Lendosphere
Lendosphere is a Paris-based AMF-regulated crowdfunding platform (Lendocompany SAS) that intermediates debt and equity investments from retail and professional investors into French and African renewable energy projects, with €455M+ deployed across 821 projects since 2014.
- Company typePrivate
- Founded2014
- HeadquartersParis, France
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What Lendosphere does
Lendosphere, operated by Lendocompany SAS, is a French AMF-regulated crowdfunding platform (Prestataire de Services de Financement Participatif, license FP-2023-22) that intermediates debt and equity investments from retail and professional investors into renewable energy and ecological transition projects developed by French and African operators. Founded in 2014 by Laure Verhaeghe and Amaury Blais, the platform enables investments starting from €50-100 per project and scales up to €10M per transaction through co-investment with parent 123 IM Group funds. The technology stack is a self-serve web portal at lendosphere.com, with Lemon Way handling KYC/AML, payments, and wallet management (under ACPR authorization CIB 16568J), supported by BNP Paribas and ATOS payment infrastructure. Identity uses Google, Facebook, LinkedIn, and Microsoft 365 OAuth, and cookie consent is managed via Tarteaucitron for GDPR compliance.
Revenue is generated primarily through commissions of 2-6% on successful fundraising campaigns from project issuers, supplemented by annual management fees of 0.2-1% on outstanding capital and project listing fees (e.g., €3,000-5,000 per bond issuance of €150,000-300,000). Investors pay nothing to open or maintain accounts; the only investor fee is a 1% transaction fee if an investor funds the wallet and withdraws without investing. The platform serves a two-sided market: (i) project developers needing debt, bridge, mezzanine, or equity financing for solar, wind, biogas, hydro, building energy efficiency, and industrial decarbonization projects, and (ii) retail and professional investors (including via 123 IM's wealth advisor network) seeking direct green investments with disclosed average returns of 5.9% annually.
Since 2014, Lendosphere reports 821 projects financed, €455M+ deployed, a 100% successful collection rate, 46,649 registered lenders, and less than 1% of encours in default beyond 60 days. In October 2024, Lendosphere acquired Lendopolis from KissKissBankBank & Co (La Banque Postale); by December 2025, Lendopolis was absorbed into the platform and the operating entity was renamed Lendocompany SAS, consolidating teams under both the Lendosphere and Lendopolis brands. The combined Lendosphere+Lendopolis entity reports €800M+ deployed, 1,200 projects financed, and 100,000+ investors. The operating team remains very small (1-10 employees), with execution relying on a core group organized around customer service, financial and legal analysis, communication, and technology poles.
Lendosphere firmographics
Firmographics- Name
- Lendosphere
- Legal name
- LENDOCOMPANY
- Website
- https://www.lendosphere.com/
- Company type
- Private
- Founded year
- 2014
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Lendosphere is a Paris-based AMF-regulated crowdfunding platform (Lendocompany SAS) that intermediates debt and equity investments from retail and professional investors into French and African renewable energy projects, with €455M+ deployed across 821 projects since 2014.
- Ownership category
- akta.pro rank
Lendosphere industry classification
Industry- Product category
- Renewable Energy Crowdfunding
- NAICS
- Investment Banking and Securities Intermediation (523150)
- SIC
- Loan Brokers (6163)
- akta.pro primary industry
- P2P Loan Syndication & Participation Platforms (FSAKAHAL)
- akta.pro secondary industries
- Incentives, Grants & Program Administration (Auctions, Tenders, IRA/ITC/PTC Advisory) (EUAMAAAJ), Debt & Capital Advisory (Debt Raising, Refinancing, Private Credit) (BPAHAOAD)
Keywords
Where Lendosphere is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
Lendosphere business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Others
Revenue model
- Commission on successful fundraising: Lendosphere charges project issuers a percentage of the total amount collected upon successful completion of a fundraising campaign. The commission ranges between 2% and 6% of the collected amount.
- Annual management fees: Annual management fees charged to project issuers, calculated on a case-by-case basis (e.g., 0.2% to 1% of outstanding capital).
