What CapyGroup does

CapyGroup operates CapyFast, an embedded payments platform that provides instant payout services to participants in the performance marketing industry. The platform addresses a structural cash flow problem in affiliate, influencer, and app developer ecosystems, where commissions typically take 90-180 days to settle through advertising networks. CapyFast advances working capital against confirmed-but-unpaid earnings, then collects the underlying debt from networks when advertisers settle. Its customers are affiliate publishers, influencers earning commissions from CPC networks and creator subnetworks, and freelance app developers awaiting client payments. The platform supports multi-currency disbursement (USD, EUR, GBP, Ethereum) and multiple payout methods including bank transfer, Payoneer, PayPal, and crypto wallets, operating globally through a self-serve registration model.

The core technology is an AI-powered risk assessment engine that uses historical transaction data and machine learning to predict the probability that advertisers will ultimately pay networks, enabling the platform to confidently underwrite early payouts against a 180-day settlement horizon. The product suite comprises the core CapyFast payout service, Auto Payouts for one-click fund preparation, and Auto Withdrawals for fully automated transfer routing. The platform is integrated with more than 15 affiliate networks and tracking platforms, including CJ Affiliate, ShareASale, Impact, Rakuten, Awin, Partnerize, Taboola, Tune, CAKE, Everflow, and Affise, providing multi-sided distribution across the performance marketing ecosystem.

CapyFast generates revenue through transaction fees on early payouts, functioning as a factoring model where the platform captures the spread between the discounted amount advanced to publishers and the eventual network settlement. The company pursues a product-led growth motion targeting SMB and individual clients through a self-serve platform (app.capyfast.com), supported by content marketing, industry event participation (PI Live US), and community engagement in the affiliate marketing space. CapyFast is a subsidiary of Mitgo Group, a MarTech/FinTech operator with 20+ years of industry expertise, and secured a strategic partnership with Bidwise in April 2025 expected to deliver over $40M in payment volumes across the partnership period. The company is headquartered in Dubai with a Miami office supporting North American market presence, and has a headcount of 11-50 employees as of the most recent data.

Name

CapyGroup

Legal name

CapyFast

Website

https://capyfast.com

Company type

Private

Founded year

2024

Operating status

Operating

Headcount range

11–50 employees

Short description

CapyGroup operates CapyFast, an embedded payments platform that delivers instant payouts to affiliate publishers, influencers, and app developers. Using AI-powered risk assessment, the platform reduces 90-180 day commission payment cycles to 24 hours through a working capital factoring model.

Ownership category

akta.pro rank

Product category

Embedded Finance / Instant Payout Platform

NAICS

Activities Related to Credit Intermediation (5223), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

SIC

Short-Term Business Credit Institutions (6153)

akta.pro primary industry

Marketplace & Platform Seller Payouts (FSAMAKAE)

akta.pro secondary industries

Payouts, Disbursements & Mass Payments Infrastructure (FSAGABAN), Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB)

Keywords

• Instant payouts
• Affiliate payments
• Embedded finance
• Performance marketing
• Working capital

Headquarters

HQ city

Dubai

HQ country

United Arab Emirates

HQ region

Middle East

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales

Revenue model

1. Fast Payout / Factoring Fees: CapyFast provides working capital to publishers by covering the advertising network's debt for confirmed actions. When the advertising network receives payment from advertisers, they repay the amount to CapyFast. Revenue is generated through fees charged for this early payment service, effectively a factoring model for affiliate earnings.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

CapyFast provides instant payout services for affiliates, influencers, and app developers in the performance marketing industry, replacing traditional 90-180 day payment cycles with 24-hour access to earnings. The platform uses AI-powered payment probability scoring to assess risk and supplies working capital against pending commissions, then recovers funds when the underlying advertiser payments clear.

Product overview

CapyFast is a single unified embedded payments platform for the performance marketing industry. The core product provides instant payout services for affiliates, influencers, and app developers, replacing traditional 90-180 day payment cycles with 24-hour access to earnings. The platform leverages AI-powered predictive analytics to assess payment probability and provides working capital against pending commissions. Two complementary features extend the core functionality: Auto Payouts enables one-click fund preparation for withdrawal, while Auto Withdrawals fully automates the transfer process to connect directly with publisher-preferred payment methods including bank transfers, PayPal, Payoneer, and cryptocurrency wallets.

