What Hiatus does

Hiatus, Inc. is a US-based consumer fintech company founded in 2016 and headquartered in New York City, with a second office in Charlotte, NC. The company operates a single mobile application, the Hiatus App (available on iOS and Android), that consolidates personal financial management — subscription detection and cancellation, bill negotiation, spending analysis, net worth tracking, and budgeting — into one self-serve interface. The app connects to nearly 10,000 financial institutions for account aggregation, and the company states it serves 2 million+ members with an average claimed savings of $300 per user.

Technically, Hiatus is built as an account-aggregation and concierge-services layer rather than a bank or insurer; the platform ingests financial account data, classifies recurring charges, and routes selected users to a human concierge team that negotiates bills (e.g., phone, cable) on the user's behalf. It does not hold an insurance producer license and instead partners with Savvy (licensed insurance producer) to surface insurance offers.

The business is freemium and consumer-direct, with revenue generated primarily through affiliate referrals and lead-generation partnerships with financial product providers — Savvy for insurance, MyBankTracker for savings accounts, CardRatings for credit cards, AmONE for personal loans, and ADVR LLC for advisory referrals. Distribution is product-led and content-led: users discover the app through app stores and the Hiatus Learn Center content hub, which covers banking, investing, credit cards, personal loans, and insurance. The company has only one disclosed funding round ($1.2M in February 2017), operates with a team of 30+ employees, and remains privately held and US-focused.

Name

Hiatus

Legal name

Hiatus, Inc.

Website

https://hiatusapp.com

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

11–50 employees

Short description

Hiatus is a US consumer fintech that operates a freemium mobile app for subscription management, bill negotiation, spending tracking, net-worth monitoring, and budgeting, serving 2M+ individual users and monetizing via affiliate referrals to insurance, banking, credit card, and loan partners.

Ownership category

akta.pro rank

Product category

Personal Finance Management

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Activities Related to Credit Intermediation (5223)

SIC

Services-Prepackaged Software (7372), Services-Computer Programming, Data Processing, Etc. (7370)

akta.pro primary industry

Household Management & Lifestyle Administration (HSACAIAC)

Keywords

• Personal finance management
• Subscription management
• Bill negotiation services
• Financial account aggregation
• Consumer fintech platform

Headquarters

HQ city

New York

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales

Revenue model

1. Subscription Management and Bill Negotiation Services: Hiatus provides an all-in-one platform for tracking subscriptions, managing bills, and negotiating lower rates on behalf of users. The platform aggregates financial data from connected accounts and helps users identify savings opportunities. Revenue appears to be generated through partnerships with financial service providers (insurance, lending, banking) who pay for referral traffic and leads, as well as potentially through premium service features.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Hiatus provides an all-in-one personal finance and bill management mobile application that helps consumers find and cancel unwanted subscriptions, track spending and net worth across linked financial accounts, compare rates, and reduce monthly bills via a concierge bill-negotiation service. The app aggregates data from nearly 10,000 financial institutions to deliver a unified view of a user's financial life.

Product overview

Hiatus is a single, unified mobile application focused on personal finance management. The core product is the Hiatus App, which combines subscription management, bill negotiation, spending tracking, net worth monitoring, and budget management into one platform. Users can link their financial accounts for centralized tracking and receive concierge services for bill negotiation. The company also maintains a 'Hiatus Learn Center' educational content hub covering topics like banking, investing, credit cards, insurance, and personal loans.

Differentiator

Problem solved

Functional benefit

Products and services

• Hiatus App All-in-one personal finance and bill management mobile application available on iOS and Android. Helps individual consumers find and cancel subscriptions, track spending and net worth, manage monthly bills, compare rates, and save money through concierge bill negotiation services. Connects to nearly 10,000 financial institutions for comprehensive account aggregation.

Quantifiable outcome

• Average user saves $300 through the platform
• +2 more outcomes

Named customers4 records

Segments1 record

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

Five partnerships are on record, tiered core and minor.

