Walliance

What Walliance does

Walliance (legal name Walliance SIM S.p.A.) is an Italy-headquartered, CONSOB-authorized European Crowdfunding Service Provider (ECSP) operating under EU Regulation 2020/1503. The company runs an AI-driven real estate investment platform that connects retail and high-net-worth investors with real estate developers and renewable energy projects, offering equity, mezzanine, lending, and minibond instruments with a €500 minimum ticket. The platform has facilitated more than €179M in funding across 50+ projects and serves 70,000+ registered users, with over €90M already repaid to investors at a 9.19% average annualized return on completed investments.

The technology stack includes a self-serve web platform and native iOS/Android apps (in Italian, English, French, and Spanish), the Walliance AI chatbot for natural-language due diligence, an interactive Project Report Dashboard (income statements, Gantt timelines, photo galleries), and infrastructure integrations with Mangopay for payments, ShuftiPro for KYC/AML, and Directa Sim / Across Fiduciaria for tax wrappers. Products are organized into Walliance Crowd (core real estate crowdfunding), Walliance Green (renewable energy vertical), Premi​ère (premium tier for sophisticated investors), Young Account (under-30), and the Learn educational platform.

The business model is transaction-based with a 1.0% platform fee on investor transactions, plus developer arrangement fees on successfully funded Equity, Mezzanine, Lending, Minibond, and Green campaigns ranging from €200K to €5M (up to €8M in Italy). The go-to-market is hybrid: product-led growth for retail investors via self-serve apps and content marketing, sales-led outreach to real estate developers through the Finanziati portal, and a community-led education funnel via the Learn platform. Following the November 2023 acquisition of Lymo Finance, Walliance operates across Italy, France, Spain, and the United States with consolidated transacted volume above €160M.

Name

Walliance

Legal name

Walliance SIM S.p.A.

Website

https://walliance.eu

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

11–50 employees

Short description

Walliance is an Italy-headquartered, CONSOB-authorized crowdfunding platform that lets retail and professional investors access real estate and renewable energy projects from €500, while providing developers with equity, lending, mezzanine, and minibond financing from €200K to €5M.

Ownership category

akta.pro rank

Product category

Real Estate Crowdfunding

NAICS

Real Estate Credit (522292)

SIC

Security Brokers, Dealers & Flotation Companies (6211)

akta.pro primary industry

Core Infrastructure Funds (Transport, Social, Digital, Utilities) (FSANAEAA)

akta.pro secondary industry

Infrastructure & Project Finance Tokenization (FSADAEAF)

Keywords

• Real estate crowdfunding
• Property investment platform
• Equity crowdfunding
• Sustainable energy investments
• Developer financing

Headquarters

HQ city

Trento

HQ country

Italy

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Platform fees on investment transactions: Walliance charges a 1.0% platform fee on the transaction amount when investors make investments. The platform is free to join with no subscription or monthly fees for investors.
2. Financing arrangement fees from developers: Real estate developers seeking financing through Walliance pay arrangement fees for the structured financing process (Analysis, Term Sheet, Arrangement, Onboarding). The company facilitates Equity, Mezzanine, Lending, Minibond, and Green financing solutions for developers, earning fees upon successful capital raises.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels8 records

Core offering

Walliance is an EU-regulated real estate crowdfunding platform that lets retail and professional investors fund income-generating property and renewable energy projects starting from €500 via equity, mezzanine, and lending instruments. On the supply side, real estate developers and property companies raise €1M–€5M (up to €8M in Italy) through Equity, Mezzanine, Lending, Minibond, and Green financing instruments, with a 30-working-day timeline. The platform combines a self-serve web and mobile experience with an AI-powered due-diligence assistant, regulated KYC/AML, and ongoing project monitoring.

Product overview

Walliance is an AI-powered real estate crowdfunding platform operating under EU Regulation 2020/1503 (ECSP) with CONSOB authorization. The platform consists of Walliance Crowd (main platform offering equity, lending, and mezzanine crowdfunding up to EUR 5M), Walliance Green (sustainable energy vertical for photovoltaic, wind, and biomass projects), and Walliance AI (conversational AI for document analysis and due diligence). Additional offerings include Learn (financial education), Première (premium tier for sophisticated investors), Young Account (under-30 investors), and operational features including Wallet Mangopay, KYC/AML verification via ShuftiPro, PIR Alternativi with Across Fiduciaria, Rubricazione via Directa Sim, and Mandato di Rappresentanza. Minimum investment starts at EUR 500 with average annualized returns of 9.19%.

Differentiator

Problem solved

Functional benefit

Products and services

• Walliance Crowd Main real estate crowdfunding platform that enables investors to participate in equity, lending, and mezzanine financing of real estate projects starting from €500, and lets developers raise up to €5M per campaign (up to €8M in Italy) with a 30-working-day timeline.
• Walliance Green Sustainable energy investment vertical of Walliance offering lending crowdfunding from €200,000 to €5 million for photovoltaic, wind, biomass, hydroelectric, and energy-efficiency projects.

