Bank of Jackson Hole

What Bank of Jackson Hole does

Bank of Jackson Hole is a community bank division of NBH Bank (a subsidiary of National Bank Holdings Corporation, NYSE: NBHC) operating since 1982 across Jackson Hole, Lincoln County, Fremont County, and Teton County, Idaho, with a Trust & Wealth office in Fort Wayne, Indiana. The bank delivers four core service lines - Personal Banking, Business Banking, Private Banking, and Trust & Wealth Management - spanning deposit products (Advantage Checking, Everyday Checking, Smarter Savings, Money Market, CDs, HSAs), consumer and mortgage lending (conventional, FHA, VA, jumbo, construction, home equity, auto/RV), SBA Preferred Lender small business financing, treasury and merchant services, and Wyoming-jurisdiction trust and estate services. Its technology stack comprises an iOS/Android mobile app, online account opening, Zelle, Apple/Google/Samsung Pay and Visa Checkout digital wallets, and mobile deposit, with credit cards issued through Elan Financial Services on the Visa network.

The business model is a traditional community bank NIM-plus-fee construct: net interest income on loans and deposits, monthly service and overdraft fees on deposit accounts, loan origination fees on mortgages and SBA loans, credit card interchange via Visa, and trust and wealth management professional service fees. Customer acquisition is community-led via banking center presence, local sponsorship of non-profits (Grand Teton Music Festival, Habitat for Humanity, Jackson Hole Land Trust), earned media (Forbes, Best of Jackson Hole), and direct relationship managers, with digital channels handling onboarding for simple deposit products. The bank monetizes a high-yield Advantage Checking product (4.33% APY up to $35K) as a deposit acquisition tool and a HELOC intro rate of 5.49% APR as a lending acquisition lever.

Name

Bank of Jackson Hole

Legal name

NBH Bank (operating as Bank of Jackson Hole)

Website

https://bankofjacksonhole.com

Company type

Private

Founded year

1982

Operating status

Operating

Headcount range

51–100 employees

Short description

Bank of Jackson Hole is a Wyoming community bank division of NBH Bank (NYSE: NBHC) serving individual consumers, small businesses, and HNW clients across Jackson Hole and adjacent counties with deposit, mortgage, SBA, and trust and wealth management services.

Ownership category

akta.pro rank

Product category

Community Banking

NAICS

Commercial Banking (522110), Depository Credit Intermediation (5221)

SIC

National Commercial Banks (6021)

akta.pro primary industry

Bank & Credit Union Personal Loans (Unsecured Installment) (FSAKAAAL)

Keywords

• Community banking services
• Consumer lending products
• Small business banking
• Wealth management services
• SBA preferred lending

Headquarters

HQ city

Jackson

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Net Interest Income: Interest income earned on loans (mortgages, home equity, auto, business loans) minus interest paid on deposits. Core revenue driver for community bank.
2. Deposit Account Fees: Monthly service charges on checking and savings accounts ($3-$10/month depending on account type), paper statement fees ($3/month), and overdraft fees ($35 per item).
3. Loan Origination Income: Fees earned from originating mortgage loans, home equity products, SBA loans, construction loans, and business loans.
4. Credit Card Interchange: Transaction fees from credit and debit card usage processed through Visa network.
5. Trust and Wealth Management: Fees from fiduciary services including trust administration, estate planning, and investment management services.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels6 records

Core offering

Bank of Jackson Hole operates as a community bank division of NBH Bank providing personal banking (checking, savings, money market, CDs, debit/credit cards, mortgages, home equity, construction, and auto loans), business banking (business checking/savings, SBA loans, treasury solutions, merchant services), private banking for affluent clients, and trust and wealth management services leveraging Wyoming's favorable trust jurisdiction.

Product overview

Bank of Jackson Hole operates as a community bank division of NBH Bank, offering a unified but multi-faceted banking platform organized into four core service lines: Personal Banking, Business Banking, Private Banking, and Trust & Wealth Management. Personal Banking provides foundational deposit products (Advantage Checking, Everyday Checking, Smarter Savings, Premium Savings, HSAs, Money Market, CDs) alongside credit cards, digital banking tools, mortgages, home equity products, construction loans, and auto loans. Business Banking extends similar deposit and lending services tailored for commercial clients, with specialized offerings including SBA Loans, Treasury Solutions, and Merchant Services. Private Banking delivers concierge-level services with exclusive products like the high-balance money market account and metal debit card. Trust & Wealth Management leverages Wyoming's trust-friendly jurisdiction to offer investment management, corporate trustee, estate, and charitable trust services. All divisions share common digital infrastructure including online and mobile banking, Zelle, digital wallets, and Quick Pay loan servicing.

