Simpl.rent

What Simpl.rent does

Simpl.rent (legal entity Simpl sp. z o.o.) is a Polish-British PropTech startup headquartered in Kraków, Poland, founded in 2019 and operating as a digital platform that increases security and trust in Poland's residential rental market. The company serves three distinct customer segments: individual tenants, property owners/landlords, and rental professionals (agencies and property managers). Its core product is the Certyfikat Najemcy (Tenant Certificate), a three-stage remote verification covering identity confirmation, income verification (requiring earnings of at least 2x rent), and credit/payment history checks performed via automated connections to Polish economic and credit bureaus. The platform's technology stack includes electronic contract signing, online rent payment processing, and integrations with PZU for insurance distribution. Verification can be completed in approximately one hour, and over 95% of tenants agree to undergo the process when instructed.

The business operates a hybrid sales-led and product-led go-to-market. Tenants self-register and complete verification independently, while landlords and professionals can invite tenants to verify, and insurance products are bundled with the verification service. Revenue is generated through four streams: one-time tenant verification fees (159 PLN single, 249 PLN multi-tenant package valid for 12 months), commission-based sales of PZU-underwritten insurance products (rent payment insurance, tenant liability, and home insurance), transaction fees for occasional rental address declarations, and one-time fees for energy certificates and rental contract templates. The rent payment insurance, which pays landlords within 60 days of default with coverage up to 24,000 PLN (three months' rent), is positioned as the first product of its kind in Poland. As of the available data, Simpl.rent employs 11-50 staff, holds a 4.9/5 rating across 530 customer reviews, and is GDPR-, PSD2-, and KNF-registered.

Name

Simpl.rent

Legal name

Simpl sp. z o.o.

Website

https://simpl.rent

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

11–50 employees

Short description

Simpl.rent is a Kraków-based PropTech platform providing digital tenant verification, PZU-underwritten rental insurance, and rental workflow tools for individual tenants, landlords, and real estate professionals in the Polish residential rental market.

Ownership category

akta.pro rank

Product category

Tenant Verification Platform

NAICS

Rental and Leasing Services (532)

SIC

Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Residential Lease Administration & Tenant Services (BPAJAFAL)

akta.pro secondary industry

Renters Insurance (FSAJACAB)

Keywords

• Tenant verification services
• Rental insurance products
• Tenant screening platform
• Rent payment insurance
• Digital rental contracts

Headquarters

HQ city

Kraków

HQ country

Poland

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Tenant Verification Services: One-time or multi-use tenant verification certificates sold to landlords, tenants, and rental professionals. Multi-use packages allow verification of up to 10 tenants for one property address within 12 months.
2. Insurance Products: Commission-based sales of insurance products including rent payment insurance, tenant liability insurance, and home insurance. Insurances are underwritten by PZU.
3. Occasional Rental Services: Fees for providing address declarations required for occasional rental contracts in Poland.
4. Energy Certificates and Contract Builder: Sale of energy performance certificates and rental contract templates to property owners and professionals.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Simpl.rent is a digital platform that delivers remote tenant verification combined with bundled insurance products for the Polish residential rental market. Its core service is the Certyfikat Najemcy (Tenant Certificate), a three-stage automated verification of identity, income (minimum 2x rent), and credit/payment history via Polish credit bureaus. The platform also distributes insurance products underwritten by PZU (rent payment insurance, tenant liability insurance, home and contents insurance), and offers digital tools for occasional rental declarations, energy performance certificates, electronic contract creation, and online rent payments for tenants, property owners, and rental professionals.

Product overview

Simpl.rent is a rental risk management platform offering a unified suite of products for landlords, tenants, and real estate professionals in Poland. The core product is the Certyfikat Najemcy (Tenant Certificate), a three-step tenant verification covering identity, income, and payment history. This is supplemented by a portfolio of insurance products provided by PZU, including tenant liability insurance, rent payment insurance (Poland's first), and property/home insurance. Additional modules cover occasional rental addresses, energy performance certificates, rental contract creation, and electronic contract signing for professionals. The platform serves three segments: tenants, landlords/property owners, and real estate professionals.

Differentiator

Problem solved

Functional benefit

Products and services

• Certyfikat Najemcy (Tenant Certificate)

Quantifiable outcome

• Over 95% of tenants agree to verification after provided instructions
• +3 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

Two partnerships are on record, tiered core and minor.

• PZUcoreStrategic or Co-development PartnerLeading Polish insurance company underwriting rent payment insurance, tenant liability insurance, and home insurance products distributed through the simpl.rent platform.
• okazjonalny.infominorStrategic or Co-development PartnerService provider for occasional rental address declarations. In case the tenant cannot move in due to service error, property owner receives 10,000 PLN compensation.

Scale indicators6 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• OpenRent: UK-based PropTech platform that digitizes the landlord-tenant rental process with services including tenant referencing, contract creation, and rent collection. Directly comparable as a self-service rental trust platform operating in a European residential rental market.
• TenantCloud: US rental management software for landlords and tenants offering tenant screening, online rent payments, and lease management. Comparable as a multi-tenant rental platform serving small landlords and professionals.
• Avail: US rental platform providing tenant screening, online leases, and rent payments to DIY landlords and property managers. Directly comparable workflow product targeting independent landlords and small portfolios.
• TransUnion SmartMove: US tenant screening service from TransUnion offering credit reports, background checks, and eviction history to landlords. Comparable as a dedicated tenant verification and risk scoring product.
• GuarantorMyRent: US rent guarantee and tenant screening service for landlords offering coverage against tenant default. Comparable as an insurance-backed rental risk product bundled with verification.

Broad incumbents

• Experian RentBureau: Credit bureau offering rental payment data sharing and tenant screening services through its consumer credit platform. Comparable underlying data source for tenant credit/payment history verification.
• HomeLight: US PropTech platform covering real estate transactions, with adjacent offerings in title, mortgage, and home services. Comparable as a broader PropTech trust/transaction infrastructure player.
• Rightmove: UK property portal with a long-standing position in residential rental listings and adjacent tenant services. Comparable as a large incumbent in the European residential rental ecosystem where Simpl.rent operates.

Emerging players

• RentReporters: US service that reports tenants' on-time rent payments to credit bureaus to help build credit history. Comparable as a rental-data-to-credit infrastructure play serving the same tenant-landlord trust gap.

Regional players

• Spotahome: European mid-to-long-term rental platform offering verified listings and tenant-landlord matching across multiple EU markets. Comparable as a trust-enhancing digital layer for European residential rentals.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/simpl.rent

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds1 record

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Simpl.rent