Quantifiable outcome

• Average annualized return of 9.19% on completed investments
• +4 more outcomes

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration7 records

AI capability4 records

Feature5 records

Partnerships

Ten partnerships are on record, tiered core and supporting.

• Lymo FinancecoreStrategic or Co-development Partner · 29 November 2023Walliance acquired Lymo Finance, a French real estate crowdfunding platform, expanding its European footprint and transacted volume to over EUR 160 million. The acquisition consolidates Walliance's position in the European real estate crowdfunding sector and adds French market access.
• DWF (law firm)supportingImplementation/ SI/ Consulting PartnerDWF acted as legal advisor to Walliance SIM S.p.A. on the acquisition of Lymo Finance, providing multi-jurisdictional legal support for the transaction.
• Mangopay SAcoreTechnology or IntegrationMangopay provides the payment infrastructure for Walliance's platform, including virtual wallet (Wallet Mangopay), payment processing for investments and refunds, bank transfer management, and identity verification services. The partnership enables PSD2-compliant payment transactions and Strong Customer Authentication (SCA).
• Directa SimsupportingImplementation/ SI/ Consulting PartnerDirecta Sim provides the Rubricazione service allowing investors to hold fund shares under an alternative registration regime for PIR (Piano Individuale di Risparmio) benefits. Walliance users can open a Directa Sim position to optimize tax treatment of their investments.
• Across FiduciariasupportingImplementation/ SI/ Consulting PartnerAcross Fiduciaria provides fiduciary services for Walliance's PIR Alternativi (Alternative PIR) program, allowing investors to include their crowdfunding investments in a tax-advantaged portfolio and benefit from related fiscal incentives under Italian tax law.
• Shufti Pro LimitedcoreTechnology or IntegrationShufti Pro provides KYC (Know Your Customer) and identity verification services for Walliance's onboarding process. The ShuftiPro platform verifies investor identity documents and selfie photos to meet regulatory compliance requirements under applicable AML/KYC standards.
• JLL (Jones Lang LaSalle)supportingStrategic or Co-development PartnerJLL contributes Property Outlook content to Walliance's educational platform, providing market analysis and property valuation insights. JLL is referenced as a content partner for the Learn educational section covering real estate asset classes.
• Starting FinancesupportingGTM or Marketing PartnerStarting Finance is a financial education content partner for Walliance's Learn platform, producing video and article content explaining investment concepts, inflation, risk tolerance, and financial planning through accessible, sports-themed metaphors.
• Il Punto EconomicosupportingGTM or Marketing PartnerIl Punto Economico is a content partner for Walliance's Learn educational platform, producing articles on real estate investment, financial planning, and economic topics relevant to retail investors.
• FactorialsupportingTechnology or IntegrationFactorial provides the CRM system used by Walliance to manage and track customer complaints (reclami). The system receives communications from platform users and maintains a secure database of correspondence for complaint resolution tracking.

Scale indicators8 records

Recent moves6 records

Expansion highlights7 records

Direct peers

• Housers: Spanish-headquartered real estate crowdfunding platform with active operations in Italy and Portugal. Competes directly with Walliance in Southern Europe on fractional property equity offerings and developer financing.
• CrowdStreet: US commercial real estate investment platform offering individual investors access to private market property deals. Comparable business model and customer profile, useful for benchmarking US real estate crowdfunding unit economics.
• Exporo: German real estate crowdfunding platform offering equity and mezzanine investments in property developments. Comparable business model targeting retail investors across the DACH region with similar developer financing offerings.
• WiSEED: French crowdfunding platform covering real estate, innovation, and energy projects. Direct competitor in France — the very market where Walliance acquired Lymo Finance — and a useful benchmark for the acquired platform's positioning.
• Crowdestate: Italian-headquartered real estate crowdfunding platform serving retail investors with property-backed investments. Direct local competitor in Italy with overlapping product offerings and target customer base.
• Anaxago: French private investment platform with a strong real estate vertical alongside other asset classes. Comparable in product offering and French market presence, relevant given Walliance's Lymo Finance acquisition in the same geography.
• EstateGuru: Pan-European real estate crowdfunding platform offering secured lending and equity-based investments across multiple EU markets. The most directly comparable competitor by product mix and geographic spread, often cited as the largest EU retail real estate crowdfunding platform by volume.
• RealtyMogul: US-based real estate crowdfunding platform serving both retail and accredited investors with equity and debt offerings. Direct comparable for Walliance's stated US market expansion given similar product structure and audience.

Broad incumbents

• Fundrise: Largest US real estate crowdfunding platform offering diversified eREITs and individual property investments to retail investors. Operates at much greater scale than Walliance, providing a benchmark for US market entry strategy and unit economics at scale.

Emerging players

• Companisto: German digital investment platform covering startups and real estate projects with a venture-style approach. Partial overlap with Walliance's crowdfunding model, particularly for emerging developer and real estate venture opportunities.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xinstagram.com/walliance_
• YouTubeyoutube.com/channel/UCSIVyamaA5i2LKHS2i1bLylg
• LinkedInlinkedin.com/company/walliance
• Instagraminstagram.com/walliance_

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Subsidiaries1 record

Funding overview

Funding rounds7 records

Investors10 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Walliance