Fumbi Network
Fumbi Network is a Bratislava-based, MiCA-licensed cryptocurrency investment platform founded in 2018, serving over 100,000 retail and corporate investors across 10+ European countries via index, staking, and custody products built on Fireblocks infrastructure.
- Company typePrivate
- Founded2018
- HeadquartersBratislava
- Headcount11–50
- GTM typeB2C
- OfferingSoftware
What Fumbi Network does
Fumbi Network is a Bratislava-based, privately held cryptocurrency investment platform founded in 2018. The company offers both individual (Fumbi Individual) and corporate (Fumbi Biznis) accounts through a self-serve web and mobile application localized in 13+ European languages, targeting retail and SMB investors seeking simple, regulated exposure to digital assets. Its product suite spans a managed Index Portfolio driven by the proprietary "Fumbi Algorithm," a Staking Portfolio (3–5% expected annual rewards credited weekly), a Bitcoin & Gold (PAX Gold) rebalancing product, Advanced and Custom Choice portfolios, a non-custodial Fumbi Wallet, gift vouchers, and a premium custody service (€10,000+ deposits) with personal advisor support. All client assets are held via Fireblocks institutional-grade custody with regular independent audits by SGS, and the company is GDPR compliant.
The business model is primarily transaction-fee-based: revenue is generated through spreads and fees on crypto purchases, sales, and staking reward distribution, supplemented by premium custody fees for higher-balance clients. The platform operates on a product-led growth model with low-friction onboarding (€10 minimum) and amplifies acquisition through Fumbi Academy, a podcast, SEO, referral incentives, and earned media in outlets such as Forbes and Slovak press. Following a €1.5M seed round in 2021 led by BaseTech, the company prioritized EU regulatory readiness, culminating in a MiCA license from the National Bank of Slovakia on December 17, 2025, and the acquisition of Estonian payments entity DLTPAY in July 2025. Clients were migrated to the MiCA-licensed FUMBI, s.r.o. entity at the end of 2025, positioning the company for EU-wide passporting; Hungary is the only explicitly disclosed geographic restriction.
Fumbi Network firmographics
Firmographics- Name
- Fumbi Network
- Legal name
- FUMBI, s.r.o.
- Website
- https://fumbi.network
- Company type
- Private
- Founded year
- 2018
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Fumbi Network is a Bratislava-based, MiCA-licensed cryptocurrency investment platform founded in 2018, serving over 100,000 retail and corporate investors across 10+ European countries via index, staking, and custody products built on Fireblocks infrastructure.
- Ownership category
- akta.pro rank
Fumbi Network industry classification
Industry- Product category
- Cryptocurrency Investment Platform
- NAICS
- Open-End Investment Funds (525910)
- SIC
- Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Finance Services (6199)
- akta.pro primary industry
- Portfolio Management Systems (PMS), Rebalancing & Analytics (Crypto) (FSADAHAE)
- akta.pro secondary industries
- Managed Accounts, Separately Managed Accounts (SMA) & Funds Platforms (Crypto) (FSADAHAM), Crypto Index Providers & Benchmark Administrators (FSADAHAB)
Keywords
Where Fumbi Network is headquartered
LocationHeadquarters
- HQ city
- Bratislava
Offices3 records
Markets served
Fumbi Network business model
Business model- GTM type
- B2C
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Infrastructure, Operations, Others
Revenue model
- Transaction and Trading Fees: Fumbi generates revenue through spreads and fees on cryptocurrency transactions. Users pay fees when buying and selling crypto assets through the platform. The pricing page is available as a downloadable PDF document.
- Staking Rewards Distribution: The Staking Portfolio offers expected annual rewards of 3-5% in cryptocurrencies, with rewards credited weekly to users.
- Custody Services: Premium custody service available for clients with deposits exceeding €10,000, including personal advisor and institutional-grade key security.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Fumbi Index Portfolio - Dynamic index investing in top cryptocurrencies |
| Transaction based/ take rate | Pay-as-you-go | Staking Portfolio - Earn 3-5% annual rewards |
| Transaction based/ take rate | Pay-as-you-go | Bitcoin and Gold - Balanced Bitcoin and PAX Gold investment |
| Subscription | Monthly | Custody Service - Premium institutional-grade custody |
| Other | Pay-as-you-go | Fumbi Wallet - Non-custodial crypto wallet |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels7 records
Fumbi Network product offering
Product offeringCore offering
Fumbi Network operates a MiCA-regulated digital investment platform that enables users to invest in diversified cryptocurrency portfolios starting from €10. Core products include the Fumbi Index Portfolio managed by a proprietary algorithm, a Staking Portfolio offering 3-5% expected annual rewards, a Bitcoin & Gold balanced product, and customizable advanced portfolios, all secured through Fireblocks institutional-grade custody. The platform serves both individual retail investors (Fumbi Individual) and corporate clients (Fumbi Biznis) across 10+ European countries with support for 13+ languages.
