Financial Gravity

What Financial Gravity does

Financial Gravity Companies, Inc. (OTC: FGCO) is a publicly traded multi-family office platform headquartered in Lakeway, Texas, that operates a Turnkey Multi-Family Office Charter enabling financial advisors and tax professionals to deliver coordinated tax, investment, and risk management services to mass-affluent American families. The platform centers on a Done-For-You partnership model in which affiliated Family Office Directors retain client relationships while Financial Gravity provides back-office administration, marketing, compliance, and subject-matter expertise, supported by proprietary tools including HALO™ for holistic asset location, Risk Meter™ for risk tolerance assessment, Incomize™ with Time Optimized Planning™ for retirement security, and Tax Architect AI™ within the Tax Master Network division. The company generates revenue primarily through AUM-based investment management fees (24% year-over-year growth to $2.1M in Q1 FY2026), supplemented by insurance and service income ($485K, +7%), with $650M+ in assets under management and a network of 40-plus Family Office Directors across the United States as of December 2025. Growth is driven by both organic advisor recruitment and acquisition of advisory practices (Marathon Financial Group, Cambridge Cape Cod Advisors, Retirement Extender), funded in part by an October 2025 credit facility with Prospeq, while the company has been profitable since Q4 2023 and reported Q1 FY2026 net income of $314,003.

Name

Financial Gravity

Legal name

Financial Gravity Companies, Inc.

Website

https://financialgravity.com

Company type

Public

Founded year

2002

Operating status

Operating

Headcount range

11–50 employees

Short description

Financial Gravity operates a Turnkey Multi-Family Office Charter platform that enables financial advisors and tax professionals to deliver coordinated tax, investment, and risk management services to mass-affluent American families through a Done-For-You partnership model with proprietary planning tools.

Ownership category

akta.pro rank

Product category

Multi-Family Office Services

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Family Office Advisory & Outsourced CIO (OCIO) (FSAAADAC)

akta.pro secondary industries

Family Office Advisory (Single/Multi-Family) (FSAEAAAI), Fee-Based Advisory (FSAEAAAM)

Keywords

• Multi-family office services
• Wealth management platform
• Tax planning services
• Financial advisor support
• Investment management fees

Headquarters

HQ city

Allen

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Investment Management Fees: Revenue from managing client assets under management (AUM). Fees are calculated as a percentage of AUM, with $650M+ AUM as of December 31, 2025. Investment management fees were $2.1 million in Q1 FY2026, representing 24% increase from prior year period.
2. Insurance and Service Income: Revenue from insurance products and additional service offerings. $485,152 in Q1 FY2026, up 7% year-over-year.
3. Family Office Director Platform Fees: Fees from financial advisors and tax professionals joining the Turnkey Multi-Family Office Charter platform, receiving comprehensive back-office, marketing, and operational support.
4. Acquisition Revenue: Revenue growth from acquiring advisory practices and their assets under management, including approximately $80M AUM from Marathon Financial Group and $150M AUM increase from Cambridge Cape Cod Advisors transaction.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels8 records

Core offering

Financial Gravity provides a Turnkey Multi-Family Office Charter that enables financial advisors and tax professionals to operate as Family Office Directors serving mass affluent American families. The platform integrates coordinated tax, investment, and risk management services through proprietary tools (HALO, Risk Meter, Incomize, Tax Architect AI) and a Done-For-You partnership model that handles back-office, marketing, compliance, and administrative tasks. The company earns revenue primarily through investment management fees on assets under management (AUM exceeding $650M as of December 31, 2025), supplemented by Family Office Director platform subscriptions and insurance/service income.

Product overview

Financial Gravity operates as a comprehensive multi-family office platform centered on its Turnkey Multi-Family Office Charter, which integrates tax, risk management, and investment solutions. The core offering is complemented by multiple sub-brands including Tax Master Network (tax planning), Financial Gravity Family Office Services (wealth management), Financial Gravity Asset Management, Financial Gravity Enhanced Markets, Financial Gravity Legacy Services, and Financial Gravity Tax Services. Key proprietary tools include HALO (Holistic Asset Location Optimization) for portfolio optimization, Risk Meter for empathetic risk assessment, and Incomize with Time Optimized Planning for retirement planning. The platform also features Tax Architect AI for tax planning automation. Educational products include The 10X Financial Advisor Newsletter, The Briefs Newsletter, and books 'Winning the Wallet Share War' and 'The 10X Financial Advisor.' The Done-For-You Partnership model provides full infrastructure support including marketing, administrative, and client service functions for Family Office Directors.

