Rene

Travel Insurance Technologyrene.care

Rene is a travel insurance technology platform offering an AI-powered consumer mobile app for trip insurance matching and a B2B suite (API, Dashboard, Smart Claims) serving corporate travel programs and travel agencies. Founded 2019, headquartered in Los Angeles.

Company typePrivate
Founded2019
HeadquartersLos Angeles, United States
Headcount1–10
GTM typeB2B and B2C
OfferingSoftware

What Rene does

Rene is a travel insurance technology platform operating as Rene Insurance Services, founded in 2019 by Argentinean entrepreneurs Atilio Spaccarotella and Gustavo Lindenberg and headquartered in Los Angeles. The company operates a dual-channel model: a free consumer-facing mobile app (iOS and Android) that matches travelers to insurance coverage using an AI-powered recommendation engine, paired with B2B modules sold to corporate clients and travel agency partners. The B2B stack includes a white-label API, a corporate Dashboard for policy management and duty-of-care compliance, and post-trip analytics via Caresurance Insights.

The company's core technology is an AI/ML system branded as Smart Claims that automates claims processing through documentation validation, eligibility cross-referencing against flight, medical, and luggage event data, and ML-based fraud scoring. The platform also includes a worldwide hospital and doctor directory, 24/7 telemedicine, and real-time travel advisory push notifications. AI modalities disclosed include structured data processing and NLP for documentation review.

Rene's revenue model combines insurance commissions or marketplace margins on consumer policy sales with subscription and licensing revenue from B2B API and dashboard contracts; B2B pricing is quote-based and not publicly disclosed. The company has raised approximately $515K in disclosed seed and accelerator funding from investors including Expert Dojo, Lair East Labs, Nex Cubed, Quake Capital Partners, and accelerator participation via Plug and Play Insurtech and Sunstone Management. Named B2B customers include DFS Retreats, VSG Group, and Sophia O'Reilly Travel Agency.

Rene firmographics

Firmographics

Name: Rene
Legal name: Rene Insurance Services
Website: https://rene.care
Company type: Private
Founded year: 2019
Operating status: Operating
Headcount range: 1–10 employees
Short description: Rene is a travel insurance technology platform offering an AI-powered consumer mobile app for trip insurance matching and a B2B suite (API, Dashboard, Smart Claims) serving corporate travel programs and travel agencies. Founded 2019, headquartered in Los Angeles.
Ownership category
akta.pro rank

Rene industry classification

Industry

Product category: Travel Insurance Technology
NAICS: Insurance Carriers and Related Activities (524)
SIC: Accident & Health Insurance (6321), Insurance Agents, Brokers & Service (6411)
akta.pro primary industry: Embedded Travel Insurance/Protection Payments & Claims Disbursement (THALAHAJ)

Keywords

Travel insurance
Travel safety platform
Insurance claims automation
Travel risk management
Insurance marketplace

Where Rene is headquartered

Location

Headquarters

HQ city: Los Angeles
HQ country: United States
HQ region: North America

Offices1 record

Markets served

Rene business model

Business model

GTM type: B2B and B2C
Offering type: Software
Cost components: Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure

Revenue model

Travel Insurance Sales: Rene acts as a travel insurance finder and marketplace, matching travelers with appropriate insurance coverage for their trips. Revenue generated from insurance policy sales to individual travelers and businesses.
B2B API and Dashboard Licensing: Business dashboard and API integration services sold to companies wanting to embed Rene's insurance products and Smart Claims capabilities into their own platforms. White-label app customization with company logos.
Corporate Travel Solutions: Customizable mobile apps, policy management tools, and duty of care compliance solutions sold to businesses to offer their employees comprehensive travel coverage.

Pricing tiers

Model	Billing	Price
Freemium	Monthly	Free Mobile App for Travelers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels4 records

Rene product offering

Product offering

Core offering

Rene is an AI-powered travel insurance finder and safety platform. It operates as a marketplace that matches travelers with appropriate insurance coverage, offered through a consumer mobile app (iOS/Android), a B2B API for partner integration, and a corporate dashboard. The company also provides Smart Claims, an AI-driven claims processing capability, and Caresurance Insights for post-trip analytics.

Product overview

Rene is a travel insurance technology platform consisting of a core mobile application paired with multiple B2B modules. The Rene App serves as the primary consumer-facing travel insurance finder and safety tool, while business customers can access the Rene API for technical integration, the Rene Dashboard for policy management and Duty of Care compliance, Rene Smart Claims for AI-powered claims processing, and Rene Caresurance Insights for post-trip analytics and reporting.