Differentiator
Problem solved
Functional benefit
Brands
- Fumbi Individual: Personal cryptocurrency investment accounts for individual users, offering products including Fumbi Index Portfolio, Staking Portfolio, Bitcoin a Zlato (Bitcoin and Gold), and Vlastná Voľba (Custom Choice).
- Fumbi Biznis
- Fumbi Academy
- Fumbi Peňaženka (Fumbi Wallet)
- Fumbi Index Portfolio
- Staking Portfolio
- Bitcoin a Zlato
- Pokročilé Portfóliá
- Vlastná Voľba
- Darčekové poukážky
- Úschova
- Fumbi Kredit
Products and services
- Fumbi Index Portfolio A diversified, algorithmically managed index portfolio of top verified cryptocurrencies designed to track overall market growth rather than individual coins. Users make a single deposit starting from €10 and the Fumbi Algorithm handles selection, weighting, and periodic rebalancing. Targeted at individual and corporate investors seeking passive, long-term crypto exposure.
- Staking Portfolio A cryptocurrency staking portfolio that offers an expected annual reward of 3-5% paid in cryptocurrencies and credited weekly. Targeted at retail and corporate investors seeking yield on idle digital-asset holdings.
- Bitcoin a Zlato (Bitcoin and Gold) A balanced product where the algorithm rebalances the user's investment between Bitcoin and PAX Gold (a gold-backed cryptocurrency) to combine growth potential with stability. Positioned as a long-term savings product for conservative crypto investors.
- Pokročilé Portfóliá (Advanced Portfolios) Customizable cryptocurrency portfolios aligned with individual investment goals and preferences, offering flexibility and freedom in selecting and purchasing crypto assets. Targeted at more experienced investors.
- Vlastná Voľba (Custom Choice) Self-directed product that lets users invest in individual cryptocurrencies of their choice while still relying on Fumbi's secure custody. Suited for users who want to pick their own coins rather than use a managed basket.
- Fumbi Peňaženka (Fumbi Wallet) A non-custodial cryptocurrency wallet that lets users create their own wallet space or connect an existing wallet, giving them full control over their private keys. Marketed as a self-custody complement to Fumbi's managed investment products.
- Úschova (Custody Service) A premium custody service that uses Fireblocks technology to store cryptocurrencies with institutional-grade security, client asset segregation, and independent audits. Available for deposits over €10,000 and includes a personal advisor and dedicated address. Targeted at higher-net-worth individuals and corporate clients.
- Fumbi Biznis (Fumbi Business) The corporate-business edition of the Fumbi platform, offering cryptocurrency investment services to legal entities, including Business Staking Portfolio, Business Advanced Portfolios, Business Custom Choice, and access to premium custody with a personal advisor for larger deposits.
- Darčekové poukážky (Gift Vouchers) Cryptocurrency gift vouchers available from €10, with tiered validity (3 months up to €500, 6 months €500-€5,000, 1 year €5,000-€10,000) that allow recipients to invest in Fumbi products. Functions as a customer-acquisition and gifting channel.
- Fumbi Academy Educational platform providing step-by-step guidance on cryptocurrencies and blockchain for beginners and intermediate users. Functions as a free content/lead-generation resource that supports Fumbi's investment products.
Quantifiable outcome
- Expected annual staking rewards of 3-5% credited weekly to users
- +2 more outcomes
Companies that use Fumbi Network
Customer profileNamed customers5 records
Segments2 records
Ideal customer profiles2 records
Fumbi Network technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
AI capability1 record
Feature4 records
Fumbi Network partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core and supporting.
- FireblockscoreFireblocks provides institutional-grade cryptocurrency custody infrastructure. Fumbi uses Fireblocks for storing all user cryptocurrencies, providing one of the most secure custody solutions globally with regular independent wallet audits.
- EverifincorePayment gateway provider enabling SEPA Instant transfers, simplified bank transfers, and standard bank transfers on the Fumbi platform. Supports all major Slovak banks.
- SGSsupportingQuality assurance and verification services partner listed among Fumbi's collaborators.
