Studely
Studely is a French fintech that helps international students from 190+ countries study in Europe by providing blocked accounts, European payment accounts with Mastercard, housing, insurance, and visa support, operating across 17 countries with 90+ employees and 50,000+ students served.
- Company typePrivate
- Founded2016
- HeadquartersPuteaux, France
- Headcount51–100
- GTM typeB2C
- OfferingServices
What Studely does
Studely is a French fintech company founded in 2016 that provides financial and administrative services to international students pursuing higher education in Europe (France, Germany, Belgium, and Spain). The company's core offering is the blocked account (AVI/Compte Bloqué), a regulated financial guarantee that proves students' financial means for student visa applications — a mandatory requirement of European consular authorities. This is delivered through a self-service digital platform (avi.studely.com) plus a mobile application, with QR-coded certificate verification and remote KYC processing completed in approximately 15 minutes via partner Treezor, enabling certificate issuance within 24-48 hours.
The product suite extends beyond the AVI into a European payment account with IBAN and Mastercard debit card, student housing search across 50+ partner residences, insurance partnerships (German public health insurers BARMER, TK, SBK, and Belgian StudCorp/Partenamut), tuition payment services, residence permit administrative assistance, and a financing/credit layer through CCA BANK and SCOLARIS covering up to 80% of blocked account amounts. Three packaging tiers (Pack Basic, Pack Zen, Pack Serenity) bundle these services at country-specific price points ranging from €152 (Germany) to €470 (France), with revenue also generated through transaction fees, card issuance fees (€50 virtual card), and affiliate/referral commissions.
Studely operates as a payment service provider agent under OuiTrust/Harmoniie SAS (ACPR approval number 17478) and Treezor, maintaining a hybrid digital-physical distribution model with 21 offices across 17 countries — 15 in Africa (Cameroon, Gabon, Congo Brazzaville, DRC, Chad, Benin, Ivory Coast, Burkina Faso, Guinea, Mali, Senegal, Togo, Algeria, Morocco, Tunisia), plus Belgium, India, and Mexico. The company employs 90+ people, has supported over 50,000 students from more than 190 countries, manages approximately €300 million in student funds, and reports a 93% study project completion rate among its customer base. The 35,000+ member Studely Club and €30,000 annual scholarship endowment support a community-led growth motion, complemented by WhatsApp direct contact channels and partner school/agency referral networks.
Studely firmographics
Firmographics- Name
- Studely
- Legal name
- STUDELY
- Website
- https://studely.com
- Company type
- Private
- Founded year
- 2016
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Studely is a French fintech that helps international students from 190+ countries study in Europe by providing blocked accounts, European payment accounts with Mastercard, housing, insurance, and visa support, operating across 17 countries with 90+ employees and 50,000+ students served.
- Ownership category
- akta.pro rank
Studely industry classification
Industry- Product category
- Student Financial Services
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Nondepository Credit Intermediation (5222)
- SIC
- Services-Educational Services (8200), Functions Related To Depository Banking, Nec (6099)
- akta.pro primary industry
- Banking Setup & Local Administrative Support (Registrations, Permits) (EDAIANAH)
- akta.pro secondary industries
- Multi-Currency Accounts, Wallets & IBAN Services (FSAMAIAG), International Student Financial, Insurance & Tax Support (insurance enrollment, tax filing guidance) (EDALANAI), Student Housing Ancillary Services (Utilities Setup, Furnishings, Deposits/Guarantors, Cleaning) (EDAIALAJ), Payables & Disbursements (ACH/SEPA, wires, checks, virtual cards) (FSABAIAB)
Keywords
Where Studely is headquartered
LocationHeadquarters
- HQ city
- Puteaux
- HQ country
- France
- HQ region
- Europe
Offices22 records
Markets served
Studely business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Blocked Account Services: Service fees for opening and managing blocked accounts (AVI) required for student visa applications. Pricing varies by country: €470 (France), €152 (Germany), €350 (Belgium), quotation-based for Spain. Includes certificate issuance and financial guarantee services.