Differentiator

Problem solved

Functional benefit

Brands

Smart Claims: AI-powered insurance claims processing solution that streamlines the claims management process using machine learning and automated document validation.

Products and services

Rene Mobile App
Rene API
Rene Dashboard
Smart Claims
Caresurance Insights

Quantifiable outcome

Find care in under 30 seconds
+2 more outcomes

Companies that use Rene

Customer profile

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Rene technology and API

Technology

Technology focussed Yes

API detail

Has API: Yes
API docs
API detail

Core technology

AI maturity

App detail

AI capability5 records

Feature6 records

Rene partnerships and signals

Strategic signal

Partnerships

One partnership is on record.

Co-founders: Atilio Spaccarotella and Gustavo LindenbergcoreOthers · 1 January 2019Rene was founded by Argentinean entrepreneurs Atilio Spaccarotella and Gustavo Lindenberg. The company participated in a pitch competition in NYC where they won.

Scale indicators2 records

Recent moves6 records

Expansion highlights4 records

Rene competitors and assessment

Company assessment

Broad incumbents

AIG Travel: Travel insurance and assistance division of global insurer AIG. Overlaps Rene on medical, cancellation, and 24/7 assistance for international travelers.
Allianz Travel Insurance: Global incumbent in travel insurance with corporate and consumer products. Comparable in coverage scope (medical, cancellation, evacuation) but distributed through traditional channels rather than mobile-first.
IMG (International Medical Group): International travel medical insurance and global medical assistance provider. Comparable in worldwide hospital access and medical-evacuation coverage, with broader product portfolio.
GeoBlue: International travel health insurance and assistance provider with worldwide provider networks. Overlaps Rene on medical coverage abroad, hospital directories, and 24/7 support.
Generali Global Assistance: Travel insurance and assistance provider offering medical, cancellation, and 24/7 support. Comparable in product scope and worldwide assistance capability.

Direct peers

SafetyWing: Digital-native travel and global health insurance provider targeting remote workers, nomads, and travelers. Most direct comparable to Rene on product, customer persona, and app-first distribution.
World Nomads: Travel insurance built for adventurous and independent travelers, including extreme-sports coverage. Overlaps Rene on trip, medical, and evacuation protection for leisure travelers.

Emerging players

Faye: App-based travel insurance startup offering whole-trip protection with digital claims. Closest emerging US-based peer in go-to-market, technology, and target customer.
Battleface: Travel insurance MGA focused on adventurous and high-risk travelers with modern digital distribution. Comparable to Rene on extreme-sports and unconventional-traveler segments.
Squaremouth: Travel insurance comparison marketplace. Overlaps Rene's marketplace/finder positioning for travel insurance, though distributed via web rather than mobile.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

Rene financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Rene leadership team

Management profile

Number of profiles

Profiles3 records

Rene funding detail

Funding detail

Funding overview

Funding rounds6 records

Investors8 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Rene M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Rene

What does Rene do?

Is Rene a public or private company?

Rene is a private company. It is classified as venture growth investor backed and is currently operating.

When was Rene founded?

Rene was founded in 2019. It employs 1 to 10 people.

Where is Rene based?

Rene is headquartered in Los Angeles, United States, in the North America region.

How does Rene make money?

Three revenue lines are on record. Travel Insurance Sales are the primary driver. The others are B2B API and Dashboard Licensing and corporate Travel Solutions.

Who are Rene's main competitors?

Broad incumbents on record are AIG Travel, Allianz Travel Insurance, IMG (International Medical Group), GeoBlue and Generali Global Assistance. Direct peers are SafetyWing and World Nomads. Emerging players are Faye, Battleface and Squaremouth.

Does Rene have an API?

Yes. Rene offers an API for business integration that enables companies to connect to modern, reliable technology APIs and incorporate advanced features into their own products. The API provides access to tools like real-time data, customizable solutions, and robust support. It also offers swift integration capabilities for claims management, aligning with established internal processes without disruption. Developer documentation is at No Information.

What industry is Rene in?

Rene's product category is Travel Insurance Technology. Its primary akta.pro industry code is THALAHAJ, Embedded Travel Insurance/Protection Payments & Claims Disbursement. Its NAICS code is 524 and its SIC code is 6321.