Differentiator

Problem solved

Functional benefit

Brands

• Tax Architect AI: Tax planning software used by tax professionals within Tax Master Network
• Family Office Advantage
• HALO (Holistic Asset Location Optimization)
• Risk Meter
• Incomize with Time Optimized Planning
• Taxes First, Then Math
• Control the Controllables

Products and services

• Turnkey Multi-Family Office Charter

Quantifiable outcome

• 20% revenue growth in Q1 FY2026 to $2.5 million
• +5 more outcomes

Named customers5 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

AI capability5 records

Feature7 records

Partnerships

Seven partnerships are on record, tiered minor and core.

• United HealthcareminorOthersInsurance provider for Financial Gravity employees. Company offers insurance through United Healthcare with machine-readable files available for transparency.
• AddeparcoreTechnology or IntegrationPortfolio dashboard platform used by Financial Gravity clients to view investments and access Financial Foundation reports through the Client Portal.
• RightCapitalcoreTechnology or IntegrationInteractive financial planning platform enabling Financial Gravity to create and monitor personalized financial plans for clients to reach their goals.
• TaxDomecoreTechnology or IntegrationSecure tax portal platform enabling clients to upload tax documents, track return progress, and communicate about tax preparation.
• Cambridge Cape Cod Advisors, LLCcoreStrategic or Co-development PartnerTransaction closed June 6, 2023 resulting in increased cash flow and access to additional revenue streams, plus $150 million increase in assets under management.
• Trusted Advisor/Trusted Team LLC dba Retirement Extender®coreStrategic or Co-development PartnerStrategic agreement completed April 19, 2023 that significantly enhanced Financial Gravity's cash flow and brought additional depth to the team through acquisition.
• Marathon Financial Group, LLCcoreStrategic or Co-development PartnerAsset purchase completed July 27, 2023 acquiring approximately $80 million in assets under management from Marathon Financial Group, LLC and owner J'Neanne Theus.

Scale indicators13 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• Carson Group: Carson Group operates a partnership model for financial advisors, providing back-office, marketing, technology, and succession support so advisors can scale as business owners. Directly comparable to Financial Gravity's Done-For-You Family Office Director platform and advisor roll-up strategy.
• Mariner Wealth Advisors: Mariner is a national multi-family office and RIA providing coordinated wealth, tax, and estate services to high-net-worth families. Direct competitor to Financial Gravity's MFO offering for the mass affluent segment and operates a similar advisor-affiliation model.
• Corient: Corient (formerly Focus Financial Partners) is a national multi-family office serving ultra-high and high-net-worth families with integrated wealth advisory services. Comparable in coordinated-advice model and mass affluent / HNW positioning, though at significantly larger scale.
• Stratos Wealth Holdings: Stratos is a wealth management platform combining multiple IBDs, RIAs, and advisor support services under one roof. Comparable in providing integrated practice management, technology, and compliance for affiliated advisors, though broader in scope.
• USA Financial / USA Financial Securities: USA Financial operates a turnkey asset management platform for financial advisors, providing model portfolios, technology, and practice management support. Directly comparable to Financial Gravity's Turnkey Multi-Family Office Charter in serving independent advisors with centralized infrastructure.
• Sanctuary Wealth: Sanctuary Wealth is a partnership platform enabling financial advisors to operate their own practices with full back-office, compliance, technology, and transition support. Closely comparable to Financial Gravity's Done-For-You advisor model for breakaway and growth-oriented advisors.

Broad incumbents

• Cetera Financial Group: Cetera is a large independent broker-dealer supporting thousands of financial advisors with practice management, technology, and compliance infrastructure. Comparable as a broader incumbent offering similar 'Done-For-You' support, but at much larger scale and without the multi-family office specialization.
• Cambridge Investment Research: Cambridge is a large independent broker-dealer and RIA supporting thousands of affiliated financial advisors with practice management and back-office resources. Comparable as a broader incumbent offering advisor support infrastructure at greater scale than Financial Gravity.
• Advisor Group: Advisor Group is one of the largest independent broker-dealer networks in the U.S., supporting thousands of financial advisors with practice management, technology, and succession resources. Comparable as a broad incumbent in the advisor support ecosystem.
• Edelman Financial Engines: Edelman Financial Engines is one of the largest RIAs in the U.S., offering financial planning, investment management, and tax-aware advice to mass affluent households. Comparable as a broad incumbent in the mass affluent advisory market that Financial Gravity targets.

Market position

Strengths5 records

Weaknesses3 records

Competitive moat6 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/financial-gravity
• Xx.com/FinancialGrav
• Facebookfacebook.com/FinancialGravity

Revenue estimate

Valuation estimate

Number of profiles

Profiles13 records

Subsidiaries6 records

Funding overview

Funding rounds2 records

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Financial Gravity