- Platform listing fees: Fees for project listing on the platform, detailed by quote in advance of operations. For example, for bond issuance fundraising between €150,000 and €300,000, fees range from €3,000 to €5,000.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Pay-as-you-go | Free investment for individual investors with no fees for account creation or management |
| Transaction based/ take rate | Multi-year contract | Commission-based pricing for project issuers seeking crowdfunding |
Go-to-market motion4 records
Distribution channels4 records
Marketing channels7 records
Lendosphere product offering
Product offeringCore offering
Lendosphere operates a regulated crowdfunding platform (PSFP-licensed by the AMF under number FP-2023-22) that enables retail and professional investors to invest directly in renewable energy and ecological transition projects via bonds, loans, and equity, starting from €10–50 per project. For project developers and corporate issuers, the platform provides diversified financing of up to €10M per transaction, including support for citizen-participation financing structures required by French regulatory calls for tender. The platform combines self-serve retail investing with institutional co-investment via the 123 IM wealth advisory network.
Product overview
Lendosphere operates as a crowdfunding platform dedicated to energy transition and ecological projects, functioning as a Prestataire de Services de Financement Participatif (PSFP) regulated by the AMF. The platform is operated by Lendocompany SAS and encompasses multiple branded portals: the core Lendosphere platform for general energy transition projects, the Lendopolis sub-brand (acquired October 2024, merged December 2025), and partner portals including Akuocoop by Lendosphere (for Akuo Group projects), MonParcValorem by Lendosphere (for VALOREM projects), and Arkolia by Lendosphere. Together these platforms have facilitated over 800 million euros invested across 1,200+ projects with 100,000+ investors. The platform enables investments starting from 10-50 euros in projects spanning solar, wind, biogas, hydro, building energy efficiency, and industrial decarbonization, offering debt instruments (bonds, loans) and equity investments with no fees for investors.
Differentiator
Problem solved
Functional benefit
Brands
- AkuoCoop by Lendosphere: Dedicated portal for investors in Akuo Group projects, formerly operated as AkuoCoop before being acquired and integrated into Lendosphere
- MonParc Valorem by Lendosphere
- Arkolia by Lendosphere
Products and services
- Lendosphere Crowdfunding Platform The flagship regulated crowdfunding platform dedicated to financing energy transition and ecological projects (solar, wind, biogas, hydro, energy efficiency, industrial decarbonization). Enables retail and professional investors to invest directly in renewable projects via bonds, loans, and equity starting from €10–50, free of account creation or management fees for investors. Project issuers access up to €10M per transaction with full campaign support and institutional co-investment via 123 IM.
- Lendopolis Crowdfunding Platform Sub-brand crowdfunding platform specialized in energy transition, acquired by Lendosphere from KissKissBankBank & Co in October 2024. Now operated alongside Lendosphere under Lendocompany, retaining the Lendopolis brand identity for its investor community and combined deal flow.
- AkuoCoop by Lendosphere Partner-branded crowdfunding portal dedicated to renewable energy projects from Akuo Group, providing continuity for existing AkuoCoop investors while transferring Akuo's crowdfunding operations to Lendosphere.
- MonParcValorem by Lendosphere Partner-branded crowdfunding portal dedicated to VALOREM Group's wind, solar, and other green-energy projects, allowing investors to access deals from this independent French renewable operator through the Lendosphere infrastructure.
- Arkolia by Lendosphere Partner-branded crowdfunding portal for Arkolia's renewable energy projects, providing access to additional energy-transition deal flow on the Lendosphere platform.
Quantifiable outcome
- 821 projects financed with €455M+ invested and 100% collection success rate since 2014
- +5 more outcomes
Companies that use Lendosphere
Customer profileNamed customers10 records
Segments5 records
Ideal customer profiles3 records
Lendosphere technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration6 records
Lendosphere partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core and minor.
- LendopoliscoreIn October 2024, Lendosphere acquired Lendopolis, a crowdfunding platform specialized in energy transition previously integrated within KissKissBankBank & Co (La Banque Postale subsidiary). In December 2025, Lendopolis was fully absorbed into Lendosphere, and Lendosphere's corporate name changed to Lendocompany. Combined entity operates both Lendosphere and Lendopolis brands.
- Lemon WaycoreSince 2014, Lemon Way has served as payment service provider for all financial transactions on Lendosphere. Lemon Way is approved by ACPR (Autorité de Contrôle Prudentiel et de Résolution) under code CIB 16568J. They handle KYC verification, payment processing, and investor-project payment flows. BNP Paribas and ATOS provide payment security infrastructure.
- AkuoCoopminorAkuoCoop was acquired by Lendosphere from Akuo Group for regulatory and international ambitions reasons. The AkuoCoop by Lendosphere portal was created, dedicated to investors in Akuo Group projects. This ensures continuity for existing AkuoCoop investors while transferring crowdfunding operations to Lendosphere.
- France FinTechminorLendosphere is a member of France FinTech association, the professional organization for fintech companies in France.
