Rene
Rene is a travel insurance technology platform offering an AI-powered consumer mobile app for trip insurance matching and a B2B suite (API, Dashboard, Smart Claims) serving corporate travel programs and travel agencies. Founded 2019, headquartered in Los Angeles.
- Company typePrivate
- Founded2019
- HeadquartersLos Angeles, United States
- Headcount1–10
- GTM typeB2B and B2C
- OfferingSoftware
What Rene does
Rene is a travel insurance technology platform operating as Rene Insurance Services, founded in 2019 by Argentinean entrepreneurs Atilio Spaccarotella and Gustavo Lindenberg and headquartered in Los Angeles. The company operates a dual-channel model: a free consumer-facing mobile app (iOS and Android) that matches travelers to insurance coverage using an AI-powered recommendation engine, paired with B2B modules sold to corporate clients and travel agency partners. The B2B stack includes a white-label API, a corporate Dashboard for policy management and duty-of-care compliance, and post-trip analytics via Caresurance Insights.
The company's core technology is an AI/ML system branded as Smart Claims that automates claims processing through documentation validation, eligibility cross-referencing against flight, medical, and luggage event data, and ML-based fraud scoring. The platform also includes a worldwide hospital and doctor directory, 24/7 telemedicine, and real-time travel advisory push notifications. AI modalities disclosed include structured data processing and NLP for documentation review.
Rene's revenue model combines insurance commissions or marketplace margins on consumer policy sales with subscription and licensing revenue from B2B API and dashboard contracts; B2B pricing is quote-based and not publicly disclosed. The company has raised approximately $515K in disclosed seed and accelerator funding from investors including Expert Dojo, Lair East Labs, Nex Cubed, Quake Capital Partners, and accelerator participation via Plug and Play Insurtech and Sunstone Management. Named B2B customers include DFS Retreats, VSG Group, and Sophia O'Reilly Travel Agency.
Rene firmographics
Firmographics- Name
- Rene
- Legal name
- Rene Insurance Services
- Website
- https://rene.care
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Rene is a travel insurance technology platform offering an AI-powered consumer mobile app for trip insurance matching and a B2B suite (API, Dashboard, Smart Claims) serving corporate travel programs and travel agencies. Founded 2019, headquartered in Los Angeles.
- Ownership category
- akta.pro rank
Rene industry classification
Industry- Product category
- Travel Insurance Technology
- NAICS
- Insurance Carriers and Related Activities (524)
- SIC
- Accident & Health Insurance (6321), Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Embedded Travel Insurance/Protection Payments & Claims Disbursement (THALAHAJ)
Keywords
Where Rene is headquartered
LocationHeadquarters
- HQ city
- Los Angeles
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Rene business model
Business model- GTM type
- B2B and B2C
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure
Revenue model
- Travel Insurance Sales: Rene acts as a travel insurance finder and marketplace, matching travelers with appropriate insurance coverage for their trips. Revenue generated from insurance policy sales to individual travelers and businesses.
- B2B API and Dashboard Licensing: Business dashboard and API integration services sold to companies wanting to embed Rene's insurance products and Smart Claims capabilities into their own platforms. White-label app customization with company logos.
- Corporate Travel Solutions: Customizable mobile apps, policy management tools, and duty of care compliance solutions sold to businesses to offer their employees comprehensive travel coverage.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Monthly | Free Mobile App for Travelers |
Go-to-market motion3 records
Distribution channels3 records
Marketing channels4 records
Rene product offering
Product offeringCore offering
Rene is an AI-powered travel insurance finder and safety platform. It operates as a marketplace that matches travelers with appropriate insurance coverage, offered through a consumer mobile app (iOS/Android), a B2B API for partner integration, and a corporate dashboard. The company also provides Smart Claims, an AI-driven claims processing capability, and Caresurance Insights for post-trip analytics.
Product overview
Rene is a travel insurance technology platform consisting of a core mobile application paired with multiple B2B modules. The Rene App serves as the primary consumer-facing travel insurance finder and safety tool, while business customers can access the Rene API for technical integration, the Rene Dashboard for policy management and Duty of Care compliance, Rene Smart Claims for AI-powered claims processing, and Rene Caresurance Insights for post-trip analytics and reporting.
Differentiator
Problem solved
Functional benefit
Brands
- Smart Claims: AI-powered insurance claims processing solution that streamlines the claims management process using machine learning and automated document validation.