- BDO SlovakiasupportingProfessional services and consulting partner for accounting and business advisory.
- AWSsupportingCloud infrastructure provider powering Fumbi's platform and digital services.
Scale indicators5 records
Recent moves6 records
Expansion highlights6 records
Fumbi Network competitors and assessment
Company assessmentDirect peers
- Bitpanda: Vienna-based retail crypto and digital-asset investment platform offering index products, staking, and savings plans. Most direct European competitor to Fumbi given overlapping product set, target customer (retail savers), and regulatory positioning under MiCA.
- Bison (Boerse Stuttgart Group): German crypto trading app from a major stock exchange group, targeting retail savers with a simple mobile UX and staking/index-style offerings. Comparable regulatory profile (BaFin-supervised) and audience overlap with Fumbi.
- 21Shares: Swiss crypto ETP and index product provider offering institutional and retail access to diversified crypto exposure. Comparable on the crypto index/thematic product thesis though weighted toward listed ETPs versus a platform.
Broad incumbents
- Kraken: US-founded but Europe-active crypto exchange pursuing MiCA licensing across the EU. Direct overlap in retail crypto trading and staking, with stronger brand and liquidity but similar regulatory trajectory.
- eToro: Global multi-asset retail brokerage with deep European footprint, social trading, and crypto offerings. Competes for the same retail investor persona but at vastly greater scale and brand recognition.
- Scalable Capital: Munich-based retail brokerage offering ETFs, savings plans, and crypto via partner brokers. Comparable pan-European retail audience and regulatory profile but broader asset mix.
- Coinbase: Largest publicly listed US crypto exchange, expanding aggressively in Europe under MiCA. Represents both a direct competitor (retail crypto access) and an infrastructure benchmark for custody and compliance.
- Trade Republic: Berlin-based retail broker expanding into crypto and savings products, targeting young European savers. Overlaps with Fumbi's mass-retail positioning and long-term savings narrative.
- Revolut: UK-headquartered super-app with built-in crypto, staking, and savings products serving tens of millions of European users. Increasingly competitive on the 'simple crypto saving' proposition at the low end of the market.
Emerging players
- Coinpanion: German-DACH retail crypto platform offering managed portfolios and advisory for European investors. Closely comparable scale and product thesis to Fumbi, though focused on German-speaking markets.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
Fumbi Network social profiles
Digital presenceFumbi Network compliance and trust
Trust signalCompliance3 records
Fumbi Network financial estimates
Financial estimateRevenue estimate
Valuation estimate
Fumbi Network leadership team
Management profileNumber of profiles
Profiles1 record
Fumbi Network funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Fumbi Network M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Fumbi Network
What does Fumbi Network do?
Fumbi Network operates a MiCA-regulated digital investment platform that enables users to invest in diversified cryptocurrency portfolios starting from €10. Core products include the Fumbi Index Portfolio managed by a proprietary algorithm, a Staking Portfolio offering 3-5% expected annual rewards, a Bitcoin & Gold balanced product, and customizable advanced portfolios, all secured through Fireblocks institutional-grade custody. The platform serves both individual retail investors (Fumbi Individual) and corporate clients (Fumbi Biznis) across 10+ European countries with support for 13+ languages.
Is Fumbi Network a public or private company?
Fumbi Network is a private company. It is classified as venture growth investor backed and is currently operating.
When was Fumbi Network founded?
Fumbi Network was founded in 2018. It employs 11 to 50 people.
Where is Fumbi Network based?
Fumbi Network is headquartered in Bratislava.
How does Fumbi Network make money?
Three revenue lines are on record. Transaction and Trading Fees are the primary driver. The others are staking Rewards Distribution and custody Services.
Who are Fumbi Network's main competitors?
Direct peers on record are Bitpanda, Bison (Boerse Stuttgart Group) and 21Shares. Broad incumbents are Kraken, eToro, Scalable Capital, Coinbase, Trade Republic and Revolut. Coinpanion is listed as an emerging player.
Does Fumbi Network have an API?
No public API is recorded for Fumbi Network.
What industry is Fumbi Network in?
Fumbi Network's product category is Cryptocurrency Investment Platform. Its primary akta.pro industry code is FSADAHAE, Portfolio Management Systems (PMS), Rebalancing & Analytics (Crypto), with a secondary code of FSADAHAM, Managed Accounts, Separately Managed Accounts (SMA) & Funds Platforms (Crypto). Its NAICS code is 525910 and its SIC code is 6200.