Aloha

What Aloha does

Aloha Systems Corp. operates a cross-border payment infrastructure platform focused on the travel and hospitality industry across the Americas. Through its Aloha Pay product, the company enables travel agencies, tour operators, hotels, vacation rentals, mobility providers, and platforms (PMS/OTAs) to accept local payment methods — including PIX in Brazil, PSE and Nequi in Colombia, SPEI/CLABE in Mexico, Webpay and Fintoc in Chile, and interoperable QR payments in Argentina — from international travelers while settling in USD (or another operator-chosen currency). The platform aggregates collections and supplier payouts in one integration, offers real-time FX with transparent fees, and provides branded payment links, Auto-Pay for installments, bulk upload via CSV/Excel, native iOS/Android apps, and a REST API plus WooCommerce plugin for embedded use. Aloha Pro, a separate CRM and channel manager, is natively integrated with Aloha Pay to automate charge generation, delivery, and reconciliation directly from bookings.

The company monetizes via per-transaction fees ranging from 0.75% to 1.5% depending on volume, FX spread captured at competitive market rates, a $20 SWIFT transfer fee, a 1% express-settlement premium, and custom-priced enterprise subscriptions. Its go-to-market is primarily product-led and self-serve (sign-up at app.alohapay.co, go-live in days, free 20-minute demo calls for enterprise), supplemented by API-first distribution for platforms and embedded integration with Aloha Pro. Aloha is incorporated in Delaware with headquarters in Weston, Florida; is registered with FinCEN as a Money Services Business (Reg. 31000326765475); and operates USD banking through Cross River Bank. Total disclosed funding is approximately $630,000 across a 2024 seed and a 2025 extension from Chile Ventures, COREangels, Bold Ventures, and CORFO, with headcount in the 11-50 range.

Name

Aloha

Legal name

Aloha Systems Corp.

Website

https://aloha.co

Company type

Private

Founded year

2026

Operating status

Operating

Headcount range

11–50 employees

Short description

Aloha Systems Corp. operates Aloha Pay, a cross-border payment platform enabling travel and hospitality businesses across the Americas to accept local payment methods (PIX, PSE, SPEI, etc.) from international travelers and settle in USD, alongside Aloha Pro, an integrated CRM and channel manager.

Ownership category

akta.pro rank

Product category

Cross-Border Payment Processing

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Finance Services (6199), International Affairs (9721)

akta.pro primary industry

Cross-Border & FX Payments Platforms (BPAMAFAK)

akta.pro secondary industries

Cross-border Payments & FX for E-commerce (CRAFALAF), Alternative Payment Methods (APMs) & Local Rails (ACH/SEPA/UPI, etc.) (CRAFALAG), A2A Checkout & Merchant Acceptance Solutions (FSAMAFAF)

Keywords

• Cross-border payments
• Travel payment processing
• Local payment rails
• Payment infrastructure
• FX conversion services

Headquarters

HQ city

Dover

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales, Others

Revenue model

1. Transaction Processing Fees: Per-successful-transaction fee model where Aloha charges a percentage on each processed payment. Fee varies by payment method (PIX, PSE, SPEI, etc.), country of origin, and client transaction volume. No setup costs, monthly fees, or charges for failed payments. Standard withdrawal has 0% additional fee while express withdrawal (~30 min) adds 1%.
2. Foreign Exchange Spread: FX spread included in the transaction rate at competitive market rates. The exchange rate applied is visible on each transaction. No separate additional fee charged for conversion.
3. SWIFT International Transfers: $20 USD per international wire transfer for worldwide SWIFT payouts. Standard local withdrawals have no additional cost.
4. Enterprise/Premium Plans: For enterprise accounts with special needs such as guaranteed SLA, dedicated support, and custom requirements, plans with monthly fees may include additional benefits beyond the base transactional model.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels6 records

Core offering

Aloha provides cross-border payment infrastructure for travel and hospitality businesses across the Americas, enabling them to accept local payment methods (PIX, PSE, SPEI, Webpay, QR, etc.) from international customers while settling in USD with real-time FX conversion. The platform combines payment collection, supplier payouts, FX, and reconciliation in a single integration accessible via web dashboard, mobile app, or REST API. It is purpose-built for the travel vertical and natively integrated with the Aloha Pro CRM and channel manager.

