QuarterSpot
QuarterSpot is a US-based online lending platform founded in 2013 in New York that extends working capital to small businesses; its publicly visible web domain now displays unrelated Indonesian-language gaming content, raising questions about the status of the original lending operation.
- Company typePrivate
- Founded2016
- HeadquartersNew York, United States
- Headcount51–100
- GTM typeB2B
- OfferingServices
What QuarterSpot does
QuarterSpot is presented in firmographic sources as a US-based online lending platform that extends working capital to small businesses; the company was founded in 2013 and is headquartered in New York with a reported headcount of 51–100 employees. Public funding records indicate multiple capital events between 2013 and 2019, the most recent being approximately $16 million in June 2019, with no subsequent disclosed raises. The original product proposition centered on direct-to-small-business online origination of working-capital loans.
The company's underlying technology stack is not documented in the input data; no proprietary underwriting models, decisioning engines, or platform architecture details are described. Leadership visibility is limited to two named individuals — Eric Hexter (CTO) and Josh Emanuel (Director) — with no further executive or board information available. No state lending licenses, bank-partner arrangements, or active loan-portfolio disclosures are present in the source material.
A significant discrepancy exists between the firmographic identity and the current public web property: the quarterspot.com domain as observed in the source data presents Bahasa Indonesia-language content associated with APK MAHJONG / APK SLOT gaming products, QRIS payment integration, and Indonesian e-wallet flows, with no apparent connection to US SMB lending. This pattern is consistent with either domain lapse and third-party repurposing, a brand divestiture, or an operational wind-down of the original lending business. The conflict is unresolved in the input, and it materially limits confidence in any forward-looking assessment.
QuarterSpot firmographics
Firmographics- Name
- QuarterSpot
- Website
- https://quarterspot.com
- Company type
- Private
- Founded year
- 2016
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- QuarterSpot is a US-based online lending platform founded in 2013 in New York that extends working capital to small businesses; its publicly visible web domain now displays unrelated Indonesian-language gaming content, raising questions about the status of the original lending operation.
- Ownership category
- akta.pro rank
QuarterSpot industry classification
Industry- Product category
- Small Business Lending
- NAICS
- Other Nondepository Credit Intermediation (52229)
- SIC
- Short-Term Business Credit Institutions (6153)
- akta.pro primary industry
- Microloans & Working Capital Loans (FSAKAGAA)
- akta.pro secondary industry
- Microfinance & Community P2P Lending (FSAKAHAD)
Keywords
Where QuarterSpot is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Markets served
QuarterSpot business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales
Revenue model
- Online Gaming Services: Platform provides access to slot games and Mahjong APK applications with member deposits and wagering as primary revenue mechanism. The platform operates on transaction-based revenue with minimum deposit requirements of Rp 10,000 and minimum withdrawals of Rp 50,000.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Standard Member Access |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels3 records
QuarterSpot product offering
Product offeringCore offering
QuarterSpot is an online lending platform that provides working capital financing to small businesses. The company offers short-term business funding products delivered through a digital application and underwriting process, enabling small business owners to access capital quickly without traditional bank lending requirements.
Product overview
QuarterSpot operates APK MAHJONG, a mobile-first online gaming platform primarily focused on slot games. The product portfolio includes APK MAHJONG as the core mobile application, SLOT GACOR and SLOT ONLINE as the gaming platforms, SLOT RESMI as the official branded offering, APK SLOT as the encrypted application variant, APK BONANZA for bonus-focused promotions, and Slot Dana as the integrated e-wallet payment feature. The platform uses end-to-end encryption protocols and modern payment channels to provide secure access to slot gaming content.
Differentiator
Problem solved
Functional benefit
Products and services
- Small Business Working Capital Loans
Quantifiable outcome
- No spam SMS reports from users since registration - indicates effective data protection
- +1 more outcomes
Companies that use QuarterSpot
Customer profileSegments1 record
Ideal customer profiles1 record
QuarterSpot technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
QuarterSpot partnerships and signals
Strategic signalScale indicators4 records
Recent moves2 records
QuarterSpot competitors and assessment
Company assessmentDirect peers
- Fundbox: Fundbox is a direct peer offering short-term working capital to small businesses via an automated, data-driven underwriting platform — directly comparable in product, customer segment, and delivery model.
- Funding Circle: Funding Circle is a direct peer operating an online small business loan marketplace with term loans and lines of credit, using technology-driven underwriting — directly comparable to an online SMB working capital lender.
- OnDeck Capital: OnDeck is a direct peer as a leading online small business lender providing working capital, term loans, and lines of credit using proprietary underwriting technology — closely overlapping with QuarterSpot's product focus and target borrower.
- Kabbage (American Express): Kabbage (now part of American Express) was a direct competitor in online small business working capital, offering automated cash advances and credit lines via a digital origination platform with similar speed-of-funding positioning.
- BlueVine: BlueVine is a direct peer offering online working capital, invoice factoring, and business banking to SMBs, sharing the same digital-first, speed-focused lending model and target customer as QuarterSpot.
- Biz2Credit: Biz2Credit is a direct peer operating an online small business lending marketplace and direct origination platform, matching SMBs to working capital and term loans — comparable in customer, product, and digital delivery.
- Lendio: Lendio is a direct peer operating an online SMB loan marketplace connecting small businesses with multiple working capital and term loan products — comparable business model of digital SMB loan aggregation/origination.
- CAN Capital: CAN Capital is a direct peer providing working capital and small business loans through an online application process — historically one of the established online SMB working capital providers directly comparable to QuarterSpot.
Broad incumbents
- Accion: Accion is a broader incumbent in small business and microfinance lending globally, with overlapping mission of financial inclusion for SMBs — comparable target segment though structured as a nonprofit/development finance institution.
Emerging players
- Currency: Currency is an emerging player in SMB lending-as-a-service and embedded credit for small businesses, partially overlapping with an online working capital lender on product and target segment but differentiated by its embedded finance model.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat3 records
Key risks5 records
Key highlights4 records
Customer concentration
QuarterSpot social profiles
Digital presenceQuarterSpot financial estimates
Financial estimateRevenue estimate
Valuation estimate
QuarterSpot leadership team
Management profileNumber of profiles
Profiles2 records
QuarterSpot funding detail
Funding detailFunding overview
Funding rounds6 records
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
QuarterSpot M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about QuarterSpot
What does QuarterSpot do?
QuarterSpot is an online lending platform that provides working capital financing to small businesses. The company offers short-term business funding products delivered through a digital application and underwriting process, enabling small business owners to access capital quickly without traditional bank lending requirements.
Is QuarterSpot a public or private company?
QuarterSpot is a private company. It is classified as venture growth investor backed and is currently operating.
When was QuarterSpot founded?
QuarterSpot was founded in 2016. It employs 51 to 100 people.
Where is QuarterSpot based?
QuarterSpot is headquartered in New York, United States, in the North America region.
How does QuarterSpot make money?
One revenue line is on record: online Gaming Services.
Who are QuarterSpot's main competitors?
Direct peers on record are Fundbox, Funding Circle, OnDeck Capital, Kabbage (American Express), BlueVine, Biz2Credit, Lendio and CAN Capital. Accion is listed as a broad incumbent. Currency is listed as an emerging player.
Does QuarterSpot have an API?
No public API is recorded for QuarterSpot.
What industry is QuarterSpot in?
QuarterSpot's product category is Small Business Lending. Its primary akta.pro industry code is FSAKAGAA, Microloans & Working Capital Loans, with a secondary code of FSAKAHAD, Microfinance & Community P2P Lending. Its NAICS code is 52229 and its SIC code is 6153.