Sabika
Sabika is an Egyptian fintech operating a Sharia-compliant mobile app for buying, selling, and managing fractional digital gold and silver investments, serving individual retail investors in Egypt with planned expansion into Saudi Arabia and GCC markets.
- Company typePrivate
- Founded2022
- HeadquartersCairo, Egypt
- Headcount11–50
- GTM typeB2C
- OfferingSoftware
What Sabika does
Sabika is an Egyptian fintech startup founded in 2022 and headquartered in Cairo that operates a Sharia-compliant mobile platform for buying, selling, and managing fractional digital gold and silver investments. The platform serves individual retail investors in the MENA region seeking accessible, Halal investment products, with planned expansion into Saudi Arabia and broader Gulf Cooperation Council markets by 2025. Users download the app, register, deposit funds, and transact in 24K gold and 999 silver, with optional in-person collection of physical bars (gold from 5g, silver from 500g). All stored metals are held in secure, audited vaults.
The underlying technology is a mobile-first investment platform featuring real-time precious metals pricing, a digital wallet for funds management, transaction history tracking, customizable price alerts, and an integrated Gold & Silver Calculator supporting EGP inputs by amount or weight. The product is Sharia-compliant with a dedicated Sharia advisor overseeing trading practices. Proprietary features listed include the calculator, real-time price tracking, secure wallet, a Sharia-compliant trading engine, and nascent AI integration aimed at Islamic finance solution development.
Sabika monetizes through transaction fees on buy and sell orders — a pay-as-you-go model with no upfront subscription or licensing charges. Distribution is product-led via self-serve download through Apple App Store and Google Play, supplemented by organic social presence on Facebook, X, Instagram, TikTok, and YouTube, plus WhatsApp and email support. The company secured a six-figure USD seed round in October 2025 led by M-Empire Angels to fund AI integration and regional expansion. The company operates with a team of 11-50 employees and is privately held.
Sabika firmographics
Firmographics- Name
- Sabika
- Legal name
- Sabika
- Website
- https://sabika.app
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Sabika is an Egyptian fintech operating a Sharia-compliant mobile app for buying, selling, and managing fractional digital gold and silver investments, serving individual retail investors in Egypt with planned expansion into Saudi Arabia and GCC markets.
- Ownership category
- akta.pro rank
Sabika industry classification
Industry- Product category
- Digital Precious Metals Investment
- NAICS
- Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523)
- SIC
- Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Finance Services (6199)
- akta.pro primary industry
- RWA Tokenization Platforms (asset onboarding, structuring, issuance) (FSAPAIAC)
- akta.pro secondary industry
- Execution-Only / Self-Directed Investing Platforms (FSAAAAAI)
Keywords
Where Sabika is headquartered
LocationHeadquarters
- HQ city
- Cairo
- HQ country
- Egypt
- HQ region
- Africa
Offices1 record
Markets served
Sabika business model
Business model- GTM type
- B2C
- Offering type
- Software
- Cost components
- Technology or R&D, Operations, Marketing or Sales, Personnel
Revenue model
- Transaction Fees on Gold & Silver Trades: Platform generates revenue through transaction fees on buy and sell orders of gold and silver. Users pay for purchasing and selling precious metals through the platform.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Digital gold and silver investment with vault storage |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels8 records
Sabika product offering
Product offeringCore offering
Sabika operates a Sharia-compliant mobile platform that enables users to buy, sell, and manage fractional gold and silver investments. Underlying precious metals are held in secure, audited vaults, with real-time 24K gold and 999 silver pricing, an in-app digital wallet, and optional in-person collection of physical bars (gold from 5g, silver from 500g).
Product overview
Sabika operates as a unified mobile-first platform for Sharia-compliant digital precious metals investing. The core Sabika App serves as the main product, enabling users to buy, sell, and track gold and silver investments with secure vault storage. The Gold & Silver Calculator is an integrated feature within the app that provides real-time price calculations. The platform also supports in-person collection of physical metals (gold from 5g bars, silver from 500g bars) for users who prefer tangible delivery.
Differentiator
Problem solved
Functional benefit
Products and services
- Sabika App Mobile application enabling individual retail investors to buy, sell, and track fractional gold and silver holdings in real time, with metals custodied in secure vaults and optional in-person collection from 5g gold bars and 500g silver bars.
