Swipcar
Swipcar is a Spain-based online car leasing broker offering all-inclusive monthly subscriptions for individuals, self-employed professionals, and businesses, with no upfront payment across new, pre-owned, and commercial vehicles.
- Company typePrivate
- Founded2018
- HeadquartersBarcelona, Spain
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Swipcar does
Swipcar is a Spain-focused online car leasing broker (renting marketplace) headquartered in Barcelona, founded in 2018. It intermediates between end customers and vehicle suppliers by offering all-inclusive monthly subscriptions that bundle insurance, maintenance, road tax, ITV, breakdown assistance and tire replacement into a single fee, with no upfront payment and contract terms of 24–60 months. The platform exposes a multi-segment catalog covering new and pre-owned passenger cars, SUVs, commercial vans, and a rent-to-own modality, with dedicated funnels for individuals, self-employed professionals (autónomos) and corporate fleets (empresas).
Swipcar firmographics
Firmographics- Name
- Swipcar
- Legal name
- Swipcar
- Website
- https://swipcar.com
- Company type
- Private
- Founded year
- 2018
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Swipcar is a Spain-based online car leasing broker offering all-inclusive monthly subscriptions for individuals, self-employed professionals, and businesses, with no upfront payment across new, pre-owned, and commercial vehicles.
- Ownership category
- akta.pro rank
Swipcar industry classification
Industry- Product category
- Vehicle Leasing Services
- NAICS
- Automotive Equipment Rental and Leasing (5321), Passenger Car Rental (532111), Passenger Car Leasing (532112)
- SIC
- Services-Auto Rental & Leasing (No Drivers) (7510)
- akta.pro primary industry
- Vehicle Subscription Services (All-Inclusive, Flexible Term) (TLABAAAE)
- akta.pro secondary industries
- All-Inclusive Subscriptions (Insurance, Maintenance, Roadside, Registration) (THADACAE), Consumer/Private Lease & Subscription (Personal Contract Hire) (TLABAAAC), Commercial / Business Vehicle Subscriptions (Vans, Light Trucks) (THADACAI), Used / Refurbished Vehicle Subscription Programs (THADACAL), Auto & Vehicle Leasing (Personal Use) (FSAKANAA)
Keywords
Where Swipcar is headquartered
LocationHeadquarters
- HQ city
- Barcelona
- HQ country
- Spain
- HQ region
- Europe
Offices1 record
Markets served
Swipcar business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Operations, Personnel, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Vehicle Renting Subscriptions: Monthly subscription fees from renting vehicles to individuals, self-employed professionals, and businesses. Customers pay a fixed monthly fee that includes insurance, maintenance, road tax, ITV (vehicle inspection), breakdown assistance, and tire replacements.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Budget compact cars from €265/month |
| Subscription | Monthly | Mid-range vehicles from €290-400/month |
| Subscription | Monthly | Premium/large vehicles from €400+/month |
| Subscription | Monthly | Commercial vans from €316/month |
| Subscription | Monthly | Pre-owned/second-hand vehicles from €269/month |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
Swipcar product offering
Product offeringCore offering
Swipcar operates an online car renting marketplace that brokers customized vehicle leasing offers from a wide inventory of brands (Seat, Cupra, Peugeot, Toyota, Mercedes, etc.) to Spanish customers. Subscriptions are all-inclusive monthly fees covering insurance, maintenance, road tax, ITV, breakdown assistance, and tire changes, with no initial payment and contract terms of 24 to 60 months. Dedicated offerings exist for individuals, self-employed professionals, businesses, and commercial van operators, with optional end-of-contract vehicle purchase.
Product overview
Swipcar is a car renting marketplace platform offering multiple product lines: the core Renting de Coches service for new vehicles, Renting de Furgonetas for commercial vehicles, Renting de Coches Seminuevos for pre-owned vehicles, and specialized segments including Renting para Particulares (individuals), Renting para Autónomos (self-employed with tax benefits), and Renting para Empresas (business fleets). Sub-products include Renting con Opción a Compra (rent-to-own), Renting SUV (SUV category), and budget options like Renting por 100 euros al mes. All offerings feature all-inclusive monthly payments covering insurance, maintenance, road tax, and roadside assistance with no initial payment required.
Differentiator
Problem solved
Functional benefit
Products and services
- Renting de Coches Core new-vehicle renting service offering passenger cars from 50+ brands with all-inclusive monthly payments covering insurance, maintenance, road tax, ITV, breakdown assistance, and tire changes. Available with 24, 36, 48, or 60 month contracts starting from €265/month.
- Renting de Furgonetas Commercial vehicle renting service for businesses requiring vans and utility vehicles for logistics, delivery, and service operations. Includes electric van options such as Renault Kangoo Van EXPRESS Z.E., starting from €316/month with all-inclusive coverage.
- Renting de Coches Seminuevos Pre-owned or second-hand vehicle renting program with vehicles available from 6 months of age, starting from €269/month (e.g., Peugeot 208 BlueHDi). Provides the same all-inclusive service coverage as new-vehicle renting at lower monthly fees.