- Payment Account Services: European bank account with IBAN and Mastercard debit card. Revenue from transaction fees, card issuance fees (€50 virtual card), and international transfer fees (2.2% for African deposits).
- Insurance Services: Travel insurance (free with certain packages), health insurance partnerships with Barmer, TK, SBK in Germany (€141-151/month), and mutual insurance referrals in Belgium.
- Housing Services: Student housing search assistance with partner residences. Revenue from booking fees and administrative charges, with discounts for Studely Club members.
- Scholarship and Talent Programs: €30,000 annual scholarship endowment supporting 30 winners. Talents of Tomorrow competition offering up to €20,000 per winner. Revenue generated through competition participation and donor contributions.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Pay-as-you-go | France Tranquille Pack - Complete student package |
| Subscription | Pay-as-you-go | Germany Sperrkonto Pack - Blocked account focused |
| Subscription | Pay-as-you-go | Belgium Kalm Pack - Blocked account focused |
| Subscription | Multi-year contract | Spain Tranquilo Pack - Custom quotation |
| Subscription | Monthly | Germany Health Insurance - BARMER |
| Subscription | Monthly | Germany Health Insurance - Techniker Krankenkasse |
| Subscription | Monthly | Germany Health Insurance - SBK |
| Other | Pay-as-you-go | Referral Program |
Go-to-market motion4 records
Distribution channels7 records
Marketing channels8 records
Studely product offering
Product offeringCore offering
Studely provides financial and administrative services to international students pursuing studies in Europe, with a primary focus on France, Germany, Belgium, and Spain. Its core product is the Blocked Account (Compte Bloqué/AVI), recognized by French, Belgian, and German consulates as proof of funds for student visa applications, complemented by a European Payment Account with IBAN and Mastercard for everyday banking. Supporting offerings include student housing search, insurance products, tuition payment services, residence permit assistance, money receiving, and consumer financing, all delivered through a digital platform with mobile apps and a 17-country physical office network.
Product overview
Studely is a student mobility fintech platform offering a comprehensive suite of financial and administrative services for international students studying in Europe (France, Belgium, Germany, and Spain). The core offering centers on the blocked account (AVI/Compte Bloqué) service, which provides proof of financial resources required for student visas. This is complemented by a European payment account (Compte de Paiement) with Mastercard, student housing assistance, insurance solutions, tuition payment services, and residence permit support. The product architecture includes three subscription tiers (Pack Basic, Pack Zen, Pack Serenity) plus add-on services such as financing/credit programs, scholarships (Bourse, Talents of Tomorrow), and the Studely Club community program. Studely also maintains a physical presence with offices across Africa, Asia, and Mexico, processing payments through partners Treezor and Mangopay.
Differentiator
Problem solved
Functional benefit
Products and services
- Blocked Account (Compte Bloqué / AVI) A regulated escrow-style deposit account used by international students to demonstrate financial proof of funds to European consulates when applying for a student visa. The account is recognized by consulates in France, Belgium, and Germany and is delivered with a QR-code certificate for verification. It is targeted at non-European students enrolling in higher-education programs in those countries.
- Payment Account (Compte de Paiement) A European multi-currency current account with an IBAN and Mastercard debit card, used by international students for everyday banking, spending, and transfers after arriving in Europe. The account is operated through regulated payment service provider partnerships (Treezor, OuiTrust/Harmoniie SAS) and includes an alert system and QR-code-based features in the Studely mobile app.
- Student Housing Search Assisted search and booking service for student accommodation in European study cities, helping international students secure housing before or shortly after arrival. Targeted at the same international student ICP and integrated into the broader Studely platform.
- Insurance Solutions (Travel, Health, Habitation) Insurance products covering travel, health, and habitation (housing) risks, offered to international students as part of the Studely service bundle. Targeted at non-European students who typically lack domestic insurance coverage in their study destination.
