geodatabases, Web GIS, Spatial Analytics) (EUAHAKAC), Environmental Data Integration, ETL & Interoperability (APIs, Standards, Data Pipelines) (EUAHAKAB), Satellite Imagery & Remote Sensing Geospatial Platforms (BPAMANAM)
Keywords
Where AQUAOSO is headquartered
LocationHeadquarters
- HQ city
- Denver
- HQ country
- United States
- HQ region
- North America
Offices3 records
Markets served
AQUAOSO business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations
Revenue model
- SaaS Subscription: GIS Connect and Water Security Platform are offered as cloud-based SaaS subscriptions. Pricing is subscription-based with access to platform features, data layers, and analytics tools. The platform login is at app.agcor.io.
- Brokerage Fees: Water Security Platform includes a marketplace to connect users who wish to offer, sell, and buy water resources. AQUAOSO charges brokerage fees upon final consummation of transactions, as described in Terms of Use.
- Data Services (PAWD): Programmatic Assistance with Water Data (PAWD) program provides data assistance to non-profits for grant applications or compliance needs (not a direct revenue stream, but value-add service supporting customer acquisition).
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Enterprise subscription for agricultural lenders |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels7 records
AQUAOSO product offering
Product offeringCore offering
AQUAOSO provides a cloud-based SaaS geospatial intelligence platform (GIS Connect) that integrates proprietary financial/loan data with 70+ third-party environmental datasets (land, field, climate, weather, water) to deliver parcel-to-portfolio climate and water risk analytics, climate stress testing, regulatory (CECL) reporting, and alerting for agricultural lenders. It also operates a Water Security Platform for water rights intelligence and a brokerage marketplace to connect water buyers and sellers.
Product overview
AQUAOSO is a climate fintech company providing a SaaS-based subscription platform with location-based intelligence tools for agricultural lenders. The core product portfolio consists of GIS Connect (location-based climate intelligence platform for ag lenders) and the Water Security Platform (water risk management tools). A subsidiary brand, Agcor, provides a full suite of digital tools for agricultural lenders including appraisal integration. The company also operates the PAWD initiative for non-profit data assistance and offers free tools like the California Water Map. All products integrate proprietary first-party data with third-party environmental and risk datasets to help agricultural lenders assess climate and water risks from parcel to portfolio level.
Differentiator
Problem solved
Functional benefit
Brands
- Agcor: A full suite of digital tools for the modern ag lender, purpose-built by and for agricultural lenders to unlock the power of data.
- PAWD (Programmatic Assistance with Water Data)
Products and services
- GIS Connect Cloud-based SaaS geospatial intelligence platform that integrates customers' loan and borrower data with 70+ third-party land, field, climate, weather, and water datasets. Delivers parcel-to-portfolio risk scoring, climate stress testing, mapping, reporting, CECL compliance artifacts, and borrower alerting for agricultural lenders.
- Water Security Platform Comprehensive water risk management platform providing parcel-level and regional water security insights across the western United States. Includes water rights research, monitoring, and a brokerage marketplace to connect water buyers and sellers, with AQUAOSO charging brokerage fees on completed transactions.
- Agcor Full suite of digital tools for the modern agricultural lender, purpose-built by and for agricultural lenders to unlock the power of integrated agricultural lending data. Includes integrated agricultural appraisal efficiency tools through partnership with AgWare.
Quantifiable outcome
- Turned month-long manual data gathering into minutes using the platform
- +3 more outcomes
Companies that use AQUAOSO
Customer profileNamed customers5 records
Segments4 records
Ideal customer profiles3 records
AQUAOSO technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
AI capability4 records
Feature7 records
AQUAOSO partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core and flagship.
- AgWarecoreAgcor, an AQUAOSO Technologies PBC brand, celebrated 2 years of groundbreaking integration with AgWare in March 2024. AgWare is a premier developer of innovative agricultural appraisal software. The integration sets the standard in agricultural appraisal efficiency.
- The Nature ConservancyflagshipAQUAOSO joined The Techstars Sustainability Accelerator in partnership with The Nature Conservancy in July 2019. The accelerator program was dedicated to advancing water resilience. This partnership positioned AQUAOSO within a premier sustainability ecosystem and provided mentorship and resources for building climate fintech solutions.
- Techstars Sustainability AcceleratorflagshipSelected for Techstars Sustainability Accelerator program in July 2019. The program provides mentorship, investment, and network access to help scale water and climate technology companies.
- Valley Ventures (BlueTechValley Accelerator)coreAccepted into Valley Ventures accelerator program in August 2017. The program is dedicated to water, energy, or technology startups focused on agricultural applications. Provides access to agricultural business connections and investor networks in the Central Valley region.
Scale indicators5 records
Recent moves10 records
Expansion highlights5 records
AQUAOSO competitors and assessment
Company assessmentDirect peers
- Persefoni: Climate management and accounting platform built for financial institutions and corporates to manage carbon and climate disclosures. Comparable to AQUAOSO as climate-fintech SaaS targeting regulated, enterprise financial buyers.
