Parcelamos Tudo
- Company typePrivate
- Founded2020
- HeadquartersSão Paulo, Brazil
- Headcount11–50
- GTM typeB2C
- OfferingServices
Parcelamos Tudo firmographics
Firmographics- Name
- Parcelamos Tudo
- Legal name
- Parcelamos Tudo Pontocom Solucoes em Pagamento Ltda
- Website
- https://parcelamostudo.com.br
- Company type
- Private
- Founded year
- 2020
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Parcelamos Tudo industry classification
Industry- Product category
- Consumer Installment Payments
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Payables & Disbursements (ACH/SEPA, wires, checks, virtual cards) (FSABAIAB)
Keywords
Where Parcelamos Tudo is headquartered
LocationHeadquarters
- HQ city
- São Paulo
- HQ country
- Brazil
- HQ region
- Latin America
Markets served
Parcelamos Tudo business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales
Revenue model
- Installment transaction fees on bills and government debts: Revenue generated per transaction when users pay boletos, vehicle debts (IPVA, licensing, multas), municipal debts (IPTU, ISS, ICMS, Alvará), energy bills, and phone recharges in up to 12 installments via the platform. Charges are embedded in the installment plan with "best available rates" rather than disclosed publicly.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Boleto installments: up to 12x with best-available market rates |
Go-to-market motion2 records
Parcelamos Tudo product offering
Product offeringCore offering
Parcelamos Tudo operates a Brazilian web-based installment payment platform that lets individual consumers paste a boleto barcode line ("linha digitável") or enter a vehicle license plate to split bills, government debts, and recurring charges into up to 12 installments at best-available rates, subject to Brazilian Central Bank regulation. The company is credentialed with multiple state Detrans (vehicle debts: IPVA, licensing, multas) and municipal prefeituras (IPTU, ISS, ICMS, Alvará), and also offers auxiliary modules for energy bill installments, cell phone recharges, a digital contract-signature application, and the PACWeb browser plugin for online content authenticity proofs.
Product overview
Parcelamos Tudo operates a single unified consumer fintech platform that lets users pay Brazilian public-sector and recurring bills in installments (up to 12 times). The platform combines a core installment-payment engine with several productized use cases — Boletos Parcelados, Débitos de Veículos Parcelados, Débitos em Prefeituras Parcelados, Recarga de Celular and Energia Parcelada — and additionally offers a digital contract-signature service (Aplicativo) plus the PACWeb plugin for online content proof collection, all accessed via the website parcelamostudo.com.br.
Differentiator
Problem solved
Functional benefit
Brands
- PACWeb: Aplicativo e plugin da Parcelamos Tudo para coleta de provas sobre conteúdo online, gerando relatórios com identificação de autoria (nome completo, CPF, e-mail, geolocalização, IP, sistema operacional, navegador, idioma, fuso horário).
Products and services
- Boletos Parcelados (Installment Bill Payments)
Companies that use Parcelamos Tudo
Customer profileIdeal customer profiles2 records
Parcelamos Tudo technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
Feature3 records
Parcelamos Tudo partnerships and signals
Strategic signalRecent moves6 records
Expansion highlights5 records
Parcelamos Tudo competitors and assessment
Company assessmentBroad incumbents
- PagBank / PagSeguro: One of Brazil's largest digital payment platforms, offering boletos, parcelamento, and a broad merchant acquiring + consumer wallet stack. Competes with Parcelamos Tudo on installment bill payment but operates at vastly larger scale across many verticals.
- C6 Bank: Brazilian digital bank with strong consumer credit and parcelamento offerings, including fatura parcelada and bill financing. Comparable installment mechanics and target audience to Parcelamos Tudo.
- Mercado Pago: LATAM payments and credit arm of Mercado Libre, offering boleto payment, parcelamento, PIX, and consumer credit lines. Directly comparable installment-payment mechanic for Brazilian consumers, embedded within a massive e-commerce ecosystem.