Companies that use Sabika
Customer profileSegments2 records
Ideal customer profiles1 record
Sabika technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature5 records
Sabika partnerships and signals
Strategic signalScale indicators3 records
Recent moves7 records
Expansion highlights4 records
Sabika competitors and assessment
Company assessmentDirect peers
- Goldmoney: Global digital precious-metals platform offering fractional ownership, vault storage, and buy/sell of physical gold and silver. Closely comparable to Sabika's core product, but serves a global rather than MENA-Islamic customer base.
- Vaulted: Mobile-first platform for buying, selling, and storing fractional physical gold and silver with low minimums. Comparable to Sabika in product UX and fractional-ownership model, though without Sabika's Sharia-compliance focus.
- OneGold: Digital platform enabling purchase, sale, and redemption of physical gold, silver, and platinum from leading refiners. Directly comparable to Sabika on fractional precious-metals investing with vault backing.
- Kinesis: Digital precious-metals platform combining allocated gold and silver with blockchain-based transactional currency. Comparable to Sabika on the digital-physical gold thesis and transaction-fee model.
- BullionVault: Online market for physical gold, silver, platinum and palladium with allocated vaulting. Comparable to Sabika on buy/sell, fractional ownership, and vault-storage infrastructure, though targeting a more global and self-directed audience.
Emerging players
- Sarwa: UAE-based digital wealth management platform with Sharia-compliant portfolio options. Comparable to Sabika on MENA retail-investor targeting and halal product positioning, but with a robo-advisory rather than gold-trading orientation.
- Wahed Invest: Sharia-compliant digital investment platform operating across MENA and globally. Comparable to Sabika on Islamic-finance positioning and retail investor target, though offering diversified portfolios rather than a single-asset gold focus.
Broad incumbents
- JM Bullion: Major US online dealer of gold, silver, and other precious-metal products with storage and IRA options. Comparable to Sabika on the precious-metals retail and storage value chain, though broader in scope and without Sabika's Sharia-compliance niche.
- APMEX: One of the largest US online precious-metals retailers offering gold, silver, platinum, and palladium products. Comparable to Sabika on the underlying precious-metals commerce category, but operates at far greater scale and primarily through direct retail and wholesale channels.
Regional players
- Augmont: India-based digital gold platform enabling buying, selling, and redemption of physical gold alongside partnerships with fintechs and banks. Comparable to Sabika on fractional digital-gold product mechanics, but operating primarily in India rather than MENA.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat3 records
Key risks7 records
Key highlights6 records
Customer concentration
Sabika social profiles
Digital presenceSabika financial estimates
Financial estimateRevenue estimate
Valuation estimate
Sabika leadership team
Management profileNumber of profiles
Profiles1 record
Sabika funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Sabika M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Sabika
What does Sabika do?
Sabika operates a Sharia-compliant mobile platform that enables users to buy, sell, and manage fractional gold and silver investments. Underlying precious metals are held in secure, audited vaults, with real-time 24K gold and 999 silver pricing, an in-app digital wallet, and optional in-person collection of physical bars (gold from 5g, silver from 500g).
Is Sabika a public or private company?
Sabika is a private company. It is classified as venture growth investor backed and is currently operating.
When was Sabika founded?
Sabika was founded in 2022. It employs 11 to 50 people.
Where is Sabika based?
Sabika is headquartered in Cairo, Egypt, in the Africa region.
How does Sabika make money?
One revenue line is on record: transaction Fees on Gold & Silver Trades.
Who are Sabika's main competitors?
Direct peers on record are Goldmoney, Vaulted, OneGold, Kinesis and BullionVault. Emerging players are Sarwa and Wahed Invest. Broad incumbents are JM Bullion and APMEX. Augmont is listed as a regional player.
Does Sabika have an API?
No public API is recorded for Sabika.
What industry is Sabika in?
Sabika's product category is Digital Precious Metals Investment. Its primary akta.pro industry code is FSAPAIAC, RWA Tokenization Platforms (asset onboarding, structuring, issuance), with a secondary code of FSAAAAAI, Execution-Only / Self-Directed Investing Platforms. Its NAICS code is 523 and its SIC code is 6200.