- CNR (Compagnie Nationale du Rhône)coreCNR is France's leading 100% renewable electricity producer and operates as parent company for subsidiaries Solarhona and Vensolair, which develop and operate solar projects distributed through Lendosphere. CNR's 4,143 MW installed capacity and 15.3 TWh annual production demonstrates the scale of projects available on the platform.
Scale indicators10 records
Recent moves6 records
Expansion highlights5 records
Lendosphere competitors and assessment
Company assessmentDirect peers
- Enerfip: French crowdfunding platform dedicated to renewable energy and energy transition projects, matching retail investors with project developers in a model almost identical to Lendosphere, including bonds and project finance.
- Lumo: French crowdfunding platform focused on citizen financing of renewable energy and social/environmental projects, offering bonds to retail savers with a comparable local-investor-driven model.
- Wiseed: French participatory investment platform covering equity and bonds for SMEs including energy transition projects, sharing the same AMF-licensed PSFP environment and retail crowdfunding mechanics.
- Anaxago: French crowdfunding and private investment platform active in real estate, SMEs, and renewable energy, operating under similar AMF PSFP rules and targeting retail savers with comparable ticket sizes.
- KissKissBankBank: French participatory financing pioneer (donation/reward and investment) that previously housed Lendopolis as a subsidiary of La Banque Postale, and now competes with Lendosphere in the broader French crowdfunding market.
- October (formerly Lendix): European P2P lending platform that intermediates loans to SMEs, including energy transition borrowers, with comparable retail-investor onboarding and asset-backed debt structures.
Broad incumbents
- Triodos Bank: European sustainable bank with a dedicated renewable energy finance franchise, acting as a balance-sheet lender and broader sustainable finance incumbent overlapping with Lendosphere's project developer customers.
Regional players
- Abundance Investment: UK-based platform specializing in direct investment in renewable energy and sustainability projects via debentures and bonds, comparable business model in a different geography.
- Ecocrowd: Italian green crowdfunding platform (originally 200crowd/Tr Solidarity) for climate and sustainability projects across Europe, operating the same type of regulated European crowdfunding service provider model.
- WeGreen: Portuguese crowdfunding platform focused on financing renewable energy and sustainability projects, with a citizen-investor model closely paralleling Lendosphere but serving primarily the Portuguese market.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks1 record
Key highlights7 records
Customer concentration
Lendosphere social profiles
Digital presenceLendosphere compliance and trust
Trust signalCompliance7 records
Lendosphere financial estimates
Financial estimateRevenue estimate
Valuation estimate
Lendosphere leadership team
Management profileNumber of profiles
Profiles2 records
Lendosphere subsidiaries and ownership
Company hierarchySubsidiaries1 record
Lendosphere funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Lendosphere M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Lendosphere
What does Lendosphere do?
Lendosphere operates a regulated crowdfunding platform (PSFP-licensed by the AMF under number FP-2023-22) that enables retail and professional investors to invest directly in renewable energy and ecological transition projects via bonds, loans, and equity, starting from €10–50 per project. For project developers and corporate issuers, the platform provides diversified financing of up to €10M per transaction, including support for citizen-participation financing structures required by French regulatory calls for tender. The platform combines self-serve retail investing with institutional co-investment via the 123 IM wealth advisory network.
Is Lendosphere a public or private company?
Lendosphere is a private company. It is classified as corporate owned and is currently operating.
When was Lendosphere founded?
Lendosphere was founded in 2014. It employs 1 to 10 people.
Where is Lendosphere based?
Lendosphere is headquartered in Paris, France, in the Europe region.
How does Lendosphere make money?
Three revenue lines are on record. Commission on successful fundraising is the primary driver. The others are annual management fees and platform listing fees.
Who are Lendosphere's main competitors?
Direct peers on record are Enerfip, Lumo, Wiseed, Anaxago, KissKissBankBank and October (formerly Lendix). Triodos Bank is listed as a broad incumbent. Regional players are Abundance Investment, Ecocrowd and WeGreen.
Does Lendosphere have an API?
No public API is recorded for Lendosphere.
What industry is Lendosphere in?
Lendosphere's product category is Renewable Energy Crowdfunding. Its primary akta.pro industry code is FSAKAHAL, P2P Loan Syndication & Participation Platforms, with a secondary code of EUAMAAAJ, Incentives, Grants & Program Administration (Auctions, Tenders, IRA/ITC/PTC Advisory). Its NAICS code is 523150 and its SIC code is 6163.