- German Health Insurance (BARMER, TK, SBK) Statutory German health insurance enrollment via partner providers BARMER, TK, and SBK, addressing the mandatory health-insurance requirement for students enrolled at German universities. Targeted at international students bound for Germany.
- Tuition Payment Service Service that facilitates payment of university tuition fees by international students, typically involving cross-border transfers from origin-country funding sources to European institutions. Targeted at international students paying tuition in Europe.
- Residence Permit Assistance Administrative support service helping international students navigate the residence permit application and renewal process in their European study country. Targeted at recently arrived international students requiring local residence documentation.
- Receiving Money Service Service enabling international students to receive funds from family members, sponsors, or scholarships in their country of origin into their Studely European payment account. Targeted at students funded by family or external sponsors in emerging markets.
- Financing and Credit Solution Consumer financing or credit product offered to international students to fund blocked-account deposits, tuition payments, or living expenses where out-of-pocket funding is insufficient. Targeted at students with limited access to local credit in Europe.
Quantifiable outcome
- 93% study project success rate
- +3 more outcomes
Companies that use Studely
Customer profileNamed customers7 records
Segments6 records
Ideal customer profiles1 record
Studely technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration6 records
Feature3 records
Studely partnerships and signals
Strategic signalPartnerships
13 partnerships are on record, tiered core, major and minor.
- TreezorcoreTreezor is the payment service provider and electronic money institution that issues the payment accounts and Mastercard cards used by Studely customers. Studely acts as a mandated agent of Treezor, processing KYC verification and managing customer accounts on behalf of Treezor. Treezor handles the underlying financial infrastructure and regulatory compliance as the licensed payment institution.
- OuiTrust / Harmoniie SAScoreOuiTrust (commercial name of Harmoniie SAS) is an electronic money institution approved by the French ACPR under approval number 17478. Studely operates as payment service provider for OuiTrust, providing student-focused financial services under their regulatory umbrella.
- StudapartmajorStudapart is a student housing platform partner providing accommodation options to Studely students. They offer privileged access to housing offers and integrate with Studely's housing search service.
- LogifacmajorStudent housing partner offering accommodation solutions to international students through the Studely platform.
- Les EstudinesmajorStudent residence operator partner providing housing options to Studely customers with potential discounts for Studely Club members.
- NeoresidminorStudent housing partner providing residence options through Studely's housing search service.
- AdagiominorExtended stay housing partner integrated with Studely's accommodation search services.
- StudelitesminorStudent housing provider partner offering residence solutions to Studely customers.
- StudCorpmajorTravel insurance partner providing 3 months of free travel insurance to students upon arrival in Belgium. Includes repatriation assistance and medical coverage up to €30,000, recognized by Belgian municipalities for residence permit applications.
- PartenamutmajorBelgian mutual health insurance company recommended by Studely for mandatory health insurance after the initial 3-month travel insurance period expires.
- BARMERmajorGerman public health insurance provider partnered with Studely for student health insurance. Offers coverage from €146.29/month with English support, vaccinations, and family coverage options.
- Techniker Krankenkasse (TK)majorGerman health insurance partner offering coverage from €141/month. Features include English TK-App, free doctor choice, alternative medicine coverage, and 24/7 English medical support hotline.
- CCI France MexicominorFrench Chamber of Commerce and Industry in Mexico providing office space and potentially referring Mexican students to Studely services.
Scale indicators11 records
Recent moves6 records
Expansion highlights5 records
Studely competitors and assessment
Company assessmentDirect peers
- Fintiba: Fintiba is a German fintech specializing in blocked accounts (Sperrkonto) and health insurance for international students moving to Germany. It is the most direct competitor to Studely's blocked account + insurance bundle, particularly in Germany where Studely's pricing (€152) sits alongside Fintiba's offerings.
- Expatrio: Expatrio provides blocked accounts (Sperrkonto), value accounts, and health insurance for international students in Germany. It competes head-to-head with Studely in the German destination market with similar product packaging (account + insurance + tutoring) and is the second major pure-play in Studely's addressable space.
