CCAvenue
- Company typePublic
- Founded2001
- HeadquartersMumbai, India
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
CCAvenue firmographics
Firmographics- Name
- CCAvenue
- Legal name
- AvenuesAI Limited
- Website
- https://ccavenue.com
- Company type
- Public
- Founded year
- 2001
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
CCAvenue industry classification
Industry- Product category
- Online Payment Gateway
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Services-Prepackaged Software (7372)
- akta.pro primary industry
- A2A Checkout & Merchant Acceptance Solutions (FSAMAFAF)
Keywords
Where CCAvenue is headquartered
LocationHeadquarters
- HQ city
- Mumbai
- HQ country
- India
- HQ region
- Asia
Offices2 records
Markets served
CCAvenue business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Operations, Infrastructure, Personnel, Marketing or Sales
Revenue model
- Payment Processing Fees: Transaction-based fees charged to merchants for processing payments. Merchants pay a percentage fee per successful transaction processed through the platform.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Standard pricing varies by business type and transaction characteristics |
Go-to-market motion4 records
Distribution channels5 records
Marketing channels5 records
CCAvenue product offering
Product offeringCore offering
CCAvenue is a comprehensive digital payment gateway platform that enables merchants to accept online and offline payments through 200+ payment modes including credit/debit cards, UPI, net banking, wallets, and bank EMIs. The platform provides multi-currency processing across 27 international currencies, same-day settlements, AI-powered fraud detection via F.R.I.S.K., and serves approximately 3 million merchants across India, UAE, Saudi Arabia, USA, and Australia, processing over 100 million transactions annually.
Product overview
CCAvenue is a comprehensive digital payments platform operated by AvenuesAI Limited (formerly Infibeam Avenues), offering a unified platform-plus-modules architecture. The core product is the CCAvenue Payment Gateway supporting 200+ payment modes including credit cards, debit cards, net banking, UPI, and multi-currency processing. The platform extends through AI-powered modules (CCAvenue CommerceAI with MCP protocol for autonomous agentic payments), hardware/POS solutions (SoundBox Max, TapPay), mobile applications, and add-on services including Invoice Payments, Subscriptions, Store Front, S.N.I.P., TokenPay, Forms, Checkout, Smart Analytics, F.R.I.S.K. fraud protection, and Express Settlements. The platform serves approximately 3 million merchants across India, UAE, Saudi Arabia, USA, and Australia, processing over 100 million transactions annually.
Differentiator
Problem solved
Functional benefit
Brands
- CCAvenue CommerceAI: AI-driven conversational commerce and payments platform powered by Model Context Protocol (MCP) enabling AI agents to autonomously initiate, orchestrate, and execute payment tasks.
- CCAvenue SoundBox Max
- CCAvenue TapPay
- CCAvenue Banking Connect
- CCAvenue POS
- BillAvenue
- TrustAvenue
- CCAvenue F.R.I.S.K.
Products and services
- CCAvenue Payment Gateway Primary online payment gateway enabling merchants to accept payments through 200+ payment modes including credit cards, debit cards, net banking, UPI, and prepaid instruments with multi-currency processing across 27 international currencies.
- CCAvenue CommerceAI AI-driven conversational commerce and payments platform powered by MCP (Model Context Protocol) enabling AI agents to autonomously initiate, orchestrate, and execute payment tasks for enterprise businesses.
- CCAvenue SoundBox Max Next-generation POS device accepting all payment options including tap-to-pay, QR codes, and traditional methods with real-time voice alerts for successful payments.
- CCAvenue TapPay Contactless payment solution that converts smartphone into a PoS terminal to accept tap-to-pay payments, India's first Pin-On-Glass solution.
- CCAvenue Mobile App Mobile application enabling merchants to accept, track, and manage payments on-the-go with real-time business insights and built-in TapPay functionality.
- CCAvenue Banking Connect Next-generation smart netbanking 2.0 platform with mobile-first approach for faster, smoother payment experiences through NBBL's Banking Connect.
- CCAvenue Forms Custom-branded online form builder with integrated payment gateway for collecting payments via WhatsApp, SMS, email, or social media without coding.
- CCAvenue Store Front Web store building and management solution for merchants to create and run their online stores.
- CCAvenue Subscriptions Automated recurring payment solution for subscription-based businesses and services.
- CCAvenue Invoice Payments Automated invoice creation and sending through email or SMS to collect online payments with itemized billing.
Quantifiable outcome
- 103% YoY revenue growth in FY26
- +5 more outcomes
Companies that use CCAvenue
Customer profileNamed customers18 records
Segments5 records
Ideal customer profiles5 records
CCAvenue technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration23 records
AI capability7 records
Feature9 records
CCAvenue partnerships and signals
Strategic signalPartnerships
14 partnerships are on record, tiered core and minor.