• Savvy (Insurance Partner)coreGTM or Marketing PartnerSavvy is the licensed insurance producer supporting the Hiatus/Savvy program. Hiatus is not an insurer or insurance producer. All insurance information and underwriting is provided by Savvy and its licensed insurance partners. Hiatus refers users to Savvy for insurance products.
• MyBankTrackerminorGTM or Marketing PartnerHiatus has partnered with MyBankTracker for coverage of savings account products. Hiatus and MyBankTracker may receive compensation from advertisers when users click on links associated with savings account products.
• CardRatingsminorGTM or Marketing PartnerHiatus has partnered with CardRatings for coverage of credit card products. Hiatus and CardRatings may receive a commission from card issuers when users apply for or use credit card products through the platform.
• AmONEminorGTM or Marketing PartnerHiatus has partnered with AmONE for coverage of personal loan products. Hiatus and AmONE may receive compensation when users click on links associated with personal loan products.
• ADVR LLC (Advisor)minorGTM or Marketing PartnerUsers are being referred to ADVR LLC's website ('Advisor') by Hiatus, a solicitor of Advisor. The Solicitor directing users to this webpage will receive compensation from Advisor if users enter into an advisory relationship or into a paying subscription for advisory services. Compensation may be up to $2,000 per referral.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Monarch Money: Monarch Money offers subscription-based personal finance management with account aggregation, budgeting, and net worth tracking. It overlaps with Hiatus on the financial aggregation and budgeting core, though with a paid subscription model rather than freemium affiliate monetization.
• Rocket Money (formerly Truebill): Rocket Money is the most direct competitor to Hiatus, offering subscription management, bill negotiation, budgeting, and net worth tracking through a freemium mobile app. Both target US consumers with similar feature sets, and Rocket Money's acquisition by Rocket Companies provides materially greater capital and distribution.
• Trim: Trim is a direct competitor offering bill negotiation, subscription cancellation, and personal finance management features. It targets the same US consumer segment and pioneered many of the subscription-cancellation flows Hiatus now offers.

Broad incumbents

• YNAB (You Need A Budget): YNAB is a subscription-based budgeting app emphasizing zero-based budgeting methodology. It competes with Hiatus on the budgeting and spending analysis surface, with a more education-driven, paid subscription model.
• Mint (Intuit): Mint, owned by Intuit, is a broad incumbent in personal financial management offering account aggregation, budgeting, bill tracking, and credit monitoring. It competes with Hiatus on core money management but does not focus on subscription cancellation or bill negotiation.
• Empower (formerly Personal Capital): Empower offers personal financial management and wealth advisory services with account aggregation, budgeting, and net worth tracking. It competes with Hiatus primarily on the net worth tracking and financial planning features for more affluent consumers.
• Credit Karma: Credit Karma, owned by Intuit, is a broad consumer finance platform offering free credit monitoring, credit card and loan recommendations, and financial education. It overlaps with Hiatus in monetizing consumer traffic via financial product referrals and free credit/financial tools.

Emerging players

• Albert: Albert combines personal finance management with savings, investing, and cash advance features. It overlaps with Hiatus on budgeting and financial guidance, with additional banking-adjacent features.
• Charlie Finance: Charlie is an emerging AI-driven personal finance assistant targeting retirees and near-retirees, offering bill negotiation, subscription management, and financial guidance. It directly overlaps with Hiatus's bill concierge and subscription management features, particularly in the 50+ consumer segment.
• Cleo: Cleo is an AI-driven personal finance chatbot that helps users track spending, budget, and save. It overlaps with Hiatus on budgeting and spending analysis, with a more conversational/AI-led UX.

Market position

Strengths5 records

Weaknesses1 record

Competitive moat4 records

Key risks1 record

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/hiatus-inc.
• Xx.com/hiatusapp

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Hiatus