- Coracle: Coracle (formerly known for expat banking) offers banking and financial onboarding products for international students and expats, including German Sperrkonto services. It is an emerging direct competitor with overlapping value proposition for students needing financial proof of resources for European visas.
Broad incumbents
- Wise (TransferWise): Wise is a global cross-border payments and multi-currency account provider used heavily by international students. While not focused on blocked accounts, Wise competes with Studely's payment account and cross-border transfer offering (2.2% African deposits pricing), representing a broader alternative for students' banking needs.
- Remitly: Remitly is a major digital remittance provider with strong corridors from Africa and Latin America to Europe — overlapping with Studely's origin markets. While not offering blocked accounts, Remitly competes for the cross-border money movement portion of Studely's value proposition, especially the 'receiving money' service.
- N26: N26 is a European neobank offering multi-currency accounts and IBANs that international students can open remotely. It competes with Studely's European payment account product on a broader scale and at potentially lower fees, representing a mainstream alternative for the banking portion of Studely's bundle.
- Revolut: Revolut is a global digital banking and remittance platform offering multi-currency accounts, IBANs, and money transfers. Comparable to Studely on the payment account and cross-border transfer components, with potential to expand into student-specific financial products targeting the same demographic.
- MoneyGram: MoneyGram is a global money transfer operator with extensive African payout networks. It overlaps with Studely's 'receiving money' and remittance services from origin to destination countries, representing an incumbent alternative for the cross-border money movement use case.
Others
- Studapart: Studapart is a leading student housing platform in France and Europe that is both a Studely channel partner and a comparable provider in the student accommodation search vertical. Adjacent rather than direct competitor — partners today, but could expand into bundled financial services.
Regional players
- Wafacash: Wafacash is a North and West African money transfer and payment services operator with strong presence in Morocco, Senegal, and Côte d'Ivoire — countries where Studely has physical offices. It is a regional competitor for cross-border money services and student remittance flows from Studely's African origin markets.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks7 records
Key highlights7 records
Customer concentration
Studely social profiles
Digital presenceStudely compliance and trust
Trust signalCompliance4 records
Studely financial estimates
Financial estimateRevenue estimate
Valuation estimate
Studely leadership team
Management profileNumber of profiles
Profiles1 record
Studely subsidiaries and ownership
Company hierarchySubsidiaries17 records
Studely funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Studely M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Studely
What does Studely do?
Studely provides financial and administrative services to international students pursuing studies in Europe, with a primary focus on France, Germany, Belgium, and Spain. Its core product is the Blocked Account (Compte Bloqué/AVI), recognized by French, Belgian, and German consulates as proof of funds for student visa applications, complemented by a European Payment Account with IBAN and Mastercard for everyday banking. Supporting offerings include student housing search, insurance products, tuition payment services, residence permit assistance, money receiving, and consumer financing, all delivered through a digital platform with mobile apps and a 17-country physical office network.
Is Studely a public or private company?
Studely is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Studely founded?
Studely was founded in 2016. It employs 51 to 100 people.
Where is Studely based?
Studely is headquartered in Puteaux, France, in the Europe region.
How does Studely make money?
Five revenue lines are on record. Blocked Account Services are the primary driver. The others are payment Account Services, insurance Services, housing Services and scholarship and Talent Programs.
Who are Studely's main competitors?
Direct peers on record are Fintiba, Expatrio and Coracle. Broad incumbents are Wise (TransferWise), Remitly, N26, Revolut and MoneyGram. Studapart is listed as an others. Wafacash is listed as a regional player.
Does Studely have an API?
No public API is recorded for Studely.
What industry is Studely in?
Studely's product category is Student Financial Services. Its primary akta.pro industry code is EDAIANAH, Banking Setup & Local Administrative Support (Registrations, Permits), with a secondary code of FSAMAIAG, Multi-Currency Accounts, Wallets & IBAN Services. Its NAICS code is 52232 and its SIC code is 8200.