Layer1
- Company typePrivate
- Founded2018
- HeadquartersSan Francisco, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
Layer1 firmographics
Firmographics- Name
- Layer1
- Legal name
- BVNK Services Limited
- Website
- https://layer1.com
- Company type
- Private
- Founded year
- 2018
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Layer1 industry classification
Industry- Product category
- Stablecoin Payments Infrastructure
- NAICS
- Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518), Credit Card Issuing (522210)
- SIC
- Security & Commodity Brokers, Dealers, Exchanges & Services (6200), Finance Services (6199)
- akta.pro primary industry
- On-Chain Payments & Stablecoin Infrastructure (Issuance, Rails, Treasury) (FSAGAMAD)
- akta.pro secondary industries
- Smart Contract Developer Platforms & Tooling (SDKs, APIs, frameworks, indexing) (FSAPAAAH), Stablecoin Payment Rails & Settlement Networks (Issuer-Led) (FSADADAF), Interoperability for Payments (Cross-Chain/Layer-2 Payment Rails) (FSADAIAO)
Keywords
Where Layer1 is headquartered
LocationHeadquarters
- HQ city
- San Francisco
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Layer1 business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Infrastructure, Operations, Marketing or Sales
Revenue model
- Subscription Fees: Quarterly fixed fee based subscription model with basis point fees on payment flows. Network and gas fees are the responsibility of the customer.
- Payment Flow Fees: Basis point fees charged on payment flows processed through the platform.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Multi-year contract | Subscription-based pricing with transaction fees |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels4 records
Layer1 product offering
Product offeringCore offering
Layer1 is a self-hosted, self-custody digital asset infrastructure platform purpose-built for stablecoin payments at scale. It provides custody, payments orchestration, liquidity management, and compliance capabilities through a unified system integrating with 60+ liquidity providers across multiple blockchain networks (EVM, BTC, UTXO, XRP, SOL, TRX). The platform enables fintechs, PSPs, trading companies, and enterprises to integrate stablecoin payment capabilities via API in under two months using roughly 200 lines of code.
Product overview
Layer1 is a modular, self-hosted, self-custody digital asset infrastructure platform built for stablecoin payments at scale. The core platform consists of specialized engines: the Digital Asset Engine (omnibus accounting, reconciliation, automated gas management), Vault (key management using AWS KMS and Secure Enclave), and Compliance Engine (AML/OFAC frameworks). On top of this foundation, Layer1 offers a Trading Engine (smart order routing across 60+ liquidity providers), Merchant Payment Engine (crypto checkout with auto-conversion), Global Payments Engine (cross-border payment orchestration), and automated Payment Solutions (Payment Channels and Payment Links for seamless acceptance and sending). Layer1 is designed for fintechs, PSPs, trading companies, and enterprises seeking complete autonomy over their payments infrastructure, differentiating from BVNK's fully-managed solution which handles licensing and operations on behalf of clients.
Differentiator
Problem solved
Functional benefit
Products and services
- Layer1 Stablecoin Infrastructure Platform Self-hosted, self-custody digital asset infrastructure platform that combines custody, payments orchestration, trading, compliance, and global payment rails into a unified API-first system designed for fintechs, PSPs, trading companies, and enterprises to launch stablecoin payment capabilities in under two months.
- Payment Channels White-label automated acceptance flow for receiving crypto and stablecoin payments on behalf of merchants, with built-in conversion to fiat and settlement to merchant accounts.
- Payment Links Automated payment sending solution combining conversion and settlement for outgoing crypto and stablecoin payments, designed for platforms that need to disburse funds to recipients.
Quantifiable outcome
- Processing over $8 billion in annualized volume
- +3 more outcomes
Companies that use Layer1
Customer profileNamed customers2 records
Segments3 records
Ideal customer profiles3 records
Layer1 technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration7 records
AI capability4 records
Feature11 records
Layer1 partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core and flagship.
- BitsocoreLocal offramp partner mentioned in the context of stablecoin payment orchestration for Latin America markets.
- YellowcardcoreLocal offramp partner mentioned in the context of stablecoin payment orchestration for African markets.
- BVNKflagshipLayer1 is the software solution licensed to clients by Layer1 Technology Pte. Ltd. BVNK uses Layer1 for its own crypto processing, processing over $8bn in annualized volume. Layer1 differs from the core BVNK payments platform.
Scale indicators8 records
Recent moves6 records
Expansion highlights6 records
Layer1 competitors and assessment
Company assessmentEmerging players
- Alchemy Pay: Alchemy Pay provides crypto and fiat on/off-ramps and a payment gateway for merchants. Comparable to Layer1 in bridging fiat and crypto rails and in targeting PSPs and merchants with payment-rail integration.