Products and services
- Rene Mobile App
- Rene API
- Rene Dashboard
- Smart Claims
- Caresurance Insights
Quantifiable outcome
- Find care in under 30 seconds
- +2 more outcomes
Companies that use Rene
Customer profileNamed customers3 records
Segments3 records
Ideal customer profiles3 records
Rene technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability5 records
Feature6 records
Rene partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Co-founders: Atilio Spaccarotella and Gustavo LindenbergcoreRene was founded by Argentinean entrepreneurs Atilio Spaccarotella and Gustavo Lindenberg. The company participated in a pitch competition in NYC where they won.
Scale indicators2 records
Recent moves6 records
Expansion highlights4 records
Rene competitors and assessment
Company assessmentBroad incumbents
- AIG Travel: Travel insurance and assistance division of global insurer AIG. Overlaps Rene on medical, cancellation, and 24/7 assistance for international travelers.
- Allianz Travel Insurance: Global incumbent in travel insurance with corporate and consumer products. Comparable in coverage scope (medical, cancellation, evacuation) but distributed through traditional channels rather than mobile-first.
- IMG (International Medical Group): International travel medical insurance and global medical assistance provider. Comparable in worldwide hospital access and medical-evacuation coverage, with broader product portfolio.
- GeoBlue: International travel health insurance and assistance provider with worldwide provider networks. Overlaps Rene on medical coverage abroad, hospital directories, and 24/7 support.
- Generali Global Assistance: Travel insurance and assistance provider offering medical, cancellation, and 24/7 support. Comparable in product scope and worldwide assistance capability.
Direct peers
- SafetyWing: Digital-native travel and global health insurance provider targeting remote workers, nomads, and travelers. Most direct comparable to Rene on product, customer persona, and app-first distribution.
- World Nomads: Travel insurance built for adventurous and independent travelers, including extreme-sports coverage. Overlaps Rene on trip, medical, and evacuation protection for leisure travelers.
Emerging players
- Faye: App-based travel insurance startup offering whole-trip protection with digital claims. Closest emerging US-based peer in go-to-market, technology, and target customer.
- Battleface: Travel insurance MGA focused on adventurous and high-risk travelers with modern digital distribution. Comparable to Rene on extreme-sports and unconventional-traveler segments.
- Squaremouth: Travel insurance comparison marketplace. Overlaps Rene's marketplace/finder positioning for travel insurance, though distributed via web rather than mobile.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights5 records
Customer concentration
Rene social profiles
Digital presenceRene financial estimates
Financial estimateRevenue estimate
Valuation estimate
Rene leadership team
Management profileNumber of profiles
Profiles3 records
Rene funding detail
Funding detailFunding overview
Funding rounds6 records
Investors8 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Rene M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Rene
What does Rene do?
Rene is an AI-powered travel insurance finder and safety platform. It operates as a marketplace that matches travelers with appropriate insurance coverage, offered through a consumer mobile app (iOS/Android), a B2B API for partner integration, and a corporate dashboard. The company also provides Smart Claims, an AI-driven claims processing capability, and Caresurance Insights for post-trip analytics.
Is Rene a public or private company?
Rene is a private company. It is classified as venture growth investor backed and is currently operating.
When was Rene founded?
Rene was founded in 2019. It employs 1 to 10 people.
Where is Rene based?
Rene is headquartered in Los Angeles, United States, in the North America region.
How does Rene make money?
Three revenue lines are on record. Travel Insurance Sales are the primary driver. The others are B2B API and Dashboard Licensing and corporate Travel Solutions.
Who are Rene's main competitors?
Broad incumbents on record are AIG Travel, Allianz Travel Insurance, IMG (International Medical Group), GeoBlue and Generali Global Assistance. Direct peers are SafetyWing and World Nomads. Emerging players are Faye, Battleface and Squaremouth.
Does Rene have an API?
Yes. Rene offers an API for business integration that enables companies to connect to modern, reliable technology APIs and incorporate advanced features into their own products. The API provides access to tools like real-time data, customizable solutions, and robust support. It also offers swift integration capabilities for claims management, aligning with established internal processes without disruption. Developer documentation is at No Information.
What industry is Rene in?
Rene's product category is Travel Insurance Technology. Its primary akta.pro industry code is THALAHAJ, Embedded Travel Insurance/Protection Payments & Claims Disbursement. Its NAICS code is 524 and its SIC code is 6321.