Haqdarshak

What Haqdarshak does

Haqdarshak Empowerment Solutions Pvt. Ltd., founded in 2015 and headquartered in Pune, India, operates a social benefits platform that connects underserved Indian citizens, gig workers, micro-businesses, and farmers with eligible central, state, and municipal government welfare schemes. The company reports unlocking $2.2 billion (INR 18,800 crore) in benefits across 7.6 million Indian families and 112,000+ small businesses, supported by a network of 52,000+ trained community agents (70% women) operating across 30+ states and union territories.

The core technology is a modular SaaS/API-based stack comprising three products: a citizen-facing Haqdarshak mobile app, an Agent App used by field facilitators, and the registered Yojana Card — a QR-based identity and benefits-tracking instrument. Underlying these is an AI-driven multilingual and multimodal (voice/text) benefits discovery system, an ML-based eligibility engine cross-referencing 5,000+ welfare programs in 14+ local languages, and conversational interfaces integrated with government grievance redressal platforms. Embedded finance (insurance, credit, financial tools) is layered at the last mile.

Revenue is generated across four streams: B2G professional services (analytics, scheme configuration, facilitation for government clients), B2B/enterprise subscriptions (analytics and insights for CSR and corporate clients), CSR partnerships (financial inclusion and ESG programs), and platform facilitation fees (e.g., transaction fees from welfare camps organized for gig economy platforms such as Zomato and Blinkit). Pricing is not publicly disclosed and is primarily quote-based. Total disclosed funding to date is approximately $3 million across rounds from 2017–2023, with impact-oriented investors including Acumen, Beyond Capital, Impact India Investment Partners, and Village Capital.

Name

Haqdarshak

Legal name

Haqdarshak Empowerment Solutions Pvt. Ltd.

Website

https://haqdarshak.com

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

251–500 employees

Short description

Haqdarshak is an India-based AI-driven social benefits platform that connects underserved citizens, gig workers, MSMEs, and farmers with eligible government welfare schemes via a multilingual mobile app, a 52,000+ agent field network, and a QR-based Yojana Card, operating across 30+ Indian states.

Ownership category

akta.pro rank

Product category

Social Benefits Platform

NAICS

Individual and Family Services (6241), Health and Welfare Funds (525120), Computer Systems Design and Related Services (54151)

SIC

Services-Social Services (8300), Services-Prepackaged Software (7372), Services-Computer Processing & Data Preparation (7374)

akta.pro primary industry

Financial Assistance & Benefits Navigation Services (BPAGAEAK)

akta.pro secondary industries

Care Navigation, Advocacy & Benefits Guidance Platforms (HLALADAJ), Healthcare-Linked Social Benefits Administration (e.g., Medicaid/Means-Tested Health Coverage) (BPAIAKAH), Benefits Administration (BPACAPAC)

Keywords

• Welfare scheme discovery
• Social benefits platform
• Government scheme access
• Financial inclusion services
• Benefits eligibility platform

Headquarters

HQ city

Jaipur

HQ country

India

HQ region

Asia

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Software

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. B2G Services: Government-facing services including analytics and ground-up insights, scheme configuration, and welfare program facilitation for government clients.
2. B2B/Enterprise Services: Analytics and insights for CSR and enterprise clients; embedded finance integration (insurance, credit, financial tools) at the last mile.
3. CSR Partnerships: Sustainability and financial inclusion focused collaborations with corporate partners for ESG, climate resilience, and financial inclusion programs.
4. Platform Facilitation Fees: Welfare facilitation camps organized in partnership with gig platforms like Zomato and Blinkit, unlocking entitlements for delivery partners.

Go-to-market motion1 record

Distribution channels4 records

Marketing channels3 records

Core offering

Haqdarshak operates an AI-driven Social Benefits Platform that helps Indian citizens discover and apply for eligible government welfare schemes. Its core offerings include the Haqdarshak citizen mobile app with multilingual AI-based benefits discovery, the Agent App for trained field facilitators, the Yojana Card QR-based beneficiary identity system, and analytics/insights services for government, CSR, and enterprise clients. The platform runs on a modular SaaS/API stack supporting welfare program configurations, eligibility determination, agent training, data and insights, and grievance redressals for individuals and micro/small businesses.

Product overview

Haqdarshak is a Social Benefits Platform for India's population, providing AI-driven welfare and financial services access. The core offering combines the Haqdarshak App (citizen-facing mobile application with multilingual benefit discovery), the Agent App (field staff facilitation platform), and the Yojana Card (QR-based multi-purpose identity and benefits channel). These products are delivered through a modular SaaS/API-based stack encompassing welfare program configurations, discovery, eligibility determination, agent training, data/insights, and redressals for individuals and micro/small businesses.