- ShiprocketcoreIntegration with Shiprocket Checkout enabling CCAvenue merchants to access high-conversion checkout solution while granting Shiprocket merchants access to same-day settlements, international payment acceptance, no-cost EMI facilities, and WhatsApp payment links
- Ujjivan Small Finance BankcoreWhite-labelled payment gateway solution enabling Ujjivan to offer branded digital payment solutions to their merchant network
- Janata Sahakari Bank LimitedminorReferral arrangement to expand digital payment services to merchants across India
- Sree Narayana Guru Co-operative BankminorReferral arrangement for expanding digital payment services to cooperative bank merchants
- NBBL (National Payments Corporation of India)coreLaunch of Banking Connect, next-gen smart netbanking 2.0 platform with mobile-first approach for faster, smoother payments at Global Fintech Fest 2025
- Bajaj Finance Ltd.coreOnboarding at Global Fintech Fest 2025 to enhance net banking experience and payment acceptance
- TJSB Sahakari BankminorNet Banking Facility partnership for consolidation of payment network
- CCAvenue SoundBox Max (POS Device)coreNext-gen POS device for offline payments with dynamic QR, soundbox, and cutting-edge features for merchants
- Flexmoney (InstaCred)coreInstaCred Cardless EMI partnership for instant digital EMI without documentation or down payment
- ZestMoneycoreCardless EMI payment option partnership enabling customers to convert payments to EMIs without credit/debit cards
- Riyad BankcoreStrategic collaboration to offer digital payments solutions to eCommerce businesses in Saudi Arabia as part of country's Vision 2030 digitization efforts
- HDFC BankcoreFirst Indian payment aggregator to offer HDFC Bank's FlexiPay solution; Debit Card EMI payment option
- NKGSB Bank (North Kanara Gaud Saraswat Bank)minorWhite Label Payment Gateway Services partnership for banks to offer branded digital payment solutions
- Riyad CapitalminorInvestment and asset management partner in Saudi Arabia
Scale indicators14 records
Recent moves9 records
Expansion highlights6 records
CCAvenue competitors and assessment
Company assessmentDirect peers
- Razorpay: India's largest full-stack payment gateway and merchant acquirer offering card, UPI, netbanking and recurring payments to SMBs and enterprises - directly competitive with CCAvenue on the same merchant base and rails.
- PayU India: Major Indian payment aggregator offering online checkout, EMI, and BNPL across cards, UPI and netbanking; competes head-on with CCAvenue on enterprise merchant acquisition and product breadth.
- Cashfree Payments: Indian payment gateway providing online checkout, payouts, and recurring payments; comparable product set and target segments (SMB through enterprise) make it a direct challenger to CCAvenue.
- PhonePe: Leading Indian digital payments platform with a dominant UPI share, now extending into merchant acquiring and online checkout - a direct competitor for merchant payment acceptance and UPI volumes that CCAvenue also routes.
- Paytm (One97 Communications): Indian listed digital payments major operating payment gateway, wallet and Paytm Postpaid - directly overlapping with CCAvenue in online merchant acquiring and value-added payment products.
- Pine Labs: India-focused POS and payment solutions provider serving online and offline merchants; comparable to CCAvenue's expansion into SoundBox Max and TapPay in-store acceptance.
Broad incumbents
- Stripe: Global internet-era payment gateway with developer-first APIs; benchmark for CCAvenue's CommerceAI/MCP strategy and a broader incumbent competing for the same cross-border and SaaS-leading merchants CCAvenue courts.
- Adyen: Global enterprise-grade payment processor offering unified online, in-store and platform payments; comparable as a broader incumbent CCAvenue benchmarks against for international enterprise merchants.
- Worldline: Global payment processor with a presence in India through the Ingenico/Worldline footprint; relevant broader incumbent comparable for cross-border and large enterprise payment processing.
Regional players
- AsiaPay (PayDollar): Hong Kong-headquartered payment gateway operating across Asia-Pacific including Southeast Asia and Middle East; comparable to CCAvenue's UAE/Saudi/Oman franchise on regional cross-border merchant acceptance.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
CCAvenue social profiles
Digital presenceCCAvenue compliance and trust
Trust signalCompliance3 records
CCAvenue financial estimates
Financial estimateRevenue estimate
Valuation estimate
CCAvenue leadership team
Management profileNumber of profiles
Profiles13 records
CCAvenue funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
CCAvenue M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about CCAvenue
What does CCAvenue do?
CCAvenue is a comprehensive digital payment gateway platform that enables merchants to accept online and offline payments through 200+ payment modes including credit/debit cards, UPI, net banking, wallets, and bank EMIs. The platform provides multi-currency processing across 27 international currencies, same-day settlements, AI-powered fraud detection via F.R.I.S.K., and serves approximately 3 million merchants across India, UAE, Saudi Arabia, USA, and Australia, processing over 100 million transactions annually.
Is CCAvenue a public or private company?
CCAvenue is a public company. It is classified as public and is currently operating.
When was CCAvenue founded?
CCAvenue was founded in 2001. It employs 1 to 10 people.
Where is CCAvenue based?
CCAvenue is headquartered in Mumbai, India, in the Asia region.
How does CCAvenue make money?
One revenue line is on record: payment Processing Fees.
Who are CCAvenue's main competitors?
Direct peers on record are Razorpay, PayU India, Cashfree Payments, PhonePe, Paytm (One97 Communications) and Pine Labs. Broad incumbents are Stripe, Adyen and Worldline. AsiaPay (PayDollar) is listed as a regional player.
Does CCAvenue have an API?
Yes. CCAvenue offers a payment gateway API with detailed SDKs and plugins for multiple platforms and languages including Java, ASP Classic, PHP, Ruby on Rails, Perl, Python, and Node.js. Mobile SDKs are available for iOS and Android app integration. The platform supports iframe integration for embedding the hosted payment page. APIs enable transaction processing, refunds, settlements, and real-time notifications. Developer documentation is at www.ccavenue.com/servicedetails-ccav.
What industry is CCAvenue in?
CCAvenue's product category is Online Payment Gateway. Its primary akta.pro industry code is FSAMAFAF, A2A Checkout & Merchant Acceptance Solutions. Its NAICS code is 522320 and its SIC code is 7372.