Unilend

Crowdlending Platformunilend.fr

Unilend is a French crowdlending marketplace founded in 2013 in Paris, connecting individual lenders and savers with French SMEs (TPE/PME) seeking alternative participatory financing outside traditional banking channels.

Company typePrivate
Founded2013
HeadquartersParis, France
Headcount11–50
GTM typeB2C
OfferingDigital Commerce or Content

Unilend firmographics

Firmographics

Name: Unilend
Legal name: Unilend
Website: https://unilend.fr
Company type: Private
Founded year: 2013
Operating status: Operating
Headcount range: 11–50 employees
Short description: Unilend is a French crowdlending marketplace founded in 2013 in Paris, connecting individual lenders and savers with French SMEs (TPE/PME) seeking alternative participatory financing outside traditional banking channels.
Ownership category
akta.pro rank

Unilend industry classification

Industry

Product category: Crowdlending Platform
NAICS: Mortgage and Nonmortgage Loan Brokers (52231)
SIC: Loan Brokers (6163), Personal Credit Institutions (6141)
akta.pro primary industry: Consumer P2P Personal Loans (Unsecured) (FSAKAHAA)

Keywords

Peer-to-peer lending
SME crowdlending platform
Participatory financing France
Alternative SME lending
Crowdfunding lending marketplace

Where Unilend is headquartered

Location

Headquarters

HQ city: Paris
HQ country: France
HQ region: Europe

Offices1 record

Markets served

Unilend business model

Business model

GTM type: B2C
Offering type: Digital Commerce or Content
Cost components: Technology or R&D, Personnel, Operations, Marketing or Sales

Revenue model

Peer-to-peer / crowdlending intermediation: Unilend is positioned in the Pretup gateway under the crowdfunding / crowdlending / FinTech category alongside keywords such as 'prêt TPE', 'prêt PME', 'épargne', 'investissement' and 'plateforme de prêts', indicating a marketplace model that matches lenders (épargnants / prêteurs) with SME borrowers (TPE/PME) and earns revenue via a take rate or transaction fee on originated loans.
Borrower origination / platform fees: As a French participatory financing platform connecting SME borrowers with retail lenders, Unilend is inferred to charge borrower-side origination or service fees in addition to any lender-side platform charges, consistent with standard crowdlending economics.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels1 record

Unilend product offering

Product offering

Core offering

Unilend operates a French crowdlending (peer-to-peer lending) platform that matches individual lenders and savers (épargnants / prêteurs) with small and very small French businesses (TPE / PME) seeking alternative financing. The platform, accessed via the Unilend Client Portal at unilend.fr/login, intermediates participatory financing (financement participatif / prêt participatif) loans and earns revenue through transaction fees and marketplace commissions on originated loans.

Differentiator

Problem solved

Functional benefit

Products and services

Unilend Client Portal Self-serve web portal at unilend.fr/login that provides account access for individual lenders/savers (preteurs) and SME borrowers (TPE/PME) participating in French participatory financing (crowdlending) transactions.

Companies that use Unilend

Customer profile

Segments2 records

Ideal customer profiles2 records

Unilend technology and API

Technology

Technology focussed Yes

API detail

Has API: No
API docs
API detail

Core technology

AI maturity

App detail

Feature1 record

Unilend partnerships and signals

Strategic signal

Partnerships

One partnership is on record.

PretupcoreGTM or Marketing PartnerPretup (pretup.fr) is a French crowdfunding, collaborative-economy and FinTech information platform that lists Unilend as a featured 'Client' on its login gateway (monespace.pretup.fr), with a dedicated 'Accéder à Unilend' call-to-action linking to unilend.fr/login. The Pretup gateway's newsletter sign-up and SEO metadata are explicitly themed around crowdfunding, crowdlending, participatory financing (financement participatif), and SME/TPE lending, positioning Pretup as a discovery and inbound demand channel for Unilend's lender and borrower audiences in France. No commercial terms, exclusivity, or formal contract dates are disclosed in the source.

Scale indicators1 record

Unilend competitors and assessment

Company assessment

Direct peers

Younited Credit: Leading French consumer and SME credit marketplace; operates a pan-European crowdlending/lending platform that directly competes with Unilend for both lender capital and SME borrower demand in France.
October (formerly Lendix): European SME crowdlending platform headquartered in France; directly comparable marketplace model matching institutional and retail lenders with SME borrowers across Europe.
Lendosphere: France-based crowdlending platform focused on green and impact-oriented SME lending; competes in the same French participatory financing (financement participatif) category with similar lender/borrower flows.
Anaxago: French alternative financing platform connecting investors with SMEs and real-estate opportunities via participatory financing, operating the same two-sided crowdfunding model in France as Unilend.
Look & Fin: Belgian/French crowdlending platform specializing in SME loans; comparable marketplace connecting retail lenders with small-business borrowers using similar take-rate economics.
Credit.fr: French crowdlending platform for SME and real-estate professional loans; directly competes in the same prêt participatif / prêt PME category with the same retail-investor and SME-borrower target segments.
Fundimmo: French participatory financing platform for real-estate and SME projects; adjacent within the same French crowdfunding / financement participatif regulatory regime and competing for similar retail lender capital.

Emerging players

Bold (Bold.co): France-based revenue-based financing and SME lending fintech; offers an alternative non-bank credit channel to French SMEs overlapping with Unilend's borrower audience, though with a different funding model.

Broad incumbents

Funding Circle: Large established European SME lending platform; provides a broad benchmark for crowdlending marketplace economics at scale and represents a potential competitive or consolidation threat to niche French players like Unilend.

Others

Pretup: French crowdfunding and FinTech information gateway that lists Unilend as a featured 'Client'; functions as a distribution and discovery channel rather than a direct competitor, but is a key ecosystem participant for Unilend's inbound flow.

Market position

Customer concentration

Unilend financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Unilend leadership team

Management profile

Number of profiles

Profiles1 record

Unilend funding detail

Funding detail

Funding overview

Funding rounds2 records

Investors4 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Unilend M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Unilend

What does Unilend do?

Is Unilend a public or private company?

Unilend is a private company. It is classified as venture growth investor backed and is currently operating.

When was Unilend founded?

Unilend was founded in 2013. It employs 11 to 50 people.

Where is Unilend based?

Unilend is headquartered in Paris, France, in the Europe region.

How does Unilend make money?

Two revenue lines are on record. Peer-to-peer / crowdlending intermediation is the primary driver. The others are borrower origination / platform fees.

Who are Unilend's main competitors?

Direct peers on record are Younited Credit, October (formerly Lendix), Lendosphere, Anaxago, Look & Fin, Credit.fr and Fundimmo. Bold (Bold.co) is listed as an emerging player. Funding Circle is listed as a broad incumbent. Pretup is listed as an others.

Does Unilend have an API?

No public API is recorded for Unilend.

What industry is Unilend in?

Unilend's product category is Crowdlending Platform. Its primary akta.pro industry code is FSAKAHAA, Consumer P2P Personal Loans (Unsecured). Its NAICS code is 52231 and its SIC code is 6163.