Product overview

Aloha offers a unified financial platform for cross-border payments focused on the travel and hospitality industry across the Americas. The core product is Aloha Pay, a payment infrastructure platform that enables businesses to accept local payment methods from international customers while settling in their preferred currency (typically USD). Aloha Pay operates as the central platform with integrated payment links, auto-pay for recurring payments, and bulk upload capabilities. Aloha Pro provides CRM and channel management with native Aloha Pay integration for automated payment-booking workflows. The product suite includes web dashboard (app.alohapay.co) and native mobile apps for iOS and Android. The platform supports specific local payment methods across Latin America including PIX (Brazil), PSE and Nequi (Colombia), SPEI/CLABE (Mexico), QR/Modo/CVU (Argentina), and Fintoc/Webpay (Chile), with settlement times ranging from seconds (PIX) to within 24 hours standard or 30 minutes express.

Differentiator

Problem solved

Functional benefit

Products and services

• Aloha Pay

Quantifiable outcome

• PIX conversion rates reach 85-95% vs 50-60% for international cards, eliminating 1 in 5 abandoned bookings
• +2 more outcomes

Named customers13 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

Feature7 records

Partnerships

One partnership is on record.

• Cross River BankcoreOthers · 1 June 2026US accounts and banking services provided by Cross River Bank, Member FDIC. FDIC insurance covers failure of the insured bank subject to FDIC rules and limits. Essential banking partner for USD wallet services, ACH origination, and wire transfers.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• dLocal: Public cross-border payments platform focused on emerging markets, particularly Latin America. dLocal aggregates local payment methods (PIX, PSE, SPEI, Boleto) and offers emerging-market merchant settlement, directly comparable to Aloha's core offering.
• EBANX: Latin America-focused payment processor acquired by Nasdaq-listed StoneCo. Provides local payment method aggregation (PIX, Boleto, PSE, SPEI, OXXO) and cross-border settlement to global merchants, directly competitive with Aloha's traveler-payment use case.
• Rapyd: Global cross-border payment network and fintech-as-a-service platform aggregating local payment methods worldwide. Comparable to Aloha for global merchants needing LatAm rail coverage and local payout infrastructure.
• PayU: Prosus-owned global payments processor with strong presence in Latin America (Brazil, Mexico, Colombia, Argentina). Offers local payment methods, merchant acquiring, and cross-border settlement serving similar merchant segments.
• Wise (formerly TransferWise): Public cross-border money movement platform offering multi-currency accounts, local rails, and transparent FX. Comparable to Aloha's real-time FX engine and cross-border collection/payout flows, with a broader SMB focus.
• CellPoint Digital: Travel payments optimization platform providing payment orchestration, alternative payment methods, and FX for airlines, hotels, and travel agencies. Direct competitor targeting the same travel-vertical cross-border payments use case as Aloha.
• Ixaris: Travel payments technology provider offering virtual cards, prepaid solutions, and payment orchestration for OTAs, tour operators, and travel merchants. Comparable niche specialization in the travel payments vertical.

Broad incumbents

• Stripe: Global payments infrastructure giant serving millions of online businesses. Aloha positions itself against Stripe's general-purpose cross-border offering, particularly for LatAm local-rail coverage and travel vertical specialization.
• Payoneer: Public cross-border payments platform serving SMBs, marketplaces, and freelancers with multi-currency receiving and paying. Comparable cross-border SMB target customer and multi-currency wallet features.

Others

• Plaid: Open banking and ACH connectivity infrastructure. Aloha integrates Plaid for US ACH payments per its integrations list, making it a dependency and adjacent rail partner rather than a direct competitor.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/@try_aloha
• Instagraminstagram.com/alohapay.co
• LinkedInlinkedin.com/company/try-aloha

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds2 records

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Aloha