- Nubank: Largest Brazilian neobank, offering boletos, parcelamento, and PIX products to tens of millions of customers. Represents the dominant incumbent that Parcelamos Tudo competes against in the consumer installment-bill payment space.
- Banco Inter: Brazilian digital bank offering full banking services including boleto payment, parcelamento, and consumer credit. Overlaps with Parcelamos Tudo's payment and installment products but offers a much broader suite.
- PicPay: Major Brazilian digital wallet offering bill payments (boletos), parcelamento, and consumer credit products to tens of millions of users. Competes head-on with Parcelamos Tudo's core installment bill payment use case.
- Serasa Limpa Nome / Serasa e-Financeira: Serasa's Limpa Nome and parcelamento offerings allow Brazilian consumers to negotiate and pay debts (including IPVA, IPTU, energy) in installments through accredited partners. Directly comparable to Parcelamos Tudo's debt-parcelamento use cases, particularly for vehicle and municipal debts.
Direct peers
- RecargaPay: Brazilian fintech offering cell phone recharge, bill payments (boletos), and parcelamento of bills, directly overlapping with Parcelamos Tudo's Recarga de Celular and Boletos Parcelados products. Targets similar Brazilian consumers with mobile-first payment flows.
- Will Bank: Brazilian digital bank focused on the underbanked and underserved, offering simplified credit and bill-payment products. Closely comparable to Parcelamos Tudo's niche focus on liquidity-constrained Brazilian consumers paying recurring bills.
- BePay: Brazilian fintech offering parcelamento of boletos and consumer credit with a self-serve digital flow. Closely comparable product offering and target customer to Parcelamos Tudo's Boletos Parcelados service.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks7 records
Key highlights7 records
Customer concentration
Parcelamos Tudo social profiles
Digital presenceParcelamos Tudo compliance and trust
Trust signalCompliance3 records
Parcelamos Tudo financial estimates
Financial estimateRevenue estimate
Valuation estimate
Parcelamos Tudo leadership team
Management profileNumber of profiles
Parcelamos Tudo subsidiaries and ownership
Company hierarchySubsidiaries1 record
Parcelamos Tudo funding detail
Funding detailFunding overview
Funding rounds2 records
Investors2 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Parcelamos Tudo M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Parcelamos Tudo
What does Parcelamos Tudo do?
Parcelamos Tudo operates a Brazilian web-based installment payment platform that lets individual consumers paste a boleto barcode line ("linha digitável") or enter a vehicle license plate to split bills, government debts, and recurring charges into up to 12 installments at best-available rates, subject to Brazilian Central Bank regulation. The company is credentialed with multiple state Detrans (vehicle debts: IPVA, licensing, multas) and municipal prefeituras (IPTU, ISS, ICMS, Alvará), and also offers auxiliary modules for energy bill installments, cell phone recharges, a digital contract-signature application, and the PACWeb browser plugin for online content authenticity proofs.
Is Parcelamos Tudo a public or private company?
Parcelamos Tudo is a private company. It is classified as venture growth investor backed and is currently operating.
When was Parcelamos Tudo founded?
Parcelamos Tudo was founded in 2020. It employs 11 to 50 people.
Where is Parcelamos Tudo based?
Parcelamos Tudo is headquartered in São Paulo, Brazil, in the Latin America region.
How does Parcelamos Tudo make money?
One revenue line is on record: installment transaction fees on bills and government debts.
Who are Parcelamos Tudo's main competitors?
Broad incumbents on record are PagBank / PagSeguro, C6 Bank, Mercado Pago, Nubank, Banco Inter, PicPay and Serasa Limpa Nome / Serasa e-Financeira. Direct peers are RecargaPay, Will Bank and BePay.
Does Parcelamos Tudo have an API?
No public API is recorded for Parcelamos Tudo.
What industry is Parcelamos Tudo in?
Parcelamos Tudo's product category is Consumer Installment Payments. Its primary akta.pro industry code is FSABAIAB, Payables & Disbursements (ACH/SEPA, wires, checks, virtual cards). Its SIC code is 6199.