- Renting para Particulares Car renting service tailored for individual consumers in Spain, requiring no initial payment and offering all-inclusive monthly fees covering insurance, maintenance, taxes, and assistance. Targets customers seeking new vehicles with predictable monthly costs.
- Renting para Autónomos Car renting service for self-employed professionals (autónomos) that allows up to 100% deduction of the renting fee and VAT depending on vehicle use. Includes tire changes after 40,000 km and provides predictable business expenses.
- Renting para Empresas Fleet vehicle renting solution for businesses with customizable contracts, full insurance, maintenance, repairs, tax management, roadside assistance, and tire changes at 40,000+ km. Requires documentation including Model 390, Model 303, Model 200, and company financial records.
- Renting con Opción a Compra Renting modality that allows the customer to purchase the vehicle at the end of the contract by paying the residual value, combining the benefits of monthly renting with the optionality of ownership at contract maturity.
Quantifiable outcome
- 4.7/5.0 customer rating based on 1119 reviews
Companies that use Swipcar
Customer profileNamed customers5 records
Segments5 records
Ideal customer profiles4 records
Swipcar technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Swipcar partnerships and signals
Strategic signalScale indicators1 record
Recent moves6 records
Expansion highlights5 records
Swipcar competitors and assessment
Company assessmentDirect peers
- Northgate España: Direct Spanish competitor offering flexible vehicle renting/subscription to individuals, self-employed, and businesses. Operates in the same country with the same target segments and all-inclusive monthly model.
- Bipi: European car subscription startup offering monthly all-inclusive vehicle subscriptions. Closely comparable business model: digital-first, no long-term commitment, bundled insurance and maintenance.
- Vamos (Volkswagen Mobility): Spanish car subscription service from Volkswagen Financial Services offering monthly all-inclusive vehicle subscriptions to individuals and businesses. Direct competitor in the same Spanish market.
Broad incumbents
- ALD Automotive / Ayvens España: One of the world's largest fleet management and vehicle leasing companies, formed via the merger of ALD Automotive and LeasePlan. Operates broad multi-service fleet leasing in Spain including long-term rental and subscription products.
- Arval España: BNP Paribas-owned global fleet leasing and mobility company, with a significant Spanish operation offering long-term rental, leasing, and subscription services to corporates and SMEs.
- Alphabet España (BMW Group): BMW Group's fleet leasing and mobility arm, providing corporate fleet leasing, rental, and increasingly subscription products. Operates in Spain serving enterprises and premium consumers.
- LeasePlan España: Major global fleet management and car-as-a-service company (now part of Ayvens). Offers operating leases and subscription-like products to corporate and SME customers in Spain.
Emerging players
- Cluno: German car subscription startup offering all-inclusive monthly subscriptions with digital-first onboarding. Comparable model targeting consumers, though German rather than Spanish market.
Regional players
- OK Mobility: Spanish mobility company offering car rental and subscription/renting products across Spain and southern Europe. Overlaps with Swipcar on subscription-style offerings in the same geography.
- Centauro Rent a Car: Spanish-headquartered car rental company with strong presence in Spain and southern Europe. While primarily a short-term rental operator, it competes for the same customer wallets in the Spanish vehicle access market.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Swipcar financial estimates
Financial estimateRevenue estimate
Valuation estimate
Swipcar leadership team
Management profileNumber of profiles
Profiles3 records
Swipcar funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Swipcar M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Swipcar
What does Swipcar do?
Swipcar operates an online car renting marketplace that brokers customized vehicle leasing offers from a wide inventory of brands (Seat, Cupra, Peugeot, Toyota, Mercedes, etc.) to Spanish customers. Subscriptions are all-inclusive monthly fees covering insurance, maintenance, road tax, ITV, breakdown assistance, and tire changes, with no initial payment and contract terms of 24 to 60 months. Dedicated offerings exist for individuals, self-employed professionals, businesses, and commercial van operators, with optional end-of-contract vehicle purchase.
Is Swipcar a public or private company?
Swipcar is a private company. It is classified as venture growth investor backed and is currently operating.
When was Swipcar founded?
Swipcar was founded in 2018. It employs 11 to 50 people.
Where is Swipcar based?
Swipcar is headquartered in Barcelona, Spain, in the Europe region.
How does Swipcar make money?
One revenue line is on record: vehicle Renting Subscriptions.
Who are Swipcar's main competitors?
Direct peers on record are Northgate España, Bipi and Vamos (Volkswagen Mobility). Broad incumbents are ALD Automotive / Ayvens España, Arval España, Alphabet España (BMW Group) and LeasePlan España. Cluno is listed as an emerging player. Regional players are OK Mobility and Centauro Rent a Car.
Does Swipcar have an API?
No public API is recorded for Swipcar.
What industry is Swipcar in?
Swipcar's product category is Vehicle Leasing Services. Its primary akta.pro industry code is TLABAAAE, Vehicle Subscription Services (All-Inclusive, Flexible Term), with a secondary code of THADACAE, All-Inclusive Subscriptions (Insurance, Maintenance, Roadside, Registration). Its NAICS code is 5321 and its SIC code is 7510.