- Transak: Transak provides fiat-to-crypto onramp and offramp infrastructure as APIs for wallets and fintechs. Comparable to Layer1 as multi-region payment-rail infrastructure provider for digital asset use cases, with overlap in serving fintechs and trading platforms.
Broad incumbents
- Stripe (with Bridge): Stripe is a global payments platform with increasingly native stablecoin support, including via its acquisition of Bridge. Comparable to Layer1 as cross-border, multi-rail payment orchestration infrastructure serving global enterprises.
- Coinbase Prime: Coinbase Prime is Coinbase's institutional offering providing custody, trading, and financing for digital assets. It overlaps with Layer1's enterprise treasury and trading use cases at a larger scale and broader asset coverage, but is a portfolio solution rather than a payments-orchestration-first platform.
- BVNK: BVNK is the parent company of Layer1, providing a fully-managed payments orchestration platform with licensing and operations handled on the client's behalf. Direct overlap with Layer1 in target customers and use cases; Layer1 is essentially BVNK's self-hosted, self-custody SKU.
- Circle: Circle is the issuer of USDC and provides APIs, developer tools, and cross-border payment infrastructure for stablecoin payments. Overlaps with Layer1 as stablecoin payment infrastructure for fintechs and enterprises, though Circle plays primarily as an issuer plus API provider rather than a self-hosted orchestrator.
Direct peers
- BitGo: BitGo provides institutional-grade custody, wallet, and trading infrastructure with staking, lending, and settlement across many chains. Comparable to Layer1 as a multi-chain digital asset platform targeting institutional and enterprise customers with a self-custody vault story.
- Fireblocks: Fireblocks is a digital asset infrastructure platform providing custody, payments, treasury management, and policy controls for institutions. Like Layer1, it targets fintechs, PSPs, and enterprises integrating crypto/stablecoin rails, though Layer1's positioning is payments-orchestration first rather than custody-first.
- Zero Hash: Zero Hash is a B2B2C digital asset infrastructure provider offering custody, trading, payments, and stablecoin rails as APIs for fintechs and platforms. Comparable to Layer1 in API-first B2B digital asset and stablecoin infrastructure positioning.
- Anchorage Digital: Anchorage Digital is a federally chartered digital asset bank offering custody, trading, settlement, and stablecoin infrastructure for institutions. Comparable to Layer1 in providing payment and treasury-grade digital asset infrastructure for fintechs and enterprises.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Layer1 social profiles
Digital presenceLayer1 compliance and trust
Trust signalCompliance2 records
Layer1 financial estimates
Financial estimateRevenue estimate
Valuation estimate
Layer1 leadership team
Management profileNumber of profiles
Profiles1 record
Layer1 funding detail
Funding detailFunding overview
Funding rounds2 records
Investors2 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Layer1 M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Layer1
What does Layer1 do?
Layer1 is a self-hosted, self-custody digital asset infrastructure platform purpose-built for stablecoin payments at scale. It provides custody, payments orchestration, liquidity management, and compliance capabilities through a unified system integrating with 60+ liquidity providers across multiple blockchain networks (EVM, BTC, UTXO, XRP, SOL, TRX). The platform enables fintechs, PSPs, trading companies, and enterprises to integrate stablecoin payment capabilities via API in under two months using roughly 200 lines of code.
Is Layer1 a public or private company?
Layer1 is a private company. It is classified as corporate owned and is currently operating.
When was Layer1 founded?
Layer1 was founded in 2018. It employs 11 to 50 people.
Where is Layer1 based?
Layer1 is headquartered in San Francisco, United States, in the North America region.
How does Layer1 make money?
Two revenue lines are on record. Subscription Fees are the primary driver. The others are payment Flow Fees.
Who are Layer1's main competitors?
Emerging players on record are Alchemy Pay and Transak. Broad incumbents are Stripe (with Bridge), Coinbase Prime, BVNK and Circle. Direct peers are BitGo, Fireblocks, Zero Hash and Anchorage Digital.
Does Layer1 have an API?
Yes. Layer1 provides a developer API for integrating stablecoin payment capabilities. The platform offers developer documentation for getting started, with sandbox account access available by request. Pricing operates on a quarterly fixed fee subscription model with basis point fees on payment flows. Developer documentation is at layer1.readme.io/docs/getting-started.
What industry is Layer1 in?
Layer1's product category is Stablecoin Payments Infrastructure. Its primary akta.pro industry code is FSAGAMAD, On-Chain Payments & Stablecoin Infrastructure (Issuance, Rails, Treasury), with a secondary code of FSAPAAAH, Smart Contract Developer Platforms & Tooling (SDKs, APIs, frameworks, indexing). Its NAICS code is 518 and its SIC code is 6200.