Differentiator

Problem solved

Functional benefit

Brands

• BOJH Trust & Wealth: Trust and wealth management services including investment management, trust and estate planning, corporate fiduciary trust services, estate administration, charitable trusts, family office services, and special needs trust administration.

Quantifiable outcome

• 40+ years of continuous operation as community bank
• +2 more outcomes

Named customers2 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration7 records

Feature3 records

Partnerships

Five partnerships are on record, tiered core and minor.

• Elan Financial ServicescoreTechnology or IntegrationElan Financial Services provides credit card processing and cardmember services for Bank of Jackson Hole credit card products. The creditor and issuer of BOJH credit cards is Elan Financial Services pursuant to a Visa U.S.A. Inc. license.
• Visa U.S.A. Inc.coreTechnology or IntegrationVisa provides payment network infrastructure for Bank of Jackson Hole debit and credit cards. Cards are accepted at over 35 million merchants worldwide and include Visa Zero Liability protection.
• Early Warning Services (Zelle)coreTechnology or IntegrationEarly Warning Services provides Zelle peer-to-peer payment integration, enabling instant money transfers for Bank of Jackson Hole customers. Over 100 million people are enrolled with Zelle.
• NBH BankcoreOthersBank of Jackson Hole is a division of NBH Bank, Member FDIC. NBH Bank operates under multiple trade names across multiple states including Hillcrest Bank, Bank Midwest, and others.
• Jackson Hole Community OrganizationsminorStrategic or Co-development PartnerPartnership with local non-profits including Grand Teton Music Festival, Jackson Hole Art Association, Library Foundation, Wildlife Art Museum, Community Safety Network, Habitat for Humanity, Jackson Hole Community Foundation, Children's Learning Center, Rotary Club, Jackson Hole Land Trust, Wildlife Tourism for Tomorrow, Teton Raptor Center, Jackson Hole Chamber of Commerce, and Jackson Hole Air Improvement Services.

Scale indicators5 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Glacier Bancorp: Kalispell, Montana-based community bank holding company running a decentralized model of community banks across the Mountain West, with nearly identical consumer/SMB lending and deposit product set as Bank of Jackson Hole.
• Pinnacle Financial Partners: Nashville-based community bank known for relationship banking, premium service, and SBA lending expertise; offers a similar blend of retail, commercial, and wealth services to affluent clients in its region.
• Hillcrest Bank: A direct sister brand also operating as a division of NBH Bank, sharing the same parent platform, technology stack, and product catalog as Bank of Jackson Hole — a true one-to-one structural peer.
• First Interstate BancSystem: Wyoming-headquartered community bank holding company operating under a similar multi-branch regional model with comparable consumer, business, and wealth management offerings. Closest geographic and product analog to Bank of Jackson Hole.
• Stock Yards Bank & Trust: Kentucky-based community bank with a strong commercial banking, wealth management, and trust services franchise — analogous product mix and similar middle-market/affluent client focus to Bank of Jackson Hole.
• First Western Financial: Denver-based financial holding company specializing in private banking, wealth management, and lending to HNW clients and businesses — closely mirrors BOJH's Trust & Wealth and Private Banking franchises and serves an overlapping Mountain West client base.

Broad incumbents

• Wintrust Financial: Chicago-based community-oriented banking franchise operating numerous charters across the Midwest with a similarly broad consumer/business/wealth product set, though at substantially larger scale than BOJH.
• U.S. Bank: Top-five U.S. national bank with a meaningful presence across Wyoming and Idaho, offering the same consumer, mortgage, small business, and wealth products as Bank of Jackson Hole but at vastly larger scale and through digital channels.
• Wells Fargo: National bank with established branch and mortgage banker presence throughout Wyoming, competing head-to-head with Bank of Jackson Hole for deposit, mortgage, and small business relationships in Jackson Hole.
• JPMorgan Chase: Largest U.S. bank with growing presence in Mountain West markets; competes with Bank of Jackson Hole for deposits, digital banking users, and small business relationships via Chase Business Banking and consumer product suite.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/bankofjacksonhole
• LinkedInlinkedin.com/company/bank-of-jackson-hole

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Subsidiaries1 record

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Bank of Jackson Hole