Cape Analytics

What Cape Analytics does

Cape Analytics, founded in 2014 and headquartered in New York, builds an AI-powered geospatial property intelligence platform that analyzes high-resolution aerial imagery with computer vision and machine learning to deliver objective property data on more than 100 million residential and commercial structures across the U.S. and Canada. Its product portfolio spans personal and commercial property intelligence, peril-specific modules (Wildfire, Wind, Hail, Peril Metrics), CAPE Roof Age, Automated Property Condition Reports (aPCR), and CAPE Foundry for multimodal data fusion. Core AI components include proprietary change detection, multimodal property attribute extraction, predictive risk scoring backed by 20M+ exposure records and 700K+ claims, and API-first data delivery (sub-2-second response, 99.99% uptime, SOC 2 Type II) embedded directly into carrier underwriting, rating, and reinsurance workflows. Customers are predominantly U.S. property and casualty insurers, reinsurers (including Moody's RMS-integrated workflows), and real estate/mortgage investors; named users include American Integrity, Mercury, Hippo, Kin, CSAA IG, The Hartford, State Auto, Nephila, AXA-XL, and PRP Advisors. Cape Analytics operates an enterprise sales model with subscription-based API and batch revenue, supported by imagery partnerships with EagleView and Vexcel, an aPCR distribution partnership with Clear Capital, and channel integration with Canopy Weather for hail data. In January 2025, Cape Analytics was acquired by Moody's Corporation and now operates as a wholly-owned subsidiary within Moody's insurance and financial risk analytics portfolio.

Name

Cape Analytics

Legal name

Cape Analytics, Inc.

Website

https://capeanalytics.com

Company type

Private

Founded year

2014

Operating status

Acquired

Headcount range

101–250 employees

Short description

Cape Analytics is an AI-powered geospatial property intelligence platform that delivers computer-vision-derived roof, peril, and valuation data on 100M+ U.S. and Canadian properties to property and casualty insurers, reinsurers, and real estate investors via API and batch delivery.

Ownership category

akta.pro rank

Product category

Insurance Property Intelligence Software

NAICS

Portfolio Management and Investment Advice (523940), Offices of Real Estate Agents and Brokers (531210), Information (51)

SIC

Real Estate Agents & Managers (For Others) (6531), Investment Advice (6282)

akta.pro primary industry

Real Estate Market Research & Economic Advisory (Demand/Supply, Location Analytics) (BPAJANAD)

akta.pro secondary industries

Real Estate Investment Advisory (Acquisitions/Dispositions, Capital Allocation) (BPAJANAA), Real Estate Advisory & Consulting (Strategy, Portfolio & Location) (FSAEAJAH)

Keywords

• Property intelligence
• Geospatial analytics
• Computer vision
• Insurance underwriting
• Risk assessment

Headquarters

HQ city

Palo Alto

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Infrastructure, Marketing or Sales, Operations

Revenue model

1. API Access & Data Delivery: Enterprise-grade data platform providing property intelligence via lightning-fast API (under 2 seconds response time), batch processing for custom portfolios, and web applications for property review. Revenue is generated through API usage and data delivery services integrated into client workflows.
2. Property Intelligence Modules: Modular property intelligence solutions including Core (Roof Condition Rating), Property Condition, Roof Value, and Liability modules for insurance underwriting, rating, and coverage decisions.

Go-to-market motion2 records

Distribution channels4 records

Marketing channels6 records

Core offering

Cape Analytics builds and operates an AI-powered property intelligence platform that uses computer vision, machine learning, and geospatial imagery to deliver instant, nationwide property condition, risk, and valuation characteristics. Its products serve insurance carriers, reinsurers, and real estate investors with property-level data for underwriting, portfolio management, and risk assessment.

Product overview

CAPE Analytics offers a modular property intelligence platform combining computer vision, machine learning, and geospatial imagery analytics. The core offerings include Home Insurance Property Intelligence, Commercial Property Intelligence, and Real Estate Property Intelligence, supplemented by specialized peril modules (Wildfire, Wind, Hail, Peril Metrics), CAPE Roof Age, Primary Property Elements, Change Detection, and Reinsurance solutions. Data delivery is provided through CAPE Access (API, batch, web application) powered by CAPE Foundry data fusion platform, enabling insurers, reinsurers, and real estate professionals to access property insights for underwriting, rating, coverage, and portfolio management decisions across 100+ million properties in the U.S. and Canada.

Differentiator

Problem solved

Functional benefit

Brands

• CAPE Property Intelligence: AI-powered property intelligence platform for insurance and real estate risk assessment using geospatial imagery and computer vision
• CAPE Foundry
• CAPE Roof Age
• CAPE Wildfire Intelligence
• CAPE Hail Intelligence
• CAPE Wind Intelligence
• Peril Metrics
• CAPE Roof Condition Rating (RCR)