- Jupiter Intelligence: Climate risk analytics platform delivering physical climate and natural hazard risk scoring for infrastructure, real estate, and financial portfolios. Comparable to AQUAOSO in parcel-to-portfolio climate risk scoring for financial and asset-heavy customers.
- Gro Intelligence: Climate and agricultural data analytics platform providing datasets and insights across the food and agriculture value chain. Directly comparable to AQUAOSO in combining proprietary data, climate/agriculture focus, and SaaS delivery to enterprise customers, including financial and corporate buyers.
- Watershed: Enterprise climate platform that helps companies measure, report, and reduce emissions, with growing exposure to climate-related financial risk workflows. Comparable to AQUAOSO as a SaaS climate-data platform selling into enterprise/finance buyers.
- Iteris: Applied informatics company providing agriculture, weather, and transportation analytics, including crop and water analytics used by agribusiness and public agencies. Comparable to AQUAOSO in ag-/weather-driven geospatial analytics for decision support.
Emerging players
- Regrow: Agriculture sustainability platform combining satellite remote sensing, crop modeling, and supply chain data for climate-smart agriculture programs. Comparable to AQUAOSO in using geospatial + climate datasets to serve agribusiness and finance stakeholders.
- Cibo Technologies: Satellite-based agricultural intelligence platform providing parcel-level land and crop analytics to agribusiness, insurance, and government. Comparable to AQUAOSO in delivering parcel-level geospatial analytics to agriculture-adjacent enterprise customers.
- Descartes Labs: Geospatial analytics platform that combines satellite imagery with data science to model agriculture, supply chain, and sustainability outcomes. Comparable to AQUAOSO in cloud-based geospatial analytics blending satellite data with enterprise datasets.
Broad incumbents
- Esri: Dominant enterprise GIS platform (ArcGIS) widely used by government, finance, and agriculture organizations for spatial analytics. Comparable to AQUAOSO as the broad GIS incumbent against which AQUAOSO positions its ag-lender-specialized GIS Connect.
- Planet Labs: Operator of the largest commercial constellation of Earth observation satellites providing daily imagery and analytics. Comparable to AQUAOSO as a key upstream source of remote sensing imagery underpinning parcel-level ag and water risk analytics.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks7 records
Key highlights7 records
Customer concentration
AQUAOSO social profiles
Digital presenceAQUAOSO compliance and trust
Trust signalCompliance1 record
AQUAOSO financial estimates
Financial estimateRevenue estimate
Valuation estimate
AQUAOSO leadership team
Management profileNumber of profiles
Profiles2 records
AQUAOSO subsidiaries and ownership
Company hierarchySubsidiaries1 record
AQUAOSO funding detail
Funding detailFunding overview
Funding rounds4 records
Investors6 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
AQUAOSO M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about AQUAOSO
What does AQUAOSO do?
AQUAOSO provides a cloud-based SaaS geospatial intelligence platform (GIS Connect) that integrates proprietary financial/loan data with 70+ third-party environmental datasets (land, field, climate, weather, water) to deliver parcel-to-portfolio climate and water risk analytics, climate stress testing, regulatory (CECL) reporting, and alerting for agricultural lenders. It also operates a Water Security Platform for water rights intelligence and a brokerage marketplace to connect water buyers and sellers.
Is AQUAOSO a public or private company?
AQUAOSO is a private company. It is classified as venture growth investor backed and is currently operating.
When was AQUAOSO founded?
AQUAOSO was founded in 2016. It employs 11 to 50 people.
Where is AQUAOSO based?
AQUAOSO is headquartered in Denver, United States, in the North America region.
How does AQUAOSO make money?
Three revenue lines are on record. SaaS Subscription is the primary driver. The others are brokerage Fees and data Services (PAWD).
Who are AQUAOSO's main competitors?
Direct peers on record are Persefoni, Jupiter Intelligence, Gro Intelligence, Watershed and Iteris. Emerging players are Regrow, Cibo Technologies and Descartes Labs. Broad incumbents are Esri and Planet Labs.
Does AQUAOSO have an API?
Yes. The GIS Connect platform provides a secure API that enables users to integrate third-party datasets into the platform. Users can search through data by parcel, borrower, or farming operation to gain hyperlocal insights and generate per-parcel risk scores. The platform's data collection and management capabilities allow for integrating proprietary first-party data (loan and borrower data) with third-party risk data (appraisal reports) and water/climate risk data.
What industry is AQUAOSO in?
AQUAOSO's product category is Agricultural Lending Climate Risk Software. Its primary akta.pro industry code is BPAMANAK, GIS & Spatial Data Management Platforms, with a secondary code of EUAHAKAC, Geospatial Data Management & Enterprise GIS (Geodatabases, Web GIS, Spatial Analytics).