Differentiator

Problem solved

Functional benefit

Products and services

• Haqdarshak App Mobile application for Indian citizens to discover and access eligible government welfare schemes, featuring AI-driven multilingual benefit discovery, real-time eligibility determination via the ML engine, and access to over 5,000 mapped welfare programs across 14+ Indian languages.
• Haqdarshak Agent App Mobile platform for trained field agents and contractual Haqdarshak agents providing end-to-end in-person facilitation support for welfare applications, integrated with the learning platform and extensive schemes knowledge base.
• Yojana Card Multi-purpose, QR-based beneficiary identity and benefits channel that links to a beneficiary's socio-economic profile, eligible and availed schemes, and other private welfare and financial services. It bridges inclusion gaps by providing a portable record of welfare entitlements.
• Analytics and Insights Service Subscription-based analytics and ground-up insights service for government, CSR, and enterprise clients, leveraging Haqdarshak's 5,000+ scheme database and ML eligibility engine to support welfare program design, monitoring, and evaluation.
• Welfare Program Configuration and Implementation Service Professional service for government and enterprise clients to configure, customize, and implement welfare programs on Haqdarshak's modular SaaS/API-based stack, including scheme mapping, eligibility setup, and agent training.
• Embedded Finance Integration Service integrating insurance, credit, and new financial tools directly at the last mile through Haqdarshak's platform and agent network, enabling financial inclusion for underserved citizens and micro-businesses.

Quantifiable outcome

• Unlocked $2.2 billion worth of government benefits for 7.6 million families and 112,000+ small businesses
• +2 more outcomes

Named customers2 records

Segments6 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability7 records

Feature4 records

Partnerships

Four partnerships are on record, tiered core and minor.

• ZomatocoreGTM or Marketing Partner · 8 May 2026Haqdarshak partnered with Zomato to organize welfare facilitation camps for delivery partners across India. These camps facilitated access to central and state government schemes including health insurance, life insurance, accident insurance, and pension schemes, unlocking entitlements worth more than ₹200 crore.
• BlinkitcoreGTM or Marketing Partner · 8 May 2026Haqdarshak partnered with Blinkit to organize welfare facilitation camps for delivery partners across India. These camps helped delivery workers access government schemes for health insurance, life insurance, accident insurance, and pension schemes.
• Corporate ChannelsminorChannel Partner/ Reseller/ DistributorPartnerships with corporate channels for distributing welfare and financial services to employees and stakeholders.
• Government EntitiescoreStrategic or Co-development PartnerCollaborations with government-scale-up initiatives for welfare program configuration, scheme mapping, and citizen enrollment.

Scale indicators11 records

Recent moves5 records

Expansion highlights6 records

Direct peers

• BharatPe: Indian fintech serving MSMEs and small merchants with payments, credit, and business tools. Comparable to Haqdarshak in its focus on underserved micro/small businesses in India, though its core stack is merchant payments rather than welfare navigation.
• Spice Money: Financial-inclusion platform offering banking, insurance, and digital services to underserved populations through a distributed agent network in India. Directly comparable to Haqdarshak in last-mile agent-led delivery to low-income and rural customers.
• PayNearby: Tech-led distribution platform enabling local retail and banking agents to deliver financial services to underserved Indians. Comparable agent-network model and customer segment, focused on banking/payments rather than welfare schemes.
• mPokket: Digital lending platform providing small-ticket credit to students, gig workers, and young professionals in India. Overlaps with Haqdarshak's embedded-finance ambitions and its underserved, often informal-segment customer base.

Broad incumbents

• Plum: Employee benefits and group health-insurance platform for Indian employers. Operates in the broader benefits-administration space but is anchored to employer-sponsored plans, unlike Haqdarshak's direct-to-citizen welfare model.
• ekincare: AI-driven employee health-benefits and wellness platform serving Indian employers. Comparable benefits-administration domain but B2B-led, whereas Haqdarshak primarily serves end users, government, and CSR clients.
• Jana Small Finance Bank: Small finance bank focused on financial inclusion for underbanked Indians across urban, semi-urban, and rural segments. Comparable mission of serving low-income customers with welfare-adjacent products like micro-savings, micro-insurance, and government-scheme-linked accounts.

Emerging players

• Catalyst (financial inclusion platform): Emerging platform focused on financial services and welfare access for underserved communities in India. Relevant as a likely EMERGING_PLAYER in the same niche of AI- and agent-driven benefits/welfare facilitation, though smaller in scale than Haqdarshak.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• Xx.com/haqdarshak
• Facebookfacebook.com/haqdarshak
• LinkedInlinkedin.com/company/haqdarshak-empowerment-solutions
• Instagraminstagram.com/haqdarshak

Revenue estimate

Valuation estimate

Number of profiles

Profiles13 records

Funding overview

Funding rounds5 records

Investors10 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Haqdarshak