Products and services

• Home Insurance Property Intelligence AI-driven property intelligence product for personal lines home insurance carriers, providing instant property characteristics, condition, and risk attributes for underwriting decisions.
• Commercial Property Intelligence Property intelligence offering for commercial insurance carriers covering commercial structures with risk and valuation attributes derived from geospatial imagery and machine learning.
• Real Estate Property Intelligence Property intelligence product serving real estate investors and mortgage lenders with property-level attributes supporting valuation, portfolio analysis, and investment screening.
• CAPE Roof Age Standalone product providing AI-derived roof age and roof condition attributes for properties, used by insurers for risk assessment and underwriting.
• Peril Metrics Product delivering peril-specific risk metrics for individual properties, supporting underwriting and portfolio risk evaluation.
• Wildfire Intelligence Property-level wildfire exposure and risk intelligence product for insurance carriers and reinsurers assessing wildfire peril at the individual property level.
• Wind Intelligence Wind peril property intelligence product providing structure-level wind risk attributes for insurance underwriting and portfolio management.
• Hail Intelligence Hail peril property intelligence product providing property-level hail exposure and vulnerability data for insurers.
• Reinsurance Property Intelligence Property intelligence product tailored for reinsurers, providing portfolio-level and property-level risk attributes supporting treaty pricing and exposure management.
• Primary Property Elements Product delivering core property attributes such as roof type, square footage, and structure characteristics derived from geospatial imagery and AI.
• CAPE Access Platform product providing access to Cape Analytics property intelligence data and tools for enterprise users.
• CAPE Foundry Foundry platform for integrating and delivering Cape Analytics property intelligence within customer workflows and systems.
• Change Detection Product that detects changes to properties over time using sequential aerial imagery analysis, identifying modifications relevant to risk and underwriting.
• Geospatial Analytics Geospatial analytics product delivering location-based property intelligence derived from aerial imagery and spatial data processing.
• Automated Property Condition Report (aPCR) Product generating automated property condition reports for properties, used by insurance and real estate professionals for assessment without on-site inspections.

Quantifiable outcome

• Wildfire risk can be reduced by 76% when vegetation is removed from within 10 feet of a property
• +7 more outcomes

Named customers10 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

AI capability7 records

Feature9 records

Partnerships

Four partnerships are on record, tiered core.

• Clear CapitalcoreStrategic or Co-development Partner · 26 August 2025Partnership to deploy automated Property Condition Reports (aPCR) using high-resolution imagery and machine learning to assess properties across the U.S. Solution expedites home equity loan approvals and streamlines property inspections. Integrates with Clear Capital's automated valuation model (ClearAVM).
• EagleViewcoreTechnology or Integration · 16 July 2024Long-term imagery collaboration expanding coverage, recency, and history across CAPE property intelligence products. Leverages EagleView's expansive, high-quality, high-resolution aerial imagery collection and annual capture of top 50 metro markets.
• VexcelcoreTechnology or Integration · 18 June 2024Strategic imagery partnership enhancing CAPE's AI-powered property intelligence products. Increases coverage to over 99% of U.S. households and adds access to post-disaster imagery for comprehensive property monitoring.
• Moody's RMScoreTechnology or IntegrationUnique data mapping for Moody's RMS catastrophe models enabling stakeholders to enhance accuracy, consistency, and confidence in reinsurance workflows. Natively enhances critical secondary modifiers across severe convective storm, hurricane, and wildfire for cedent portfolios.

Scale indicators7 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• EagleView: EagleView is a leading provider of high-resolution aerial imagery and analytics for property, insurance, and government; it is both a core imagery supplier to Cape and a direct competitor layering AI-driven property analytics onto its own imagery library.
• Nearmap: Nearmap provides high-resolution aerial imagery and AI-derived property attributes for insurance, real estate, and government, competing head-to-head with Cape in carrier underwriting and property intelligence workflows.
• Clear Capital: Clear Capital provides automated valuation models and property condition reporting for mortgage and home equity lending and is a Cape distribution partner; together they offer competing solutions versus traditional appraisal workflows.

Broad incumbents

• CoreLogic: CoreLogic is an established property data and analytics incumbent serving mortgage, insurance, and real estate with parcel-level data, AVMs, and risk analytics; its property intelligence suite is broadly comparable to Cape's enterprise offerings.
• Verisk: Verisk is a major insurance and risk analytics incumbent offering property data, underwriting platforms, and catastrophe modeling, overlapping with Cape's peril risk and underwriting intelligence use cases for P&C carriers.
• LexisNexis Risk Solutions: LexisNexis Risk Solutions provides insurance and property data analytics, including C.L.U.E. and attribute data, serving many of the same P&C carriers that buy Cape for underwriting and rating decisions.
• ICE Mortgage Technology (Intercontinental Exchange): ICE Mortgage Technology (formerly Ellie Mae/Black Knight) is a leading mortgage technology platform that aggregates property and collateral data for origination and securitization, overlapping with Cape's real estate and mortgage intelligence use cases.
• Cotality (formerly CoreLogic International): Cotality is the international property data and analytics business spun out of CoreLogic, providing parcel, valuation, and risk analytics across multiple geographies; it competes with Cape on cross-border property intelligence and AVM enrichment.

Emerging players

• Vexcel Data Program: Vexcel is a high-resolution aerial imagery provider that supplies Cape with imagery while also developing its own property analytics and post-disaster imagery offerings, positioning it as both partner and emerging competitor.
• SkyWatch: SkyWatch is a geospatial data platform aggregating satellite and aerial imagery for enterprise customers, offering an alternative imagery and analytics stack with partial overlap to Cape's property intelligence category.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/capeanalytics
• Xx.com/Cape_Analytics
• Facebookfacebook.com/capeanalytics

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds4 records

Investors19 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Cape Analytics