Unilend
Unilend is a French crowdlending marketplace founded in 2013 in Paris, connecting individual lenders and savers with French SMEs (TPE/PME) seeking alternative participatory financing outside traditional banking channels.
- Company typePrivate
- Founded2013
- HeadquartersParis, France
- Headcount11–50
- GTM typeB2C
- OfferingDigital Commerce or Content
Unilend firmographics
Firmographics- Name
- Unilend
- Legal name
- Unilend
- Website
- https://unilend.fr
- Company type
- Private
- Founded year
- 2013
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Unilend is a French crowdlending marketplace founded in 2013 in Paris, connecting individual lenders and savers with French SMEs (TPE/PME) seeking alternative participatory financing outside traditional banking channels.
- Ownership category
- akta.pro rank
Unilend industry classification
Industry- Product category
- Crowdlending Platform
- NAICS
- Mortgage and Nonmortgage Loan Brokers (52231)
- SIC
- Loan Brokers (6163), Personal Credit Institutions (6141)
- akta.pro primary industry
- Consumer P2P Personal Loans (Unsecured) (FSAKAHAA)
Keywords
Where Unilend is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
Unilend business model
Business model- GTM type
- B2C
- Offering type
- Digital Commerce or Content
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales
Revenue model
- Peer-to-peer / crowdlending intermediation: Unilend is positioned in the Pretup gateway under the crowdfunding / crowdlending / FinTech category alongside keywords such as 'prêt TPE', 'prêt PME', 'épargne', 'investissement' and 'plateforme de prêts', indicating a marketplace model that matches lenders (épargnants / prêteurs) with SME borrowers (TPE/PME) and earns revenue via a take rate or transaction fee on originated loans.
- Borrower origination / platform fees: As a French participatory financing platform connecting SME borrowers with retail lenders, Unilend is inferred to charge borrower-side origination or service fees in addition to any lender-side platform charges, consistent with standard crowdlending economics.
Go-to-market motion1 record
Distribution channels2 records
Marketing channels1 record
Unilend product offering
Product offeringCore offering
Unilend operates a French crowdlending (peer-to-peer lending) platform that matches individual lenders and savers (épargnants / prêteurs) with small and very small French businesses (TPE / PME) seeking alternative financing. The platform, accessed via the Unilend Client Portal at unilend.fr/login, intermediates participatory financing (financement participatif / prêt participatif) loans and earns revenue through transaction fees and marketplace commissions on originated loans.
Differentiator
Problem solved
Functional benefit
Products and services
- Unilend Client Portal Self-serve web portal at unilend.fr/login that provides account access for individual lenders/savers (preteurs) and SME borrowers (TPE/PME) participating in French participatory financing (crowdlending) transactions.
Companies that use Unilend
Customer profileSegments2 records
Ideal customer profiles2 records
Unilend technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Unilend partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- PretupcorePretup (pretup.fr) is a French crowdfunding, collaborative-economy and FinTech information platform that lists Unilend as a featured 'Client' on its login gateway (monespace.pretup.fr), with a dedicated 'Accéder à Unilend' call-to-action linking to unilend.fr/login. The Pretup gateway's newsletter sign-up and SEO metadata are explicitly themed around crowdfunding, crowdlending, participatory financing (financement participatif), and SME/TPE lending, positioning Pretup as a discovery and inbound demand channel for Unilend's lender and borrower audiences in France. No commercial terms, exclusivity, or formal contract dates are disclosed in the source.
Scale indicators1 record
Unilend competitors and assessment
Company assessmentDirect peers
- Younited Credit: Leading French consumer and SME credit marketplace; operates a pan-European crowdlending/lending platform that directly competes with Unilend for both lender capital and SME borrower demand in France.
- October (formerly Lendix): European SME crowdlending platform headquartered in France; directly comparable marketplace model matching institutional and retail lenders with SME borrowers across Europe.
- Lendosphere: France-based crowdlending platform focused on green and impact-oriented SME lending; competes in the same French participatory financing (financement participatif) category with similar lender/borrower flows.
- Anaxago: French alternative financing platform connecting investors with SMEs and real-estate opportunities via participatory financing, operating the same two-sided crowdfunding model in France as Unilend.
- Look & Fin: Belgian/French crowdlending platform specializing in SME loans; comparable marketplace connecting retail lenders with small-business borrowers using similar take-rate economics.
- Credit.fr: French crowdlending platform for SME and real-estate professional loans; directly competes in the same prêt participatif / prêt PME category with the same retail-investor and SME-borrower target segments.
- Fundimmo: French participatory financing platform for real-estate and SME projects; adjacent within the same French crowdfunding / financement participatif regulatory regime and competing for similar retail lender capital.
Emerging players
- Bold (Bold.co): France-based revenue-based financing and SME lending fintech; offers an alternative non-bank credit channel to French SMEs overlapping with Unilend's borrower audience, though with a different funding model.
Broad incumbents
- Funding Circle: Large established European SME lending platform; provides a broad benchmark for crowdlending marketplace economics at scale and represents a potential competitive or consolidation threat to niche French players like Unilend.
Others
- Pretup: French crowdfunding and FinTech information gateway that lists Unilend as a featured 'Client'; functions as a distribution and discovery channel rather than a direct competitor, but is a key ecosystem participant for Unilend's inbound flow.
Market position
Customer concentration
Unilend social profiles
Digital presenceUnilend financial estimates
Financial estimateRevenue estimate
Valuation estimate
Unilend leadership team
Management profileNumber of profiles
Profiles1 record
Unilend funding detail
Funding detailFunding overview
Funding rounds2 records
Investors4 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Unilend M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Unilend
What does Unilend do?
Unilend operates a French crowdlending (peer-to-peer lending) platform that matches individual lenders and savers (épargnants / prêteurs) with small and very small French businesses (TPE / PME) seeking alternative financing. The platform, accessed via the Unilend Client Portal at unilend.fr/login, intermediates participatory financing (financement participatif / prêt participatif) loans and earns revenue through transaction fees and marketplace commissions on originated loans.
Is Unilend a public or private company?
Unilend is a private company. It is classified as venture growth investor backed and is currently operating.
When was Unilend founded?
Unilend was founded in 2013. It employs 11 to 50 people.
Where is Unilend based?
Unilend is headquartered in Paris, France, in the Europe region.
How does Unilend make money?
Two revenue lines are on record. Peer-to-peer / crowdlending intermediation is the primary driver. The others are borrower origination / platform fees.
Who are Unilend's main competitors?
Direct peers on record are Younited Credit, October (formerly Lendix), Lendosphere, Anaxago, Look & Fin, Credit.fr and Fundimmo. Bold (Bold.co) is listed as an emerging player. Funding Circle is listed as a broad incumbent. Pretup is listed as an others.
Does Unilend have an API?
No public API is recorded for Unilend.
What industry is Unilend in?
Unilend's product category is Crowdlending Platform. Its primary akta.pro industry code is FSAKAHAA, Consumer P2P Personal Loans (Unsecured). Its NAICS code is 52231 and its SIC code is 6163.