Differentiator

Problem solved

Functional benefit

Products and services

• CapyFast Embedded payments and instant payout platform for digital commerce that enables affiliates, influencers, and app developers to receive their earnings within 24 hours instead of waiting 90-180 days. Uses AI-powered scoring to assess payment probability and provides working capital against pending commissions.

Quantifiable outcome

• Publishers reduce payment wait times by 47 days on average
• +1 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration30 records

AI capability3 records

Feature3 records

Partnerships

Six partnerships are on record, tiered core and supporting.

• BidwisecoreStrategic or Co-development Partner · 25 April 2025Strategic partnership announced at PI Live US in Miami. The collaboration aims to transform payments across performance marketing with over $40 million in expected payment volumes. CapyFast will integrate real-time cross-border payment solutions and smart liquidity services into Bidwise's infrastructure. Full deployment planned for Q1 2026 with rollout starting Q3 2025. Bidwise will receive flexible financing to scale faster and operate more efficiently.
• MitgocoreOthersParent company with 20+ years of expertise in MarTech and FinTech. Mitgo's expertise has been leveraged to develop CapyFast as a solution tailored for the affiliate marketing industry.
• Sum and Substance LtdsupportingTechnology or IntegrationUK-based KYC/KYB/AML verification service provider. Company Registration Number: 09688671, Data Protection Registration Number: ZA222205, located at 30 St. Mary Axe, London, England, EC3A 8BF.
• CloudflaresupportingTechnology or IntegrationWebsite security and performance optimization provider used across CapyFast platforms.
• Mindbox (Maestra)supportingTechnology or IntegrationNewsletter platform provider for marketing communications. Operated by Mindbox.Cloud B.V., a Dutch company located at Strawinskylaan 613, 1077XX Amsterdam, The Netherlands.
• 3CG ONSITE, LLC (Useresponse)supportingTechnology or IntegrationCustomer support and communication management service provider.

Scale indicators4 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Wayflyer: Wayflyer provides revenue-based financing and analytics to ecommerce and DTC brands. Comparable in offering working-capital advances tied to receivables, using data-driven underwriting to fund short-term cash flow for SMBs.
• Tipalti: Tipalti is a global payables and mass-payouts platform serving affiliate networks, ad tech, and creator economy platforms. Closely matches CapyFast's payouts/disbursements infrastructure category and serves overlapping end-markets.
• Clearco: Clearco provides revenue-based financing and instant payouts to creators, influencers, and ecommerce brands, directly mirroring CapyFast's model of advancing capital against future earnings in the creator economy. Both target under-served SMBs and creators with cash-flow products.
• Tremendous: Tremendous is a global payouts infrastructure for sending money to recipients in 200+ countries via multiple rails. Comparable to CapyFast in delivering cross-border disbursement APIs and self-serve payout tooling.
• Karat Financial: Karat offers revenue-share financing and business banking to creators and startups, including advances against platform earnings. Comparable to CapyFast in addressing cash-flow gaps for digital creators and small businesses awaiting platform payouts.

Broad incumbents

• Stripe (Stripe Connect / Stripe Treasury): Stripe Connect and Stripe Treasury provide embedded payouts and financial accounts for platforms and marketplaces. Comparable to CapyFast as a broad incumbent in platform/marketplace disbursement infrastructure with overlapping creator-economy ambitions.
• Plaid: Plaid provides financial data connectivity and account-to-account payment initiation rails. Comparable to CapyFast as a broad fintech infrastructure incumbent whose payout/A2A capabilities could overlap with vertical-specific disbursement solutions.
• Payoneer: Payoneer is a global cross-border payments platform widely used by affiliate publishers, freelancers, and marketplaces for receiving earnings. Comparable to CapyFast as a payout destination and broader incumbent in the affiliate/creator payout flow.

Emerging players

• PartnerStack: PartnerStack is an affiliate and partnership platform with embedded payout and global payment capabilities. Comparable to CapyFast at the intersection of affiliate software and payout infrastructure, with partial functional overlap.
• Impact: Impact is a leading partnership and affiliate marketing platform with growing payout automation features. Comparable as a customer/integration partner for CapyFast and as a peer building payment acceleration tooling for affiliates.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/capygroup

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CapyGroup